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Basically no deposit, keen to buy shoes, running and exercising at work and work every day, playing with mobile phones and watching movies, alone, I feel that time has no effect on me.
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Now I don't have any savings, I just joined the job, the salary during the probation period is also very low, I just entered the society in my 20s, there is still a lot to learn, and my dream in the future is to be able to get a promotion and a salary increase, and have a better life.
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At the age of twenty-three, I am now in the best time of my life, and I am already a mother of two children, living a life of husband and children at home.
Maybe many people will think that it is a bit early to get married at my age, but on our side, it is already okay, getting married at the age of 20 and then holding the two of you for three years...lives a life that is at ease with what comes its way, and life seems to be all child-centered.
Dabao is three years old this year, Xiaobao is just five months old, the first thing he gets up every day is to get the child right and then clean himself up, and then he buys vegetables and does housework, in the eyes of others it may seem like a very unbearable housewife, but what does it matter, as long as parents can watch the healthy growth of the two children is already very satisfied, other things really dare not ask too much....
A family of four can also go out to the park on weekends, bask in the sun, and occasionally have a picnic, so I feel good about this rhythm of life! I hope that in the future, I can still live as comfortably as I am now.
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23 years old, a 110 square 800,000 full house, a 300,000 car, a deposit of 300,000, tepid, have a boyfriend, but I feel that the happiness index is really not high, every day all kinds of irritability, I don't want to get married, but the age is really not small, fortunately, I am okay.
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I think that around 20 years old, you should have about 30,000 or 40,000 yuan in savings, because at this age you should be more sensible and already know how to save money.
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I think that when I was 20 years old, my savings were negative, after all, I had no foundation in everything when I first entered the society.
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I think that the savings that you should have around the age of 20 are the money you earn from your own part-time job, or the money you have for the New Year.
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I think there will be very little savings that you should have around the age of 20 because you haven't started earning yet.
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I think that the poor ones in their 20s have no deposits, and the good ones have a lot of debts, and that's the case.
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In my opinion, I think that at the age of 20, there should be about 40,000 or 50,000 yuan in savings, and there should still be some after removing the New Year's money.
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I think that I should have a four-figure deposit around the age of 20, because 20 years old is not too young, and I am slowly starting to enter society.
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At the age of 20, you should not have the ability to be too strong, and at this time, you will rely on your own methods to deposit.
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Personally, I think it is normal for a 30-year-old person to have a deposit of more than 500,000 yuan, because in this way can a person's basic social security be satisfied.
First of all, it needs to be emphasized that everyone's income situation is different, and everyone's income background is also different, which means that everyone's deposit amount will definitely be different, and there is no unified deposit standard in this world. Some people may not have any savings before the age of 30, and some people may have saved millions, so we don't need to be anxious about the problem of savings, which is just a staged manifestation of a person.
1. A 30-year-old should have a deposit of more than 500,000.
The main reason why I say this is because people over the age of 30 have basically started a family, and the parents around them are gradually aging. When a person has a deposit of more than 500,000 yuan, this person can basically meet the problem of living security, and at the same time have the ability to do something to take care of his family. When we were younger, some people may not have taken the issue of savings as seriously.
But when we reach the age of 30, I think it's important for everyone to save some money for themselves. <>
Second, there is no uniform standard for the number of deposits.
As I said above, everyone's background is different, so there is no need for a uniform standard to bind everyone. If a person's deposit is very small, I don't think there is any need for this person to feel inferior, but he needs to further strengthen his deposit operation to make himself more resilient to risks. If a person has a lot of savings, I don't think there is any need to be complacent because there will always be people in this world who have more savings than themselves.
3. I believe that deposits are the basic security that everyone needs to have.
When we are young, we may feel that the future is full of possibilities, and at the same time, we will not worry about the risks. When we reach the age of 30, I think everyone needs to look at their own basic security. Although savings cannot help everyone solve various practical problems, they can provide various material guarantees for our lives and strengthen our ability to resist risks!
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I think it is normal to have at least 1 million, because 30-year-olds must have worked for seven or eight years, and they are all married, and they can't support their families without 1 million.
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I think it is normal to have at least 300,000 yuan in savings, because you are 30 years old and you should be a working person. If you start looking for a job at the age of 23 after graduating from college, you should save at least 20,000 yuan a year.
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If you buy a car or a house, then it will be normal to have at least 100,000 yuan, and if you haven't bought it, then at least 200,000 yuan will be normal, because there are many people now, and their annual salary is tens of thousands.
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It depends on what you do! If you calculate it according to the ordinary monthly salary of 8000 and the deposit of 4000, and the official job at the age of 23! There are at least 300,000 deposits!
