What factors will affect my Ping An Easy Loan limit?

A high degree of education can affect.

It seems that a lot of them can affect it.

Highly educated provident fund can be affected.

Find customer service and go through the internal channel.

A lot of factors can affect it.

There are quite a few very low thresholds.

A high degree of education will affect the quota.

Internal recommendations can influence.

There are many factors that play a role.

If you have a car, you can affect the amount.

Academic qualifications will affect the amount.

The provident fund can affect it.

A lot of factors can play a role.

A lot of factors play a role.

There are a lot of them, such as houses and cars.

A lot of India will affect.

There are many factors that can be used in young children.

There are many factors to degree impressions.

1. If there is no network (such as **, Jingdong, No.1 store, Weibo), etc., although the credit investigation is passed, there will be no loan amount. The newly applied network is invalid and has no value because there is no transaction.

2. Attention to face recognition:

1. Don't backlight;

2. The background should not be a window, preferably a white wall, and no strong lights appear in the frame;

3. Try to shoot horizontally and frontally, and the angle should not be too high or too low.

3. If the face recognition is rejected in seconds, then it must be that the face recognition has not passed, please pay attention to the angle and light, and you can reapply after 1 month. Repeat the application three times within 1 month and be included in the Ping An blacklist.

4. If the ID card processing time is too long, the software compares it with the file retention of the ID card in the public security system through face recognition. For example, 8 years ago, the current appearance is too different from the original, for example, if you gain 20 pounds, face recognition can't pass.

5. There is no overdue credit within 6 months, and if it is overdue or serious 6 months ago, it cannot be passed.

6. The real-name system for mobile phones for 3 months is a mandatory requirement, and there is no requirement for monthly phone bills.

7. Bank card flow has a great impact on the limit. In addition, the direction of expenditure and income UnionPay will have big data analysis, which will also have an important impact on the pass rate. For example, the card has not been used for a long time, the turnover is very small, and the time period for card opening, the remarks of the transaction content are often borrowing, repayment, etc. will not be approved.

8. Be at least 18 years old.

10. When applying for a loan, the loan applicant must be located in the 99 cities (including suburbs and suburban counties) specified by the bank, and the geographical location information will be called when applying. If it is not in the specified area or the app is prohibited from calling the location information, the application will not be approved.

11. A mobile phone can only be registered once, and the app will lock the machine code. And you can't change your mobile phone to log in before the withdrawal is only completed, that is to say, the withdrawal can only be done with the mobile phone you applied for. I can only give up!

12. The plane will appear after face recognition, which is related to whether the mobile phone has a real-name system, credit investigation, whether the city where the application is located to carry out relevant business, etc., and it is impossible to give a specific reason. Please try again in 1 month after eliminating the above problems!

13. In addition to the quota bound to the network, it is rejected because the network has been bound by others or has been judged to be non-personal network, which is defined as cheating and cannot be re-applied!

1.Possess Chinese nationality.

2.Be between 21 and 55 years old.

Office workers who have worked or resided in the place of application for not less than 6 months; Have a stable occupation with a monthly income of not less than 3,000 yuan.

Private owners. Industrial and commercial registration for one year; The monthly income of the corporate or private flow is more than 20,000 yuan.

Property owners. Have a commercial property or one of the co-owners in the place of application (full mortgage is acceptable).

4.Have a good credit history (have a credit card or a history of mortgages, car loans and other bank loans, and make good repayments).

The cost structure of Ping An Easy Loan Insurance is premium + bank interest. The monthly premium rate is the total amount of the loan, and if you have an unsecured vehicle and related documents, the monthly premium rate is the total amount of the loan. The monthly premium is fixed.

The interest is charged by the cooperative bank, and the interest rate is 40% above the bank's benchmark interest rate, which is calculated according to the equal principal and interest repayment method.

The principle of operation is as follows: the lender submits an application for "Ping An Easy Loan Insurance" to Ping An Property & Casualty, and the underwriting department determines whether to accept the customer's insurance by investigating the customer's credit, work, income and other comprehensive conditions, and if it does, Ping An Property & Casualty will issue a certain amount of "credit guarantee insurance policy", if the insurance amount on the policy is 60,000 yuan, the policyholder can use the policy to the bank (Ping An Property & Casualty's local cooperative banks, Bank of Nanjing, Bank of Hangzhou, Industrial Bank, Bank of Wuxi, etc., In the city opened by Ping An Bank, Ping An Bank will deduct a certain percentage of the insurance premium according to the type of customer and the term of the loan. (Good news:.)

