Is it okay to take the bill to the insurance for reimbursement 3 months after the car is scratched?

If the supporting materials are complete, such as the responsibility determination of the traffic management department, the damage assessment certificate approved by your insurance company, and the invoice for his maintenance, etc., it should be no problem.

Yes, car insurance is generally valid for one year, although you are no longer there.

Of course, if the other party doesn't have a certificate of responsibility from the traffic management department, it means that you can completely rely on the debt, I didn't say anything... Ha ha..

The insurance company will not pay, first, it has been a long time; Second, the insurance company is unable to verify the claim.

It is calculated by the year of purchase, not by the year of our life.

According to the principle of 1 year in civil litigation, it is possible to settle the claim.

However, after you report the incident, the insurance company will usually generate an accident number, which records your car (the subject) and the other car (all three).

When you go to handle your own car claim, the insurance company will generally ask you about the situation of the three cars, you must be sure that the three cars do not need to make a claim, the insurance company will pay you the compensation for your car, and the insurance company cannot settle the case in two claims under an accident number.

For example, if you lose 200 yuan and the other party loses 300 yuan, then if you hand over the information to the insurance company, the compensation is 500 yuan for you.

To put it simply, if the insurance company has confirmed the loss of the vehicle at the time of the incident, the claim is allowed, but the insurance company needs to reopen the claim case in the state of closing the case. However, if you indicate when you submit a claim to the insurance company that the three cars do not need to be claimed, and only claim for the loss of your car, then it will not be compensated for a long time.

With the continuous development of social economy, in real life, we will encounter all kinds of problems, especially for if your car is scratched, can you go to the insurance after three months? In fact, we have to know that we can wait for three months to be able to apply for insurance, but after three months to report insurance, the insurance company will generally refuse to pay the relevant compensation, so when we have a traffic accident, we must report to the insurance company for the corresponding claim in the first time.

First of all, we have to understand such a problem, that is, when our car is scraped, we must report to the insurance company as soon as possible, and the insurance company will send relevant staff to carry out relevant claim work, and in this process, the relevant personnel of the insurance company will also conduct relevant identification of the information on the spot, and identify whether our insurance accident is fully claimed, or partial claim, so we can not wait until the third month, because wait until the third month, It is very likely that the insurance company will refuse to pay for our matching insurance.

Therefore, in real life, these problems are what we must understand, and we must also be clear that when we encounter this kind of problem, we must call the corresponding ** to the insurance company within the first time, and ask the insurance company to send the corresponding personnel to the scene to collect evidence of the corresponding information, and then make corresponding claims to us, which is very important, once we delay the time of insurance claims, It is very likely that in the end, the insurance company will refuse to pay us accordingly according to the terms of the insurance contract.

To sum up, we can obviously know that when we encounter this situation in real life, we must apply for the insurance claim of Xiangying as soon as possible, only in this way can we get what we want, and only in this way can we get the insurance claim of Xiangying.

No, there is no way to apply for insurance by doing this, so don't do this, you need to contact the insurance company as soon as there is a problem.

You can apply for insurance after 3 months, but you must keep the corresponding evidence, otherwise the insurance company may not pay.

No, you need to report for insurance immediately, so that you can conduct a comprehensive collection and investigation, and then proceed directly to the claim.

Of course, you can apply for insurance, as long as you buy insurance yourself, no matter what problems occur with your car, you can make insurance claims.

The car was scratched for a few months, as long as there was scratch insurance.

It's all available for reporting. Scratch insurance is the full name of body scratch loss insurance, family self-use vehicles, non-business vehicles can be insured, refers to the insurance period, the insured vehicle has no obvious collision marks on the surface of the paint scratched separately, the insurance company is responsible for compensation according to the actual loss.

Can the car break down and cause damage to the car?

The reason has a very big relationship. For example, if the tires are damaged alone while the car is being driven, the insurance company can deny the claim. This is because tires are consumables.

In the process of use, the insurance company can refuse to pay for car damage that is not caused by an accident. So when applying, first look at your car to see if it was caused by accidental damage. It also needs to be seen that it is not within the scope of the claim, for example, if the car is damaged by man-made, the insurance company can refuse to pay for the leakage.

1. No matter which insurance company, after the vehicle is out of insurance, the premium will rise next year, and the increase is also quite large, generally 10%, which means that if you have a car insurance, the insurance will rise by about 1,000 yuan in the second year.

Second, after we buy a car, we also have to configure car insurance, at present, we can divide car insurance into two categories. But no matter what, after the insurance, we have to pay the premium of the car insurance, and if we have an insured accident, the premium will rise. So how is the premium calculated after the vehicle is out of insurance?

1.Compulsory insurance: For car insurance, the rules for the premium after compulsory insurance and commercial car insurance are different, because the cost of compulsory insurance is uniformly stipulated by the state, and all banks also use the same discount.

Therefore, as far as compulsory traffic insurance is concerned, the premium for the next year is **10% for the road traffic accident with two or more car insurance accidents in the current year, and the premium for the next year is **30% for the road traffic fatality accident caused by the accident in the current year. But if we don't have an insured event, then the premium will be lowered. Therefore, if the accident is not big, in fact, we can also negotiate privately to solve it and not report car insurance, so that it will not affect the future premium due to the increase in insurance.

2.Commercial auto insurance: Since commercial auto insurance is not uniformly prescribed and is not mandatory, it is mainly decided by the insurance company, and different insurance companies will have different requirements for the specific premium adjustment strategy.

