If the car hits someone else s car, you are fully responsible and only have compulsory traffic insur

Any loss caused to a third party (except for the car and the people on the car), regardless of whether it is liable or not, is within the scope of compulsory traffic insurance.

When there is responsibility, the maximum compensation for the property loss of the three parties is 2,000 yuan, the maximum compensation for the medical expenses of the three parties is 10,000 yuan, and the maximum compensation for the death and disability of the three parties is 110,000 yuan.

The limit of compensation for the liability of a motor vehicle in a road traffic accident.

Death and disability compensation limit: 110,000 RMB.

Medical expenses compensation limit: 10,000 RMB.

Compensation limit for property damage: 2,000 RMB.

The limit of compensation for the motor vehicle not to be liable in a road traffic accident.

Death & Disability Compensation Limit: 11,000 RMB.

Medical expenses compensation limit: 1000 RMB.

Property damage compensation limit: 100 RMB.

Death and Disability Compensation Limit: refers to the maximum amount of compensation borne by the insurer for the death and disability expenses of all victims of each insured accident in the event of a traffic accident of the insured motor vehicle. Death and disability expenses include funeral expenses, death compensation, transportation expenses incurred by the victim's relatives for funeral matters, disability compensation, disability assistive device expenses, nursing expenses, ** expenses, transportation expenses, living expenses of dependents, accommodation expenses, lost work expenses, and solatium for mental damages borne by the insured in accordance with court judgments or mediation.

Medical Expense Compensation Limit: It refers to the maximum amount of compensation borne by the insurer for the medical expenses of all victims of each insured accident in the event of a traffic accident of the insured motor vehicle. Medical expenses include medical expenses, diagnosis and treatment fees, hospitalization expenses, hospital meal subsidies, necessary and reasonable follow-up expenses, cosmetic surgery expenses, and nutrition expenses.

Property Damage Compensation Limit: refers to the maximum amount of compensation that the insurer bears for the property damage of all victims of each insured accident in the event of a traffic accident of the insured motor vehicle.

At that time, he had a very good attitude and admitted that he was fully responsible, and then he called the insurance company, and the insurance also surveyed the scene, rear-ended someone else's car, and the traffic police sentenced him to full responsibility.

Report to the insurance company within 24 hours. Since compulsory traffic insurance is also bought by insurance.

Strong insurance can't accompany a few dollars, if it's serious, you will pay for someone to repair the car and apply for insurance, you can accompany it.

If it's you, it's all responsible.

hoursago

Best answer. Any loss caused to the third party (except for the car and the people on the car), regardless of whether it is liable or not, is within the scope of compulsory traffic insurance.

When there is responsibility, the maximum compensation for the property loss of the three parties is 2,000 yuan

Q: Someone else crashed my car

But he has no money on him, I should take a break myself, or silkworm him???

Answer. Someone else touched my car, it was not a big deal, it was the front bar painting, but that person only had compulsory insurance, and the insurance company gave the loss.

My car only has compulsory traffic insurance, and I am fully responsible for the collision with others today.

Only 2,000 yuan, that is, the loss caused to the other party is paid by the insurance company within 2,000 yuan, and the part that exceeds 2,000 is paid by yourself.

What should we do?

I hit someone else's car and only the compulsory traffic insurance is paid? My car is not full.

If you only buy compulsory traffic insurance, you will be fully responsible if you hit someone else's car.

Compulsory traffic insurance. Upstairs said that he was fully responsible for reporting insurance, and he would not discount the insurance report.

If you are fully responsible, then you can only accept your fate, and there is almost no compensation for the strong insurance. This is why full coverage is more expensive than strong insurance.

The solution depends on whether you are private or public. I don't need to say anything about it privately, as long as both parties are satisfied.

If it's public, it depends on the final decision of the traffic police and the insurance company on how much you should pay.

At that time, he had a very good attitude and admitted that he was fully responsible, and then he called the insurance company, and the insurance also surveyed the scene, rear-ended someone else's car, and the traffic police sentenced him to full responsibility

Wish. The insurance company bears the responsibility within the scope of the compulsory traffic insurance, and the perpetrator has to pay for the rest.

