Is it good to open margin trading, explain the interest.

There are two sides to any event, and margin trading is no exception, which brings both benefits and potential disadvantages to the world.

1. The benefits of margin trading and securities lending:

1) Increase funding. The most direct benefit is that by opening a margin account, borrowing funds from the company increases the funds available to investors, thereby increasing the chips. For example, an investor can use 600,000 yuan of funds before margin trading, and borrow funds from ** through margin trading, which may reach 1.2 million assets.

2) Change the way the market is conducted. In the ** market, ordinary shareholders can only carry out unilateral long operations, and cannot carry out bilateral operations like ** market, but ** can achieve the purpose of short selling by opening a margin account, borrowing from ** and selling it.

3) Increase the expected returns. In margin trading, there is a phenomenon of increasing leverage, which means that investors may increase their expected rate of return by using the money in ordinary accounts through margin trading.

4) Unwrapping. Investors, at a high level, can increase the available funds through margin financing and securities lending, and amortize costs at a low level, so as to achieve the effect of unhedging to a certain extent.

Is it good to open margin trading: Margin trading, also known as "credit trading" or margin trading, refers to the behavior of investors providing collateral to ** companies with margin trading qualifications, borrowing funds (margin trading) or borrowing ** and selling (securities lending and borrowing transactions). It includes the financing and securities lending of securities from securities firms to investors and the financing and securities lending from financial institutions to securities firms.

From a global perspective, the margin trading system is a basic credit trading system. The impact of margin trading on investors: 1. It is conducive to providing investors with diversified investment opportunities and risk avoidance methods; 2. It is conducive to improving the utilization rate of investors' funds; 3. It is conducive to increasing the information that reflects the ****;

As of April 2019, Rongzi Rongjuan charges two handling fees: one is interest, which is unified across the country, Rongzi annual interest, Rongzi annual interest, Rongzi annual interest, and if you finance for one day, divide it by 360, and so on. The second is the transaction commission, which is different from each ** company, some are 10,000 8, and some are the same as the original account commission, which can be communicated with the account manager.

There are pros and cons. Ordinary trading accounts can only be long, margin trading, long, or short. It can better resist the risk of ****, but there will be threshold restrictions on the trading period and funds for margin trading.

However, the popular point of margin trading is that you use margin as collateral.

Hello, you can finance the leverage of funds to amplify transactions, and another big benefit is that you can borrow and lend securities to short**.

It is good to open margin trading, at least you can get twice the income by leveraging twice the funds you have already had. Interest is calculated on a daily basis, and if you borrow a day, it will be calculated on a daily basis, and on a monthly basis.

If you need a 5% interest rate. Click on the avatar for the financing account.

Financing 5,000 yuan, even if the interest of 5,000 yuan, how much you borrow, it has nothing to do with your margin, and it is calculated according to the actual use date, for example, if you finance 5,000 yuan today, use it for a month, and you close the position after a month, then the interest is 30 days of interest.

The transaction cost of margin financing and securities lending, each brokerage is slightly different, the specific rate is subject to the ** company, but basically the difference is not very big, usually the annual interest rate of financing is about 8-9%, and the annual interest rate of securities lending is about 9%, for example, the annual interest rate of Galaxy ** is, on average, every 10,000 yuan, every day is yuan. Under normal circumstances, the annual interest rate is insufficient, because many times there is no need for financing, and many times you need to wait, unless the situation is full all year round.

Many brokerages have this business, and the conditions and procedures for opening are all stipulated, but the setting of interest can be decided by the brokers themselves. Interest on financing liabilities = 50,000 * interest on securities lending liabilities = 50,000 *, interest is calculated every day and accumulated every day.

Financing, as long as five points five, handling fees, yo, in case,!

The interest on margin trading is calculated according to the amount of financing, and how much is overfinanced, I don't know how to ask me, we have two financing interest rates.

At present, the annual interest rate of the general ** company margin is calculated on a 360-day basis, and the interest on margin trading for one day is the total amount of margin trading.

The interest rate of financing is calculated according to the interest rate specified in the margin contract signed between the company and the investor multiplied by the actual amount of financing and the number of days occupied, and the financing interest is collected from the investor's credit fund account by the company when the investor repays the financing or in accordance with the contract.

