I m a student, is it okay to invest like this?

I'm a senior majoring in finance. First of all, I want to say that it is good for you to have a sense of investment as a middle school student, but maybe you don't know very much about **knowledge, in fact**There is no good or bad, if **market** will rise, on the contrary. Harvest 300 is an index **, the income of this kind of ** is associated with the stock index, ** up it rises, ** it also falls, the risk is still quite large, now the Shanghai Composite Index near 3000 points, in fact, it is a relatively high position, if the timing of the investment is not very good, I personally think that the stock index will be ** to around 2300 points in the next few months, the overall trend is downward in the last few months, I suggest that you may wish not to invest first, put the money in the bank first, and then start to invest in the stock index, However, if you don't invest now, you will spend the money, and it doesn't mean that you can't buy it now, after all, the money you invest in the regular investment is very small, and you can't lose much money.

A regular investment of 200 yuan per month and 2400 a year is also a lot of money for a student, but it is not easy to stick to it. If you want to enter ** in the future, you must learn more professional knowledge, because ** is like a battlefield, if you want to make money, you must spend a lot of effort to learn, otherwise you can only lose money.

You should do a good job in your studies first, prepare for the college entrance examination, and then read the books of finance majors after you are finished, if you are interested, you can fill in the major of finance, the future is good, but it is not easy to learn well.

Now is a recognized time to make the best regular investment! But the key thing is how you use regular investment to help you make money!

My personal opinion is to do the best regular investment portfolio! You can further diversify your risk and increase your returns!

I would like to recommend you ChinaAMC Return (Hybrid) and Harvest 300 (Index).

In the last year, the overall scale of ChinaAMC returns is higher than that of the same category; In terms of dividend style, it is manifested in the preference for dividends in the overall **. In terms of the ratio of risk and return, the investment return of the ** is very high, and the investment risk is very small.

The proportion of ** assets invested in the ** net asset value. The manager of Huaxia Return has a very strong comprehensive management ability and good stability. In terms of choosing investment objects, we prefer to invest in large-capitalization categories, which have a mix of growth and value.

Among the concentration of heavy stocks, the concentration of the industry to which it belongs is average.

From the perspective of the overall management level of the ** company, the ** overall income of the ** management company is slightly greater than the average overall income of other ** companies, the difference in income is slightly greater than the average level, and the overall risk level is equal to the average level.

Therefore, it is recommended that you recommend** and hold it for a long time**.

In the index**, the Harvest 300 is the best among them! I believe you have already seen all kinds of analyses about this **!

1. According to the current point, it is no longer possible to have a large **.

2. China's most advanced economic aspect has not changed, and investing in Harvest 300 can enjoy the profits of the rapid growth of blue-chip listed companies.

3. The current **, regular investment index** must be more than 3 years, so as to ensure the income.

Personally, I think this regular investment combination is still good, and I also operate it myself!

We wish you all the best in your investment

It is recommended that you study science and engineering technology in college, and then choose economics after graduate school. Undergraduate finance and economics are not very employable. So be cautious.

Plus, there's nothing wrong with the strategy you're investing in. However, the domestic ** is not mature. Therefore, the risk still needs to be controlled.

There are only 1,000 dollars of investment to choose from investing in financial management, which is also a good choice, the details are as follows:

1. The first step in investment and financial management is to set a financial goal, to determine how much money you can save in a month, what kind of products you choose, what is the expected goal, and how much you can add up.

2. The second step of 1,000 yuan investment and financial management is to deposit and save, and deposit a fixed amount of money every month to strengthen the liquidity of funds.

3. The third step of 1,000 yuan of investment and financial management is to purchase insurance, which can be reasonably matched according to the 1234 rule of financial management and purchase insurance products according to the "rule of eleven".

4. The fourth step of 1,000 yuan investment and financial management is Xu Ze's Internet finance and information disclosure.

Extended Materials: Investment Varieties.

1. Real estate. Many people invest in real estate, and a family buys n suites waiting for appreciation.

2. Bonds. Bonds include treasury bonds, financial bonds, and corporate bonds. This is lower than **, but the return is also low.

Compound interest can be selected to calculate interest. Treasury bonds are not available to many people, and they are known for their good reputation, good interest rates, and low risk"Gilts"。The risk of financial bonds is relatively high, and the company's bonds have the greatest risk and the highest returns.

3、**。China's ** fell from more than 6,000 in 2008 to more than 2,000 in 2011, and the economy is growing without rising, PetroChina is so good that its ** is not good, Buffett is from PetroChina after earning 3.5 billion US dollars after a gorgeous exit. Some people say that China's ** is very similar to Japan's, and it will never be able to rise to a high point again, and it will only continue to hover around 3000.

It may have something to do with China's most powerful power. It is also related to the psychology of the Chinese people who are afraid of things.

4、***。It has been relatively hot in recent years. "Troubled times buy gold"In the case of the financial crisis, the European debt crisis, too many unstable factors in the world, and China's inflation is relatively strong, many people have turned to the world's common and stable value of materials.

