College students want to learn about financial management, what good software do you recommend?

First of all, we recommend bank financial software, such as; China Merchants Bank APP, etc., bank financial management software is indispensable among the financial software for college students. Bank wealth management is characterized by convenient investment and high security of funds. Some commercial banks have launched wealth management software for investors to use.

For example, the financial management software launched by Ping An Bank is sought after by many college students. The emergence of bank wealth management apps has freed many college students from the trouble of running to the bank. Banks have launched wealth management apps, which also have certain advantages to a certain extent.

There is also ** financial management software, such as the Straight Flush app, etc. Straight Flush mobile phone is currently the highest number of domestic users, the most stable performance, the most support brokers and support mobile phone ** trading portable free ** software, but also the first to launch the mobile phone on the level-2 data query ** software. Straight Flush mobile phone** supports China Unicom, Mobile, Telecom at the same time, and supports the latest mainstream model programs**, such as Gphone, iPhone, Blackberry, Nokia, Samsung, Moto and thousands of other models.

The bull market in 2015 has made many college students join in, and Straight Flush has also become one of the commonly used mobile financial software for college students.

Personally, I think that if you want to manage your finances and don't want to go down other apps, you can watch and buy it in Alipay. If you want to be professional, you can buy it online every day. Or through the first company channel, this road is better than the first two The best other party is that there is a special person to maintain, who can provide you with consulting services.

Alipay can be used well.

Recently, a "If you want to learn financial management, do you have any good platform recommendations?" The question has become a hot topic, and I will give you my opinion. As for the learning platform, I have a few good platforms to recommend to you.

Also, it is Oriental Wealth, Oriental Fortune Network is a communication platform for them, and the activity is okay. So what's going on? Let me share my thoughts with you.

One. What about the learning platform of Tao Stock Bar, I have a few good platforms to recommend to you. The first one to recommend is the Tao stock bar of the Whampoa Military Academy, which can be called the first speculator, and there are a lot of free money in this post bar, and the content in it is also very powerful.

There are many famous tour capitals such as "Brother Zhao", "Professional Speculator", "** Raising Family", "Zuo Hand Xinyi" and so on, all of which are studied in this post bar. <>

Two. The second snowball is the snowball. The active users in Xueqiu are different from those in Tao Stock Bar, and the main thing is that there are more people in some bands or value investments.

If you don't want to do **, want to do swing or value investment, then this is a very good choice. <>

Three. Oriental Fortune is also Oriental Wealth, Oriental Fortune Network is a communication platform for them, and the activity is okay. <

The above is my opinion on this issue, which is purely personal and for reference only. If you have any different opinions, you can leave a message in the comment area and discuss it together. After reading it, remember to like and follow.

There are many of them, such as Paipai Loan, Dianrong.com, Lili.com, Aiqianjin, Group Loan.com, Yu'e Bao, Du Xiaoman, Wealth Management Rubik's Cube, Jingdong Finance, Wealth Management, Ant Wealth, Coin Treasure and so on.

The more recommended should be Oriental Wealth, this platform is particularly active, and it is also very safe, so it is suitable for financial management.

Himalayan financial management audio course, Xiaobai, financial management course, Juchao Information Network, Oriental Wealth Network, Tiantian** Network, Morningstar Network, Brainstorm, i Ask Cai, Almond and so on.

You can choose Alipay, Alipay is still a relatively reliable platform, and real-name authentication is required.

Financial advice for college students:

1. Cultivate and form a sense of financial management, financial management is a better thing to start as soon as possible, and don't lose at the starting line.

2. Learn investment and financial management knowledge and deepen understanding through practice. It's not enough to just read books and study, but also to practice, cultivate your attention and sensitivity to the market, and develop the habit of watching financial news every day. The college stage is the most abundant time and the most energetic stage of life, whether it is the study of this major, or the study of financial management and investment, we should make full use of this period.

3. Be cautious when using credit cards, credit cards are indeed very convenient to use, but we must carefully consider our actual situation. Some students take credit cards to spend, and there is not much moderation when swiping the card, anyway, they just press the password, and finally when it comes to the repayment deadline, they find that they have consumed so much, so they have to ask their family members and classmates to borrow before paying off the consumption on the credit card.

