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Whether Huabei can be opened will be comprehensively evaluated by the system according to the overall situation of your Alipay account, and manual intervention is not possible, so it is recommended to pay follow-up attention;
The following is a few suggestions for you, I hope it will be helpful for you to open Huabei in the future:
1.Try to use Alipay as much as possible to pay, and Huabei consumption quota is more willing to be given to users in need;
2.Open Sesame Credit, try to use its related services, and increase the sesame score is conducive to the opening of your Huabei;
3.If you have a credit card, you can bind Alipay, and repaying it on time is conducive to accumulating a good credit history.
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1. Common reasons why the flower garden cannot be opened.
1) There is a problem with Alipay's real-name authentication.
The basic conditions for opening Huabei are that the mainland real-name authentication user is at least 18 years old, and Alipay has successfully bound a mobile phone number. Therefore:
1.Hong Kong and Taiwan users can't open Huabei.
2.Children under the age of 18 are not allowed to open the flower garden.
3.Alipay is not bound to a mobile phone number, so it can't be played.
2) Alipay has multiple accounts.
Some users have multiple Alipay with one ID card, and only one Alipay is allowed to sign a contract with Huabei. Users need to select one of the accounts to successfully open Huabei. If the selected one still can't open Huabei, it's because it still doesn't meet the opening requirements of Huabei.
3) The Alipay account status is abnormal.
If there is an abnormal situation in the Alipay account, the application for opening Huabei will be regarded as a failure. Account anomalies include risk warnings during the payment process, restrictions on account logins, restrictions on payment withdrawals and collection functions, etc.
4) The comprehensive evaluation score is unqualified.
Whether Huabei can be finally opened is comprehensively evaluated by the system according to the use of the system. If the Alipay account is not active enough, the personal assets are not up to standard, there are Alipay loan overdue records, and there are few online shopping records, it is impossible to successfully blossom.
5) Prompt system error, try again later.
If it is determined that the opening requirements of the garden are met, this prompt is likely to be caused by the current network instability. It is recommended to wait for the network to stabilize before applying for a flowering nursery.
From the above reasons, it can be seen that whether the flower garden can open or not has little to do with sesame seeds. Whether the flower bed can open or not is determined by the comprehensive evaluation of the system, and manual intervention is impossible. Moreover, Huabei does not support others to open on their behalf, and there is a risk of leaking personal information if others open on their behalf.
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The system determines whether you meet the requirements.
It's not just about credit scores.
You've met the requirements.
Naturally, you will be invited to open it.
You use the functions of Alipay more.
Completing your personal information is sufficient.
Huabei is a credit card-like service launched by Alipay, this "credit consumption" tool is similar to credit card products, consumers can buy products through Huabei, and then repay the next month.
There is also no clear statement on the amount, but it is certain that the maximum is more than 5,000 yuan.
Method steps.
1. The trouble is that the credit score of Sesame exceeds 600, but the Huabei function cannot be opened.
2. Reason: The problem of ward treasure real-name authentication.
At this time, many people may also question, obviously my Alipay has been used for more than ten years, and it has passed real-name authentication n years ago.
Here you should note that Alipay real-name authentication is divided into two levels: V1 and V2
V1 real-name authentication cannot enable the Huabei function.
3.Alipay is not active enough:
Paying regular transfers can increase activity, but here we should pay attention to the fact that it is best to find someone with a higher sesame credit score than yourself, and one thing about sesame credit is that the more friends with high credit, the greater the chance of adding points.
4.Personal assets are not up to par:
This includes your **, and the deposit in the Yue Bao, people who do not have ** had better save more money in the Yu Yu Bao, and they must need to save for more than a week, of course, the more the better.
5. Multi-online shopping:
Personal spending power is also included, and personal consumption will increase personal ability score and Alipay activity.
6. Those with academic qualifications can increase their academic qualifications, which can preliminarily prove the individual's ability to repay debts.
Precautions. It is better not to transfer money equally.
Amount transfer. The above are the reasons and solutions why Sesame Credit cannot open Huabei if it is more than 600, I hope it can help you! Hope!
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Huabei cannot be opened, probably because the following criteria are not met:
1. Huabei is a microfinance product, which requires users to register with their real names, bind their mobile phone numbers, and be at least 18 years old.
2. To open Huabei, you need to pass the credit evaluation of the Alipay system, that is, you need to meet the sesame credit score of more than 600 points.
3. The lack of use of Alipay's products will also lead to the system assessment that the user does not have sufficient repayment ability and credit level.
How to improve a person's sesame credit score.
1. Use Huabei more: As long as the payment can be used in Huabei, try to use Huabei to pay, preferably in installments, so that a certain amount of money can be repaid every month, and each repayment is equivalent to performance.
2. Use Alipay more transfers: The more times you transfer, the larger the amount, and the value of Sesame Credit will also increase.
3. Use Alipay to repay the credit card: repay the credit card regularly every month, and at the same time the consumption record of the credit card, the banking system can find your spending power level to a certain extent.
