I have 100,000 yuan in my hand and want to buy a car, how should I choose?

Flowers are gradually becoming charming, there are all kinds of things, in fact, Bora is good, there are many after-sales outlets of the public, but the maintenance ** must be higher than that of Jetta, because people who buy Jetta may be directly out of the roadside car repair shop. Yuedong is a Korean car, focusing on appearance. Chassis, handling or something I dare not say how.

I don't know what will happen after a few years. The Focus and 408 and Sega you said are good, the problem is that the displacement of these three cars is divided into and according to the landlord's budget, probably can only be considered, although the manufacturers will always say that the low displacement can meet the daily travel, but I personally think that the displacement is optional, or choose the big one. For example, if you don't open a slope, you won't open it, and you will admit it, if you don't drive it, you will regret it, and you will always feel that if it is, it will pass, and that feeling is not tangled.

Bora's displacement has and, here I will not complain about turbocharging, don't feel what new technology, in fact, this thing has existed for more than 100 years, and there is still no sign of replacing the naturally aspirated engine, and it still has many defects that need to be overcome. In the same displacement model, the impression of Bora is the lightest weight, in the model listed by the landlord, if you choose the lowest configuration, Bora's power should be the best. Another reason for recommending Bora is Volkswagen's famous MQ series manual transmission, which is very handy in daily driving.

Consider Sega! This car is 106800**, now with a discount of more than 10,000 yuan, plus photography, insurance, and purchase tax, the car should be within your budget on the road. This car is a French car, you can consider buying a sedan, the family car is mainly a sedan, and the safety factor of the sedan is also relatively high.

This car is maintained once for 10,000 kilometers, and other cars are maintained for 5,000 kilometers, so that you will save a lot of money in the future, about 400 for small maintenance, and more than 800 for major maintenance, and you will maintain it once a year. Harvard H6, Emgrand, Bora, Tiggo, Elysee, Chery A3, these belong to domestic cars, and the safety factor may be a little worse, but the configuration of some cars is quite high. As for Focus, the brand is good, and the car is very good.

If you do it all, you may want the old 11 models, 12 models of discounts, and the budget is not enough. In fact, buying a car, it's all about the same, mainly depending on the service.

As the brother model of the Big Dipper, Changhe Ideal is also on the list. It is understood that Changhe Ideal also uses Suzuki K14B energy-saving engine, but because Ideal has further increased the body size and interior space, the fuel consumption is slightly higher than that of the Beidouxing. Ideal is jointly launched by Changhe Automobile and Italian Broadcom, the model design shows the characteristics of "miniaturization, large space, high power and low fuel consumption", although it is a miniature car, but the interior space of Ideal is not inferior to small cars such as Fit and Xiali.

At the same time, it draws on the high flat-top design of the Big Dipper to ensure the height of the interior space, making the effective space available in the car significantly larger than that of other models. In addition, by folding the rear seats, the trunk can reach a large space of more than 1000L, which can be said to have a very high practicality, according to the market, this model is very popular with young people.

As a member of Japan's Suzuki Wagon R series, the Beidou has sold more than 2.5 million units worldwide, and is favored and loved by customers for its unique shape, spacious and practical interior space and luggage compartment space, as well as excellent power performance and low fuel consumption. According to the automobile fuel consumption data released by the company, Changhe Suzuki Beidouxing was honored as the most fuel-efficient model in the test with ultra-low test fuel consumption among the 34 domestic automobile manufacturers and 409 models involved in the test. It is equipped with Japan's Suzuki's latest world strategic small engine - K14B, using overhead twin camshafts, 4 cylinders with a total of 16 valves, is a typical high-power, lightweight, low-noise, compact engine representative, maximum power 67kw, peak torque 112Nm, but 50 kilometers of constant speed fuel consumption is only, which makes it since 2006 has been the "king of fuel saving" honorary title.