There should be no responsibility.

Ask the traffic police to discuss with your insurance company.

It has nothing to do with him if you pay full responsibility, and the other party is not obliged to repair it for you.

The other party's premium may rise in the second year of insurance, will he take this risk?

Yes, the full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", which is a compulsory liability insurance for the personal and property losses of the victim (excluding the vehicle personnel and the insured) caused by a road traffic accident caused by the insured motor vehicle within the liability limit.

You can go to the accident supervision office together, or let the garage deal with it directly.

Hello! Compulsory traffic insurance protects the other party, not itself! If you also buy commercial insurance for yourself and your car, the insurance company will pay for you!

Compulsory traffic insurance protects the other party, not yourself! If you just buy strong insurance, you and your car are responsible for yourself!

The other party can only pay 100 yuan, because you are fully responsible, and the other party is not responsible for compensation!

Summary. Hello!

Once the car is involved in a traffic accident, it usually causes the owner and other personnel to ** or property damage, the insurance company will make a claim within the rated range after confirming that it is correct, and the part that exceeds the rated range will be borne by the commercial insurance, if both are paid, there is still a vacancy, it can only be borne by the individual. If the car owner only buys compulsory traffic insurance and third-party insurance, after encountering this situation, the insurance company will only bear the part of the compensation, and the personal loss will not be compensated.

2. The insurance company will verify according to the actual insurance terms, and the specific claim process, compensation amount and compensation ratio shall be subject to the specific insurance terms, please contact the corresponding insurance company for consultation.

Hope mine is helpful to you, thanks.

If the car hits someone else's car, you are fully responsible, and you only have compulsory traffic insurance, how to deal with it.

Hello, I have seen your question and am sorting out the answer, please wait a while Hello! Once the car is involved in a traffic accident, it usually causes the owner and other personnel to ** or property damage, the insurance company will make a claim within the rated range after confirming that it is correct, and the part that exceeds the rated range will be borne by the commercial insurance, if both are paid, there is still a vacancy, it can only be borne by the individual. If the car owner only buys compulsory traffic insurance and third-party insurance, after encountering this situation, the insurance company will only bear the part of the compensation, and the personal loss will not be compensated.

Tips: 1. The above information is for reference only. 2. The insurance company will verify according to the actual insurance terms, and the specific claim process, compensation amount and compensation ratio shall be subject to the specific insurance terms, please contact the corresponding insurance company for consultation.

Hope mine is helpful to you, thanks.

The lawyer answered that if the party involved in the crash is found to be fully responsible and has only purchased compulsory traffic insurance, the insurance company of the compulsory traffic insurance should compensate according to the liability. The Civil Code stipulates that if a motor vehicle is damaged by a traffic accident and is the responsibility of the motor vehicle, the insurer underwriting the compulsory insurance of the motor vehicle shall first compensate within the limit of the liability of the compulsory insurance; The insufficient part shall be compensated by the insurer who underwrites the commercial insurance of the motorized boxcar in accordance with the provisions of the insurance contract. According to Article 1213 of the Civil Code of the People's Republic of China, if a motor vehicle is involved in a traffic accident and the damage is the responsibility of the motor vehicle, the insurer who underwrites the compulsory insurance of the motor vehicle shall first compensate within the limit of the liability of the compulsory insurance; If the socks are in trouble, the insurer who underwrites the commercial insurance of motor vehicles shall compensate for the insufficient part in accordance with the provisions of the insurance contract; If it is still insufficient or has not taken out commercial insurance for motor vehicles, the infringer shall compensate for it.

If the party involved in the collision is found to be fully responsible and has only purchased compulsory traffic insurance, the insurance company of the compulsory traffic insurance shall compensate according to the liability. The Civil Code stipulates that if a motor vehicle is damaged by a traffic accident and is the responsibility of the motor vehicle, the insurer underwriting the compulsory insurance of the motor vehicle shall first compensate within the limit of the liability of the compulsory insurance; For the insufficient part, the insurer who underwrites the commercial insurance of the motor banquet Zhengche shall compensate in accordance with the provisions of the insurance contract.