Since October 20, 2010, Ping An Easy Loan Insurance has officially launched 36 loan products in Nanjing. Completely changing the previous pattern of paying a one-time premium for two years, Ping An premium is charged on a monthly basis without a one-time deduction. The amount of the bank is the amount received by the customer.

"Ping An Easy Loan" is a new type of mortgage-free loan product launched by Ping An of China, which is a credit guarantee insurance product for ordinary residents in Suzhou to carry out unsecured loan business. As long as the review is passed, you can get a small loan (10,000-150,000) issued by the bank, without collateral or guarantee, with simple procedures, flexible term and fast approval.

Key features of Ping An Easy Loan.

Small loan of 10,000-150,000 yuan, no mortgage, no guarantee, fast disbursement, 1-5 working days (depending on the completeness of the customer's information, professional status and other factors). The loan term is divided into 12,24 installments (one installment per month). Recently, 36 phases of annihilation reform were also launched.

Customers who want to apply for Ping An Hui Yi Loan can go to the local store to apply for it.

I am a loan officer in Suzhou, you can contact me if you want to consult. Judgment of Clan.

** for my registered name.

The maximum personal loan is 150,000 yuan, and I just handled the loan business here. They're very fast, and it's easier to get a loan.

Ping An Easy Loan's personal loan can be up to 150,000 yuan.

"Ping An Easy Loan Insurance" is a new type of mortgage-free loan product launched by Ping An Group of China, which is a credit guarantee insurance product for ordinary residents to carry out unsecured loan business. As long as the insurance is successful, the policyholder can apply for a small loan (10,000-150,000) issued by the cooperative bank, without collateral or guarantee, with simple procedures, flexible term, fast approval and super high comprehensive interest rate.

Clause.

1. The loan is 60,000 yuan, and the monthly repayment of 36 installments is about 60,000 36 6 210 3,000 yuan (monthly repayment of principal and interest) It is recommended to repay it after half a year! In this way, the interest is not much, and the next loan procedure, loan amount, and main interest are reduced to about 150. That's 60,000 36 6,150 2,600 yuan!

The interest rate is different in each region, so the calculation method is similar!

Clause. 2. Ping An Easy Loan reviews your loan amount based on your income information, credit history, and bank card entry and exit, and generally will not be based on the loan amount you mention, unless you have property collateral, which is excellent in all aspects!

Clause. 3. When the cooperative bank reviews the content of the materials you provide, first of all, it depends on the authenticity of your materials. If your submission is reliable, don't be afraid of them asking! It's just a few checkpoints to check in trouble.

If you are listed with a company certificate, you may not necessarily call the company you stayed**, or call other numbers of the company! Attention!

Clause. Fourth, if you are in a hurry to borrow his high-interest money, you should pay it back as soon as possible! Or open a few more credit cards, and cash withdrawals are considered high-interest but free speed. And they said that don't take the payment too seriously after three days, and wait about a week to get the card after signing the contract!

Don't get too tight on the time in a hurry. I didn't copy all the things I wrote, so what about the points?

1. How much is the specific, the staff will tell you, you see the contract clearly, the contract understands, the regular company will do things according to the contract, but don't be played with words, don't worry about how long you have a heart.

2. After passing, some interest will be deducted before you are given, which should not be much, and regular small loan companies are almost the same.

3. The staff will tell you to prepare all the materials that should be prepared. Audits are much more lenient than banks, but they do have their own set of rules.

1. Ping An Easy Loan Insurance Interest Rate Adjustment, in between. The specific interest rate shall be determined by the applicant's credit status, work income, etc. Suppose the monthly interest rate you approve is 60,000 yuan, 36 installments, the monthly repayment principal is 1,667 yuan, and the monthly interest is 1,260 yuan, then the monthly repayment amount is 2,927 yuan.

Please refer to your effective interest rate for the actual calculation).

2. After the approval is passed, the approved amount will be fully released to the loan account you submitted (the loan account number is also your repayment account). There will be no deduction of any fees, management fees, insurance premiums or anything like that. Remember: there will be no fees for the whole process of Ping An Easy Loan Insurance.

3. When signing the contract, the original application materials submitted by you will be reviewed.

Good luck with your loan and lower interest rates.

Chengdu unsecured loan, please ** username (Manager Huang).

You can apply if you meet the following conditions:

Good credit history.

Possess Chinese nationality.

Be between 21 and 55 years old.

Working or residing in the place of application for not less than 6 months; Have a stable and stable career, with a monthly income of not less than 3,000 yuan.

Private owners have been registered for business for one year; The monthly income of the corporate or private flow is more than 20,000 yuan.

The owner of the property has a commercial property or is one of the co-owners in the place of application.

It's on. To do it, please speed +52290086