Japanese cars are not thin and fuel-efficient, but the whole vehicle is simply equipped; Originally, Japanese cars were still okay, but the Japanese cars we bought in China have been modified, and many safety measures have changed a lot! Let's put it this way, Nippon Car is a whole dumpling with a peeled and big filling! So I resolutely don't recommend the Japanese system.,It has nothing to do with fan day or anything.。

Don't be fooled by those Japanese car supports, I don't recommend old cars such as Jetta, no matter how much this kind of car is changed, it is the previous design, although classic, but the previous design is not comparable with the new car in terms of safety. Personally, I don't like Bora, I just don't like this shape. You take out the domestic cars of different grades and compare them with the joint ventures, and there are SUVs in them, which makes people unable to see what you think.

I think the main reason for a good car is the engine, gearbox, and chassis, which are the three most important elements. The Japanese car engine is good but the chassis is the most rubbish, the Volkswagen is average, the engine is not as good as the Japanese system, but the chassis is better than the Japanese system. Originally, the old Suteng was the best choice.

But there are too many simple configurations in the new Suteng. What Cruze, Yinglang, don't look at it. The chassis is a little stronger than the Japanese one, but it is far from the Volkswagen.

Just looking at something as important as EPS, just give up. You can take a look at the new Focus, but the interior is not good-looking, and the configuration is still the best.

According to the data of the first test, the fuel consumption of Peugeot manual transmission per 100 kilometers is, which is at a low level among domestic models of the same displacement. As Dongfeng Peugeot's current main small model, Peugeot 206 has been favored by the market since its launch. With its sporty and fashionable appearance, abundant power and excellent handling, it brings a lot of joy and fun to the lives of young people.

In addition to the displacement engine, the Peugeot 206 also has engine options, among them, the maximum engine power of 56kw 5300rpm, the maximum torque of 20Nm 3400rpm, for daily life use is enough, the engine has a maximum power of 78kw 5000rpm, maximum torque: 142Nm 4000rpm, so the performance is first-class in the same class of engines.

The predecessor of Ruiou, Kia Maxima, was once a smash hit in the Chinese market, and Ruiou as a vertical replacement product of Maxima, Ruiou has a complete transformation compared with Maxima, but fortunately he retains this advantage of Maxima's fuel economy. The shape of Ruiou is young and dynamic, with sharp lines at the front and a full tail, which makes people feel refreshing overall. The tuning of the engine is also quite good, with CVVT technology, the maximum power of 82kW can be said to be more than enough for Ruiou, and the tuning of the high speed makes Ruiou full of stamina.

The tuning of the chassis suspension is also remarkable, and the resilient suspension can control the cornering and roll to a small range.

For a long time, in terms of fuel economy, the performance of German cars is relatively silent, but the test fuel consumption shows that Polo's performance in fuel consumption is also very prominent, and the low fuel consumption of 100 kilometers makes this fashionable car infinitely beautiful. The new Polo has been further upgraded, the power output is more powerful, in addition to upgrading the power, the new Polo engine uses a silent chain to replace the timing belt used in the old car, reducing maintenance costs, and in terms of transmission, the new automatic transmission car all use a 6-speed manual automatic transmission, which improves the status of its own high-tech boutique car.

I have 100,000 in my hand. If I don't think about buying a house, my monthly income can reach more than 5,000. Based on your income and current deposits, I recommend you to buy Accord and Camry.

Why recommend this? Considering that your economic income is acceptable, if one day you suddenly meet the conditions for buying a house and can sell the car to deduct the down payment, then you need a car with a relatively high value, so that you can not only spend a few years without dropping the price, but also minimize the loss when you need money, and maximize the value of the car sold. This is for you to consider.

Surely someone will say why not recommend a domestic car? It's not that domestic cars are bad, but that domestic cars are not ideal at present, and your economic conditions can pay a down payment to buy a value-preserving model, and the rest of the money is used to pay for the dust in installments. Now the financial interest rate of the manufacturer is very low, attracting consumers to buy a car, the low interest can be used at the same time, and the future money can be used now, which will not be greatly affected by the depreciation.

