What are the reasons for delaying retirement and what are delayed retirements

Legal analysis: Delayed retirement refers to the system in which the state gradually increases the retirement age to delay retirement by taking into account the changes in the structure of the Chinese population and the employment situation in combination with the policies that some foreign countries are discussing or have decided to raise the retirement age. Delaying retirement is a system that gradually increases the retirement age to delay retirement by taking into account the changes in the structure of the Chinese population and the situation of employment.

The retirement age for women is delayed by one year every three years, and the retirement age for men is delayed by one year every six years, until it reaches 65 at the same time in 2045.

Legal basis: According to Article 1 of the Interim Measures on the Retirement and Retirement of Workers, workers of enterprises, institutions, organs and mass organizations owned by the whole people shall retire if they meet one of the following conditions:

1) Men are at least 60 years old, women are at least 50 years old, and have worked continuously for 10 years or more;

2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, where men are at least 55 years old and women are at least 45 years old, and have worked continuously for 10 years, it is also applicable to grassroots cadres whose working conditions are the same as those of workers;

3) Where a man is at least 50 years old and a woman is at least 45 years old, and has worked continuously for 10 years or more, it shall be certified by the hospital and confirmed by the Labor Appraisal Committee that he has completely lost the ability to work;

4) Disability due to work, certified by the hospital and confirmed by the labor appraisal committee, complete loss of working ability.

Delayed retirement refers to the system of gradually raising the retirement age to delay retirement by the state in combination with the policies that some foreign countries are discussing or have decided to raise the retirement age, taking into account the changes in the structure of the Chinese population and the employment situation. Delaying retirement has both positive and negative effects on our country.

Positive effects: 1) It is conducive to pension balance. Delayed retirement, on the one hand, increases the number of years that employees pay pensions to the state, and at the same time reduces the number of years of adopting pensions, increasing and decreasing, which greatly reduces the pressure on pensions.

2) It is conducive to further developing the value of human resources of old employees. Although the old workers are older, the work experience and skills they have mastered are irreplaceable wealth, especially for engineering technology, teachers, executives and other personnel, extended retirement, can make full use of this part of the resources, and generate social value.

3) It is conducive to increasing post-retirement income and improving the quality of life. Delaying retirement increases pension contributions and reduces the number of months of retirement. Therefore, delaying retirement can increase the amount of pension received each month, and life will be more secure.

Negative effects: 1) Manual workers over 50 years old or even over 60 years old will face great pressure to find a job.

2) Iron rice bowls in the traditional sense will be more sought after, such as civil servants and personnel of public institutions.

3) The birth rate of the population will be further reduced.

4) The spending power of the elderly will gradually decrease, and the desire of middle-aged people to save will gradually rise.

Legal basis. Article 1 Workers of enterprises, public institutions, party and government organs, and mass organizations owned by the whole people shall retire if they meet one of the following conditions. 1) Men are at least 60 years old, women are at least 50 years old, and have worked continuously for 10 years or more;

2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, at least 55 years of age for men and 45 years of age for women, and having worked continuously for 10 years or more. This provision also applies to grassroots cadres whose working conditions are the same as those of workers. (3) Men who have reached the age of 50 and women who have reached the age of 45, who have worked continuously for 10 years or more, and who have been certified by the hospital and confirmed by the labor appraisal committee that they are completely incapacitated to work.

4) Disabled due to work, certified by the hospital and determined by the labor appraisal committee, completely incapacitated to work.

Although the policy of delaying retirement has not yet come out, delaying retirement is an irreversible policy that cannot be pushed away, but it is an important way to solve the current national problems. So what exactly is the reason for delaying retirement?

1. The best solution is to reduce the pressure caused by the intensification of aging, and to delay the retirement age in the future when the labor force population decreases and the number of retirees increases.

2. With the continuous development of medical conditions, people's life expectancy is increasing, and the retirement age is now premature.

3. People's education level is getting higher and higher, and the initial working age is also increasing. Top talent is working late, and early retirement is a waste.

4. Delaying retirement can effectively alleviate the contradiction of social generation gap and reduce the conflict between retirees and young people.

6. Delaying the retirement age reduces the increase in the number of retirees to a certain extent, and at the same time reduces the expenditure of pensions.

Now the aging problem of our country is becoming more and more prominent. With the continuous improvement of our living standards, the average life expectancy of Chinese is also getting higher and higher. In such a situation, 60-year-olds are still in middle age.

As a result, the existing retirement system is somewhat unsuitable. As a result of our strict family planning, the burden on young people is increasing.

Against this backdrop, "delayed retirement" is a foregone conclusion. However, there are also big differences on the specific plan. According to the proposal of experts in 2021, the influence of seniority in retirement will be increasing.

1. Reasons for delaying retirement.

Now the retirement age in our country has not kept up with the development of the times. If you retire an old man with good energy and physical strength, it is better to let them continue to work. The retirement age for contemporary men is only 60 years old.

Due to the biological characteristics of women, their retirement age is even lower at 50 years old, and the age of female cadres is only 55 years old. But the reality is that women have a higher life expectancy than men. Of course, this is off topic.

However, according to the current standard of living of residents, 70-year-olds still have the ability to work. This is also the main reason for the delay in his retirement. Times are evolving, and the corresponding retirement system needs to keep pace with the times.

Second, the problem of aging.

The purpose of delaying retirement is to ease the burden on young people. In the 80s of the last century, due to the rapid population growth of our macro grasp, we had to realize the national policy of family planning. At that time, such a policy did serve the purpose of controlling rapid population growth.

At present, the ratio of support to the poor mountain in society remains at about 2:1, but with the passage of time, the problem of aging society will become more and more prominent. It may not be long before a young man who works needs to support one or more elderly people.

In order to solve the social problem of aging, it is imperative to delay retirement.

Third, retirement according to the length of service has become the key.

Delaying retirement" is a foregone conclusion, there is no doubt about it. However, there is still a lot of controversy over the specific implementation plan. One of the most supportive is retirement based on seniority.

That is, the state will set a working period that can be retired. In this way, as long as you have met the required number of years of service, you can choose to retire regardless of your age. The early you start working, the earlier you can retire.

And if you start working late, you need to retire later. I still support this plan to delay retirement.

Of course, only a general scenario. If the design is carried out according to such a scheme, there will be no shortage of problems that need to be solved. After all, delaying retirement involves our own vital interests.