If you are engaged in a profession with a relatively large floating ratio of high profits such as Internet celebrity ** financial investment! It's okay to deposit a few million, but of course you can go into debt! To add that if you buy a house and are 30 years old, most ordinary people are at the level of debt.
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Vary. There are deposits of 50 to 600,000 yuan, deposits of about 30,000 or 40,000 yuan, and deposits of about 20,000 yuan.
When I was still in college, it was relatively normal to have no savings, and most of the savings were my own, this pocket money or a kind of accumulation of New Year's money, if I had a deposit of forty or fifty thousand at the age of 20, it was already very good.
The survey found that more than 65% of the population has a monthly disposable income of more than 3,000 yuan, of which nearly 40% have a monthly disposable income of more than 5,000 yuan. Relative to income is consumption, effective data show that these young people can earn and spend, and nearly forty percent of them also spend more than 3,000 yuan per month, with strong spending power.
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At the age of 20, he is about 30,000 yuan, and he has not much savings when he just left society, and he lacks experience or anything.
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It probably varies from person to person. Generally, 20 years old is still a student, and there is no savings. If you don't study to make a living on your own, it depends on your family situation and whether you have help, and you should save very little on your own.
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For most people, 24 years old should not have much savings, if according to the normal age, most of the children in their twenties are still in college, and if they do not go to college, they have just entered the society, after all, they can only find a job after the age of 18.
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It depends on working in **, if you are in some large enterprises, you may have 50,000.
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A normal 20-year-old should still be studying. If you have a deposit, it means that you are not normal!
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Unless the pocket money given by the family can't be spent. At this age, there is no job, except for pocket money, there is no economy**.
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I probably have more than 30,000 deposits. In the past few years, entrepreneurship has been burning money, with few deposits and a lot of debtsAs of the end of 2021, the balance of personal bank accounts is only a pitiful more than 30,000 yuan, and WeChat has a few hundred yuan of change, and Alipay has a few hundred yuan of change.
Compared with deposits, there are quite a lot of debts, with a two-house loan of almost 3 million, a monthly payment of 10,000+, and a car loan of more than 200,000, with a monthly payment of 4300+; There are also business loans that are not mentioned here, and it will be a headache when I mention it.
In addition to various debts, there are also a lot of personal expenses, such as the cost of children's schooling, the cost of daily expenses at home, office rent, etc.
On the whole, our family is barely able to make ends meet, and there is very little left of our daily income after deducting various debts and daily expenses, so there is no savings at all.
I believe that many post-80s generations should be in a similar situation to us, and this is a very bitter generation for the post-80s.
After we were born, we didn't go to college for free like the post-70s and post-60s, and we were assigned jobs after graduation; When we went to school, we had to pay our own tuition, and after graduation, we had to find our own jobs.
We are not like the post-70s and post-60s, after graduation, it happens to be the upsurge of reform and opening up, there are many opportunities in the market, as long as you are willing to fight, bold enough, you can seize the opportunity to develop.
We are not like the post-95s and post-00s, who have strong parents, who do not worry about food and drink, and even buy a house with the help of their parents.
Most of the post-80s generation actually have to rely on their own struggle, and at present, the post-80s generation is basically over 32 years old, both old and young, and there are a lot of expenses.
Of course, there are many people born in the 80s, and the actual situation of different people is different, most people have no deposits, but there are also a small number of post-80s who have a lot of deposits.
For example, there are many well-known entrepreneurs who belong to the post-80s, such as Cheng Wei of Didi, Zhang Yiming of ByteDance, Zhang Bangxin of Good Future, Wang Tao of DJI UAV, Su Hua of Kuaishou, Li Xiang of Li Automobile, Chen Tianshi of Cambrian, etc., are all very good, and they are worth more than 10 billion yuan after 80.
What's even more annoying is that most of these people are self-made, and they rely on their own efforts and opportunities to turn around.
So for the post-80s generation who have no deposit, don't give up on yourself, after all, you are only in your 30s and 40sThere are still a lot of good years to come, at least thirty or forty years of struggle.
If you don't give up, maybe there will be an opportunity in the future for everyone to turn over, so you must have a good attitude, although there is not much savings now, but don't give up hard work, the worst result is nothing more than a late bloomer.
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The deposit is only 50,000 yuan, because the daily expenses are relatively large, so most of the money is used to repay the mortgage, and the money saved is relatively small.
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After reaching the age of 30, the age of establishment has passed. At this time, you should have started a family, and you should have at least 100,000 yuan in savings. This is the norm at the age of 30.
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The deposit can reach about 100,000 yuan, because the money you earn will be saved every year, so the final savings are relatively large.
It's not small. Even when I was 14 years old!!
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