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The business failed and was in debt, the credit card debt was 200,000 yuan, the road ahead was vast, and it was a hundred to die, but the parents who were over 70 years old and had a seven-year-old son, worked every day from day to night, and borrowed money from kind relatives, and finally felt relieved.
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When I was in school, I owed 100,000 to others, and I never dared to tell my parents. I asked my parents to get 1,000 yuan a month for living expenses, and they didn't dare to go out to eat or go out to play. I only use 300 yuan a month to save all the remaining money to pay off my debts, and I only eat bread and steamed buns from school every day.
That night my dad found out and gave me the money without saying a word.
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When he was young, he owed money to others and was kicked out of the house by his family, and he was dismissed by his boss, while escaping debts, he went to various cities to find a job, suffered countless white eyes and heard countless swearing, slept on the street every three or five times, did not have a full meal, and finally paid off his debts by helping people wash dishes and sweep the streets for 10 years.
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My mother was in debt and was admitted to the hospital, and the creditor ran to the hospital day and night to make trouble, and the hospital also issued a critical illness notice many times, I thought about suicide, and I thought about taking out a naked loan, but I was persuaded to return. In the end, I had no choice but to beg a relative to take them in, and the sick man who helped them take feces and urine saved my mother's life.
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The former scumbag left me with the mess of debts, and the company he ran owed 100,000, and he was unable to operate and disappeared. The creditor came to me every day to threaten me, but I didn't even see his shadow, and I still remember crying and shouting every day and begging him to appear. In the end, he asked his good brother to pay 60,000 yuan, and I paid the rest.
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Call ** to the bank to guarantee the repayment, but now the ability is limited, pay back a few hundred yuan every month, the interest is waived or calculated at the lowest interest, and it will be repaid slowly.
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I opened **, and it was a desperate choice at first. I don't know how I survived at that time, but I was lucky, I didn't understand anything, and slowly I actually improved. ** opened at the end of 14, paid off debts one after another, began to recruit people to expand at the beginning of 16, and bought a house this year.
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A colleague was forcibly quit because of drug abuse, his job was gone, and his family spent a lot of money for him, which is also considered to be in debt. After coming out, he was a prisoner, and now he drives a good car, and it seems that he has made money. That's it, risk and profit go hand in hand.
Later, his father said that he had won the lottery, but in fact, he made money from drug trafficking, and then he went in again.
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Start from scratch, find a job to support yourself, calm down, you have to start anew, don't be afraid to take this step.
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Give yourself 2-3 years of time to accumulate, make a complete career plan, and tell yourself that you will never mess around again, and if you don't work hard this time, I'm afraid it's really too late.
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I have a debt of 170,000 yuan, which is caused by objective reasons, but it has not yet reached the point of being called for debts. I am doing a business project of home maintenance and installation, I was not in this industry before, and I belonged to changing careers to start a business. The balance of seed investment is not much, and it is in the process of financing angel rounds, and there is no result yet.
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I can only insist on making money, there are old and young people in the family, so I can't leave them alone.
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I went back and told my family the truth, closed the store, went to work honestly, and returned the money little by little.
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Find a job, go to work honestly, build a house and borrow 500,000, and pay it back slowly.
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Once you get through the dazed, the most feared thing about decadent debts is that as long as it is overdue, it will collapse, like a frog falling to the bottom!
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Due to the failure of the investment business, I lost more than 4 million, and now I still owe more than 1 million and 5 cents of interest usury, and every day there are people who want to ask for debts to quarrel, planning to sell all the cars and houses, and want to die a hundred, but I can't bear the elderly parents and young children, I don't know what to do? Ask the nobles for advice
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Helped a person who had helped him borrow money to help him for twenty I didn't think that he broke his trust in me and was still suffering I didn't get through I think good people will always have good rewards.
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I am now in debt of 20,000 yuan, and I am about to commit suicide when I am forced, and the world is hot and cold, and no one has come to help, cool.
