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Jirong is a brand of Shanghai Jiayin Financial Technology Co., Ltd. It was officially launched on October 20, 2016. Help banks and non-banks build an independent, controllable, and appropriate big data risk control system, and realize the introduction, realization, and ecological closed-loop of Internet credit flow.
The business mainly involves three aspects:
1. Help banks build an independent, controllable, and fit big data risk control system, and realize the introduction, realization, and ecological closed-loop of Internet credit flow;
2. Use financial technology to lead innovation, and serve to help the development of domestic and Southeast Asian microcredit enterprises;
3. Provide technology output and big data risk control system for domestic consumer finance enterprises.
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At present, the business of Jirong includes two business lines: Jirong China and Jirong Overseas. Among them, Jirong China's business is mainly to identify and promote borrowers for licensed financial institutions, and help them provide solutions for borrowers; Jirong's overseas business has covered Vietnam, Indonesia, the Philippines, India, Mexico and other countries.
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Yes, you can go to the official website of Jiayin Financial Technology or the official website of Jirong to inquire, I hope it will be helpful to you.
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Once the borrower is overdue for repayment, the system will upload the overdue record to the credit information system of the central bank, which will affect the borrower's credit.
Therefore, if you take out a loan on this platform, you must repay the loan on time when the repayment period comes, and you cannot let your loan be overdue, and once it is overdue, it may be reported to the central bank's credit information system by the platform.
Precautions for online loans:
1. Note that no deposit is required.
Formal online lending institutions have a strict loan approval process, even if the lender is not required to provide collateral, it is also necessary to review the lender's credit history, income, work or business status and other information, and there are strict restrictions on the loan amount and loan term. Formal lenders do not charge any fees before lending, but repay the loan on time after entering the loan cycle.
2. Be sure to choose a formal lending institution.
This is especially true for online loans. Although it is called a small amount, it is also a loan, and all loans, whether they are bank loans or private loans, require you to have the ability to repay.
It is also those who claim that they do not need any conditions to lend to you, and it is definitely ** or Akira. In addition, many friends have asked the question of whether it is possible to get a loan just by providing an ID card.
Obviously, if you can't provide other valid proof, your ID card is useless, and a regular money lender will definitely not lend you money with just one ID card. <>
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Jirong Loan is a loan product of Rongxin Microfinance Co., Ltd., which is an online lending platform with a legal and formal business license and financial license certified by the state, providing users with one-stop borrowing and fast payment services, and has been connected to the credit information system of the central bank.
Precautions for online loans:
1. Note that no deposit is required.
Formal online lending institutions have a strict loan approval process, even if the lender is not required to provide collateral, it is also necessary to review the lender's credit history, income, work or business status and other information, and there are strict restrictions on the loan amount and loan term. Formal lenders do not charge any fees before the loan is released, but repay the loan on time after entering the loan cycle.
2. Choose a formal lending institution.
Whether it is a bank loan or a private loan, it needs to have the ability to repay. If you don't need any conditions to get a loan, you can't trust it, and a regular money lender won't make a loan with just an ID card.
3. Reasonable choice of loan amount and term.
The size of the loan depends on the individual's financial needs, and it is necessary to consider the financial repayment ability of the individual, so as to avoid the excessive repayment amount and excessive pressure of each installment, which will virtually increase the borrower's interest liabilities. <>
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Summary. Hello, I am happy to answer for you, Jirong is a regular platform. Extreme financing borrowing is relatively safe, but as long as it is a loan, there is a certain risk.
In fact, the users themselves are also matched with the licensed financial institutions that their users cooperate with for lending, and Extreme Finance is actually the product of the second loan of the user's loan. Quotas and eligibility are not shared with the user's loan.
Hello, I am happy to answer for you, Jirong is a regular platform. Extreme financing borrowing is relatively safe, but as long as it is a loan, there is a certain risk. In fact, the loans of the users themselves are also matched with the licensed financial institutions that the users cooperate with for lending, and the Extreme Jinji Sunrong is actually the product of the second loan of the user's loan.
Quotas and eligibility are not shared with users' loans.
Expansion: Founded in 2016, Jirong is positioned as a financial operation technology service provider, committed to connecting consumers and financial institutions in the scenario of eliminating leakage through big data, cloud computing, artificial intelligence and other technologies, so that every consumer can enjoy financial services more conveniently, and help financial institutions grow their business with high start-up and rapid growth.
Do you check your credit before taking out a loan?
Hello, you need to check the credit information before taking out a loan.
The credit report is not overdue, there is no debt, the platform is safe and reliable, and there is a business license.
Hello, it is recommended that you use the Du Xiaoman loan platform, the amount is relatively high, and the next payment is also convenient, it is a safe online loan platform.
Hello and only ruler, degree Xiaoman, originally called high finance. In December 2015, the financial services business of Qishan Yuanxia was integrated and the Financial Services Business Group (FSG) was established, which was handed over to Zhu Guang, Senior Vice President, and financial technology, unmanned vehicles and Dueros became the three important tracks of AI strategy.
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Hello, Jirong belongs to the **** <>< of Shanghai Jiayin Financial Technology Co., Ltd
Jirong, the leader of the big data risk control training engine, was officially launched on October 20, 2016, and is a brand of Shanghai Jiayin Financial Technology Co., Ltd. The business mainly involves three aspects: 1. Help banks build an independent, controllable and suitable big data risk control system, and realize the introduction, realization and ecological closed-loop of Internet credit flow; 2. Use financial technology to lead innovation, and serve the development of domestic and Southeast Asian microcredit enterprises; 3. Provide technology output and big data risk control system for domestic consumer finance enterprises.
The members of the Extreme Fusion Fintech team are composed of financial and technology experts from Huawei, Ant Jinqinzhou Service, and Morgan Stanley, including the general manager of Huawei Financial Solutions, the co-founder of Ant Financial Cloud, the VP of Root Stanley's global core financial risk control system technology, and the architect of PayPal's real-time big data risk control system.
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