There are many ** products of the bank, such as **bars, paper**, **t+d. Many people also do overseas ** through some channels, but it is likely to encounter black platforms, and the money is taken away by the companies that make the platform. The only trading institution recognized in China is the Shanghai Exchange.

5、**。** Refers to a certain amount of funds that are set up for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills. What people usually refer to as ** mainly refers to ** investment **.

6. Short-term wealth management products of banks. For a few days, a few days, and a few months, the annualized expected return is about 5%. But it is"Annualized"。It is more suitable for companies or individuals with a large amount of spare funds in the short term.

7. Trust. At least 1 million, suitable for those who are relatively wealthy.

8. Collection of coins and antiques. There is a certain amount of income, but it may be for a long time, and the income is not guaranteed.

9. Private lending. At present, there are some institutions that do private lending, and the income may be around 5%.

Short-term investment refers to investment that can be realized at any time and is not prepared to be held for more than 1 year (including 1 year), including **, bonds, **, etc.

Free consumption of Junpinhui.

It's free to set up shop. Value-added financial management.

Students can invest in a smaller capital preservation profit is to make money, and the profit can be slowly accumulated and continue to be invested as capital, the income will gradually increase, you can come to me to understand, we are a company listed by the Securities Regulatory Commission, you can do a ** or a small account, the income is stable and will not lose the principal, ** can also give you a check mortgage is very safe and worry-free.

It's best to find a school to apply for funding. Then start your own business. and others. Friends together.

1000 yuan, no matter what investment, the absolute return is relatively low, because the principal is too small, so you can choose to try, this is also to exercise their investment vision, such as industry development trends or enterprise development concepts, etc., don't worry too much about anything, while learning and playing, but students should still spend most of their energy on learning.

Student party, how to use 1,000 yuan financial management to make money?

As a student, I have 1,000 yuan in my hand, and I want to use this 1,000 yuan to manage my money and make the money appreciate, and it is very good to have financial management and financial awareness. Now is the Internet era, there are many channels to contact financial management, and the risk level is also different, and the threshold is high and low. <>

So, as a student party, with 1,000 yuan, how can you manage your money and make money?

Choose financial products according to the use of this money, as a student, you have 1,000 yuan in your hand, I don't know if your 1,000 yuan is your daily living expenses, or the spare money you have saved?

1. This money may be used at any time in daily life.

If you need this money for daily living expenses, such as three meals a day at school, or buying some daily necessities, then you can choose some financial products with better liquidity and lower risk to invest. For example, baby (currency**) products, although the return is not very high, but its risk is very low, the seven-day annualized rate of return is about around, because if it is a daily use of funds, then it is possible to use it at any time, so it is recommended to choose some flexible financial products that can be deposited and withdrawn. <>

2. Spare money, and not use it for a long time in the future.

If the 1000 yuan is the spare money you have saved, and you will not use it for a long time in the future, you can choose to configure some financial products with a relatively high rate of return, such as Internet bank deposits, or bonds, etc., taking the bank savings deposit of the xx platform as an example, the minimum deposit threshold is low as long as 50 yuan, low risk, guaranteed principal and interest, the annualized interest rate can be up to 10 yuan, and some support early withdrawal, you can take out 500 yuan to buy bank deposits and take stable income.

The remaining 500 yuan, take out 300 yuan to configure a bond**, medium risk, fluctuating income, short-term may be due to the bad trend of the market, resulting in damage to the principal, but in terms of medium and long-term investment, investment for more than half a year, as long as the selected bond base performance is not too bad, then basically you can make money, it depends on whether you can withstand the ups and downs.

3. Daily reserve fund.

In the end, the remaining 200 yuan can be directly selected and stored in some current financial products, such as Yue Bao, WeChat Change Pass, etc., which can be withdrawn as a daily reserve fund in case of emergency. <>

Sum up. Everyone's situation is different, and it is necessary to determine and choose suitable financial products according to their actual situation. The student party focuses on learning, and it is a good thing to save pocket money to learn financial management, but when choosing financial products, do not covet high rates of return, at least ensure the safety of the funds in hand, and then think about how to earn more income, after all, the money in hand is limited, and you can't blindly follow it.

In pursuit of higher return on investment under higher safety renaturation, you can pay attention to the following investment varieties.

1. Student investment is worthy of recognition. At present, Chinese students are often educated at a distance from practice and do not teach students how to make money. It's a good thing to get involved in this business earlier.

2. Students should know themselves when investing. If you haven't made an investment yet, or even have business experience, don't invest, start a small business first, and let yourself accumulate a little business experience.

3. Students should understand the market demand for investment. For example, private lending, such as enterprise participation, such as starting their own business, etc., are all ways to invest. But do a good job of risk aversion.

4. Students should not be too ambitious when investing. When the experiment is done, it is a more correct state of mind.