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I haven't gotten through it yet, and I don't see any hope at all, so I can't get through it!
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Persistence, learning, action, and changing methods will be successful.
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There's no way, work hard to make money to pay it back, the family is old and young, can you leave it alone? Can they be implicated?
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Make a plan, but stick to it, and tell yourself that this is no joke, and if you do so-so, you're doomed!
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Try not to be disappointed, continue to strive and do not rush.
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Time has passed, things have changed, people have not changed, and times have changed.
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No heart, no lungs, let it be!
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Now 39 years old, I owe 13,000,000 yuan, and I have been working for 4 years. There is no improvement, and I don't know how long I can last.
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Debt 15 so let's have no job, I don't know how to live anymore.
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I'm a woman, 33 years old, with a debt of 400,000....And there is nothing around.
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If you owe it, you get used to it.
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How can you boil it, boil it slowly.
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I haven't gotten through it yet, I'm working hard!
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I met a female netizen on the Internet, and she helped me return the 200,000 yuan.
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Why do you keep going into debt?
That's because you're not doing it the right way!
As a young person in the new century, whether you earn 2,000 a month or 6,000 a month, most of them feel that they don't have enough money to spend.
In this era of advocating consumption, many people's credit cards are overdrawn, and most people are moonshine people, not only can't save any money, but also go into debt
What should I do if I don't have any money?
1. Credit Cards.
Most people pay off their credit cards as soon as they pay their salaries, and after paying off their credit cards, they don't have much money left to eat, and they borrow money everywhere every month, often lamenting that they don't have any money to use. This way of managing money is very bad, and the best way is to control your spending, repay the loan in time or simply cut off the credit card ......
2. Savings. If you don't have any money to use, you have to save some money, and it is very necessary to develop the habit of saving. If you have money, you can occupy the best advantageous position in your life and career. Don't have money to borrow from a friend?
Actually, this is very inappropriate. I don't deny that some buddies and sisters are very righteous and willing to help you when you are in trouble. However, most people, as long as they have borrowed money, whether they are new friends or old friends they have met before, have suffered from staring and not seeing each other.
If you knew today, why bother in the first place? If you have a little savings, you will have a basic dignity in life.
3. Struggle. If you feel that you don't have enough money, your income is generally not high. Struggle is very necessary, a person, only the ability to improve, the right method, the right way, in order to roll in the financial resources. In your spare time, you can not only recharge and improve your competitiveness in the workplace, but also take some orders according to your career, which can not only get a supplement to your income, but also improve your ability and make high-quality friends.
4. Integrity. A person, no matter how poor he is, must have a backbone in his bones. There is no obstacle in life that cannot be overcome, find the right way. Poverty is not a lifetime thing. On the contrary, because of poverty, because of some bad mentality that is in urgent need of huge profits, it is difficult to turn over for the rest of your life to do some illegal things.
It doesn't matter if you're rich or poor!
If you don't have a reasonable distribution of your assets, no amount of wealth can prevent you from squandering it personally!
Learn financial knowledge from Ah Rong, in fact, financial management is not as difficult as you think
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When I was in debt, it was actually very difficult to get through, during that time fortunately, my best friend has been by my side with me, and he bought me for food and drink, what he said was, you go to earn money to pay off your debts, you and I can raise it first, so if it wasn't for my best friend during that time, I might not really be able to survive.
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At that time, I really relied on borrowing money constantly, constantly repaying money, such a state of life to slowly repay my money, I was really desperate for life at that time, and my expenses at that time also generated more, because I almost borrowed all the money of my friends around me.
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I will survive such a complicated thing by constantly trying to give others the illusion of this way, because I am in a situation where I owe money to others, so I should work harder at this time, owe others money, and pay it back quickly, so that I can get back on my feet faster through this way.
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Just think of it as a mortgage. We all know that the interest on a mortgage for 30 years is more than the principal, or almost the same. Too many people in China have taken this path, and everyone thinks that mortgages are normal, and even have the illusion that they are not "in debt".
