Can I surrender the new Broken Screen Insurance after I buy it?

Yes, within seven days from the date of purchase, if the mobile phone is returned, and there is no report record after inquiry, the insurance can be surrendered, and the insurer can refund the insurance premium in full. After receiving the surrender application, Zhongan Insurance will no longer accept the report. After seven days, the insurer will no longer accept the surrender application and will not be obligated to refund the premium in any form.

Extended Material: The Necessity of Broken Screen Insurance:

1. Changes in the shape of the mobile phone screen (the screen replaces the keyboard operation).

From Nokia's classic 2G mobile phone, to 3G smartphone, and the current 5G new mobile phone, the appearance of the mobile phone tends to be homogeneous, but the common feature is that the mobile phone screen is the largest accessory displayed in the outside world, and it is also the most frequently used mobile phone accessory, and it is also the accessory that perceives the performance of the mobile phone; The majority of mobile phone users are inseparable from the mobile phone screen and need to operate everything on the mobile phone screen (calls, text messages, various apps, games, entertainment, etc.).

2. Accidental shattering of the mobile phone screen is not within the scope of the three guarantees.

If the mobile phone screen is accidentally broken, according to the national Three Guarantees Law, it is not within the scope of the Three Guarantees, so you need to repair the mobile phone screen at Huawei's official customer service repair center, and you need to repair the mobile phone screen at your own expense.

3. The mobile phone screen is getting higher and higher.

At present, the newly listed 5G mobile phone screen, Huawei P40 original mobile phone screen repair requires 1799 yuan, accounting for about 40% of the mobile phone price, Apple X mobile phone screen original factory replacement needs 2299 yuan (after joining the care+ plan, it also needs 188 yuan service fee), accounting for about 35% of the mobile phone price, and then look at Xiaomi 10 mobile phone, the original screen is also more than 1000 yuan, Huawei Mate30 Pro is also 1599 yuan for the original screen, the original mobile phone screen maintenance** It already accounts for about 40% of mobile phones**, which is the current trend.

4. The probability of accidental breakage of the mobile phone screen is high (10%)

Most people use their mobile phones in various scenes such as getting up in the morning to look at the alarm clock, going to the toilet, eating breakfast, walking or going to work on the subway, at work, before going to bed, etc., and if they don't pay attention to it, the mobile phone will fall out.

5. Second-hand mobile phones can be sold to increase value:

At present, many users of second-hand mobile phone sales platforms talk about broken screen insurance as one of their core selling points for sales, so as to reduce users' worries about the appearance of mobile phones, improve the sales achievement rate of second-hand mobile phones, and add value to the replacement of new mobile phones.

1. Mobile phone broken screen insurance, that is, mobile phone broken screen accident insurance, is a kind of insurance that came into being with the increasing popularity of smart phones, and the original intention was to facilitate consumers and bring benefits to consumers.

2. Purchase channels: one is the broken screen insurance provided by mobile phone brand manufacturers, the other is purchased through a third-party platform, and the third is purchased directly from the insurance company.

3. Whether the new machine insurance (broken screen insurance) can be surrendered can be specifically consulted in combination with your purchase channel.

If you buy broken screen insurance, you can surrender the policy. You can find an insurance company that has purchased broken screen insurance, and you can surrender the insurance by calling customer service or through the surrender process informed by the official WeChat on the official website. The most quiet and easy to break the mobile phone is the screen, which belongs to the first fault of mobile phone maintenance.

People who have never repaired their mobile phones can't feel it, as long as they have repaired their mobile phones, they know how expensive it is to change the screen of a mobile phone. Therefore, when many people buy a mobile phone again, they want to buy a broken screen insurance, in case the mobile phone screen is broken in the future, and they spend less money to repair it.

Extended Materials. 1.Insurance is a safe and reliable guarantee; Later, it was extended into a security mechanism, which is a tool used to plan life finances, and is a market economy.

Conditional risk management.

The basic means are the financial system and the social security system.

an important pillar. Insurance refers to the commercial insurance behavior in which the insured pays the insurance premium to the insurer in accordance with the contract, and the insurer bears the responsibility of compensating the insurance money for the property loss caused by the occurrence of an accident that may occur as agreed in the contract, or when the insured dies, is disabled, sick or reaches the age and time limit agreed in the contract.

2.From an economic point of view, insurance is a financial arrangement for apportioning the loss of an accident; From a legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for its losses; From a social point of view, insurance is an important part of the social and economic security system, and it is an "exquisite stabilizer" of social production and social life. From a risk management perspective, insurance is a method of risk management.