1. What is the subject of liability for traffic accident compensation?

The main body of responsibility for traffic accident compensation includes compulsory insurance for motor vehicle traffic accident liability, commercial insurance, and responsible drivers. If the damage caused by a traffic accident of a motor vehicle is the responsibility of one of the parties to the motor vehicle, the insurer underwriting the compulsory insurance of the motor vehicle shall first compensate within the limit of the liability of the compulsory insurance; For the shortfall part, the insurer underwriting the commercial insurance of motor vehicles shall compensate in accordance with the provisions of the insurance contract; If it is still insufficient, the infringer shall compensate.

2. Is it necessary to compensate for the failure to determine the liability for the traffic accident?

If the responsibility for the traffic accident is not determined, compensation shall be paid. If the damage caused by a traffic accident of a motor vehicle is the responsibility of one of the parties to the motor vehicle, the insurer underwriting the compulsory insurance of the motor vehicle shall first compensate within the limit of the liability of the compulsory insurance; For the shortfall part, the insurer underwriting the commercial insurance of motor vehicles shall compensate in accordance with the provisions of the insurance contract; If it is still insufficient or has not taken out commercial insurance for motor vehicles, the infringer shall compensate for it.

3. What is the procedure for handling traffic accident claims?

The procedures for making an insurance claim for a traffic accident include: reporting the accident to the insurance company; The traffic police department shall issue a letter of responsibility; Submission of claim documents, etc. The Civil Code stipulates that if a motor vehicle is involved in a traffic accident and the damage is the responsibility of the motor vehicle, the insurer that underwrites the compulsory insurance of the motor vehicle shall first compensate within the limit of the compulsory insurance liability; For the shortfall part, the insurer underwriting the commercial insurance of motor vehicles shall compensate in accordance with the provisions of the insurance contract;

Article 1213 of the Civil Code of the People's Republic of China.

If the damage caused by a traffic accident of a motor vehicle is the responsibility of one of the parties to the motor vehicle, the insurer underwriting the compulsory insurance of the motor vehicle shall first compensate within the limit of the liability of the compulsory insurance; For the shortfall part, the insurer underwriting the commercial insurance of motor vehicles shall compensate in accordance with the provisions of the insurance contract; If it is still insufficient or has not taken out commercial insurance for motor vehicles, the infringer shall compensate for it.

If the victim is fully responsible for the collision and only has compulsory traffic insurance, the insurance company that has purchased the compulsory traffic insurance shall first compensate the victim for personal and property losses within the liability limit of the compulsory insurance for motor vehicle traffic accident liability, and the insufficient part shall be compensated by the fully responsible party.

1. Will the insurance company compensate for running a red light and hitting someone?

If you hit someone at a red light, the insurance company will compensate you. According to the regulations, if the insured motor vehicle has a road traffic accident and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law. Running a red light is not one of the deductibles of compulsory traffic insurance, and if the loss is caused, the compulsory traffic insurance shall compensate for it.

2. Is the party to the traffic accident fully liable for the compulsory traffic insurance claim?

The party to the traffic accident is fully responsible for the compulsory insurance, except for the situation that there is no compensation. If a road traffic accident occurs in the insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law.

3. Does the insurance company have to compensate for the loss of work expenses in traffic accidents?

The insurance company will compensate you for lost time in traffic accidents. According to the relevant laws and regulations, within the limits of the compulsory insurance liability of motor vehicle traffic accident liability, compulsory traffic insurance shall bear the corresponding liability for the damage caused by the traffic accident of the insured vehicle. Lost time pay is one of the property losses, so the compulsory traffic insurance should be compensated.

Paragraph 1 of Article 21 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.

If a road traffic accident occurs in the insured motor vehicle and causes personal and property losses to the victims other than the vehicle personnel and the insured, the insurance company shall compensate within the limits of the compulsory insurance liability for motor vehicle traffic accident liability in accordance with the law.

If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.

Article 28.

If the insured motor vehicle is involved in a road traffic accident, the insured shall apply to the insurance company for compensation for insurance benefits. The insurance company shall, within one day from the date of receipt of the compensation application, inform the insured in writing of the certificates and materials related to the compensation that need to be provided to the insurance company.