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Hello. You can take a look at this first.
In fact, there is no good or bad insurance, that is, it is suitable or not, if it is regarded as protection, it is protection, and the income is not taken, but this protection is terminated by critical illness at the age of 75.
In fact, I give customers actual whole life insurance, if you are young, such as buying a fixed period of 20 or 30 years, then there will be no protection, is it still to be insured, then at that time, the reinsurance will be very expensive, when the money due can not buy the same protection, and the insurance is the longer the income.
This insurance is more cruel, there is no protection after the age of 75, and you can't insure it when you want to, so it is recommended to buy a lifelong one, and now there are many types of insurance, you can find the right one.
I am from Pacific Life, and I recommend the insurance type "Jintai Life", which is a critical illness, and the value is increasing with compound interest, and it can supplement the pension.
Since you have the willingness to buy insurance, it is best to find more employees of several companies to understand in detail, the benefits are different, the protection is also different, life, Ping An, Pacific, these three are large companies, find a person in charge, young, must do it for a long time, can serve your policy for a long time.
If you have any other questions, you can consult in detail, or message me.
I use my expertise for your questions and would be happy to help.
Li Yang, Senior Business Director of Pacific Life Dalian Branch.
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China Life Fortune Double Happiness Insurance Critical Illness Insurance: Insurance Period to 75 years old Ask you --
Back until lifelong. It is equivalent to sending a social security to the child. Receive it for life. The longevity is 105 years old, as high as 2.72 million. That's a high yield!
What does this phrase mean?
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If you have a critical illness attached, you can be covered up to the age of 75, and if you pay a claim halfway, you can waive the premium, and the contract will continue to be valid until 75
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Hello, sorry for your question. China Life Fulu Double Happiness (Participating) is the main insurance, and the additional insurance is Fulu Double Happiness Critical Illness. The insurance benefit of this insurance is to survive to the age of 75 to receive the maturity insurance premium, that is, the premium paid (if the critical illness benefit has been paid, after deducting the critical illness insurance fee), the insurance period occurs in the event of death, according to the amount of death, the insurance also provides 12 critical illness protection, effective or reinstated one year after the diagnosis of the chain according to the amount of insurance.
If you need financial management and critical illness protection, you can choose separately, generally give priority to health protection, and then consider financial products.
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Summary. Chinese Life Fulu Double Happiness This product is an all-round financial insurance integrating investment, pension, dividends and protection, you can get a total of 4 barrels of gold, one is the return of money, you can receive a high return of 10% of the insured amount every two years; The second is to repay the principal, return the principal at the age of 75, so that you can easily retire; The third is the guarantee, so that you can have no worries about your life; Fourth, dividends, which can be received in cash, can accumulate interest, and enjoy the operating profits of the world's top 500 companies. The insurance has been around for nearly a decade now, and many customers have basically paid their premiums and can receive their benefits.
Chinese Life Fulu Double Happiness This product is an all-round financial insurance integrating investment, pension, dividends and protection, you can get a total of 4 barrels of gold, one is the return of money, you can receive a high return of 10% of the insured amount every two years; The second is to quietly aquevert the principal, and return the principal at the age of 75, so that you can easily retire; The third is the guarantee, so that you can have no worries about your life; Fourth, dividends, which can be received in cash, can accumulate interest, and enjoy the operating profits of the world's top 500 companies. The insurance has been around for nearly a decade now, and many customers have basically paid their premiums and can receive the benefits of the trembling branches.
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Hello, it is a pleasure to serve you and give you the following answer: It is okay to live at the age of 75, but there are some things to pay attention to to ensure safety and health. First of all, it is necessary to ensure that you are in good health, and have a physical examination at the beginning of the year, so as to detect the disease in time and seek medical attention in time to prevent the development of the disease.
Secondly, you should pay attention to your diet, eat more vegetables and fruits, and eat less greasy foods to maintain good health. Thirdly, pay attention to your mental health, participate in more activities, communicate with friends, and maintain a happy mood to maintain mental health. Finally, pay attention to safety, don't do dangerous things, don't climb mountains without permission, and don't swim without permission to avoid accidents.
In conclusion, it is okay to live a life of happiness at the age of 75, but pay attention to your physical health, diet, mental health and safety to ensure safety and health.
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Summary. Pro-<>
Hello, I'm glad to answer for you. <>
<> Life China Life Fulu Companion Insurance 5748 can get 10,000 yuan at the age of 70, to the age of 70, the basic sum assured, premiums are refunded, Fulu Companion is a comprehensive insurance under Chinese Life, the protection includes: death insurance: death claim before the age of 18 paid premium; After the age of 18, 120%, 140%, and 160% of the premium paid will be paid.
Life and China Life Fortune Insurance 5748 How much can you get when you are 70 years old.
Life and China Life Fortune Insurance 5748 How much can you get when you are 70 years old.
Hello dear<> happy to answer for you. <>
<> Life China Life Fulu Companion Insurance 5748 can get 10,000 yuan at the age of 70, to the age of 70, the basic sum assured, premiums are refunded, Fulu Companion is a comprehensive insurance under Chinese Life, the protection includes: death insurance: death claim before the age of 18 paid premium; After the age of 18, 120%, 140%, and 160% of the premium paid will be paid.
The sum insured is 30,000
Yes, all refunds will be made.
Extended content: The two insurances refer to the survival and death of the insured, and this type of insurance refers to the death of the insured during the protection period of the insurance contract, or the survival of the insurance period at the expiration of the insurance period, and the insurance company needs to pay the insurance money according to the agreement of the insurance contract. Both insurance has the nature of savings and payment, regardless of the life or death of the insured, the insurance company has to bear the responsibility of compensation, so the premium of this type of insurance is higher than that of consumption.
How is it calculated?
Basic Sum Assured + Accumulated Premium.
Does the Basic Sum Assured have to be converted to cash value? Yes.
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The insurance age of China Life Critical Illness Insurance is divided between men and women, with the insurance age of men being 28-58 years old and the insurance age of women being 28-60 years old.
China Life Happiness Critical Illness Insurance is a kind of critical illness group compensation insurance underwritten by Chinese Life. Specific benefits include Critical Illness Benefit, Moderate Illness Benefit, Mild Illness Benefit, Children's Specific Disease Benefit and Death Benefit. Specific responsibilities such as accompaniment:
Serious illnesses are divided into 6 groups and can be paid up to 6 times, each time paying 100% of the sum insured, with an interval of 1 year. Categories 2-6 Major Illness is covered at age 88. If you have already paid for your first critical illness plan, you will not be required to pay the following premiums, but you will not be covered for Specific Illness Benefit, Minor Illness Benefit, Child Illness Benefit, and Death Benefit.
Moderate illness can be reimbursed up to once, and 50% of the amount of Baomeng reputation insurance can be reimbursed for diagnosis.
For mild illnesses, up to 6 times can be compensated, regardless of grouping, 20% of each time will be compensated.
If the insured person applies for 15 special childhood diseases before the age of 18 and is diagnosed for the first time with 15 special childhood diseases, an additional 100% will be paid.
The premium and cash value of death before the age of 18 are larger, and the premium, cash value and insured amount of death after the age of 18 are larger.
Theoretically, yes, but the actual operation of China Life is too laborious and there are many things, you go to the local provincial company or city company counter or something.
Principal plus dividends, how much dividends, ten years later, if someone tells you now, how much you can get, it is also an estimate, absolutely not accurate!!
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