How to check whether the car has been in danger on the Internet

Here's how to do it:

1. Counter inquiry: bring your own ID number or policy number to inquire at the business outlets of the insurance company;

2. Inquiry: Users can directly call the insurer or call the company's customer service center for inquiry;

3. The inquiry method is as follows:

1. You can check directly online, enter the name of the insurance company you have insured and add car insurance;

2. After opening the car insurance page of PICC, look for policy inquiry, and click "Policy Inquiry and Claim Inquiry";

3. Then enter the license plate number to be checked and the ID number of the policyholder to inquire.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

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It is recommended that the majority of car owners, if they encounter any traffic accidents, they should notify the traffic police to the scene for the first time, and make the corresponding responsibility appraisal after investigation, the car owner should dare to take responsibility, only in this way can we crack down on some "crash party" illegal behavior. At the same time, the car owner can contact the insurance company to make the corresponding claim, so as to better protect the legitimate rights and interests of the car owner. In short, the query of vehicle accident records is something that every car owner should pay attention to.

In addition, try not to entrust the repair shop and insurance company salesman to handle the compensation on behalf of the "full authority", and do not hand over the owner's ID card and bank card to others casually, so as to prevent criminals from using this information and documents to carry out insurance fraud.

What should I do if the compulsory traffic insurance expires?

The only way is to renew the insurance, the policyholder only needs to bring the driving license, a copy of the ID card to the insurance company's business office for processing, or by going to the 4S store, calling the insurance company**, logging in to the insurance company's official website, Alipay and other ways to renew the insurance.

Under normal circumstances, within three months of the expiration of compulsory traffic insurance, the renewal of the insurance can still enjoy the discount of the previous year; After three months of expiration, you will not be able to enjoy the discount if you renew the policy, and you can only pay the standard premium for the first year. Of course, the prerequisite for enjoying the discount is that there is no insurance record in the previous year, and there are no illegal traffic safety behaviors such as drunk driving.

The consequences of going on the road after the expiration of the compulsory traffic insurance.

1. For motor vehicles that have not paid compulsory traffic insurance on the road, the traffic police will deduct 1 point, fine 200 yuan and detain the motor vehicle, and the owner needs to pay a fine of twice the insurance premium to redeem the vehicle;

2. Vehicles that fail to provide compulsory traffic insurance certificates will not pass the inspection when they undergo safety technical inspection (annual examination);

3. In the event of a traffic accident, all the losses and compensation of the owner of the motor vehicle on the road without compulsory traffic insurance shall be borne by himself.

Consequences of overdue car insurance.

1. For compulsory traffic insurance, according to Article 39 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability, if the compulsory insurance of motor vehicle traffic accident liability is not insured in accordance with the regulations, the public security department shall detain the motor vehicle and impose a fine of twice the insurance premium of the minimum insurance liability limit.

2. For commercial insurance, the overdue car insurance means that the insurance has expired, so once the vehicle has an accident, the owner will face the risk of full compensation. In addition, commercial insurance can only be renewed within 3 months to continue to enjoy the discount, and after 3 months, the premium will increase, and if the policy is not renewed after half a year, the premium will be calculated according to the standard of a new car.

Here's how to check your vehicle accident record:

1. Transportation Bureau.

You can log in to the ** of the Traffic Bureau, enter the difference trademark and engine number of the vehicle that needs to be queried in the vehicle violation inquiry column, and enter the violation inquiry page to view the car's accident record. In addition to the ** of the traffic bureau, the owner can also go to the window of the local transportation bureau for inquiries.

2. Insurance companies.

You can call the insurance company's customer service** to check the vehicle's accident record. It should be noted that the vehicle's accident record is with the vehicle and not with the owner. If you are going to buy a used car with too many accidents, then you need to think about it carefully, because too many accidents will affect the renewal of the vehicle, for example, the renewal premium will be **10%.

Extended information: 1. Forget the operation method of car insurance renewal.

First of all, the owner of the car should look at the deadline of the previous insurance contract to see if the vehicle is overdue, and then renew the insurance. Unlike life insurance, which has a 60-day grace period for decades, property insurance, including car insurance, is generally covered once a year and there is no grace period, and the policy lapses once the insurance period expires.

Regardless of the expiration of the policy, the owner is responsible for accident damage and other compensation that occurs during the lapse period of the policy. In addition to the loss of the claim, the vehicle may also face an increase in the rate when the insurance is renewed after it has been "out of insurance" for a certain period of time. Generally speaking, the insurance rate is renewed within one month of "out of insurance".

Won't float; More than a month, due to the possibility of moral hazard of insurance after the fact.

Insurance rates will go up.

2. Vehicle insurance, that is, motor vehicle insurance.

Abbreviated as car insurance, also known as car insurance. It refers to the cause of natural disasters.

or a kind of commercial insurance for the liability for motor vehicle damage caused by personal ** or property damage caused by an accident.

Car insurance is a type of property insurance. In the field of property insurance, car insurance is a relatively young type of insurance. This is because car insurance was born and developed with the advent and popularity of automobiles.

At the same time, unlike modern car insurance, in the early stages of car insurance, third party liability insurance.

It is the main risk and gradually extends to the main risk subject of collision losses.

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Click on my avatar to see the introduction, and take you to understand the car condition inquiry method! Professional query [accident accident record], [4S maintenance record], etc., the data is accurate, and the report is issued in seconds! One-click check for bad car conditions such as accident cars, soaking cars, meter adjustment cars, and fire cars!

1. You can directly check it online and then enter it.

2. After opening the car insurance page of PICC, look for the policy inquiry, and then enter the license plate number and investment to be checked.