The fee for securities lending and borrowing shall be calculated according to the rate of securities lending products specified in the margin contract signed between ** company and the investor multiplied by the market value of the securities borrowing and lending on the day of the securities borrowing and lending, and the securities lending fee shall be collected from the investor's credit fund account or in accordance with the contract when the investor repays the securities borrowing.

According to the Measures for the Administration of the Pilot Program of Corporate Margin and Securities Lending Business, the financing interest rate shall not be lower than the benchmark interest rate for loans of financial institutions for the same period stipulated by the People's Bank of China.

It is worth noting that the company can also formulate different charging methods according to the actual situation, and the specific charging standards shall be in accordance with the provisions in the "Margin Financing and Securities Lending Business Contract".

Hello, the brokerage interest rate in the market now varies from 5% to 8%. If you make an appointment in advance, you can get a relatively low interest rate. The level of margin interest depends on the following three aspects.

First, the broker's control of costs.

Second, the brokerage company's requirements for profits.

3. The size of the investor's funds.

In addition, if you make a reservation in advance, you can enjoy a relatively low interest rate.

Currently, there are two handling fees for margin trading:

The first is the interest, the national unity, the annual interest rate of financing, the annual interest rate of securities lending, but this fee can be adjusted, generally speaking, if the negotiation is handled, as long as it is within the compliance range of the industry regulations, the financing interest rate is about 5%.

The second is the commission, which is different from each other, the general margin and securities lending commission is divided into credit transactions and financing transactions, and the commission of the natural opening is about 3-5 per 10,000, and the agreement commission is generally 10,000 per 10,000, which needs to be carried out in accordance with the industry regulations.

What is the margin interest rate?].

Everyone wants to get the industry's low rate, and the current official interest rate of the two financial institutions is basically the same, each ** company is different, and the margin financing and securities lending rates are also different.

1. Financing interest: The financing cost shall not be lower than the semi-annual loan interest rate of financial institutions in the same period, and the current bank semi-annual loan interest rate is 3 points on this basis, that is, about (annualized). Interest is calculated on a daily basis, for example, if you hold it for 10 days, only the interest will be calculated for those 10 days.

between the lowest interest rates in the market.

2. Transaction commission: the official default is 10,000. The minimum is around 10,000, and it is recommended to compare more.

Due to the different costs and policies of each brokerage, the interest rate of margin financing and securities lending is also different.

The margin interest rate is generally 5% by default, and there are very few brokerages that can do it.

At present, there are two handling fees for margin financing and securities lending: one is interest, unified nationwide, financing annual interest, annual interest rate for securities lending, but this fee can be adjusted, generally speaking, if you negotiate and then handle, as long as it is within the compliance range of industry regulations, it is possible, the financing interest rate is about 5% The second is the commission, which is different, the general margin financing commission is divided into credit transactions and financing transactions, and the commission for natural opening is about 3-5 ten-thousandths, and the agreement commission is generally different from 10,000 to 10,000, which needs to be followed Industry regulations.

Financing interest = actual amount of funds used Number of days used Annual interest rate of financing.

Securities borrowing and lending fee = actual use**amount Number of days used Annual rate of securities borrowing and lending 360.

Actual use**amount=actual use**quantity, sell transaction**.

Handle the process of opening margin trading online.

What are the requirements for opening an account on margin trading?

1.Engaged in ** trading for half a year;

2.The average daily ** assets in the last 20 trading days are not less than 500,000 (including 500,000); **Class assets include cash, bonds, and **corporate asset management plans in ordinary accounts (if otherwise required by the regulator, the regulatory provisions shall prevail);

3.The risk assessment results must be positive and aggressive, and the assessment time must be less than two years;

4.Not on the company's credit business "blacklist".

individuals or institutions within the Library;

5.Not by laws and regulations.

It is forbidden to participate in margin trading business.

individuals or institutions;

6.There are no other circumstances that are not suitable for margin trading and securities lending business.

