Give some advice! I m happy to get on the car, and I m going to buy a car for about 20 and get a dow

With this income, it's no problem to raise a car of about 20w!

For this car, you have to choose an SUV

This ** don't want the Korean system, there is still a big gap between the Korean and Japanese systems, look at the X-Trail, now the discount is very big, 20W, the whole system of four-wheel drive, panoramic sunroof, CVT continuously variable speed, fuel-efficient, safe, easy to drive, and good off-road ability, and, Qashqai can also, about 18W, he and X-Trail are on the same platform! Not bad either.

You can also take a look at the Tiguan, the car is very good, but it is a little unaffordable.

For SUVs, we recommend the Kia Xtamo and Hyundai ix35. The two cars come from the same platform, the shape is avant-garde, dynamic and fashionable, and the configuration is extremely rich: panoramic sunroof, one-button start system, 6-speed manual automatic transmission, reversing image, 6 airbags, ABS+ESP system...

Definitely ecstasy. The cars are equipped with and naturally aspirated engines, which are surging and technologically advanced. Both cars are very cost-effective, and the price is within 16 250,000 yuan.

For sedans, the Hyundai Sonata YF is highly recommended. THAT APPEARANCE ... I'm almost blown away!

The body size is also balanced, it is wide and comfortable to ride. With a black roof, a double sunroof, and the aforementioned configurations, the Sonata has it all. It is also very face-saving to drive such a large and dynamic urban medium-sized car, and it will not make customers doubt the strength of your company.

Also, you can pay attention to the Kia K5. On the same platform as Sonata...

The seniors said. If you buy a car for the sake of face and the quality of life decreases. Then don't buy it.

For example, Honda Spiri, Mercedes-Benz Small A, Accord, Ma 6....

The specific amount of down payment and monthly payment of 200,000 naked cars should be calculated according to the down payment ratio and loan term, for example, the down payment ratio is 30%, and the loan term is two years and 24 installments, the down payment is 85,393 yuan, and the monthly payment needs to be paid 6,246 yuan for each period, which costs a total of 235297 yuan.

Buying a car with a loan is compared with buying a car in full, from the perspective of the final cost, it is naturally converted to buy a car in full, because the loan to buy a car needs to pay interest, and the final cost is definitely higher than buying a car in full, and the specific amount of money depends on the down payment ratio and the loan term.

However, for many families, it is difficult to pay hundreds of thousands of dollars to buy a car in full, and even if it can, the quality of life after buying a car will definitely be greatly affected. Therefore, taking out a loan to buy a car has become a more popular way now, as long as you have a regular job and a stable income, even if you spend some extra money, it will not immediately cause a big burden on your life.

The things you need to pay attention to when buying a car are as follows:

1. Confirm the purchasing ability

Determine the purchasing power, after buying a car does not affect the overall quality of life of the family, generally according to the average income of the family in the past three years, generally take out 20% of the family for three years, but not more than 10% of the value of the family's fixed assets.

2. Concerns:

The most important thing for a family car is safety, followed by affordability, because the safety of the car carries the life of a family, so safety is the top priority.

3. On-site confirmation:

According to the above two steps, basically determine the several models to buy, and go to the 4S store to confirm on the spot, including test drive, inquiry, loan, repair and maintenance, and other related information.

30% down payment after the loan for one year monthly payment 12012; Monthly repayment of 6174 for 2 years; Monthly repayment of 4228 for 3 years; Monthly repayment of loan for 4 years: 3262; If you think it's okay, read on.

First of all, a general loan to buy a car requires a down payment of 20% or 30% of the entire car price (depending on the region); That is to say, about 200,000 cars have to make a down payment of 4 60,000 yuan, and then pay purchase tax, 8% of the whole vehicle 10% (according to the displacement) is about 20,000 yuan, and the license fee ranges from 200 yuan to 30,000 yuan (depending on the region, such as 260 yuan in Beijing, 10,000 yuan in Shanghai, terrible, so in Shanghai you don't want to think about it), and then you have to pay off all the insurance for the loan period at one time (car damage, theft, and third-party liability are required).