It is also normal for young people to have some debts, and the most painful thing about debt is that there is a huge amount of interest, so you might as well think of him as a mortgage. Young people owe tens of thousands of dollars, you might as well pay it back slowly, don't think too much, things have already happened, you think about it this way, those so-called people who have houses, their loans and interest are actually even more terrifying.
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I remember that at that time, my life was very difficult, I was in a state of not daring to eat every day, for me as a girl, my physical pressure was really completely unbearable, I would only eat steamed buns every day, and then I only ate one a day, and I never dared to eat more, so I finally got through that difficult time.
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Everyone will go through the lowest point in their life, but everyone's circumstances are different, but the state of mind of suffering is the same.
I was in a lot of debt, I lost all my relatives and friends, and I should have been at the beginning of my marriage. At that time, my husband and I had precarious jobs, and we no longer had a penny in our pockets because we bought a house. After the renovation of the house, we couldn't afford to buy furniture, and for a long time, we didn't even have a TV at home because we didn't have money.
It was also because we had no money that we didn't even have a table, and for a long time, my husband and I were standing in the restaurant to eat.
Later, I had some problems with my work, so I borrowed some foreign debts from relatives and friends. I remember very clearly that because I borrowed 2,500 yuan from a relative, this relative hit ** twice in three days. In and out of the words, he is afraid that we will not be able to pay his money.
At that time, I felt that people's hearts were really too thin and cold, just because of 2,500 yuan, we let a relative be so sarcastic about us.
At that time, my husband and I never dared to go out to eat, and we rarely bought clothes in those years, breaking every penny in half to spend. After hard work to save money, he finally paid off the foreign debts of his relatives。For the relative who lent us 2,500 yuan, we were never in touch again.
But now when I look back on that time, I think it's a very precious memory in my life because it taught me to be strong. Although it was a bit difficult in that short period of time, I think it was a very good test and gift in life.
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When a person is in debt, everyone avoids it, for fear of getting into trouble, without a single friend, and the relatives who usually come and go have disappeared, in this case, it is really too difficultSome people can hardly withstand this blow, and they collapse and can no longer turn over, and some people persevere, and they also change their lives and fate. I know a friend who was in business at the time, was cheated of more than 1 million by a friend, suddenly ran out of money, fell into a desperate situation, begged all relatives and friends, including relatives, to tell grandpa, hoping to help him get through the difficulties, but he was disappointed. No one lent him money, and no one believed that he could make a comeback.
Who can't rely on it, only rely on yourself.
He secretly made up his mind that he must turn over and return the more than 1 million. The family's house was sold, and it was sold for five or six hundred thousand yuan, and he paid back the rest of the money. He and his wife went to work in other places, working hard, and striving to return to school as soon as possible.
After three years, it was all paid off. Then, the couple used their capital to rent a steamed bun shop to specialize in breakfast business. There are only steamed buns, steamed buns, soy milk, and a variety of special breakfasts, with a wide variety of varieties, **affordable, although a little bitter, but still able to make money.
A year later, I bought a van, collected raw materials, delivered goods, and now all aspects are on the right track, although it is hard, I only sleep a few hours a day, and I have to get up at about 3 o'clock, but I can get a reward, and my efforts are not in vain, but I am ready to expand the store next year, recruit people, and make it bigger. They chose the right path and finally turned over.
Any time you encounter failure or setbacks, you can't lose confidence, believe in yourself, pie will not fall from the sky, there will be rewards for hard work, no one can be relied on, you can rely on yourself, only you can change your fate.
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Although the trough of life will make us feel difficult to accept, but when the trough comes, as long as you hold the belief that your good luck is coming, and then let go of the obsession you once had, and work hard without two hearts, then you will finally harvest the life you want in the future. Because we say that success may be late, but it is never absent.
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I think when I am in debt, my relatives and friends will avoid it, so I think it is the right way to rely on myself, I can work harder and do more work, and I should work harder to prove myself when I am in adversity.
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