Why is it that when investing in financial management, the more you want to make money, the more you

At present, there are many ways for China Merchants Bank to invest in personal investment and financial management: fixed, treasury bonds, entrusted wealth management, **, **, etc., and the investment starting point of different products is different, and the corresponding risk level is also different. It is recommended that you visit our branches to consult the relevant advice of the wealth manager.

1. Like "high yield" "High yield" has a fatal attraction to people who want to make a lot of money. Because many people don't want to use their brains to make money, they just want to put money somewhere and lie down and wait for the money to come in, but pie will not fall from the sky.

2. Tend to speculate, gamble rather than invest Some people who want to make a lot of money like investment products, and always only do short-term, non-long-term, this is a typical speculative performance, in fact, investment is a long-term process, and real investors will not bet all their money on the same investment products. However, investors and gamblers are always "making money" with a fluke mentality, investing all their money in the same kind of investment products, and once a huge loss occurs, there is no room for even a little retreat.

3. Good gossip There are always investors who think that gossip is insider information, and it is a "magic weapon" that can make them a lot of money. Therefore, no matter what investment you do, you like to follow the grapevine and not think and judge for yourself. But as long as you calm down and think about it, you will find that the grapevine is actually not reliable.

The result of listening to the grapevine is often to lose money rather than make money.

4. Don't understand asset allocation Investment and financial management pay attention to how to scientifically carry out asset allocation, such as in the allocation of high-risk investment products, and then allocate some P2P financial platform products such as investment ideals, stable profit selection portfolio investment plans and other stable products, in order to diversify risks. But people who want to make a lot of money often don't understand, and don't bother to understand, what asset allocation is.

Financial management can make money, but it has a lot to do with the amount of principal, and financial management is not to get rich overnight, there will be certain risks.

The purpose of financial management is to maintain and increase the value of the spare money in hand, and as for how much you earn, it is actually closely related to the principal. If the principal is only tens of thousands of yuan, calculated at an annualized rate of 10%, the annual income is only a few thousand yuan, and the cost paid is: the liquidity of this money is poor, and at the same time, it is necessary to investigate and analyze the investment platform, and it is necessary to spend energy from time to time.

If you don't have the awareness of investment and financial management, don't easily invest in unclear platforms or projects, especially if the rate of return is super high, if the risk awareness is relatively weak and the tolerance is weak, then obediently put it in Yu'e Bao, so that it is convenient to spend.

To learn more about financial management, you can go to Wei Miao Cai Business School. Wei Miao has a comprehensive quality, willing to devote themselves to education and teaching work of the teacher team and management team, the team of teachers by the field of finance and finance with rich experience in the field of investment, teaching field of excellent teachers, can from all aspects of all-round service students, to provide students with professional and comprehensive financial knowledge, to help students establish a correct view of money, financial management, and comprehensive financial literacy.

There will be a situation of making money in financial management, of course, there will be a loss, financial management is a kind of risk, one is to lose money, the other is to make money.

Answer: If you are a hairy young man who has just graduated, the original principal is only tens of thousands of yuan, if it is calculated at an annualized rate of 10%, the annual income is only a few thousand yuan, and the cost you need to pay is: the liquidity of this money is poor, and at the same time, you need to investigate and analyze the investment platform, and you need to spend energy from time to time to worry.

If your risk awareness is weak and your ability to bear is weak, then obediently put it in Yue Bao, so that it is convenient to spend.

Financial management can make money, but it has a lot to do with the amount of principal, and at the same time, financial management can not get rich overnight, make a lot of money, and there is also a certain risk, but through investment and financial management, you can let yourself face up to your own view of money, manage your cash flow, prevent unreasonable consumption, and yearn for a better life.

Managing money is a way of life. If we have a correct understanding of ourselves, understand the attributes of various financial products, and recognize the risks of the financial market, then we can indeed obtain the purpose of making money through a reasonable investment portfolio.

Yes, wealth management includes time deposits, wealth management products, bonds, foreign exchange, options and other products, these products can make money, but there are also risks, time deposits are principal-guaranteed products, which means that depositing time deposits will be able to make money, although wealth management products and bonds are not principal-guaranteed products, but the risk is relatively small, and the probability of making money is relatively high.

Of course, you can make money by managing your finances!

