How much is the down payment for a car purchase How much is the general down payment for buying a ca

Hello, the down payment for car purchase is 20%-50%, and the general bank requires 40%-50%, and some car dealers can find some financing companies to do 20%, or even lower. Generally, it will be paid off in 2-5 years, and the monthly repayment depends on how much you have borrowed, and you can use real estate as a guarantee First of all, you must know that the beneficiary of the installment payment for buying a car is a bank or financial institution, because now many banks have a relatively high threshold for loan purchases, and more financial companies, especially those with the same series of financial companies as the car manufacturer, have begun to handle convenient loan procedures for customers. (For example, Shanghai GM's financial company has a GMAC loan) The second is the condition requirements for car buyers

Generally, those who have a normal salary income, preferably a provident fund, a real estate (with property rights) or a married person. Of course, if you have other written documents that can prove your ability to repay the loan, you can do so. If you choose:

If the down payment of 50,000 yuan for a car is 40% in installments, the monthly payment for three years is about 1,200, the down payment is 20,000, and the interest for three years is about 7,000.

Hello, now there are so many platforms that can provide lending business, you can apply for bank loans through mortgages, and a more convenient way is to apply for personal credit loans, it is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.

It is recommended to use Youqian Hua, which was formerly known as "Youqian Hua", which is a credit brand of Du Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services.

It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

How much is the down payment on a car purchase? It depends on the price of the car, 1 million, then 1 million down payment, 100,000 down payment.

The down payment for car purchases is generally 30%, and each store has different regulations.

Buying a car is usually 30% down payment.

For example, for a car with a 100,000 yuan (naked car price), a 30% down payment is 30,000 yuan, and a 40% down payment is 40,000 yuan.

Now the down payment ratio when buying a car is generally 30%, and consumers can also choose a lower down payment of 20%, or higher%; These can be freely chosen based on the cash on hand.

The down payment on the purchase of a car includes other charges:

Car insurance, vehicle purchase tax, license fees, etc., a car of about 100,000 yuan, if you go to the 4S store to buy vehicle insurance, you need 6,000 yuan than the book, the vehicle purchase tax is about 8,500 yuan, and the car license fee needs 350 yuan, with a total of 15,000 yuan.

Therefore, when handling the car loan business, it is best to understand the details of the cost of buying a car with a loan, which can effectively avoid some charging traps.

Hello to the answer, I am very happy to answer for you, the general down payment for buying a car is the minimum 30%, and there is a claim of 0 down payment, but in general, the loan to buy a car, there will be an additional expense, the handling fee and interest are very high, buy a 100,000 car loan handling fee is estimated to pay more than 10,000 yuan, three years to pay off. The down payment for buying a car in installments is 20%-50%, depending on the loan method chosen by the consumer, the application materials provided are not needed, and the down payment ratio may be different.

There are also many ways to buy a car in installments, and there are three mainstream ones: bank loans, credit card installments and auto finance company loans.

Bank loans. The advantages of bank loans are large amounts, low interest rates, long repayment periods, and no restrictions on models and brands, so you can choose freely. However, it takes a lot of time and effort to apply for a bank loan, which is not very convenient.

Credit card installments.

The advantages of using credit card installment are low processing fees, zero interest rates, and fast approval, which is very convenient. However, there are large restrictions on the model, brand and amount of vehicles to be purchased.

Auto Finance Loans.

The advantage of auto finance loans is that they are fast, because we can apply directly through 4S stores, and the threshold is also low and the preferential margin is also larger. However, auto finance loans are prone to the vulgar phenomenon of "ride charges".

If you buy a car in installments or with a loan, you need to make a certain amount of down payment first, and the down payment for a car usually depends on the type of installment plan or financial service you choose.

Taking Guangqi Honda's 10th generation Accord hybrid version as an example, there are 4 financial options to choose from, among which credit card installments do not require a down payment; GAC-SOLI balloon loan requires a 60% down payment; The down payment of GAC-SOLI All-Share Loan is 20% of the guide price; The down payment of GAC-SOLI Extended Warranty is 50% of the guide price.

Guangqi Honda Odyssey has only 3 financial options to choose from, among which credit card installments also do not require a down payment; The down payment of GAC-SOLI All-Share Loan is about 20% of the guide price; The down payment of GAC-SOLI Extended Warranty is 60% of the guide price.

1. A natural person with full capacity for civil conduct.

2. Have a residence status in the permanent place of residence, and have a fixed and detailed residential address.

3. Have a proper occupation and a stable and reliable income**, and have the ability to repay the principal and interest of the loan on time.

4. Hold a purchase agreement or contract for a designated brand of car signed with a dealer designated by the lender.

5. Provide property mortgage, pledge or third-party guarantee approved by the lender, and the guarantor shall be an individual or unit with solvency recognized by the lender and bear joint and several liability.

6. The car buyer is a husband and wife or a member of the family, and must be present together to apply, and one party cannot be present for any reason, he or she should fill in the power of attorney and sign and seal.

7. The purchase price of the car is not less than the amount of the down payment in the bank designated by the lender.

8. Implement other loan conditions stipulated by the lending bank.

Hello, nowadays life needs, car loans are very common. The way to buy a car with a loan can be much more discounted, which is mainly reflected in the loan interest. The lower the interest, the less fees you pay and the more money you save.

Loan object: The borrower must be a permanent resident of the place where the lending bank is located and have full capacity for civil conduct.