However, the policy adopted by most commercial insurance companies is to make a claim once a year, which will not affect the premium of the next year, and if the claim is made twice, the premium will rise by about 25%, and if the number of accidents is 3 times, the premium of the next year will be about 50%. In short, this is determined by each insurance company according to the customer's situation, and we can consult the insurance company for the specific situation. Compared with compulsory traffic insurance, the premium of commercial auto insurance** is more affected by the number of accidents, so it is recommended that car owners do not choose to take out insurance in the face of some accidents with minimal losses, after all, if the proportion of premiums in the next year is too high, it is not cost-effective to insure in the future.

There is one scratch insurance per year, so it will definitely affect the insurance-related costs for the second year. However, you should negotiate with your insurance company accordingly.

According to the amount of money you pay this time, according to their proportion, the cost of some insurance will be increased, so that it is fairer to them.

Car insurance reports scratch insurance once a year, which will definitely affect the insurance premium for the second year, but how to calculate it must be negotiated with the insurance company.

If the vehicle has a traffic accident, it can only take effect within 24 hours if the insurance is reported, and the insurance company will not pay compensation beyond this time period.

Normal is not possible, because you need to notify the insurance company within 48 hours of the accident. But you can go through the car dealership or the 4S shop, and they will figure it out for you, hehe.

Satisfied, you can ask questions if you have any questions.

The car was scraped how to go insurance.

1. You can go to that place again and report the crime. Let's just say I just hit it. The insurance company will show you the scene, because it was there to touch, so the traces must match, so it will give you full compensation.

If you are recognized that it did not just happen, communicate with the performance company, it is indeed here, and you should be able to pay in full, which belongs to the scene of Fukan Don't say that you will refuse to pay if you drink.

2. If you don't know how to get it, it belongs to off-site, there must be a deductible, that is, you will bear your losses proportionally.

If you can solve it for two or three hundred, don't report it.

First, the insurance company doesn't lose much money.

Second, it will also affect the discount you can get when you buy car insurance in the next year.

Car insurance drops by 5% every passing year

Five years in a row. You can do the math on that bargain.

After the accident, the owner should report to the insurance company within 48 hours, and the insurance company will send a special damage assessor to assess the damage. After 48 hours, the owner needs to bring his original ID card to the insurance company to report the accident.

2.When an insurance company's investigator arrives at the scene, they will confirm the cause, nature, and damage of the accident. For some small scratch accidents, the insurance officer will let the owner take a photo of himself and send it to WeChat.

3.Then there is the damage assessment process, where the repair shop prices the loss of the vehicle, and the insurer and the owner sign for confirmation after no objection.

4.Collect the required materials for the case and submit them to the insurance officer for claim processing.

5.The insurance company will be able to transfer the payment to the car owner's account after being reviewed by different departments. Some insurance companies that pay direct compensation do not require the owner to pay in advance, so the payment will be paid directly to the repair shop.

If the car is scratched, you can apply for insurance, provided that you have purchased car damage insurance. Because compulsory traffic insurance and third-party liability insurance are types of insurance that pay for others, they cannot be used on their own vehicles.

Motor vehicle damage insurance is one of the basic types of motor vehicle insurance, referred to as vehicle damage insurance. The subject matter of the insurance is the motor vehicle itself. When the insured vehicle suffers from a natural disaster or accident within the scope of insurance liability, resulting in the loss of the insured vehicle itself, the insurer shall compensate in accordance with the provisions of the insurance contract.

Car Damage Insurance Coverage:

1. Collision and overturning. A collision is when the insured vehicle is in direct contact with an external object. Scratches on the insured vehicle are not covered by the car damage insurance.

Overturning is when the insured vehicle overturns due to natural disasters or accidents, causing it to lose its normal state and driving ability, and cannot resume driving without rescue;

2. Fire, **;

3. Collapse of external objects, falling objects running in the air, and parallel falling of insured vehicles while driving;

4. Lightning strikes, storms, tornadoes, heavy rains, floods, tsunamis, subsidence, ice subsidence, cliff avalanches, avalanches, hailstorms, mudslides, landslides;

5. The ferry carrying the insured vehicle suffers from a natural disaster.

Such expensive accessories are more suitable for insurance, and the cost of working hours is not cheap, find a place to restore the scene of the car crash, shoot it in**, contact the insurance commissioner to upload the accident car damage ** damage assessment and repair the car step by step according to the process he said.

Summary. Hello dear. Yes.

Under normal circumstances, the insurance company stipulates that after the accident, the owner should report to the insurance company within 48 hours, and the insurance company will send a special damage assessor to assess the damage, and at this time you can get full compensation. If it is more than 48 hours, the owner needs to bring his own documents to the insurance company to report the accident. The scratches have been found for four or five days, and I don't know where the first scene is, and the scratches are likely to be rusty, so it is obvious that it is not an accident at the scene, and the owner needs to answer truthfully, otherwise there will be a suspicion of cheating the insurance.

I found out after four or five days of scraping someone's car, can I still apply for insurance?

Dear, your sedan lead line is good. Yes. Under normal circumstances, the insurance company stipulates that after the accident, the owner of the car should report to the insurance company within 48 hours, and the insurance company will send a special damage assessor to assess the damage, and at this time you can get full compensation.

If it is more than 48 hours, the owner needs to bring his own documents to the insurance company to report the accident. The scratches have been found for four or five days, and I don't know where the first scene is, and the scratches are likely to be rusty, so it is obvious that it is not an accident at the scene, and the owner needs to answer truthfully, otherwise there will be a suspicion of cheating the insurance.

Dear, hello, if the car damage is not serious, it is not recommended to report the insurance failure. Even if there is a scene of the accident in Suimu, it is recommended not to find an insurance company to make a claim, which is not only a procedural trouble, but also with a claim, there is no discount for the second year's premium, so it is not recommended to report the claim for a slight scratch.