Do you want to buy a car of 200,000 yuan or do you want to take 200,000 yuan to buy a car, if it is a car of 200,000 yuan, the down payment of 30% is 60,000 yuan, the loan handling fee is about 3,000-8,000 yuan (there are differences in various regions), the purchase tax is about 16,000, the insurance is about 8,000, and the vehicle is about 1,000, and then the loan term will give you a loan of 140,000 yuan per month for 3 years, and about 4,600 yuan for a monthly payment of about 3,100 yuan if you borrow for 5 years.

Different places, different brands, different dealers have different ** and ways, my side of the word 200,000 is about 60,000 down payment (that is, 120,000), monthly payment of 1699 yuan, 36 months interest-free.

It depends on whether you have a low down payment or a normal down payment, but don't rent it**.

It depends on your own ability, and there are many platforms that do low down payment nowadays.

The down payment of the car generally does not include insurance, taxes, license plate and other expenses, and the down payment of 20% refers to 20% of the price of the naked car.

The calculation of the down payment for a loan to buy a car generally takes into account many factors, such as the total amount of the vehicle, the amount of loans available, and the down payment ratio of the 4S store (generally within 50%). In addition, the insurance premiums and purchase taxes of the vehicles purchased with a loan cannot be included in the loan amount.

For example, Xiaoxi borrowed a car with a total of 280,000 yuan in a 4S store, and the 4S store required a minimum down payment ratio of 30% for the vehicle, and the purchase tax and insurance premium of the vehicle added up to 30,000 yuan, and the maximum amount of Xiaoxi's loan was 200,000 yuan.

Then, the down payment for Xiaoxi's loan to buy a car is: 280,000 * 30% + 30,000 = 114,000 yuan, and the loan amount is 10,000 yuan.

The process of buying a car

1.Introduce customers to choose a car at a special dealer of the bank and sign a car purchase agreement or contract;

2.The borrower applies for a personal car mortgage loan from the lending bank;

3.Sign the contract after the investigation and approval;

4.Handle car notarization, mortgage and other formalities;

5.The lender (bank) handles the loan;

6.After the loan is paid off, the lender (bank) cancels the pledge certificate and returns it to the customer.

That is, if the naked car of this car is 100,000 yuan, the down payment is 20,000 yuan. However, if you pick up the car, there will be purchase tax and insurance in it. I don't have to prepare more than 20,000 yuan.

Generally, 20% of the down payment is 20% of the price of the naked car

The minimum down payment for buying a car is 20, and now many people choose to take out a loan to buy a car, as long as they pay a part of the down payment, the remaining balance can be repaid in installments. However, there is no clear standard in the market for the minimum down payment for buying a car, generally between 0-50%, and the specific down payment ratio is determined by the lender and the 4S store.

Extended information] First, the minimum down payment for buying a car is 20, and now many people choose to take out a loan to buy a car, as long as they pay a part of the down payment, the remaining balance can be repaid in installments. However, there is no clear standard in the market for the minimum down payment for buying a car, generally between 0-50%, and the specific down payment ratio is determined by the lender and the 4S store.

Second, the amount of the down payment for buying a car is directly related to the handling fee borne by the car owner, and the more the down payment, the lower the loan handling fee. In addition, the maximum amount of the car loan shall not exceed the ** of the vehicle purchased, and it does not include various additional taxes and premiums.

3. If you choose a 4S store to apply for a car loan, the down payment for buying a car is generally 30. If you have other collateral such as real estate on hand to use as collateral to buy a car, or if you don't have a real estate you can find someone to guarantee for you (the guarantor must have a regular job); In addition, if you have a regular job and a stable income, you can provide proof of your income; If you have a good credit history, then you can reduce the down payment of 20 percentage points for a car without having to pay as much as 30 for a loan.

Fourth, the minimum down payment ratio of the car shall not be less than 20. The down payment ratio of car loans is mainly related to the institution of the loan, and the ratio stipulated by different banks is different, and the down payment ratio of car loans of banks is usually around 30 40.

Fifth, the down payment ratio of auto finance lenders is relatively low, with a minimum of 20. In addition, the down payment ratio of the car also has a lot to do with the loan qualification of the individual, and for the borrower with good qualifications, the down payment ratio can be appropriately reduced.