Loan conditions: The borrower has a stable occupation and the ability to repay the principal and interest of the loan, and has good credit; A third party who can provide recognizable assets as collateral or pledge, or a third party with sufficient solvency can act as a guarantor to repay the principal and interest of the loan and bear joint and several liability.

Loan amount: The maximum loan amount is generally not more than 80% of the purchase price of the car.

Loan term: The term of auto consumer loans is generally 1-3 years, and the longest is not more than 5 years.

Loan interest rate: Uniformly set by the People's Bank of China.

Loan repayment method: You can choose the one-time principal and interest repayment method and the installment repayment method (equal principal and interest, equal principal).

The above is the relevant knowledge about car loans, if you urgently need money to borrow money to buy a car, it is recommended that you use a big platform. For example, Du Xiaoman Finance's money is spending, with a high loan amount, low interest rate, and fast lending, which does not affect the car buying process. Click on the link to test the quota and get up to 200,000.

The down payment must be more than 20%, and it may be increased according to the requirements of the unit applying for the loan, and it is generally 30%. If the company's creditworthiness and financial strength do not meet the company's standards, then they may be required to increase the down payment.

Take the Volkswagen Passat 2019 280TSI Business Edition China V as an example: the purchase of a car is 10,000 yuan. Based on the 30% down payment of the loan for 3 years, the down payment is 56,790 yuan.

The total amount of the down payment is 85,268 yuan (the total amount of the down payment = down payment + necessary expenses + commercial insurance + loan difference). The new generation of Passat has been launched in the world on October 12 this year, officially launched on October 31, the new car launched 11 models including fuel version and plug-in hybrid version, the fuel version is priced at 10,000 yuan, and the plug-in hybrid version is priced at 10,000 yuan. The all-new Passat uses the Volkswagen MQB platform, and the exterior is still magnificent, but the interior has been renovated and refined.

The new car adopts Volkswagen's latest design language, with a large inverted trapezoidal grille connected to a deep blacked-out headlight cluster, and the chrome trim running through the front of the car appears to be just right, which is more pleasing to the eye and more designed. The side has changed a lot compared to the current model, and the C-pillar line extends to the rear of the car, bringing a strong sense of streamlining and creating a sense of déjà vu of a coupe model. In terms of power, the all-new Passat is equipped with a high- and low-power engine.

The maximum engine power is 110kW (150ps), and the peak torque is 250N·m; The low-power model has a maximum power of 137kW (186PS) and a peak torque of 320Nm; The high-power version has a maximum output of 162 kW (220 PS) and a maximum torque of 350 Nm, and the drivetrain is mated to a 7-speed dual-clutch transmission.

Hello, the minimum down payment for buying a car is generally 30% of the price of the naked car, and you need to provide ID card, bank statement, and income certificate to buy a car with a loan.

Hello, the installment payment for buying a car is generally about 30% of the down payment, and some areas can also have zero down payment, depending on personal reasons.

Hello, if you take out a loan to buy a car, the down payment is at least 30%, which is almost half of the price of the naked car, you can refer to the model you want to buy to calculate.

Generally, if you take out a loan to buy a car, the minimum down payment is 30% of the price of the naked car. The landing is about half of the price of a naked car.

Now for car installment loans, the minimum down payment is generally 30%, and the longest loan term is 36 months, depending on how you choose to pay.

Nowadays, the down payment for buying a car generally requires 30%, and it mainly depends on how much you need to make a down payment.

Hello, if you take out a loan to buy a car, under normal circumstances, the down payment ratio starts at 30%, and you can go to the 4S store for consultation.

The minimum down payment for buying a car is generally 30%, and the maximum repayment is 36 installments.

Hello, the minimum down payment for buying a car with a general loan is 30% of the naked car, and the loan is divided into three years.

Hello, generally speaking, if you buy a car, you need a down payment of about 30%, depending on your financial policy.

Generally, the minimum down payment is 30%, which also depends on the financial policy of the local car dealer.

The minimum down payment for this general family car is 30%, and then it will be divided into three years.

Generally speaking, how much is the down payment for buying a car, there is no standard for this, it depends on the ** of your vehicle itself, but also depends on the loan plan you do specifically, and what is the percentage of the down payment?

If you buy a car online and make a down payment, you can get a personal account.

Offline 4S stores should be 30% to 5%.

If you buy a car online, you can generally achieve it, but you should also have at least 30% offline.

For example, how much is the down payment for a car of about 80,000 yuan.

The down payment ratio should be greater than 20% (20%.

Detective buys a car and picks up the car quickly, and the license plate is fast: provide one-stop car purchase service.

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Hello, the loan to buy a car is generally about 30% of the down payment, divided into two years and three years, the specific 4S store will have a detailed **.

Hello, the installment payment for buying a car is generally about 30% of the down payment, and you can pay in 12, 24 or 36 installments.

The down payment for a mortgage car is generally 30%, and you need to have no bad records in the bank, ID card account book, half-year bank statement records and other materials.

The down payment ratio will vary depending on the lender, banks generally implement a minimum down payment of 30%, and manufacturers and financial institutions can be as low as 20%.

Hello, if you pay in installments, the down payment ratio generally starts at 30%, sometimes dealers will implement a preferential policy of zero down payment in order to increase sales, you can consult local dealers.

Buying a car online only requires a down payment and you can withdraw it home.

Hello, when buying a car, the minimum down payment in installments is 30% of the price of the naked car, you can refer to it.

Hello, the minimum down payment for buying a car is generally 30%, but some dealers do **, and there may be zero down payment.

Generally speaking, the down payment of 30% is more, and then the other expenses are about 45% of the naked car price.