That's the benefit of paying in installments.

With 100,000 yuan in hand, buying a medium-sized car with a relatively high value will not cause you much loss, and there is no pressure on the monthly payment, because you have enough savings to make a monthly payment easily, and at the same time, you can also save money to consider the next plan. Surely someone will say what's so good about the Camry Accord? You can buy a BMW 5 Series, an Audi A6L, but you can.

But have you ever considered the pressure of these patterns and the retention rate of several years? If you dare, a Rolls-Royce can buy it, but can you afford it?

The best economic conditions for you are mid-size cars, and the most valuable models for mid-size cars are Toyota, Kemer, Na Na and Honda Accord. Personally, I recommend that you spend part of your money for a down payment and save part for a monthly payment. With zero stress, your salary will increase all the time, but your monthly salary will not increase at all.

There's no need to think about spending money on a taller car. After all, increasing the pressure on yourself is a very pointless thing to do when buying a car. Buying a car should be about enjoying life, not being tormented by it. Hope mine can help you, thanks.

Millions of car purchase subsidies.

Hello, nowadays life needs, car loans are very common. The way to buy a car with a loan can be much more discounted, which is mainly reflected in the loan interest. The lower the interest, the less fees you pay and the more money you save.

Loan object: The borrower must be a permanent resident of the place where the lending bank is located and have full capacity for civil conduct.

Loan conditions: The borrower has a stable occupation and the ability to repay the principal and interest of the loan, and has good credit; A third party who can provide recognizable assets as collateral or pledge, or a third party with sufficient solvency can act as a guarantor to repay the principal and interest of the loan and bear joint and several liability.

Loan amount: The maximum loan amount is generally not more than 80% of the purchase price of the car.

Loan term: The term of auto consumer loans is generally 1-3 years, and the longest is not more than 5 years.

Loan interest rate: Uniformly set by the People's Bank of China.

Loan repayment method: You can choose the one-time principal and interest repayment method and the installment repayment method (equal principal and interest, equal principal).

The above is the relevant knowledge about car loans, if you urgently need money to borrow money to buy a car, it is recommended that you use a big platform. For example, Du Xiaoman Finance's money is spending, with a high loan amount, low interest rate, and fast lending, which does not affect the car buying process. Click on the link to test the quota and get up to 200,000.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

From a practical point of view, if you want to buy a car, if the owner wants to land with 100,000, you can also choose some good cars, such as Haval H6, Geely Boyue, Nissan Sylphy, Volkswagen Lavida, etc., if you want to choose a more advanced car, such as Camry, Accord, Audi A4, etc., with the 100,000 as a down payment, you can also take it, and the repayment period of the car loan is not long, less.

One or two years, more.

In three or five years, the pressure in my heart will not be so great. Moreover, for many people, the car is not just a means of transportation, nor is it just a depreciation of goods, with a car can solve many problems from life to work, and even the same can achieve profits, so having a car is not necessarily a pure loss-making business. What about buying a house?

From the perspective of recent years, the absolute value preservation, and even appreciation, especially the situation of rising housing prices, it is better to buy first, plus real estate developers are vigorously advocating that housing prices will rise again, so many people smash the pot and sell iron, and do not hesitate to buy a house with the strength of the whole family, but because of this, people now have become house slaves, and they are firmly trapped by a suite all their lives, and they dare not be unemployed, dare not start a business, dare not challenge, and only seek to be safe, because as long as there is no income for three months, the family will fall into the brink of collapse, This fact has been amply demonstrated during the pandemic. Moreover, the matter is far from over, because the back of the house is decades. Therefore, if you are not born in a wealthy family, if you don't have the fate of getting rich overnight, and you don't have much money in your hand, then it is also a good choice to provide a car and then a house.