However, it depends on which financial management method you are in, and you need to be low-risk, so that it is easy to make money. Although the high-risk way has a relatively high return, it is also easy to lose, and if you are not careful, you don't know how to lose, which is very annoying!

So it's better to go low-risk. Like me personally, it is the national foreign trade in the real economy, it has a relatively low risk, and you can make profits every 30 days.

Answer: It is difficult to earn money by financial management, if you want to earn money by financial management, the principal is enough, and the general stable and reliable financial management method is to buy financial products in the bank, and many banks have launched the interest of large-amount financial products, that is to say, the interest of 10,000 yuan for a month is about 42.

If 100,000 yuan is put for a month, the interest is about 42,0, and if it is 1 million for a month, the interest is about 4200.

You can't make a lot of money by managing money, so you can make a little money with a little money like this, but the principal should be enough.

Question: I don't have that much money, and I want to do a little bit of financial management to earn some living expenses, but I don't know how to do it.

Ask the bank? If you invest 10,000 yuan, you can have a few dollars a month.

Question: Hahaha, earn 30 to 40 yuan a month?

Question: This is too little, if 10,000 yuan can earn 300 to 400 yuan, it is about the same.

There is no such easy way to make money in financial management. Don't invest and manage money casually online, it is easy to be deceived.

Ask Eun, thank you.

Eun, thank you.

Investment is a form of incubation of innovation and entrepreneurship projects, and it is an economic activity to promote the development of the industrialization complex of the project.

Investment refers to the economic behavior of a specific economic entity that invests a sufficient amount of capital or monetary equivalents in kind into a certain field within a certain period of time in order to obtain income or increase the value of funds in the foreseeable period in the future.

Recently, many friends have asked me whether a high-yield project is reliable? Is a certain company with high rebates legitimate?

Zhai Shanying's response was: "These projects or companies basically have the characteristics of small investment and high returns, and they are all branded with new business models, new international thinking, new national policies, first-class filings, expert support and so on. ”

In fact, the world we live in is particularly balanced, and how much benefit indicates how much risk there is, and the greater the return, the greater the risk!

There is no such thing as a free lunch in this world! All high-yield projects, regardless of how fanciful it is, must be accompanied by high risks, most of them in addition to capital risks and legal risks, even if you only invest one yuan, inform you that you have a legal equity worth 10 million, but at the same time you must also bear the debt of this 10 million equity according to the law, if you can't repay the debt when due, you may have to enjoy the return in prison.

Don't daydream about investing, look at the lottery and gambling, this is the standard form and law of all investments in the world: how much profit is how much risk, no matter how good the lottery technical experts will lose out.

Why you can't always make money in financial management, this article can help you find the answer.

When it comes to financial management, it has now infiltrated into the lives of most of us, and many people have invested a lot of financial and material resources in financial management, but in the end they have not made money. The reason for this may be that you have stepped into some financial misunderstandings.

Blindly follow the trend and invest with your eyes closed.

Many people have such a situation, they have not learned financial management related knowledge, in the case of not understanding, I heard that a certain product makes money and blindly invests, so the result is that often the money is not earned, and the principal is gone.

Therefore, in the process of our financial management, the most important way we should take is to learn and understand the market first, and then make a choice through the comparison of different products and the analysis of our own situation; If you feel that you are a novice and do not have the ability to make judgments, you can also choose some reliable institutions and hand over your money to a financial advisor to take care of.

Look only at the high yield and ignore the high risk.

At present, the high yield of some products on the market is indeed very attractive, and many people often choose this kind of product with the idea of making a lot of money in the early stage of financial management. But high-yield products often come with high risks. For most of us, when we really invest, in addition to seeing high returns, we also have to make choices based on our actual affordability.

Therefore, when doing financial management, we recommend that you must think twice before investing when choosing high-risk and high-return products, and don't put all your belongings on it.

Too conservative. Compared with the people who blindly pursue high returns, there is still such a group of people in our investment and financial management, because of the lack of industry-related knowledge, in order to avoid risks as much as possible, they tend to adopt a relatively extremely conservative financial management method, for example, all the spare money is just put into the bank, and then wait for interest.

Although this way of managing money is safe, it is by no means the best choice, too conservative will not get a higher return, and over time, as our personal wealth grows, it is likely that we will not be able to outpace inflation.

