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Ping An e-Life Insurance 2020 is a particularly cost-effective million-dollar medical treatment, but superficial varicose veins.
**It is his exclusion, so your varicose veins cannot be reimbursed with Ping An's e-life insurance.
So let's take a look at the liability terms of this relatively cost-effective Ping An e-life insurance.
Among them, the medical insurance responsibilities are:
General medical insurance.
Gold 2 million.
Medical insurance for specific diseases is 2 million (that is, critical illness.
1 inpatient treatment arrangement.
Malignancy. 1 third-party diagnosis and treatment.
Deductible. For 10,000 yuan per year, the insurance will not reimburse expenses within 10,000 yuan.
100% reimbursement will be made after deducting the deductible, and 60% will be reimbursed for the unused social security part.
Proton and heavy ion medical insurance is 1 million yuan.
Among them, the bed fee is limited to 1500 yuan per day.
The payout ratio is 100%.
The designated medical institution is Shanghai Proton Heavy Ion Hospital.
The total limit of malignant tumors** is 6 million yuan.
This includes bed fees, bed companion fees, meal fees, medicine fees, material fees, doctor's fees, and (medical fees).
Nursing and outpatient service fees, examination and laboratory fees, ** and surgery fees, forwarding fees, organ transplant related fees.
Bone marrow culture fee, translation fee, and teleconsultation fee (limited to 2 times).
The specific ** fee is 3 million yuan.
These include malignancy**, para-coronary artery grafting (coronary artery bypass surgery.
Heart valves. Replacement or repair, neurosurgery, living-donor organ transplantation, bone marrow transplantation.
Of course, no insurance plan is perfect, and neither is this one. So we must learn to read the terms.
First of all, this million medical insurance cannot be reimbursed for insurance within 10,000 yuan. Therefore, this insurance is not suitable for small hospitalization medical insurance.
Then there is no critical illness in this insurance.
This is a big problem, because we know that the price of purchased drugs is really more expensive.
In addition, this insurance does not have a renewal commitment, that is, it may be reimbursed in the first year, and it will refuse to renew it for reasons of physical disqualification in the second year.
Therefore, in 2021, Ping An e-Life Insurance has launched Ping An e-Life Insurance, which guarantees renewal for 20 years. The cost performance is still very high, and then it is paired with a super cost-effective Ping An i drug insurance. In this way, this million medical treatment is more cost-effective.
Hope my answer helps you a little bit.
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Ping An Doctor Insurance 2020 Medical Insurance varicose veins, if you are hospitalized, you will definitely be reimbursed, so you have to go to the hospital to be reimbursed.
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Varicose pulses are generally not covered by insurance, because this disease is not life-threatening, it is not a major illness, and it is not covered by general insurance.
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I think he should be reimbursed for this, as long as he stipulates it, if there is one, it should be okay.
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Ping An Life Insurance 2020 Medical Insurance Varicose Veins Reimbursement, Ping An Life Insurance. Well, this general illness is reimbursed, and you can insure when you go for details. Well, read them all.
Xinsheng's main insurance is the value, and the additional accidental injury medical treatment is additional insurance, and the medical expenses of ordinary accidental injuries can be reimbursed. This means buying a main insurance and a rider.
eLife insurance is a million-dollar medical insurance with no liability for death.
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