At present, each brokerage firm in the market has its own regulations on the conditions for opening an account for margin trading and securities lending, but it is generally the same, and investors can choose a brokerage company with margin and securities lending business qualifications.

At present, there are individual brokerages in the market can open an account directly on the official website of the computer, and do not need customers to go to the business department to handle it, relatively speaking, online account opening is simple and time-saving, the opening time is 9:00-16:00, and the opening day can be issued, and the credit line can be issued immediately.

The activation time is generally about 30 minutes.

Margin interest is calculated on a daily basis

Financing interest = actual amount of funds used Number of days used Financing annual interest rate 360.

Securities borrowing and lending fee = actual use**amount Number of days used Annual rate of securities borrowing and lending 360.

The default financing rate is and can now be lowered to.

Financing interest: Financing interest = financing amount (financing interest 360) actual number of days used.

Financing amount = financing ** transaction *** number of shares traded + transaction costs).

Securities borrowing and lending fee: Securities borrowing and lending fee = securities borrowing and lending amount (securities borrowing and lending fee rate 360) Actual number of days used.

Overdue interest: Overdue interest = financing amount or securities lending amount (overdue interest rate 360) Actual number of overdue days.

1. At present, there are two handling fees for margin financing and securities lending: one is interest, which is unified across the country, and the annual interest rate of financing, divided by 360 if it is financed for one day, and so on. The second is the transaction commission, which is different from each ** company, some are 10,000, and some are the same as the original account commission, which can be communicated with the account manager.

As for the ratio, it depends on the amount of credit account approved to you, generally speaking, 500,000 assets (including **) can be approved for a limit of 500,000.

2. The margin fee is similar to that of an ordinary account, with more interest. For example, if an investor finances from a brokerage, and after holding it for 10 days, he sells it (the funds are automatically returned to the broker after selling), then only the interest within these 10 days will be calculated. The financing interest rate shall not be lower than the benchmark interest rate for loans of financial institutions for the same period stipulated by the People's Bank of China.

3. Financing interest Actual amount of funds used Number of days used Financing annual interest rate 360.

Securities borrowing and lending fee = actual use**amount Number of days used Annual rate of securities borrowing and lending 360.

Actual use**amount=actual use**quantity, sell transaction**.

The actual number of days used is calculated according to the number of days in a natural day, and the beginning is not counted as the end, and the less than one day is calculated as one day. That is, it will be charged from the actual use on T day, and will not be charged on the day of repayment; If T+0 uses the company's margin and securities lending quota during the transaction, the company will charge one day's interest or fees according to the quota used.

The interest rate of margin trading depends on the cost and preferential policies of the brokerage.

At present, the official default interest rate for margin financing and securities lending is that very few brokerages can unconditionally achieve a permanent interest rate of 5%, and the cost of securities lending is between 6% and 10%, and the cost is generally higher than that of financing. The following is the latest preferential situation obtained after the statistics of 48 listed brokerages, which can be used as a reference:

The opening of margin trading and securities lending needs to meet the needs of half a year of trading experience and the average daily assets of the account for 20 days to be 500,000.

At present, in addition to the offline business department, there are also a very small number of brokerages that support several handling methods (non-counter handling), which is convenient and fast to choose from, and friends who do not want to go to the offline business department can choose non-counter processing.

This requires the cost and preferential policies of the brokerage.

At present, the annual interest rate of margin trading is generally default, and a very small number of brokerages can achieve a minimum of 5%@**Manager Jackson. I have counted the latest preferential situation of 48 major listed securities companies in the country for reference:

The data ** is available to each brokerage firm for reference.

Extended information: 1. The opening of margin trading and securities lending needs to meet the needs of half a year of trading experience and the average assets of the account for 20 days to be 500,000.

2. In addition to the offline business department, a very small number of brokerages can also support several other non-counter handling methods at the same time, which is convenient and fast to choose from. Friends who don't have enough time to pay attention.

3. What is the interest rate before applying? Is it like 5%, is it a permanent interest rate or an active interest rate.

4. Ask about the source of coupons, at present, the source of coupons is mainly concentrated in the top of the head brokers, between 500-800 under normal circumstances, it doesn't matter if the source of coupons is not used, but there must be.