Pacific Insurance Dongfang Red Is All Red Annuity Insurance Reliable

Annuity insurance is not easy to choose, and the yield gap between various products is too large. Some products, after buying a 30W annuity, they only get back 33W, with an annualized rate of return of 1%; Some products can even reach an annualized return of 8% after a certain number of years.

For everyone's reference.

1.The first key is high yields.

No matter what the purpose of buying an annuity is, as a kind of financial insurance, the income of annuity insurance is crucial. Annuity insurance achieves income growth through annuity accounts and universal accounts. Although the process of value-added is complicated, the judgment of annuity insurance income is still through the calculation of IRR yield.

At present, the better annuity insurance on the market can generally approach 4% through more than 10 years of value-added.

2.After analyzing your own capital use needs, you can pay attention to the cash flow of the annuity.

Buying annuity insurance will change our cash flow, so it is necessary to consider the following 4 questions:

How much can I get back for my child's education?

How much pension do we get when we retire?

What is the cash value of the policy when I have difficulty in cash flow and urgently need to surrender the policy?

How much money can I leave for my family after I return to old age in 100 years?

Due to the limited funds of the working class, it is enough to solve one or two problems by focusing on the budget, such as education funds, mainly depending on how much money can be returned when the children are studying.

Although business owners have sufficient budgets, they also need to pay attention to the cash value of annuity products and how much money they can leave for their loved ones after death.

Although the product form of annuity insurance is relatively simple, there are many pitfalls in it. In order to make it easier for you to choose a good product, I have compiled a guide to annuity insurance pit prevention:"3 minutes to read this year's top ten high-yield annuity insurance points! 》

Hope it helps.

That's all for me"Pacific Insurance Dongfang Red Is All Red Annuity Insurance Reliable"All, look!

Hello! The terms and interests of Pacific Insurance are carefully planned by actuaries and approved by the Insurance Regulatory Commission, which is a very reliable financial product and is safe!

Insurance is by far the most reliable financial management tool.

Nima and a gang of **, insurance is all deceptive, and this dividend insurance is not given back.

Hello! Insurance is the safest and most stable financial tool for family financial management!

Insurance is the safest and most stable financial tool for a family!

Insurance is one of the safest ways to manage your finances at home.

Insurance is fan insurance against the unknowable future.

Pacific Oriental Red Champion Red (Premium Edition) is a two-part participating insurance, 10,000 a year for ten years, is this insurance reliable?

Hello, this is the annuity product of the Pacific Ocean, all the insurance products that have been signed and licensed by the China Banking and Insurance Regulatory Commission are reliable products, but when it comes to the individual, it depends on whether it is suitable for you. Pacific Oriental Red Champion Red (Premium Edition) is a "money-insuring" financial product, if you don't have a "guarantor" health insurance product, it is not recommended to insure money first; If you already have health insurance, consider whether you are interested in Pacific Company, ** people, or whether you care about the benefits of the product. If you value the benefits of the product, it is recommended to shop around, annuity insurance products mainly look at the speed of return and total income, only two aspects are good, can meet our needs planning, is a good product.

Thank you for your useful words!

Summary. Hello dear! Pacific Dongfanghong Wealth Annuity Insurance is a return-type insurance launched by Pacific Insurance, which is a lifelong annuity financial protection product, and this product is a participating return insurance.

The insurance age is just 30 days old to 57 years old, and the payment period is divided into 3 years, 5 years, and 10 years, and the insurance period is lifelong. The protection content of Pacific Dongfanghong Wealth Annuity Insurance is as follows: 1. Death Total Disability Insurance Benefit:

In the case of total disability before the receipt of the life allowance, the insurance benefit shall be paid according to the premium paid or the greater value of the cash, and the insurance benefit shall be paid according to the cash value of the total disability after the receipt of the life pension. 2. Blessing money: From the effective date of the contract, 25% of the basic sum insured will be paid once a year until the end of life.

3. Life Grant: If the contract has been in effect for 30 years or the insured has reached the age of 70, if the insured survives, the premium paid will be refunded.

Hello dear! Pacific Dongfanghong Wealth Enhancement Buried Annuity Insurance is a return-type insurance launched by Pacific Insurance, which is a lifelong annuity financial protection product, and this product is a participating return insurance. The insurance age is just 30 days old to 57 years old, and the payment period is divided into 3 years, 5 years, and 10 years, and the insurance period is lifelong.

The protection content of Pacific Dongfanghong Wealth Annuity Insurance is as follows: 1. Death total disability insurance benefit: If you die and are totally disabled before the life benefit is received, the insurance money will be paid according to the premium paid or the greater cash value, and if you die and are totally disabled after the life benefit is received, the insurance benefit will be paid according to the cash value.

2. Blessing money: From the effective date of the contract, 25% of the basic sum insured will be paid once a year until the end of life. 3. Birthday Payment:

If the contract has been in force for 30 years or the insured person has reached the age of 70, if the insured has survived, the premium paid will be refunded.

4. Congratulatory money: 15% of the first premium will be paid once from the date of the contract and the health reform department. 5. Bonus:

During the period of the insurance policy, you can participate in the company's dividends, and the amount of dividends is uncertain. 6. Policy loan: The policy can be loaned, and the amount is up to 80% of the balance of the cash value of the policy after deducting various arrears.

7. Additional universal insurance account: guaranteed expected annualized interest rate, with no upper limit under the guarantee, and rapid wealth appreciation.

Summary. Hello dear!

You buy the Oriental Red Pension Insurance of Pacific Insurance Company, you need to pay 10,000 yuan per year, after ten years of payment, you can receive the insurance money at the age of 60, and you can continue to enjoy the protection service.

I bought Dongfanghong endowment insurance in Pacific Insurance Company, paying 10,000 yuan a year, paying for ten years, and 60 years old.

Hello dear!

You buy a sedan car to buy the Pacific Insurance Company Dongfanghong endowment insurance, you need to pay 10,000 yuan per year, after ten years of payment, you can receive insurance money at the age of 60, and you can continue to enjoy the protection service.

I want to ask how much I can get after I bought the Pacific Dongfanghong Old Age Welfare Insurance, 10,000 yuan a year, and I have paid it for eight years, a total of ten years, and how much I can receive after 60.

Dear, your base file is <>

The comprehensive protection amount of Pacific Dongfanghong Elderly Welfare Insurance is multiple of the principal, the principal amount of your insurance is 10,000 yuan, and the comprehensive protection amount is 10,000 yuan, and you can receive 10,000 yuan of protection after the age of 60.

You can get the principal.

Hello dear!

Yes dear. This can be claimed in a lump sum, no.

Hello dear!

According to your description, you have purchased Dongfanghong Elderly Vertical Bofu Insurance, with an annual payment of 10,000 yuan and a payment period of 10 years. The amount you can receive at the age of 60 depends on your contributions, if you pay the base fee according to the regulations, then you can receive 120% of the total amount, which is 1.2 million yuan.

This is what a teacher said, what does this mean?

Hello dear!

Normally, it is not possible to claim it all at once.

Hello dear!

I suggest you ask the teacher about it.