Frequent change of wealth management products.

Financial management wants to make money, which can easily lead to everyone in financial management, see which product has a high yield to buy which product, in fact, this frequent replacement of financial products, is also not advisable.

Most of the wealth management products have a fundraising period, only if your investment reaches a certain relatively stable and long-term time, will start to calculate the income, if we change the wealth management products frequently for a long time, you will lose a lot of income.

Therefore, when doing investment and financial management, we must first consider how long we are going to store the money we invest? In order to reduce the risk, it is possible to choose different products to invest in order to achieve a more secure return.

I feel that it is true not to let the money depreciate, not necessarily to make money, in fact, many people just want to keep the items that can be bought, now and in the future, there are just as many financial management as deception, it may be what many people say, you look at the interest that you are cautious of, and these people are interested in your principal. Therefore, it is best to use paper deposit slips to make deposits in Qingjia Bank (after all, the recent lawsuit also said that deposit slips and electronic bills are completely different, and electronic bills cannot ensure that you are not modified and, so having a paper deposit slip is the key).

I don't think that's a good thing.

In the context of not daring to spend, investment to obtain profits should be the best choice of funds. However, looking at the current investment channels, it is difficult to obtain an investment method that can be used under the premise of low risk.

First of all, the real estate market continues to be sluggish, under a variety of policy control, the real estate market has been an expected event, more importantly, the current "guaranteed delivery of buildings" has become a key policy point, and the major banks have given financial support to ensure the delivery of the real estate market is still difficult to promote, the future housing prices still do not see the possibility of rebound, housing not speculation policy, real estate will lose the investment function of real estate after the poor financialization. Although this is a particularly expected policy effect, a large number of false people's funds can no longer be invested in real estate, which has led to the contraction of residents' investment channels.

The second is that although it is an important way for experts to say that the growth of public wealth in the next ten years, the continued downturn, a large number of losses and concerns about the uncertainty of the future make it difficult for ordinary people to invest the current funds in order to make a profit.

The third is that the current net value of bank wealth management has withdrawn sharply and even lost, which has seriously affected the people's confidence in bank wealth management, although financial management is risky is an inevitable result, but under the premise of uncertainty of income expectations, bank wealth management has also scared away a lot of people who do not save much and have limited investment ability.

Of course, it is true to make money through financial management, but it is necessary to buy it through formal channels, such as depositing money into change on WeChat, which will make a profit every day, or putting money into Yue Bao will also make a profit every day.

There is also to buy ****, mix**, ****, etc., these winds are relatively large, if the market is good, then it will make money, if the market is not good, then it will lose money.

Extended Materials. 1. What do T+0 and T+1 mean?

t refers to the trading day, i.e. Monday to Friday except weekends and public holidays. T+N refers to the nth trading day after T day, so T+0 is T day, and T+1 refers to the first trading day after T day.

2. What is the difference between T+0 and T+1?

1. **Market,**.

In the market, there were two trading systems of T+0 and T+1, before 1995, China had implemented the T+0 trading system, that is, investors can sell on the same day after confirming the transaction, and can continue to sell on the same day after selling.

Because the T+0 trading system is too speculative, since 1995, China has begun to implement the T+1 trading system, that is, the ** bought on the same day can only be sold on the next trading day.

For the T+0 trading system, if the ****** is on the same day, investors can choose to sell immediately. For the T+1 delivery and rebate system, the **** limit on the same day cannot be sold in time, and it needs to wait until the next trading day, but the ** of the next trading day is uncertain. Therefore, T+0 is suitable for ** operation, and T+1 mechanism is more conducive to stability.

**The market currently implements a T+0 trading system, which can be sold on the same day as you buy it.

2. Financial management.

** and wealth management products will also involve T+0 and T+1, such as product subscription and redemption confirmation time, arrival time, etc. Taking the subscription as an example, **The subscription is generally T+1, that is, the subscription is on T day, and the expected income will begin to be generated after confirmation on T+1 day. The bank's T+0 wealth management products can be subscribed on T day, and the expected income will begin to be generated on T day.

The so-called T of T+0 refers to the date of the transaction on the same day. Any transaction track that goes through the formalities of clearing and delivery of the price on the day of the transaction is called a T+0 transaction. In layman's terms, a shareholder's investment can be sold on the same day.