3.Insurance for borrowing at sea. By the Middle Ages, there had been risky lending in Italy, with interest rates similar to the insurance premiums of the present Kaichai Kuantian, but they were banned by the Church because of their high interest rates, and Zhaowu declined.

In 1384, the world's first insurance policy appeared in Pisa, and the modern insurance system was born. Insurance has gradually developed from a form of mutual aid in its infancy to risky lending, to marine insurance contracts, to marine insurance, fire insurance, life insurance and other insurance, and gradually to modern insurance.

As long as you do not pay, after 24 o'clock on the day of application, the order will be automatically canceled, if the payment has been made, there is a hesitation period after the successful insurance.

If the policyholder contacts customer service during this period, the policy can be surrendered in full. If you surrender the policy after the cooling-off period, you will suffer a certain loss, and you can refund the unexpired net insurance premium of the current month after the cooling-off period, and charge a 20% handling fee, so it is recommended to operate cautiously.

The specific analysis of how to surrender the mobile phone broken screen insurance is as follows:

1. Alipay's broken screen insurance underwriting company is Zhongan Insurance.

You can apply for unsubscription through Alipay**, select Ant Insurance - Me - All Policies - Mobile Phone Broken Screen Insurance - More - Apply for Surrender, and follow the prompts on the page to complete the operation. Because mobile phone broken screen insurance is paid on a monthly basis, if there is a need to surrender the policy, you need to apply as soon as possible to avoid the system automatically renewing and deducting the fee, and the premium paid at that time cannot be recovered. In addition, if the policyholder has a claim demand, he can directly call the customer service **10109955 to apply, and the insurance company will complete the repair within 7 days;

2. Alipay's mobile phone broken screen insurance is divided into two situations: monthly payment and one-time payment. If the user chooses to pay monthly when applying for insurance, then he can apply for surrender or cancellation of insurance at any time halfway, and the user can directly enter Alipay Ant Insurance, and then select "I-All Policies-Mobile Phone Broken Screen Insurance-More-Apply for Surrender" to successfully cancel Alipay's mobile phone broken screen insurance, after the cancellation is successful, the insurance will not continue to deduct the premium in the following months, but the premium that has been paid cannot be refunded. If you choose to pay a one-time payment when you apply for Alipay mobile phone broken screen insurance, then in this case, it cannot be canceled before the expiration of the insurance;

3. If the user has activated the service of automatic renewal in the next year, he can go to Alipay's payment settings, and then select "Password-free payment and automatic deduction" to find Alipay's mobile phone broken screen insurance to turn off the service of automatic renewal when it expires.

Summary. Hello, dear. We're happy to answer your <>

If the broken screen insurance can be refunded, you can find the insurance company that purchased the broken screen insurance, and surrender the insurance by calling customer service or through the surrender process informed by the official WeChat on the official website. At present, there are about three types of broken screen insurance: one is equipped with the sales platform, such as Jingdong, Suning, Gome and other stores, this insurance is the insurance provided by the sales platform, not provided by the manufacturer, and the screen that is usually replaced is not the screen of the original factory;

Can the broken screen insurance be refunded?

Hello, dear. We're happy to answer your <>

If the broken screen insurance can be refunded, you can find the insurance company that purchased the broken screen insurance, and you can surrender the insurance by calling customer service or through the surrender process informed by the official WeChat on the official website. At present, there are about three types of broken screen insurance: one is equipped with the sales platform, such as Jingdong, Suning, Gome and other stores, this kind of insurance is the insurance provided by the sales platform, not provided by the manufacturer, usually the screen of the replacement dry silver wheel is not the screen of the original factory;

The other is a platform like ZFB, which is specially purchased with broken screen insurance, which is similar to the first one, which is the insurance sold by ZFB's insurance sales platform, which is not the original factory's own insurance, and the replacement is not the original screen; The last one is the insurance launched by the mobile phone manufacturers themselves,Usually when you buy a new mobile phone,You can choose to increase the broken screen insurance of the original rough factory,The screen of this absolute filial piety insurance must be the new screen of the official original factory。

Broken screen protection is mobile phone broken screen insurance, purchase this insurance during the warranty period of the mobile phone screen broken and other situations can be free of burning bending cost repair. Mobile phone broken insurance, that is, hand plexus fiber machine broken screen accident insurance, is a kind of insurance that came into being with the increasing popularity of smart phones, the original intention is to facilitate the consumption of imitators, to bring benefits to consumers.

