I m a minor, what should I do if I want to borrow 1400?

Hello landlord, because you are under the age of 18, so you can not borrow money on the lending platform, it is recommended that you borrow from your parents or friends, and explain the reason for borrowing money to family and friends, I believe they can lend you.

You are a minor and want to borrow 1,400 yuan, but you can only borrow it from an acquaintance or a relative.

Ask your parents, friends, relatives to borrow it. Or go to a part-time job, holiday work or something. Or save it yourself.

Because you are a minor, you want to borrow a thousand four.

Why do you use so much money?

So let's meet your parents first.

See if your parents allow you to do this.

This is not the place to do this.

In this case, you can talk to your relatives, friends or your parents, and they will definitely lend it to you, as long as you have a valid reason.

If you want to borrow 1,400 yuan, I think you should borrow this money from your family or friends, and you can't take it like other platforms.

It depends on what kind of use you use, just use it on the right path and tell your parents directly, if you say it's used outside, cut it. Little trick, then no one wants to lend it to you.

There is no way, minors do not have the ability to borrow, if they illegally borrow usury on the Internet, they may have to repay seven or eight thousand or more than 10,000 yuan at that time.

Whatever, parents, brothers and sisters borrow money, you can't borrow money online, because you are underage.

If you can't make money, you can learn less, pretend to spend a lot of money, and spend money indiscriminately. Read well.

What money do you borrow as a minor? There are things for the people in the family to deal with.

Minor. There is nowhere to borrow money.

Are you a boy or a girl?

How long are you going to borrow? Leave a penguin.

1. Can minors borrow money depends on the situation:

1) Minors over the age of 16 who rely on their own labor income as their main livelihood** shall be regarded as persons with full capacity for civil conduct, and the loan contracts signed by them shall be legal and valid;

2) Minors under the age of eight cannot become borrowers, lenders and guarantors of private loans because they are young and have no social experience and do not have the qualifications to participate in civil juristic acts, and the loan contracts naturally signed are also invalid contracts.

2. Legal basis: Article 19 of the Civil Code of the People's Republic of China.

Minors over the age of 8 are persons with limited capacity for civil conduct, and the implementation of civil juristic acts is carried out by their legally-designated ** or with the consent and retrospective consent of their legally-designated **; However, they may independently carry out civil juristic acts that are purely beneficial or that are appropriate to their age and intelligence.

Article 669.

When entering into a loan contract, the borrower shall, as required by the lender, provide the true information about the business activities and financial status related to the loan.

2. Do parents who are minors want to repay the money they borrow?

Minors borrow money and their parents have to pay it back.

Parents are the guardians of minor children, and if minor children owe debts, parents have an obligation to repay.

Depending on the age of a minor borrowing money, the parents may be required to bear the responsibility for repaying the debts they incur, and if the parents refuse to bear the debt, they may file a civil lawsuit with the court to demand repayment from the parents.

Minors over the age of 10 who rely on their own labor income as their main livelihood** are to be regarded as having full capacity for civil conduct.

natural persons have full capacity for civil conduct and may engage in civil borrowing activities with others, and the loan contracts signed by their groups are legal and valid.

Minors under the age of one cannot become borrowers of private loans because they are young and have no social experience, and do not have the qualifications to participate in civil juristic acts. Civil Code of the People's Republic of China.

Article 19: Minors over the age of 8 are persons with limited capacity for civil conduct, and the implementation of civil juristic acts is carried out by their legally-designated **person** or with the consent and retroactive recognition of their legally-designated **person; However, they may independently carry out civil juristic acts that are purely beneficial or that are appropriate to their age and intelligence.

Extended information: 1. Student loans.

As a leading consumer credit information service company in China, Lirong.com is the only enterprise in China that has launched an MBA student loan program, and its bridge student loans for MBA freshmen can help students easily solve the problem of tuition fees. New MBA students only need to present the admission letter.

You can apply for low-interest student loans ranging from 1 to 200,000 yuan on Lirong.com, if you use equal principal and interest.

The monthly interest rate of repayment is even as low as the interest rate of bank credit card installment. After enrolling in the school with this bridge student loan provided by Lirong.com, MBA students can apply for a national student loan with lower interest from the school.

The state's low-interest loan is then used to repay the tuition bridge funds in a lump sum. In this way, as long as the borrower notes the service of interest before application, he or she can apply for a student loan in the form of interest first and then principal at Lirong.com. The application period is preferably 6 months, and the national student loan applied for in September will generally not be approved until February of the following year, so that new MBA students do not need to worry about the high tuition fees to be paid in one lump sum, and can easily complete their studies through student loans.

Second, how to get the lowest bank loan interest rate with the brother.

1. Choose the bank with the lowest interest rate to apply for a loan.

Although the central bank. A benchmark interest rate was introduced.

However, all banks' interest rates will rise above the benchmark rate, and the specific increase will vary from bank to bank. Therefore, in order to get the lowest bank loan interest rate, it is necessary"Loan ratio three"and select the bank with the lowest interest rate.

2. Pay attention to personal credit.

Maintain a good credit profile.

The bank's loan interest rate is calculated by the computer according to the individual's credit, income, work and other information, in the case of other circumstances can not be changed, we can only maintain a good credit, try to repay the credit card on time, to avoid overdue.

Legal analysis: Minors are restricted civil actors or non-civil actors, and need to be accompanied by their guardians to borrow money, otherwise the loan will not be recognized by law. I want to respect the law and abide by the law.

Legal basis: The People's Republic of China and the Civil Code of the People's Republic of China

Article 19: Minors over the age of 8 are persons with limited capacity for civil conduct, and the implementation of civil juristic acts is carried out by their legally-designated **person** or with the consent and retroactive recognition of their legally-designated **person; However, they may independently carry out civil juristic acts that are purely beneficial or that are appropriate to their age and intelligence.

Article 669 When entering into a loan contract, the borrower shall, in accordance with the requirements of the lender, provide the actual information of the business activities and financial status related to the loan.

Legal analysis: If you borrow money from a formal institution, minors will not be able to borrow money. The bank will clearly stipulate when accepting the borrower's application that the borrower must be at least 18 years old and have full civil capacity.

Legal basis: Civil Code of the People's Republic of China

Article 18: Adults are persons with full capacity for civil conduct and may independently carry out civil juristic acts. Minors over the age of 16 who rely on their own labor income as their main livelihood** are to be regarded as persons with full capacity for civil conduct.

Article 19: Adults over the age of 8 are persons with limited capacity for civil conduct, and the implementation of civil juristic acts is to be carried out with the consent and recognition of their legally-prescribed **person** or their legally-prescribed ** Ranxun person; However, they may independently carry out civil juristic acts that are purely beneficial or that are appropriate to their age and intelligence.