How to train primary school students to establish a correct concept of consumption

An important test point in the political economy module of the college entrance examination: be a rational consumer.

College students should learn more about financial knowledge, establish correct values, form a scientific outlook on consumption, be cautious in loans, consume reasonably, recognize the risks that may be brought about by various types of online loans, and beware of being deceived. Ye Daqing, an expert in the field of consumer finance, believes that the consumption psychology of college students is still immature, and the consumption psychology of comparison is more serious. First of all, at the social and family level, parents should properly educate their children to help establish a correct concept of consumption.

Secondly, for the "campus loan.

Itself, there are generally disadvantages such as too low market access threshold and lack of industry standards. The state should appropriately supervise the consumption installment platform for college students, record the platform information, share the lending information of each platform, avoid excessive credit, and connect the lending information data to the central bank.

Credit reporting platform. From their own point of view, college students should improve their knowledge of financial consumption. On the one hand, college students should weigh the necessity of current consumption; On the other hand, even if you spend in installments through formal channels, you should fully assess your repayment ability and evaluate your monthly income comprehensively.

In general, monthly payments should not exceed 50% of your total income for the month. After confirming the needs, carefully choose the borrowing and installment platform. Expanding materials to guide college students to establish a correct view of consumptionThe formation of a correct concept of consumption is inseparable from the guidance of the school.

It is not uncommon for students to compare themselves with each other and pursue pleasure. Colleges and universities should strengthen students' outlook on life.

Values education integrates the establishment of a correct concept of life and consumption into an important part of ideological and political education, vigorously carries forward the excellent tradition of self-reliance and hard struggle, and enhances students' ability to resist and prevent the infection of unhealthy trends. On campus, it is necessary to actively create an atmosphere of advocating thrift and honesty and practicing strict economy, through campus broadcasts, bulletin boards, on-campus publications, and public service advertisements.

The school intranet and other forms and channels can enable students to receive positive education more effectively, recognize the extreme harm of campus loans, and develop good habits and concepts of rational and healthy consumption. References**:References**:

A good concept of consumption needs to be cultivated at all times, and college students, as high-level intellectuals who are about to enter the society, should understand the use of property in advance. But before this is like the rest of the question, we must understand what is a good concept of consumption, and it is blind to blindly ask for the cultivation of a good concept of consumption and not know what a good concept of consumption is.

1. First of all, we should establish a moderate consumption concept. Moderation is the degree that is suitable for the economic conditions of the family and the normal needs of middle school students. Spending money should take into account the family's affordability, and it is not appropriate to pursue advanced consumption regardless of the family's living conditions.

It is not easy for parents to work hard to raise their children, so how can they increase their burden with consumption requirements that they can spend or not? The degree of consumption needs of middle school students, that is, it is recommended that students spend more money for their own growth, but not too much in terms of pleasure. For example, nutritious diets for physical development, useful books and periodicals for cultivating intellectual needs, and clothes that meet the identity of middle school students, should be bought.

And it is very unreasonable to dress, eat, and play in a fashionable way, comparing each other with the hard-earned money of their parents. As long as you wear it plain and generous, you can only wear school uniforms on our campus, which not only has the overall beauty, but also shows the vitality of our youth. In terms of eating, we can not be picky eaters, partial eaters, full of food, nutritious enough, the meals in our school cafeteria are prepared according to the age of the students, and some students do not eat in the cafeteria to eat snacks, which is not only a waste and luxury, but also detrimental to their physical development.

2. Secondly, students should prevent blind consumption. Blind consumption is manifested in whether it is beneficial or not, whether it is necessary or not, whether it is suitable for oneself, and blindly chasing fashion and catching up with trends. As long as people say:

Middle school students should improve their aesthetic level, accept scientific consumer consultation, listen to the opinions of parents and teachers, think more about the purpose and effect of consumption, and prevent blind consumption. For example, in terms of transportation equipment for day students, some students see that other students' cars are branded, so they blindly compare, and a car costs thousands, which is enough for our parents' salary for more than a month. Students, this is pure vanity, I hope we think more about our parents, learn to live a thrifty, caring, and responsible life, and don't blindly compare.

3. Students should resist consumer content that is not conducive to health. In one city, 35 per cent of middle school students smoked, 38 per cent drank alcohol and 70 per cent could play mahjong. In addition, there are also students who enter commercial dance halls and gamble on game consoles, which are all bad consumer behaviors.

Resisting unhealthy consumption depends to a large extent on whether secondary school students have established correct aesthetic standards and a good lifestyle. Middle school students should work self-cultivation, self-cultivation, promotion of learning, and physical fitness, so that they can be a decent and elegant teenager.

Cultivate children's correct consumption concept, parents should not always use money and other material rewards to negotiate conditions with children; Don't make a big sudden increase or reduce your child's pocket money.

Teach your child to budget; Guide children not to blindly compare with others; Let your child have a clear understanding of the family's financial situation.

Clause. First, parents should not always use money and other material rewards to negotiate conditions with their children, the concept of money supremacy will reduce the child's sense of responsibility and human feelings, and over time he will think that everything can be solved with money, forming an indifferent, selfish, and narrow-minded psychology.

Clause. Second, do not increase sharply or reduce the child's pocket money, the sudden increase will make the child's desire to consume suddenly skyrocket, and the sudden decrease will make the desire to consume more intense, and try to obtain pocket money through other ways to meet their shopping needs.

Clause. 3. Teach children to make a budget, every time they get pocket money, they must be used well, and which ones can be used at will, a good budget can teach children to consume rhythmically to stabilize their desire to consume.