How to return the purchase when buying a mobile phone?

Kiss you, you are ** bought broken screen insurance, you can go to the side and return it directly.

Summary. Broken screen insurance generally can be claimed for screen replacement as long as it cannot be detected as man-made intentional damage, and it is okay if it can be purchased. But most manufacturers' broken screen insurance will limit the time,For example, some can be activated within 7 days of buying broken screen insurance,If the subject's mobile phone is just bought a few days,This kind of problem should be able to be returned,If the time conditions are met, you can negotiate a return。

After the screen is broken, the screen is replaced by a repaired mobile phone, and the warranty or future replacement will affect it again.

I bought a broken screen insurance for my phone, and now I need to do what I need to do to change the screen.

Broken screen insurance generally can be claimed for screen replacement as long as it cannot be detected as man-made intentional damage, and it is okay if it can be purchased. But most of the manufacturers of Youqing's broken screen insurance will limit the time,For example, some can be activated within 7 days of purchasing broken screen insurance,If the subject is good to hold the mobile phone manuscript is just bought a few days,This kind of problem should be able to be returned,If the time conditions are met, you can negotiate the return。 After the screen is broken, the screen is replaced by a repaired mobile phone, and the warranty or future replacement will affect it again.

1...The general warranty period of mobile phone broken screen insurance is one year, and users can enjoy two free replacement services within one year if the screen or back cover glass is accidentally damaged. For example, the insurance coverage of Huawei Min Pai Noise covers a wide range, including falling and breaking the screen, liquid splashing, environmental factors, and hard object bumps.

2.In the event of accidental breakage, the mobile phone needs to be sent to the repair outlet designated by the insurance company, and the policyholder needs to report the incident within 30 days of the broken screen. In addition, there is a clause in the broken screen insurance:

When the compensation reaches the insured amount, the contract shall be terminated from the bridge attendant". The payout is limited to the first broken screen, which means that the insurance company is responsible for the first repair, after which the contract is terminated and the company will not be responsible if there is a follow-up problem.

Do I need any procedures to change the screen?

Insurance policy number 2A valid insurance purchase certificate approved by the insurer, including but not limited to the original invoice at the time of insurance purchase, the cashier receipt issued by the dealer with the official seal, the online return transaction record, and the bank payment voucher. 3.

Copy of ID card 4The maintenance certificate and maintenance invoice issued by the maintenance organization specified in the policy.

If there is no maintenance invoice, can you change it, dear, this is your own money, and he will reimburse you at the end of the day.

Because of the long time, the invoice can't be found, but the insurance policy is there, dear, it should be possible, you can go and take a look.

Only this voucher can not be exchanged.

Dear, it should be able to argue clearly, bring you to take this policy, and then finally after you pay the money, you have to have that cherry blossom invoice, otherwise he has no way to carry it out.

Summary. Hello, dear. We're happy to answer your <>

After the mobile phone has been broken once insurance claim, you can't buy broken screen insurance, because in the liability exemption clause of broken screen insurance, then the insurance company is not responsible for paying the insurance money.

Can you buy broken screen insurance after the mobile phone has been broken once insurance claim?

Hello, dear. We're happy to answer your <>

After the mobile phone has been broken once insurance claim, you can't buy broken screen insurance, because in the liability exemption clause of broken screen insurance, then the insurance company is not responsible for paying the insurance money.

Can't I buy insurance for a new screen?

Kiss <>, mobile phone broken screen insurance, that is, mobile phone broken screen accident insurance, is a kind of smartphone with more and more popularity. The original intention of the insurance of broken screen insurance is to facilitate consumers and bring benefits to consumers. <>

Dear, right <>

Buy it once for one year, and you don't need to buy it again. Mobile phone broken screen accident insurance is a kind of insurance that came into being with the increasing popularity of smart phones, the original intention was to facilitate consumers and bring protection to consumers' rights and interests, but in the actual purchase, the resulting consumer disputes are on the rise.

There are mainly the following situations for such complaints: first, the merchant delays the replacement of the screen due to lack of stock, insufficient manpower, etc.; The second is that the merchant refuses to perform the contract on the grounds that the mobile phone was damaged and not sent to the designated place for identification within the specified time, the appearance of the mobile phone is worn, the screen leaks, and the insurance claims have been enjoyed many times.