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Generally, the main application is based on strength;
Boys work as bank tellers.
Yes, it is more promising; In the four major state-owned banks.
In the past, most tellers were actually non-regular employees hired by banks, i.e., they were not staff members. In addition to wages, tellers receive holiday fees and housing provident funds, which are almost lower than those of regular employees.
But now due to fresh graduates.
Due to limited resources and increased internal staff turnover, regular employees occupy seventy percent of the counter, and dispatched employees.
The requirements for their academic qualifications have been gradually increased, and the four major state-owned banks basically only recruit fresh graduates from one college as regular employees.
Another bank manager sympathized with the plight of tellers, who earn less than regular employees and often work more intensively than regular employees. ICBC, CCB and other banks have increased the salary level of employees after their share reform and listing, and it is estimated that the income of tellers will also rise, but the increase will not be too large.
The salary of a bank teller basically consists of three parts: basic salary.
Performance salary (or bonus) + business commission (the bank's commission according to the teller's monthly business number, turnover, and distribution of wealth management products) The basic salary of each bank is usually between 3,000 yuan and 5,000 yuan, and each person will be due to his or her technical level and length of service.
Differences in academic qualifications, etc.
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It helps with gender balance, and can help female colleagues do manual work at work, etc.!
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The bank teller position is responsible for accepting personal cash and non-cash business at the counter of the branch, marketing personal financial products, and providing customers with high-quality and efficient counter services and hall services.
1) The front desk teller is responsible for: direct customer-facing counter business operations, inquiries, consultations, etc.
2) The back-office teller is responsible: there is no need for customer-facing business processing such as interbanking, bill exchange, internal accounting, etc., as well as follow-up processing such as review, confirmation, and authorization of the front-end business.
3) Supervise the teller work class to roll the account.
4) Identification and control of banking technology risks.
What you need to have
Bank tellers must have resolute execution, the so-called execution, is the ability to implement strategic intentions and complete the predetermined goals. For individuals, execution is the ability to do things; For the team, execution is combat effectiveness; For enterprises, execution is the ability to operate.
Bank tellers should have superb adaptability, the so-called adaptability, is to be able to deal with unexpected emergencies without surprise, respond appropriately, and even skillfully and decently, and turn the crisis into safety. As a special service window unit for operating currency, the front-line tellers have to face different customers every day, and may face the challenge of "emergencies" at any time.
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Cash teller: The daily work is mainly engaged in the review of various cash business, the counting of small banknotes, the counting of large amounts of cash, etc. It is usually held by people who have just joined the bank, and it is the basis for continuing to work at other counters.
Ordinary tellers: engaged in all kinds of counter business, including all kinds of business and private business, is the largest type of counter personnel in the bank.
General teller (accounting supervisor): mainly responsible for checking, supervising and reviewing all kinds of accounts of ordinary tellers on the day. Explanation of the handling process of special counter business, inspection and supervision of the implementation of bank rules and regulations, etc. In some cases, we will also handle specific business.
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It's good work.
Teller generally refers to bank employees who have direct contact with customers at the bank counter, and the front desk teller is responsible for direct counter business operations, inquiries, consultations, etc. Bank tellers.
It is also the vast majority of fresh graduates.
Where the career starts, it can be easily controlled in less than a month, the commuting time is relatively fixed, the performance pressure is relatively small, and the salary is at the lowest level.
However, don't underestimate tellers, banks pay great attention to the teller experience of employees, and now recruit new graduates.
All need to have grassroots work experience.
Moreover, the directors of major bank branches basically start as tellers.
Teller Career Development Prospects:
1.Marketing line: transfer to account manager.
etc., go to the sequence of positions (the sequence of positions includes account managers, product managers.
marketing management, customer service management, etc.).
2.Professional and technical line: intensive cultivation in the accounting line, make a business benchmark, promote to the cabinet manager, and then compete for the accounting supervisor, and then compete for the vice president of the grassroots outlets, it generally takes 5-8 years to get here, and then you can go up to the provincial branch accounting department to be a small leader, and then compete for the general manager of the accounting department, and then march to the head office.
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