Clause. Fourth, after children enter school, their interactions are gradually socialized, not only within the scope of the family's relatives, but also the high number of gifts exchanged between classmates and friends. In the face of this situation, parents should guide and educate their children to consume in line with their own economic ability when interacting with others, not blindly compare with others, and let children understand that the gift that can best express their hearts is the best.

Clause. Fifth, for children who are slightly older and have strong comprehension ability, parents should let their children know clearly the economic situation of the family, on the one hand, they can let their children understand how to consume more reasonably, and on the other hand, they can also increase their sense of responsibility, learn to take the initiative to consider their parents and families, and restrain some of their unnecessary and unreasonable requirements.

In order to cultivate children's correct consumption concept, the following points need to be achieved:

First, let the children of Yuchong know that making money is not easy to come by, and there is no point of making money because of the wind.

Second, let children develop a good habit of bookkeeping.

Third, children must be told that every amount of money they spend is reasonable.

First of all, live within your means and consume moderately. The principle of moderate consumption is to require people's consumption to adapt to their own economic affordability, and its essence is to live within their means, grasp the limit, and not catch up with fashion.

Moderate consumption is not to lower the standard of living, it requires the pursuit of the middle way, to avoid "excessive" and "not enough", within their own economic affordability, should advocate active and reasonable consumption and can not advance consumption, nor can it inhibit consumption, otherwise, on the one hand, it will affect the quality of personal life; On the other hand, it will also affect the development of social production.

Second, we should pay attention to green consumption. Green consumption is a general term for various consumption behaviors that meet the standards of human health and environmental protection with the main purpose of protecting consumers' health and saving resources, and the core is sustainable consumption.

To truly establish the concept of green consumption, it is necessary to carry out extensive publicity and education on ecological civilization, enhance the awareness of ecology, environmental protection and conservation among the whole people, and promote people's consumption choices to be more inclined to green food, green household appliances, new energy vehicles and eco-tourism and other products and services, and truly uphold the concept of scientific development and sustainable consumption, and establish the concept of green consumption.

Finally, consumers should also carry forward the spirit of diligence and thrift, hard work and hard work. Practicing thrift and opposing waste has always been the fine tradition of the Chinese nation, and being industrious, thrifty, and working hard is consistent with the rational consumption we advocate today. Advocating economy is not to suppress consumption, and reasonable consumption is not the same as wasting.

Personally, I think it is very important to cultivate children's correct consumption outlook. From an early age, children should know what is necessary, what is needed, and what is dispensable, and then choose the grade of items appropriately according to their own family economic situation. Saving is something that children must be taught.

No matter how good the economic conditions of the family are, let the children know that it is not easy to make money and learn to save. Be generous to or bring to those in need and don't make useless spending. Consciously educate children to learn how to manage money.

Develop a correct view of consumption from an early age. It will be very good for his life.

Personally, I think that if you want to cultivate children's correct consumption concept, then you must establish a sense of conservation and environmental protection for children, let them learn from their parents, cherish every grain of food around Jane, and love to burn flowers and trees, that is, not littering.

Since childhood, if you want to tell him that money is not easy to earn, and when you buy things in the supermarket, you can tell the children about this very expensive and which one is very cheap.

Cultivating children's correct slippery consumption allows Luguan to tell children what kind of things to buy, which things not to buy, and which things are luxury. For example, when a child wants a toy, you can tell him that he already has the same toy at home, so it would be a waste to buy another one.

The first thing is to let him know the importance of money so that he can like it. Second, let him know that money doesn't come easily. Then bury the socks and bury them, and train him to love money in a good way and use it in a proper way.

Finally, if you want to cultivate him, you can't save money for the flower banquet, and don't spend any money that shouldn't be spent.

Hello, parents should guide their children to form the concept of "money is hard-won", and resolutely correct the habit of comparing and spending money on children, and let children realize that living a frugal life and not seeking luxury is the traditional virtue of the Chinese nation, so that children can learn from primary school to spend money reasonably and rationally.

If you want to cultivate children's correct concept of consumption, you should first be physically and mentally soldiered, and infect children to a certain extent with your words and deeds.

It is necessary to set an example, influence the children through their own Lao Wufan consumption concept, and at the same time praise the other party while having a correct consumption concept.

Cultivate children's correct and tolerant view of consumption, parents should not always use money and material rewards to negotiate conditions with children, do not suddenly increase or decrease children's pocket money, teach children to make budgets, let children know the economic situation of their families tomorrow morning, and do not blindly compare with others.

If you want to cultivate a child's correct view of consumption, you should tell him about the pure truth of socks, so that he can understand that people should be diligent and thrifty, and you can appropriately let him do some housework and then exchange it for pocket money, so that he can understand that making money is not easy.

Children spend money indiscriminately to know that money is also a bad habit, you can actively promote the positive guidance of filial piety, money is not easy to come by, should be spent cautiously, should not be spent resolutely do not spend, do what you can instead of lavishly.

should first make him realize that Chang and money are not easy to come by, and if you want to get it, you have to make a lot of efforts, so that they can develop the concept of thrift from an early age, so that they can envy some documentaries and read some book stories.

From an early age, he should establish a correct feast ruler, and he should not buy him whatever he wants, let him exchange it for his own efforts, or reward him when he gets 100 points on his birthday. In this way, he will appreciate what he has in his hands.

To cultivate children's correct consumption concept, then from an early age, we should set an example and tell children that they should establish a good habit of saving money. Don't use luxuries and things you can't afford.