The ID number of the insurer can be queried.

**Screenshot from the [Wukong Car Check] applet.

Goku checks the car.

Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.

Motor vehicles refer to automobiles, trams, battery cars, motorcycles, tractors, various special mechanical vehicles, and special vehicles.

How to check car insurance:

1. Inquire through the network.

Now that the Internet has become ubiquitous, many things are done through the Internet. Nowadays, many people have inquired about car insurance details through the Internet, such as Yunwen Quick Check. Just open WeChat and search:

Yunwen quick check, enter the frame number to know the vehicle's insurance records from the date of purchase to the present, which accidents have been hazard, the number of distresses, the amount of claims, the name of the claim, the type of claim, etc.

Online inquiries can save a lot of time and energy for car owners, so that car owners can understand questions about car insurance without leaving home. Enter your own vehicle information, you can quickly see all types of vehicle insurance costs, so that people can understand their strong insurance content in detail.

2. Inquire through **.

Not only can you check the details of all vehicle insurance, but you can also buy insurance, which is a method that many people use nowadays. Since some insurance companies sell vehicle insurance directly, insurance companies sell many insurances. It is quite convenient and fast to insure your car and inquire about vehicle insurance through **.

Nowadays, many insurance companies have this kind of service, and this service method of Ping An Insurance Company is very popular with people now.

3. Check by going to the staff of the insurance company.

This is the most direct and effective way to inquire about the details of vehicle insurance. This method can better communicate with the staff of the insurance company, so that the owner of the vehicle can understand all the conditions of the vehicle more thoroughly.

Notes on Claims:

1. Report the case in a timely manner. After a traffic accident, the owner of the car should protect the scene, report to the insurance company within 48 hours, truthfully state the accident, provide the insurance policy, wait for the insurance company's investigators to investigate the scene, and fill in the "Claim Application".

2. Understand the scope of refusal and exemption.

3. If the loss is too small, it is not appropriate to make a claim. Because when renewing car insurance, the insurance company has a premium preferential clause, that is, the vehicle has not been insured for one year, and you can enjoy a premium discount of about 10% when you renew the insurance in the second year, and if there is no insurance record for several consecutive years, the premium discount can reach up to about 30%.

As long as it is a regular 4S shop, every maintenance of the vehicle will leave computer data archive in the store. Even if the vehicle goes to other 4s, you can check the accident record, repair and maintenance record of the vehicle.

The accident accident record and maintenance record of the vehicle are not with the car, and every time the vehicle is repaired and maintained, it will leave information in the store for archiving. Therefore, the vehicle condition history report can query the vehicle's accident records, maintenance records, accident records and other information.

<><3. After clicking the "Look at Me" button, some hidden buttons will appear in the lower right corner of the page, and then we will click the "Policy Inquiry" button.

4. If it is the first time to inquire about the policy, the "Binding Certification" page will pop up, where the user needs to bind his or her personal information before querying the policy.

5. After successfully verifying the personal information, on the "My Policy" page, the user will see two areas: motor vehicle comprehensive insurance and compulsory traffic insurance, and the right side of the button in these two areas will also display "Guaranteed", indicating that the user is enough to buy Pacific car insurance at this time.

6. Click the "Motor Vehicle Comprehensive Insurance" button, and the "Policy Details" page will pop up, where users can see the type of insurance they have insured and the corresponding premiums and other relevant information.

Users can bring their driver's book, driving license, personal ID card and other relevant materials to the vehicle management office or the counter of the insurance company's business outlets to check the purchase status of their car insurance. In addition, users can also inquire about the specific policy situation through the relevant insurance company's WeChat***, mobile client, etc. If the user does not know the insurance company, he can inquire through the "China Insurance Know-it-all" WeChat*** real-name authentication.

Hope it helps.

1. Traffic police (including vehicle management offices under traffic police agencies) can be inquired;

2. Lawyers can inquire with valid identity documents;

3. The insurance company can be inquired;

4. In addition to the above 3 items, it is impossible for anyone to inquire about other people's vehicles casually;

What insurance did the car have insured in the previous year, and what insurance has been inquired about, the owner only needs to call the insurance company's customer service, and the accident record of previous years can be queried through the license plate number. You can also log in to the local compulsory traffic insurance inquiry platform and enter the license plate number to inquire about the vehicle claim information. The compulsory liability insurance information platform is generally a data information database jointly established, used and maintained by property insurance companies within the scope of provinces and municipalities directly under the Central Government, with the content of compulsory liability insurance claim information.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

1. Log in to the official ** of the insurance company, find the policy inquiry function, select the type of insurance that needs to be inquired, and enter the policy number, ID number and other relevant information according to the page prompts, and you can see the vehicle insurance record.

3. Log in to the official ** of the Transportation Bureau, enter the license plate number and ID number, and then click on the violation query. On the violation query page, the risk record and violation record will be displayed.

The insured can provide the license plate number and mobile phone number to the insurance company to check the vehicle accident record, and can also provide the insurance company with the policy number and the insured's certificate to check the vehicle accident record.

If there is an accident in the car insurance purchased online, you need to call the insurance company's ** to report the accident at the first time, and the operator will guide the insured to handle it according to the insured's accident situation. If the insured is out of town, the insurance company will send a claims specialist from the branch to the scene of the accident.

If the insured is out of danger in a different place, for some unilateral liability cases (such as hitting a tree, hitting a wall, hitting a guardrail, etc.), the policyholder can take photos on the spot through a mobile phone or camera as the basis for later claims. When applying for a claim, you only need to issue the relevant ** and the invoice on the highway.