Will love installments be fooled? Love to use installments to repay the mandatory payment?

Updated on Financial 2024-02-26
4 answers
  1. Anonymous users2024-02-06

    ABC will adjust the handling fee rate for credit card bills and cash installment from April 2018, and the rate will be valid until June 30, 2018. The execution fee rates of each installment product are as follows:

    1. Consumption installment.

    From April 1, 2018 to June 30, 2018, the consumption installment will be subject to the benchmark rate, and the handling fee rate for each installment will be the principal of the installment.

    2. Bill installment.

    Until April 8, 2018, the current rate will be applied in instalments. From April 8 to June 30, the bill installment will implement differentiated rates according to the card type and acceptance channel, and the specific handling fee rates for each period are as follows:

    Non-Liangju Card: Handle 6 12 24 RMB bills in installments through "SMS, palm banking, online banking, customer service manual, WeChat" to enjoy the preferential handling fee rate for each period; The benchmark rate for 3 and 9 installments of bills will be implemented in installments, and the handling fee rate for each installment will be implemented. Through the "head office and branch outbound marketing", handle 6 12 24 RMB bills in installments and enjoy a preferential handling fee rate for each period; The benchmark rate for 3 and 9 installments of bills will be implemented in installments, and the handling fee rate for each installment will be implemented.

    Liangju Card: Apply for 6 12 24 RMB bills in installments through "SMS, palm banking, online banking, customer service manual, WeChat" to enjoy the preferential handling fee rate for each period; The benchmark rate for 3 and 9 installments of bills will be implemented in installments, and the handling fee rate for each installment will be implemented. Through the "head office and branch outbound marketing", handle 6 12 24 RMB bills in installments and enjoy a preferential handling fee rate for each period; The benchmark rate for 3 and 9 installments of bills will be implemented in installments, and the handling fee rate for each installment will be implemented.

    3. Ordinary cash installment.

    Before April 8, 2018, the current rate will be applied for ordinary cash installments (including immediate credit installments). From April 8th to June 30th, ordinary cash installments (including credit immediately installments) can be handled in 3 6 9 12 installments to enjoy the preferential handling fee rate for each period.

    4. Credit (split payment).

    From April 1, 2018 to June 30, 2018, the execution rate of credit (split payment) will be for a period of time, and the handling fee will be charged in one lump sum).

  2. Anonymous users2024-02-05

    Hello, it is a pleasure to serve you and give you the following answers: A: 1

    Reason: Installment repayment is a financial service that allows users to match payments in installments to alleviate short-term financial stress. However, if the user fails to repay the loan on time during the repayment period, the installment may be compulsory.

    2.Solution: (1) The user needs to pay in advance if he needs to return the slippage

    Before the repayment date, users should try to pay their bills in advance to avoid late payments. (2) Strengthen customer service: Users can communicate through Aiyong installment customer service, request a postponement of repayment, or pay part of the account to avoid being forced to make a payment.

    3.Personal tip: When using Aiyong installment, you should carefully check the bills and plan your finances in advance to avoid overdue repayment and be forced to make payments.

  3. Anonymous users2024-02-04

    Summary. Hello dear, I am happy to answer your <>

    Aiyong installment is a private lending platform with a maximum loan amount of 100,000 yuan, a minimum loan amount of 1,000 yuan, and a maximum installment of 12 months. The lowest daily interest rate is.

    Is it a private loan?

    Hello dear, I am happy to answer your <>

    Installment is a <> for private lending

    The maximum amount of the loan amount of the platform is not more than 100,000 yuan, the minimum loan amount is 1,000 yuan, and the longest installment can be up to 12 months. The lowest daily interest rate is.

    Borrowing more than 2,000 for 5 days needs to repay more than 3,000, which is considered a loan shark code.

    Is there an option to call the police?

    Yes. OK.

    But you also have to repay the principal and reasonable interest.

    Dear, hello, according to the relevant regulations, the upper limit of the interest rate on private loans, that is, the interest rate protected by law, is divided into one to five years, and the interest rate for more than five years is. Compared with the original 24% and 36%, the legal interest rate of private lending has dropped very much. In addition to stipulating the legal interest rate of private loans, it also stipulates that the overdue interest rate and other fees are used in bulk, and the overdue interest and other fees of private loans shall not exceed four times that of the loan market, otherwise it is illegal.

  4. Anonymous users2024-02-03

    Summary. Precautions for online loans: 1. Note that no deposit is required.

    Formal online lending institutions have a strict loan approval process, even if the lender is not required to provide collateral, it is also necessary to review the lender's credit history, income, work or business status and other information, and there are strict restrictions on the loan amount and loan term. Formal lenders do not charge any fees before lending, but repay the loan on time after entering the loan cycle. 2. Be sure to choose a formal lending institution.

    This is especially true for online loans. Although it is called a small amount, it is also a loan, and all loans, whether they are bank loans or private loans, require the borrower to have the ability to repay. Those who claim to be able to take out a loan without any conditions are generally ** or Huangzi.

    Dear, I'm glad to answer for you: Is it a private loan for private lending: is it a borrowing platform for private lending.

    Borrowing 2,007 days to ask for 10,000 yuan, the platform is not illegal, is it protected by law?

    The platform is illegal, this is already a usury.

    It is not recommended that you use this platform, there are illegal borrowing methods such as usury, cutting interest, and forced borrowing.

    No. 17 Wei Sui Yu Qinxin private loan 2100, did not specify the repayment period, but the virtual potato is five days later to ask for repayment, 3500, overdue for one day plus 2,000, this situation should be reported to the police. The information on the Bichuan platform is the lender of the platform, not the information transmitted by itself. The app also stole private address books.

    What should I do in this case?

    In this case, you should choose to call the police.

    Okay, thank you.

    In this case, the other party has illegally lent money and leaked privacy, oh dear.

    Precautions for online loans: 1. Note that no deposit is required. Even if the lender is not required to provide collateral, it is also necessary to review the lender's imitated credit history, income, work or business status and other information, and there are strict pre-judgment limits on the loan amount and loan term.

    Formal lenders do not charge any fees before lending, but repay the loan on time after entering the loan cycle. 2. Be sure to choose a formal lending institution. This is especially true for online loans.

    Although it is called a small amount, Xiaoqing is also a loan, and all loans, whether they are bank loans or private loans, require the borrower to have the ability to repay. Those who claim to be able to take out a loan without any conditions are generally ** or Huangzi.

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