What should I do if I can t find the wealth management I bought?

If you purchase a wealth management product, but you can't use mobile banking.

1.The wealth management product is still in the offering period, and you can view your purchase application in the "Current Application". After the product is officially established, you can see the holding status in the "Holding Products".

2.Open-ended wealth management products purchased after the establishment of the product need to be viewed through the "Holding Product" after the product opening date or confirmation by the Bank, the specific situation depends on the product, please refer to the product manual.

3.After the maturity of the wealth management product, it cannot be queried through the "Holding Product", please wait patiently for the return of the principal and income.

4.If the customer fails to subscribe to the wealth management product, please go to the account opening outlet or the wealth management product purchase outlet with the relevant identity documents and the bank card used to purchase the wealth management product to inquire about the reason for the purchase failure.

Extended Resources: Wealth Management Products of Banks.

According to different investment directions, different risk levels are given.

Wealth management products can be divided into five risk levels: low risk, low and medium risk, medium risk, medium high risk and high risk, which are generally marked with R1, R2, R3, R4 and R5. The corresponding investor levels are also divided into several types, such as cautious, steady, balanced, aggressive and aggressive.

Risk-averse investors can buy, can buy bank wealth management products below R2, wealth management products above R3 have a certain investment risk, and the risk should be borne by themselves.

The risk of bank wealth management products is often the blind pursuit of high yields by investors.

or do not understand the wealth management products. Before signing a wealth management contract, you should understand the investment direction of this bank's wealth management product, and what are the hidden risks? And those bank wealth management products linked to **, **, foreign exchange, etc., if investors are not very familiar with it, do not invest indiscriminately.

Only after fully understanding the risks of wealth management products can you buy wealth management products.

In order to improve performance, some banks are entrusted by trust, **, insurance and other companies to sell wealth management products of other companies. As a result, some middle-aged and elderly people think that the bank's wealth management products are the responsibility of the bank without knowing it. However, as everyone knows, banks also have the business of selling wealth management products.

Once the bank sells a wealth management product, if the investment loss occurs, it can only be borne by the investor himself. Therefore, when investors buy bank wealth management products, they must find out whether they are buying bank wealth management products or non-bank wealth management products.

Hello! 1. If it is a bank wealth management purchase, the possible circumstances are: the wealth management product is still in the fundraising period;

2. It takes a period of time after the product is purchased or redeemed;

The process of inquiring about the wealth management products you have bought is as follows:

1. Log in to the credit information center of major banks, and print the credit report on the home page, and check which credit cards you have handled, the credit card processing time, usage, and whether it is overdue.

2. Bring your ID card and some required documents to the relevant local bank branches for inquiry;

3. Bring your ID card to each bank counter for inquiry;

The risk levels of wealth management products are R1 (cautious), R2 (prudent), R3 (balanced), R4 (aggressive), and R5 (aggressive) according to the risk from small to large. R1 level wealth management products are generally guaranteed wealth management products, and the income of such products mainly changes with the performance of investment, and is rarely affected by market and policy changes. For example, Treasury bonds or other high-credit bonds fall into this category.

R2 level wealth management products do not guarantee the principal, but the risk of the principal is very small, and the fluctuation of income is relatively small. Investment products such as the money market fall into this category. R3 level wealth management products mainly include AA level**, etc.

The main indicator is that in addition to a certain principal risk, the impact of the market and policies on returns will also fluctuate.

Wealth management products are developed and designed by the issuer for specific groups and sold products (the issuer is generally a bank, insurance company, ** company, etc.), and the wealth management assets are invested in assets such as time deposits, large certificates of deposit, bonds, etc., which is a product of revenue sharing and risk sharing. At present, wealth management is not a principal-protected product, there is a possibility of losing the principal, wealth management is divided into 5 risk levels according to the investment target, the risk level is R1 to R5 from small to large, investors can choose the right product according to their own risk tolerance.

Investing in the money market, the investment products are generally central bank bills and corporate short-term financing bills. Because central bank bills and corporate short-term financing bills cannot be directly invested by individuals, such RMB wealth management products actually provide customers with the opportunity to share the investment income of the money market.