4. Use Alipay to pay miscellaneous expenses: such as phone bills, water bills, electricity bills, gas bills, broadband fees, property fees, etc.
5. Bind savings card, provident fund, vehicle information and other financial certificates.
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The reasons why Huabei cannot be opened are as follows:
1. Sesame credit score is not enough
The most basic condition for the opening of Ant Huabei is that the sesame credit score exceeds the threshold of 600 points, but there are also some friends whose credit score exceeds 600 points and still cannot open Huabei, which may be due to other reasons mentioned below.
2. Personal information is incomplete and cannot pass real-name authentication
Alipay real-name authentication is divided into V1 and V2 levels according to the detail of the information, and V1 real-name authentication cannot open the Huabei function, so you need to click on the head logo on the personal Alipay page, complete your information to upgrade the authentication to V2, and after submitting the application information, you can open Huabei. Operating Environment:
Make model: iphone13
System version: 3. Alipay's activity is not enough:
Even if you often shop, but rarely use the payment to pay users may have this problem, often transfer can increase activity, but it should be noted that the transfer is best to find a friend with a higher score than their own letter and defense, because the policy of Sesame Credit is that the more friends with high credit, the greater the probability of adding points.
4. Personal assets are not up to the mark
Alipay does not have the authority to inquire about your bank card deposit, so its consideration criteria are mainly based on the funds in Alipay** and Yuebao, we can save more money in Yuebao for more than a week, you can solve this problem.
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There are many reasons why Huabei cannot be opened, it may be because the Sesame Credit score does not reach 600 points; may be due to the lack of activity of Alipay; New Alipay users may also not be able to open Huabei for the first time.
The reason why Huabei cannot be opened
1. If Huabei cannot be opened because the sesame credit score is less than 600 points, you can improve your credit score by improving your personal information and using Alipay more for consumption;
2. If it is because Alipay is not active enough, users need to increase the frequency of Alipay, and use Alipay as much as possible for payment, living expenses, recharge and other activities;
3. If it is a new user, you can open Huaxiaobei first, and the amount of Huaxiaobei is between 20 yuan and 50 yuan, maintain a good repayment record, and then you can upgrade to the standard version of Huabei.
4. Real-name authentication. Alipay real-name authentication is divided into two levelsV1, V2, V1 real-name authentication is unable to open the Huabei function, so you need to complete the V2 information in personal Alipay, and after submitting the application materials, you can open the liquid Qin to tell Huabei.
What is Huabei
The full name of Huabei is Ant Huabei, which is a consumer credit product launched by Ant Financial. Huabei is a first-class consumer financial service product that provides you with "consumption first, repayment later", users can use Huabei's quota when consuming, and enjoy the shopping experience of "consumption first, repayment later". Huabei supports multi-scene shopping and use, mainly used in **, Tmall and some external merchants.
Whether Huabei can be used requires a comprehensive system evaluation by the loan originator.
Ant Huabei has stepped out of the Ali e-commerce platform and has connected to more than 40 external consumer platforms: most e-commerce shopping platforms, such as Amazon, Suning, etc.; Local life services**, such as word-of-mouth, Meituan, Dianping, etc.; Mainstream 3C officials**, such as LETV, Haier, Xiaomi, OPPO and other official **; and the section on overseas shopping**.
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Summary. Hello, I'm glad to answer for you, Huabei is currently an invitation system, and the system will judge whether there is a qualification for opening Huabei according to the user's qualifications, and the opening result cannot be manually interfered with. When Huabei can't be opened, you should pay attention to whether your Alipay account is abnormal or has payment risks, and users can't open it at this time.
The best thing to do is to eliminate the account exception and keep your account in a safe state, which usually takes a while to open after the exception is removed.
Hello, I've seen your question, I'm sorting out the answer, please wait a while Hello, I'm glad to answer for you, Huabei is currently invited, and the system will judge whether there is a qualification for opening Huabei according to the user's qualifications, and it is impossible to manually interfere with the opening results. When Huabei can't be opened, you should pay attention to whether your Alipay account has a good spring or payment risk, and the user will not be able to open the socks at this time. The best thing to do is to eliminate the account exception and keep your account in a safe state, which usually takes a while to open after the exception is removed.
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If you can't open Huabei, it may be that your sesame score is not enough, and Huabei needs your sesame score to reach 600 points before it can be used. As long as you work hard to improve your Sesame Credit score, you can use Huabei. There are many ways to increase sesame seeds, such as:
On the Sesame Credit page, complete your personal information, complete your academic certification, and upload the front and back of your ID card**. If you have a provident fund, it's even better, after adding a credit card and completing the above operations, the sesame score will definitely exceed 600 points, so it will be easy to use Huabei. Haima emergency advertising quota is high, the threshold is low, the interest rate is low, and your sesame credit score is not enough to score 600 points, so you can't shout through Huabei.
Use Seepage Huabei on this one or change the requirements, you can increase the score on it. Completing some certifications is basically enough for 600 points, and if you don't have that many certifications, you need to use Alipay more.
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