Which of the four major banks is the worst, and which of the four major banks is the best

China Merchants Bank's credit card business charges arbitrarily, but the savings card business is okay.

The four major banks in China are the best of ICBC, because ICBC is the largest bank, and its benefits and salary levels are definitely much better than other banks. At the same time, it is also known as the "universe line" because of the highest market capitalization, the largest customer deposits, the largest total assets and the strongest profitability among the global peers.

Extended information: Although China's four major banks (Workers, Peasants, and China Construction) were established early and late, and their historical origins are different, they are all shareholders of the Ministry of Finance and ** Huijin Company, which is actually the capital of the country. These four major banks are the "national banking team" among the leading financial enterprises, representing the most abundant financial capital in China, so they are deeply trusted by the people.

China's four major banks Industrial and Commercial Bank of China (ICBC) Founded in 1984, although it is the latest of the four major banks, it has developed into the most powerful bank in China, the first of the four major banks, because it inherited the commercial banking business (deposits of individuals and industrial and commercial enterprises) divested by the former People's Bank of China. China Construction Bank (CCB) CCB was established in 1954 to provide matching funds for 156 projects aided by the Soviet Union in the First Five-Year Plan of the People's Republic of China.

From the beginning of the establishment of only the national capital budget allocation and enterprise self-raised funds and other basic business, to now it has also developed into the second largest bank in China after ICBC, its advantages are mainly reflected in the technical advantages and interbank business, especially in the unmanned self-service business is more leading, the first unmanned bank in China was first opened by CCB. Agricultural Bank of China (ABC) Founded in 1951, ABC was the first commercial bank in the People's Republic of China.

And because of its characteristic positioning of serving agriculture, rural areas and rural areas, among the four major banks, its business outlets in the country are the most, and the layout is all over the urban and rural areas, especially in the vast rural areas, the figure of the Agricultural Bank can be found. Bank of China (hereinafter referred to as Bank of China) Founded in 1912, Bank of China is the earliest of the four major banks, but it is currently the smallest, and its characteristic advantage lies in the best finance. Bank of China has the earliest international business and the largest number of overseas outlets, and many foreign-related businesses are carried out through it, so the foreign exchange business is the most leading among the four major banks.

The construction of China's banking system has undergone the reform of state-owned enterprises through reform and opening up.

In addition, after the reform of the economic system and market, it has entered a stage of comprehensive development. <>

At present, most of China's banks are divided into state-controlled banks, private banks, private banks, and mixed joint-stock banks.

There are also foreign banks and so on. The six major state-controlled banks recognized in China are mainly Bank of China, Industrial and Commercial Bank of China, China Construction Bank, and Bank of Communications.

Abc. Postal Savings Bank of China.

The four major banks were previously state-owned, and now the four major state-owned banks have been said to be the six major banks. These six major banks are basically state-owned, with state-owned capital as the main capital. Basically, the wandering shops are mainly for princesses, and their main business is to absorb deposits from the public and issue loans.

Banks are places of financial integration, and most of them will attract funds from the public to make loans or investments on their own. <>

Generally speaking, the bank's daily business is mainly to publicize its deposit offers to the public, and on this basis, attract some high-net-worth VIP customers to increase their deposits. Different banks have introduced different deposit yield standards, and you can choose deposits or investments according to your needs. Generally speaking, for people with a low risk appetite and a preference for low risk, saving in a bank is the safest way to invest.

Because the probability of a bank defaulting to a certain extent is extremely low, in general, people will receive the principal and interest on the deposit after it matures, which is a very safe investment for most people. The operating standards of the six major commercial banks are basically safety, profitability and liquidity. In addition to these six major commercial banks, there are also several policy banks in China.

China's policy banks are basically not open to the public. Policy banks are specialized policies for the country. For example, the Agricultural Development Bank of China.

There is also the Export-Import Bank of China. Wait a minute.

In addition to these banks, there are many banks, such as Shanghai Pudong Development Bank, commercial banks, and some policy banks, good investment banks. For example, CITIC**, Postal Savings Bank, Rural Commercial Bank, Urban Commercial Bank, Rural Credit Cooperative.

In addition to the four major banks, there are also Postal Savings Bank of China, China Merchants Bank, Minsheng Bank, Shanghai Pudong Development Bank, and China Everbright Bank.

Bank of Communications, China Merchants Bank, China Everbright Bank, ** Bank, Investment Bank, Bank of Beijing, Industrial Bank, Ping An Bank, Minsheng Bank.

The reasons why ICBC is good are as follows: China's largest commercial bank, reputation and safety first. There are more than 30,000 branches in China, making it the bank with the largest number of branches in China.

Alipay is supported, and there is no limit to it. Local cash withdrawal, independent international card quota for different brands. It is the strongest of the four major banks.

Industrial and Commercial Bank of China. As a result of inheriting the commercial banking business (deposits of individuals and industrial and commercial enterprises) divested by the former People's Bank of China, it has now developed into the most powerful bank in China, the first of the four major banks, and also because of the highest market capitalization, the largest customer deposits, the largest total assets and the strongest profitability in the global industry, it is also known as the "universe line".

1 China Industry and Commerce 2 China Construction 3 Bank of China 4 China Agriculture The rankings are as follows.

Summary. Dear Hello <>

Thank you for your patience, I am honored to answer for you, which of the four major banks is the most difficult to enter depends on personal ability, and the level, core positions, and regions of the four major banks are different, and there will be some differences in difficulty. Level: The level of the bank includes the head office, branches, sub-branches, the requirements for entry are different, the difficulty will be different, the requirements of the head office are 211 financial colleges, 985 master's degree or above, branch management trainees have increased requirements in the past two years, a master's degree, financial university graduate students have the opportunity; Schools at all levels of the branch may enter.

Core positions: Positions such as profit center departments, IT positions, asset management, and debt making with higher salaries are more difficult to enter, and tellers are relatively simple. Region:

It is more difficult to enter banks in first-tier cities and economically developed areas, while banks in third- and fourth-tier cities and remote areas are relatively easy to enter.

Which of the four major banks is the most difficult to get into.

Dear Hello <>

Thank you for your patience, I am honored to answer for you, which of the four major banks is the most difficult to enter depends on personal ability, and the level, core positions, and regions of the four major banks are different, and there will be some differences in difficulty. Level: The level of the bank includes the head office, branches, sub-branches, the requirements for entry are different, the difficulty will be different, the requirements of the head office are 211 financial colleges, 985 master's degree or above, branch management trainees have increased requirements in the past two years, a master's degree, financial university graduate students have the opportunity; Schools at all levels of the branch may enter.

Core positions: Positions such as profit center departments with higher salaries, IT posts, asset management, and debt making are more difficult to enter, while tellers are relatively simple. Region:

It is relatively difficult for banks in first-tier cities and economically developed areas to enter, while banks in third- and fourth-tier cities and remote areas are relatively easy to enter.

<> pro

However, in the early round stupid four major bank cavity examinations, the top of the list is the most difficult CCB, the construction of the bank and land escort professional course focuses on economics, finance, economics examination diversification, the basic skills of candidates are higher. The CCB exam lasts 150 minutes and has a total of 160 questions, which is very difficult overall. The only point is that CCB does not have high requirements for candidates' English ability, and the proportion is relatively low, so students who are not proficient in English can consider CCB.