Summary. Generally speaking, wealth management products have a sales period. During the sales period, the share of the wealth management products purchased by everyone will not be confirmed, and they will naturally not appear in the account.

Generally speaking, wealth management products have a sales period. During the sales period, the share of the wealth management products purchased by Big Bend will not be recognized, and they will naturally not appear in the buried account.

When the sales period of wealth management products expires and the official establishment enters the closed period, the wealth management products will be displayed in everyone's account.

This is normal, dear, you don't have to worry.

Hello. Hello, dear

I've been buying it for a month, and I can see it on my phone every day, and now it suddenly shows that there is no data yet.

Which financial product are you buying?

Every day is golden. It is a wealth management product exclusive to new bank customers.

Also shows that there is an error with the platform.

Let's find out the reason for you, dear

System update,Or background maintenance,This will happen!

It means that it is safe, is this kind of new customer-exclusive financial management product safe?

This is safe pro

There are several possible reasons for this:1.Wealth management products that have not yet reached the value date are not displayed in the position share for the time being, but can be viewed in the wealth management transaction details, and can be viewed from the mining and reform bureau according to the value date in the prospectus.

2.For example, this kind of business needs to use U >> use U shield (password card) to open investment and wealth management business in the transaction authority management of Bank of China.

3.After purchasing wealth management products (such as Wendeli, etc.) through Personal Bank of China, you need to wait for the value date before you can find the share.

1. What you do is a small item in a big financial management, and it is one of the financial portfolios, of course you can't find it.

2. The cooperative financial manager did not publish it online.

3. The scope of the financial management project cooperated between your local bank and a certain institution is small, so it will not be published on the Internet 4. The financial management content is inconvenient to publish.

5. This is an informal financial management.

All of the above are possible, you look at it directly, and secondly, the procedures should be formal, don't fall into the financial management that is not the bank, some of the financial management sold in the bank, in fact, is not the bank's, you have to see clearly, it is useless to ask.

2.Open-ended wealth management products purchased after the establishment of the product need to be viewed through the "Holding Product" after the product opening date or confirmation by the Bank, the specific situation depends on the product, please refer to the product manual.

3.After the maturity of the wealth management product, it cannot be queried through the "Holding Product", please wait patiently for the return of the principal and income.

4.If the customer fails to subscribe to the wealth management product, please go to the account opening outlet with the relevant identity documents and the bank card used to purchase the wealth management product.

With the development of the economy, more and more people have begun to pay attention to financial products, but how to choose the right financial products for themselves is a tricky problem. Let's introduce how to choose the right financial management tools and products for you.

Know your finances.

First of all, before choosing a wealth management product, you need to understand your own financial situation, including your own assets, liabilities, income, expenses, etc., so as to better understand your financial situation and better choose the right financial product for you.

Learn about the wealth management products in the market.

Secondly, before choosing wealth management products, you need to understand the wealth management products in the market, including bank wealth management products, insurance wealth management products, ** wealth management products, etc., in order to better understand the wealth management products in the market, so as to better choose the wealth management products that are suitable for you.

Understand the yield of wealth management products.

Thirdly, before choosing wealth management products, you need to understand the rate of return of wealth management products, including the rate of return of bank management products, the rate of return of insurance wealth management products, the rate of return of ** wealth management products, etc., so as to better understand the rate of return of wealth management products, so as to better choose the right wealth management products for yourself.

Understand the risks of wealth management products.

Before choosing wealth management products, you need to understand the risks of wealth management products, including the risks of bank wealth management products, insurance wealth management products, and the risks of wealth management products, so as to better understand the risks of wealth management products, so as to better choose the wealth management products that are suitable for you.

In short, to choose the right financial products for yourself, you need to understand your own financial situation, understand the financial products in the market, understand the rate of return of financial products, understand the risks of financial products, etc., only a comprehensive understanding of this information, in order to better choose the right financial products for yourself.