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The bill installment fee is very high, and in many cases, it is better to choose to pay in installments and pay a handling fee when buying something.
The formula for calculating the minimum payment amount:
10% of the current consumption
10% of the current overdraft cash withdrawal transaction
100% of the previous outstanding minimum payment
100% of excess spending (temporary limit).
100% of fees and interest
Minimum payment.
So your repayment should be 170 + 0 + 0 + 0 + 0 = 170 yuan.
As for the interest, the amount of each consumption in the previous bill is the interest-bearing principal (if you only have this one, the first month is 1700, which varies with the monthly repayment), and the number of interest-bearing days from the date of the account to the date of repayment of the account is (yours is more than 300 days), and the daily interest rate of 5/10,000 is the interest-bearing interest rate.
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Hello! The credit card minimum payment is the minimum amount that you must repay before the due date of each month, you can not pay the full amount but the repayment amount in each installment must be greater than the minimum payment, which is the basic repayment requirement for you to maintain a good credit history. If you choose the minimum repayment and are not eligible for the interest-free repayment period, interest will be charged on all purchases in the current period from the billing date (usually the day after the purchase) at 5/10,000 per day until you pay off the full amount.
If you pay off the current amount listed on your bill in full before the payment due date, you'll be eligible for an interest-free period. You can choose your repayment method on a case-by-case basis.
Minimum Repayment 10% Cash Advance Principal + 10% Non-Cash Advance Transaction Principal + 100% Fees + 100% Interest + 100% Excess Consumption + 100 Previous Minimum Repayment Outstanding + 100 Single Instalment Amount. Please refer to the minimum repayment amount stated in the statement.
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The first month is a minimum of 170 yuan, and the next month is 5/10,000 per day per day. 1700-170 5 per 10,000 per day.
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If you only repay the minimum repayment amount every month, you need to repay at least 1,150 yuan per month, that is, 10% of 10,000 yuan is 1,000 yuan, and the interest of 5/10,000 per day is 150 yuan a month.
The minimum payment amount for each instalment is calculated:
Minimum Payment = 10% of all general transactions on the credit card account + 100% of all outstanding installment transactions in the account + 100% of the outstanding amount of the previous minimum payment + 100% of the total amount used in excess of the credit limit of the account + 100% fee + 100% interest.
Penalty. If the cardholder fails to repay the minimum repayment amount of the previous bill before the due date (inclusive), the Bank will charge a corresponding penalty of 5% of the outstanding part of the minimum repayment amount in accordance with the "China Merchants Bank Credit Card Regulations", with a minimum charge of RMB 10 or USD 1.
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Summary. Hello, China Merchants Bank credit card swiping 10,000 yuan, if you only repay the minimum repayment amount every month, you need to repay 1,150 yuan per month, one of the monthly interest is 150 yuan, calculated at 5/10,000.
If you only repay the minimum repayment amount every month, how much do you need to repay every month?
Hello, China Merchants Bank credit card swiping 10,000 yuan, if you only repay the minimum repayment amount every month, you need to repay 1,150 yuan per month, one of the monthly interest is 150 yuan, calculated at 5/10,000.
Repay at 10 percent. China Merchants Bank credit card swiping 10,000 yuan, the minimum repayment is 1,000 yuan. If the cardholder has difficulty in repaying all the amounts payable before the due date (inclusive), the cardholder can repay the loan according to the minimum repayment amount stipulated by the card issuer, but cannot enjoy the interest-free repayment period, and the minimum repayment amount is 10% of the consumption amount plus other types of payables.
10% of 10,000 yuan is 1,000 yuan, so if you swipe 10,000 yuan on a China Merchants Bank credit card, the minimum repayment is 1,000 yuan. In addition, the minimum payment amount is shown on the current bill.
Swiped 10,000, has repaid the minimum repayment of 1000, how much in the second month?
The total amount is also 10 percent, for example, 9000 is 900 yuan, and the interest is calculated on a daily basis.
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It is recommended that you go to China Merchants Bank's ** to inquire, you can directly see the minimum repayment amount in this period, and you can also inquire without opening the online banking of China Merchants Bank, I inquired like this before, which is very convenient!
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First of all, landlord, are you asking about the minimum payment on the credit card or the first installment payment?
I'll say it, 1. The minimum repayment amount of a credit card is generally 10% of the amount you should repay on your current bill, that is, 1500
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Do you want to repay it in installments? How many installments are there?
If you don't pay it back in installments, you can pay it back as much as you want, and let you pay it back on the same number as you want, it's really not good, ask your boyfriend more.
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1.The final interest rate actually paid to the bank is equivalent to 18% per annum, i.e. the daily interest rate.
2.Repayment with the minimum repayment amount is not simply 1000*10% There is also interest, etc., so you must repay according to the minimum repayment amount listed on the current bill, never repay more than the last repayment date, and never repay below the minimum repayment amount.
3.In addition, you can also call 8008205555 (toll-free) or 4008205555 (local call) to check the current bill and repayment amount by voice flow.
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If you are overdue, the interest is 5/10,000 per day, and the minimum repayment just does not affect your credit history, and the interest is still very high, so it is best to repay the loan in full.
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After the minimum payment is made, the remaining amount will continue to be charged at 5/10,000 per day until you pay it off in full.
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On May 20, 10,000 yuan was swiped, the bill date was the 30th of each month, and the last repayment date was June 15, assuming that there was no other arrears and consumption, the repayment was on the last repayment date, and only the minimum repayment amount was repaid.
The bill amount on May 30 is 10,000 yuan.
Repay 1,000 yuan before June 15.
Bill amount on June 30 = 9,000 + 10,000 * days (May 20 to June 15) + 9,000 * days (June 16 to June 30) = with a minimum payment of .
The bill amount on July 30 is (days (July 1 to July 15) (days (July 16 to July 30) = and the minimum payment is.
And so on for the following months.
The calculations are not necessarily accurate, but they are pretty much the same.
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If it is 10,000 yuan, the minimum monthly repayment is 1,000 yuan + interest (yuan).
You can apply for bill installment by calling China Merchants Bank (the number is printed on the back of the card) after swiping the card, or you can log in to the "Credit Card Online Banking" of China Merchants Bank to apply for bill installment. The way is different, the function and so on are the same. >>>More
Slowly pay it back, what else can you do 100,000 words is not a big problem for you, after all, you still have a fixed income every month, save some flowers, don't buy things that you can usually not buy, don't spend money that shouldn't be spent, slowly pay it off little by little, life is still hopeful.
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