How about Taiping Life Insurance Yingsheng C?

Hello, you buy a dividend-paying product, as for the wealth management products are generally medium and long-term investment, the income will take time to reflect, I do not recommend surrender, surrender first of all, there is no protection, and the cash value of the return is not much, there is no need, now continue to pay 3000 yuan a year will not affect your life, many years later, when we are old, we can also be our own pension, or when we want to use money, the policy can pledge the loan to solve the urgent need, and enjoy the protection at the same time. I hope my words can help you. Have a great day.

I did a detailed investigation of this insurance and found that this insurance is really tricky. I persuaded my mother to return this insurance in the past few days, and I lost nearly 10,000 yuan, but I think the loss is more serious if I don't refund it. I went to print the calculus of dividends, there are three grades, high-end dividends, mid-range dividends and low-grade dividends, corresponding to the quality of the company's operation, of which the high-end is more than 17,000 (10,000 a year, 10 years of savings and 15 years), the mid-range is more than 15,000, and the low-end is more than 13,000.

If this money is deposited in the bank, the first 10,000 can be saved for 15 years, and the second 10,000 can be saved for 14 years ,..The 10th 10,000 can be saved for 5 years, and the 15th calculated in this way can get about 15,000, which is about the same as its mid-range dividends, and much better than the current dividends. The most important thing is that the money you deposit in the bank can definitely be regarded as living money compared to this insurance, after all, the bank will not lose the principal if it is not due, and you will deposit it in many installments, and this period will not affect all of it.

If the use value of living money and insurance dead money is concretized, if you can get about 180 million after 15 years of this insurance, I think it is the same as the bank (mathematical calculation). It can be seen that this insurance is really too tricky, the only thing that is a little consoling is that he has life insurance, which is only useful when you die, but the loss of money is pitiful! In view of all this, I think you can consider surrendering the insurance, of course, you must take into account the number of years you have bought it, and if you want to take this insurance to get a mortgage in the future, you can also consider not returning.

This product is a bancassurance product, the dividends of the first year of general insurance are relatively low, and then increase year by year, you don't just look at one year, Taiping's dividends are compound interest, your principal + 300 yuan will not be lost, dividends will be more and more in the future, give some patience.

Landlord, insurance focuses on "value preservation, appreciation", reasonable planning of family wealth, equivalent to annual installment deposits, due with interest to get back a sum of money, can be used as a travel fund, pension, education fund.

If you compare the income with investment in real estate, or **ah, it is definitely not cost-effective;

High yield is definitely high risk, insurance, first: focus on safety.

It is recommended that the landlord consider that the insurance products are almost the same, there is no difference between advantages and disadvantages, just to see whether it is suitable for you.

Hello! This is a very good financial insurance, in the short term, the income is not very high, and its value can be seen in the later stage, please consider surrendering the policy carefully.

Please think about it, paying ten years is 30,000 yuan, not to mention the amount of dividends, that is decided by the insurance company, and we have no room for bargaining. After 15, please think about it, the risk is very big in terms of the time value of funds: the factor of inflation, for example, in 1992, you could buy a house for 30,000 yuan, and now it is about 4 square meters.

Hello! Do you buy a kind of insurance and dividend investment products? The investment must be long-term to see the income, and the surrender of the policy can only be surrendered with a small amount of cash value. You have to think carefully. If you want to know about other products, you can contact QQ.

The financial management of insurance is medium to long-term. It usually takes 10 years for the benefits to be felt. You think carefully.

You think the returns are too low, don't you? The essence of insurance is still based on insurance. If there is a better place to go for this money or to maximize the benefit of security, then you think about it yourself. Can q me.

Summary. Hello, I'm glad to answer for you.

Q: How much money can I get at the end of the 15-year term of Taiping Life Insurance Company, and which friend can tell me?

Answer: If you have dividends, you are not sure how much money you can get when it expires.

Because dividends are uncertain, no one knows how much money they will receive when they expire.

If you can wait until the maturity, the principal will not be less, and you will know how much extra money there is.

Note that this is insurance, not a deposit, and you will lose the principal if you take it out halfway. It takes a long time, so you have to think about it before you buy.

Taiping Life Insurance Company's Taiping Yingsheng C both full 15 years of maturity can I get how much money, which friend can tell me.

Hello, I'm glad to answer for you. Q: How much money can I get when the Taiping Yingsheng C 2 full 15-year period expires, and which friend can tell me A:

If you have dividends, you are not sure how much money you can get when it expires. Because dividends are uncertain, no one knows how much money they will receive when they expire. If you can wait until the maturity, the principal will not be less, and you will know how much extra money there is.