6. What are the conditions for handling vehicle installment?

1.Application form, fill out the application form for automobile consumer loan;

2.Personal information, household register, guarantor's ID card, housing certificate, personal income certificate, all documents must be original and photocopy, and two sets of photocopies need to be prepared;

3.Proof of repayment, installment payment must have a stable income**, need to provide the owner of his own three to six months of bills, pay attention to the monthly payment does not exceed 60% of the total disposable amount of the family;

4.A third-party natural person must provide a guarantee for the repayment of the principal and interest of the loan, and the husband and wife cannot guarantee each other;

5.It must be insured in a lump sum with an insurance company approved by the bank during the loan period;

6.Other conditions imposed by the Bank.

The down payment for buying a car in installments is 20%-50%, and the general bank requires 40%-50%, and some car dealers can find some financing companies to achieve 20%, or even lower.

Detective car purchase support low down payment, transparent service.

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If you pay in installments, the down payment should be between 30% and 50%, which can be the lowest.

Detective buys a car and picks up the car nearby, and the model picks up the car for a week more.

Each day is more expensive than the previous one, and because your life is shortened by another day, so each day is more positive. Today is too precious to be consumed by bitter worries and bitter remorse, lift your jaw and hold on to today, it will never come back.

The down payment for buying a car in installments is 20%-50%, depending on the method chosen by the consumer, the information provided is not used, and the down payment ratio may be different.

Detective buys more than 1,000 car models and supports local pick-up in more than 300 cities across the country.

The minimum installment of the car is 20%, you can choose by yourself, many can be done, and there are many models to pick up the car nearby when you buy a car.

Bank loans: The down payment for a car is generally 30% to 50%;

Auto Finance Company Loans: The down payment on a car is generally 20%.

Detectives buy a car and pick up the car nearby.

Entering March, the warmth of spring, it is not that I have not come, but for some reason, this year's warmth always shows a little lack of confidence. Wearing a vest that was hot yesterday will also sweat.

Buying a car is usually 30% down payment.

For example, for a car with a 100,000 yuan (naked car price), a 30% down payment is 30,000 yuan, and a 40% down payment is 40,000 yuan.

The detective buys a car, has a low down payment, and has a good reputation for his name.

To buy a car in installments, the minimum down payment for online car purchases can be 10%.

Buying a car with zero down payment is reliable, and the economic pressure is low for office workers.

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The minimum down payment in installment is also 30% of the car, there are many styles of cars, you can choose carefully, and there are many models to pick up the car nearby.

Usually 30%-50% of the bank

Car loan companies are 20%-50%.

Buying a car** Detective buys a car 0-10%.

The proportion of one percent will be higher in some areas and lower in some areas, and the requirements in the store will be different.

If you buy a car in Shentan, you can achieve a ratio of 10%, which is more worry-free.

Summary. Hello dear, how many installments can a 200,000 car be divided into?

Generally, a car loan of 200,000 yuan can be borrowed for up to 5 years, with a down payment of 100,000 yuan, and about 60 installments in 5 years, and the interest rate of the car loan is generally about 3%, which will not be too high, encouraging the people in need to buy cars.

If a GAC Toyota Camry is 200,000 yuan, with a down payment of 100,000 yuan and a loan for 5 years, it will be about 23,000 yuan a year and about 2,000 yuan a month, this repayment amount is still not high, and most people can accept it.

Make a down payment of 100,000 yuan to buy a car of more than 200,000 yuan in installments for five years.

hello dear ask user, I'm yours, ask car, expert, your question has been received, the answer is being sorted out for you urgently, please don't rush, typing is slow, reply within about 5 to 3 minutes, please wait a moment.

Hello dear, how many installments can a 200,000 car be divided into? Generally, a car loan of 200,000 yuan can be borrowed for up to 5 years, with a down payment of 100,000 yuan, and about 60 installments in 5 years, and the interest rate of the car loan is generally about 3%, which will not be too high, encouraging the people in need to buy cars. If a GAC Toyota Camry is 200,000 yuan, with a down payment of 100,000 yuan and a loan for 5 years, it will be about 23,000 yuan a year and about 2,000 yuan a month, this repayment amount is still not high, and most people can accept it.

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