The disadvantages of buying a house in the name of your parents, is it okay to write your parents n

1.Whether you are an only child or not, as long as one of you has siblings, advise you not to do so.

2.If you buy a house in the name of your parents, try to use one of your parents, or even only one of them, otherwise if the homeowner encounters an accident, you need all the immediate family members of the homeowner to get this house or ** house.

Fair consent to waive rights. If there are too many relatives involved in the case of both parents, the situation is too complicated.

3.I have bought a house in such a way that it is expedient and cannot be delayed for a long time. When I bought it, I planned to hold it for 3 years at most, and then I sold it and bought the property in the name of my young couple.

In recent years, due to purchase restrictions, some friends who have not met the purchase standards will buy commercial houses in their names through the relationship of relatives and friends, and then register with the real estate registration department to obtain the house ownership certificate. This situation is not uncommon in reality. So what are the risks of doing so?

First of all, the borrower's future purchase of a house will definitely be affected.

At present, many cities in China have implemented purchase restrictions on buying houses, and the policies often change, such as the borrowed celebrity himself wants to buy a house, which will be affected because of the house under his name, the down payment ratio and loan interest rate.

Tax calculations, etc., will be recognized as a second home, which requires a higher down payment ratio, higher interest, and a greater price.

Second, if the actual property owner repays the loan on time, it will bring losses to the credit of the borrower.

In practice, if the actual property owner has overdue and other irregularities when repaying the house loan, it will cause credit losses to the borrower.

As the actual capital contributor and the actual property owner, there is also a considerable risk in this.

First of all, if the borrowed celebrity regrets it, it is very likely that the house will be empty.

If you buy a house in the name of someone else, once the borrowed celebrity repents and transfers or mortgages the property without permission, and the buyer cannot fully prove the entrustment relationship between the two parties and the fact of paying the purchase price, then it is likely to lead to "empty money".

A transfer fee is required to transfer the property to your name, and the house in your parents' name is legally theirs and does not belong to you.

After the parents leave, if there is no transfer or a clear will. The house is subject to the law, and your parents' siblings have the same inheritance rights as you.

OK. The name of the real estate certificate should be consistent with the name of the purchase contract, if the name of the parents should be written in the real estate certificate, you must take your parents to sign the purchase contract and buy the house in the name of your parents when you buy the house. If your name is written in the purchase contract, then the real estate certificate is also the buyer's own name, and the name cannot be written.

Legal basis: "Measures for Housing Registration" Article 25 The housing registration agency shall, according to the records in the housing registration book, write and issue a certificate of housing ownership to the right holder. The house ownership certificate is the proof that the right holder enjoys the right to the house, including the "House Ownership Certificate", "Housing Other Title Certificate", etc.

If the house applied for registration is a co-owned house, the housing registration agency shall indicate the word "co-ownership" on the house ownership certificate. After the advance notice registration, the registration of the mortgage of the construction in progress and other matters stipulated by laws and regulations are recorded in the housing register, the housing registration agency shall issue the registration certificate.

Hello, this depends on the meaning of both of you, if both of you agree, write the names of both of you, if one of you disagrees, then it doesn't make sense to write whose name, because this house is your common property, if it is pre-marital property, then it is your respective name, and marital property is joint property, no matter whose name is written, it is your joint property of husband and wife, and the same is true for writing parents.

Parents buy a house in the name of their child, which will also have a certain impact on the child in the future, and the parents directly in the real estate certificate.

The child's name was written on it. In the future, if the child wants to buy a house again, it will be easy to occupy the child's first home.

Since the parents have written the child's name on the real estate deed, it proves that such a house belongs to the child. Don't be too careful about the sale between the child and the parents, you must know that the parents bought the house and wrote the child's name, and they also sold it for the good of the child. When children are dealing with real estate, they should find out whether their parents are buying a house in full or with a mortgage.

If the parents bought the house in full, then the young person does not have to worry about paying the mortgage in the future, but if the parents are buying the house with a mortgage. If only the child's name is written on the real estate deed, the child will also need to face the responsibility of repaying the mortgage in the future, and if the parents take out the loan in the child's name, then it proves that the child is definitely not a minor. Because minors are unable to repay their mortgages, banks will not lend them.

As a child, you should find out about it and take out a bank loan in your own name.

How much mortgage you need to repay each month depends on whether your financial ability can achieve the purpose of repaying the mortgage. <>

When parents are thinking about buying a house for their children, they generally think that the house in the future will be for their children after all. Choosing to wait for the children to start a family and start a business, and then transfer the house directly to the children, there is also an additional cost, and parents also want to reduce such a cost, so they will think of writing the child's name in advance when buying a house. This will save you a little less trouble and reduce some unnecessary troubles in the future.

Even if the child is thinking about getting married in the future, he will say that he has a house in his name, which will make it easier to find a romantic partner. <>

If only the child's name is written on the real estate deed, it proves that such a house itself belongs to the child. As parents, they will want to give their children the best of everything, and children cannot doubt the good intentions of their parents. After all, not all parents will think about writing their children's names after buying a house, and parents will also consider whether they have a house in their name.

It doesn't have any impact on you, but if you want to buy it back in the future, it is not the first house, you only need to pay more on the down payment, and the house has a part of yours, but if your parents are alive, the house is bought by them, but they also have the right to distribute the property of the house if you use your name to omit the search word.

Parents use the child's name to buy the brother's house, the real estate certificate writes the child's name, this house is all the child's dissipation, and the child buys his own house in the future, and it belongs to the second purchase, there are many restrictions.

Summary. If the son is still a minor, he must write the names of his parents when he buys a house; If the son is an adult, you can write the son's own name alone, and the house belongs to the son alone, and if you add the name of the parents, it will be very troublesome to transfer the property in the future, and there are many brothers and sisters in the family, which is easy to cause property disputes.

If the son is still a minor, he must write the names of his parents when he buys a house; If the son is an adult, you can write the son's own name alone, the house belongs to the son alone, plus the name of the parents, it is very troublesome to transfer the ownership in the future, the family is good to keep an eye on the younger siblings, and the socks are easy to cause property disputes.

You can also ask your son for advice with or without a name.

1. The benefits of adding the name of the parents to the real estate certificate 1. If the name of the parents is added to the real estate certificate, then the children and parents will need to live together in the future, because this house is the property of filial piety and the parents and children, so that even if there is discord with the spouse, there will not be too much resistance because of the house. 2. Add the name of the parents on the real estate certificate, and the parents can withdraw the children's provident fund, but they can also be used as a joint loan repayer, which can relieve some of the financial pressure on the children. 3. If the children want to divorce in the future, then the amount of real estate that the spouse can divide will be smaller, which can reduce their economic losses.

The disadvantages of adding the name of the parents to the real estate certificate 1, in the city where the purchase is restricted, if the name of the parents is added to the house, then the parents also have a suite under their name, and it is difficult to buy a suite again. 2. After the death of the parents, the other children can inherit the share of the real estate occupied by the parents and children, at this time, your house does not belong to you, and half of it needs to be divided to other sisters. 3. If the name of the parents is added to the real estate certificate, then it is equivalent to the same word of the real estate share sale, and the corresponding tax amount needs to be paid at this time, that is to say, after you pay the tax, the parents also have to pay the tax again.