Note that this is insurance, not a deposit, and you will lose the principal if you take it out halfway. It takes a long time, so you have to think about it before you buy.

Hello, I'm glad to answer for you. Q: How much money can I get when the Taiping Yingsheng C 2 full 15-year period expires, and which friend can tell me A:

This is a participating insurance. If you have dividends, you are not sure how much money you can get when it expires. Because dividends are uncertain, no one knows how much money they will receive when they expire.

If you can wait until the maturity, the principal will not be less, and you will know how much extra money there is. Note that this is insurance, not a deposit, and you will lose the principal if you take it out halfway. It takes a long time, so you have to think about it before you buy.

Can I get my principal back after 10 years?

Ask about custom messages].

It is difficult to recover the cost after ten years.

Summary. If the insured is still alive and well within the term agreed in the insurance, or if the insurance expires, you can get a survival insurance payment. In addition, survival insurance benefits are commonly found in insurance types with dividends or annuities, such as children's education funds, wedding benefits, etc., which can also be collectively referred to as survival insurance benefits.

It should be noted that the survival insurance benefit is paid on the condition that the insured survives safely, and if the insured dies during the insurance period, then the survival insurance benefit cannot be paid.

Taiping Life Insurance Company's Taiping Yingsheng C both full 15 years of maturity can I get how much money, which friend can tell me.

Taiping Life Insurance Company's Taiping Yingsheng C both full 15 years of expiration of how much money can I get, you are happy to answer for you, Yingsheng C is a participating insurance launched by Pacific Insurance, 15 years of expiration of the insured is still alive guaranteed payment maturity: all the premiums paid + dividends accumulated all the value-added income, but also 15 years of return amount; After 15 years, the insured will receive a death benefit or a special traffic accident death benefit, which is related to the premium paid.

Dividends and survival margin can be claimed at maturity.

Pick up once a year pro.

It's been 13 years now, and I haven't received a return after 10 years.

Hello dear, you have been buying for 15 years, and you can only receive it after 15 years.

A total of 10,000 yuan is paid in a year, and you can receive at least 100,000 yuan after 15 years, right?

Starting at the end of 15 years, you can receive dividends and survival deposit every year.

If you receive it for decades, it will definitely exceed the principal.

What is a surviving margin.

If the insured is still alive and well within the term agreed in the insurance, or if the insurance expires, you can get a survival insurance payment. In addition, survival insurance benefits are commonly found in insurance types with dividends or annuities, such as children's education funds, wedding benefits, etc., which can also be collectively referred to as survival insurance benefits. It should be noted that the survival insurance benefit is paid on the condition that the insured survives safely, and if the insured dies during the insurance period, then the survival insurance benefit cannot be paid.

After expiration, will the survival insurance benefit be paid once a year? How much will I get? On what basis?

Hello dear, the survival fund has a year, there are also 2 years of payment, depending on the provisions of your contract.

When will I be able to get my principal paid?

The survival insurance amount is 90%. Generally speaking, in the term insurance contract or the return-to-principal insurance contract, a time period such as 10 years will be agreed or how old the insured is, such as 80 years old, if the insured is still alive at this agreed time, the insurance company will pay a sum of money, which is the so-called maturity survival payment.

Dear, this depends on the insurance company, and the more dividends you share every year, you can receive more so that the principal can be received back as soon as possible.

The dividends of insurance companies are not fixed.

Summary. Hello, Taiping Life Prosperity C, this is both insurance. You have been insured for 12 years and surrender the policy in the 12th year, with the cash value exceeding your premium, and you will be able to return the principal in full and a portion of the proceeds.

Hello, Taiping Life Prosperity C, this is both insurance. You have been insured for 12 years, and the first 12 years of lease surrender, the cash value has exceeded your premium, and you can return the principal in full, as well as part of the income.

Now if you want to surrender the policy, you only need to take your ID card and the policy, go to the outlets of Xiaoxing Insurance Company, and handle the surrender, the cash price of the 12th year of this insurance has exceeded the premium you paid.

This insurance, Chanzhou only if you surrender the policy, can return the principal, you are now in the 12th year of surrender, the cash value has been judged to exceed the premium you paid, you can surrender the policy, get all the principal.

Taiping Life Prosperity C, specific protection responsibilities. 1.Maturity insurance money, the insured survives to the corresponding date of the year when the insurance period expires, the company pays the maturity insurance money according to the insurance premium paid (excluding interest), and the contract is terminated2

In the event of the death of the insured, the company shall pay the death benefit according to the insurance premium (excluding interest) paid in the contract at the time of the insured's death, and the contract shall be terminated. 3.Policy dividends can be paid by the insurance company every year, but the amount is not fixed.