4. Beware of potential risks, the phenomenon of college students is no longer a secret, and many students have had similar or similar experiences. Whether you want to understand the investment market or exercise your financial management ability, we must stick to the bottom line, and we must not affect our normal study and life because of it, and we must not use all the living expenses given by the family to use it.

At this time, their money is basically from their parents, if there is any excess, you can choose some relatively stable guarantees to have a certain income, of course, there are many ways to manage money, you can choose to buy some financial products according to the amount of your balance, such as **or**.

Spend all your money where you need it, just save your spare money.

The first way: learn more knowledge in the field of financial management and master a variety of financial products.

The second way: grasp your own financial situation and make a balance between income and expenditure.

The third is to understand the concept of open source and reduce expenditure.

Determine your financial goals, you can make short-term financial goals, and pay attention to learning relevant financial knowledge.

There are three aspects for college students to learn financial literacy:

Understand the financial management methods in the market: there are fixed income investments (currency**, bank wealth management, trust, asset management, private equity**, etc.); There are **secondary market investment (public offering**, private placement**); Primary Market Equity Investment (VC PE); insurance (there will also be income, but more of it belongs to the protection risk hedging category); Of course, you can do it yourself if you have the ability to do the above categories.

Learn about related types of investment methods and knowledge, which may also be what you want to know the most, for example, you manage your money in the form of bonds in the fixed income category, and you need to learn how to trade various bonds or bonds; If a company invests in equity before it goes public, it is a primary market operation; The secondary market is mainly ** investment: value investment, technical analysis, asset allocation, these are all things that need to be learned. Of course, if you don't do it yourself, you are only a funder, and you need to learn how to choose an institution.

Find institutional practices in relevant fields; Buy books on your own (be sure to buy the most classic books to study).

College students generally think of financial management should not be very rich, rich college students will not think about how to manage money, and they are used to being generous. Depending on which bank's card you use, go to which bank to open online banking, and then open ** regular investment in online banking, the operation is simple and convenient, and the monthly fixed investment money should not exceed 20% of your living expenses, and choose that kind of hybrid **. The rest of the money will be consumed on demand, in case there is still some left, also go to the online bank, find a fixed amount of fixed deposits, the minimum starting from 50 yuan, you can save for 3 months, or half a year, or a year or two with you, no need to go to the bank to handle, very convenient, you can save if you have money, if you need it urgently, you can also take it out at any time, but the interest is calculated according to the current account.

I hope these can help you, the key to financial management is to keep the principal, and when you grow up and have a job, don't listen to others, and the money will be less and less when the time comes.

If it is living expenses, it is better to deposit it in the bank for insurance. If you earn money from your own part-time job, if you have less, you can also put it in the bank, and if you have more, you can consider the following investments: 1Buy**,(If it's hard-earned money, don't want it, and if you lose, you'll regret it) 2

It is possible to rent a house and then sublet, someone is doing it when I go to school, and the income is not a lot 3Start a shop online with products you like and learn about to prevent scams 4Buy useful books and learn to get the most out of you.

Count your income and expenses, divide your monthly fixed income into 3 points, one of which is daily expenses, and the remaining part is divided into 2 points, one is put into the bank for regular investment, and the other is for daily backup.

What a big "trap"!It's so tempting! Money!

Personally, I think your main task now is to make money instead of managing money... With more experience, you don't need to manage your finances and invest in them.

Generally, most of the college students do not have a stable job, and the main income ** is the New Year's money given or saved by their parents. So how can college students get the most out of their financial management? How can college students manage their finances better?

Generally high risk is often accompanied by high returns, in order to maximize the return of financial management, then it is necessary to bear high risks, obviously, if you are a college student, it is not recommended to buy financial products with high risk, if there is a loss, it will bring a lot of pressure to your life.

Generally, it is recommended to buy Alipay's bonds**, because bonds** are low-to-medium risk, the general risk is relatively small, and long-term holding can generally diversify the short-term risk.

The second is to buy Alipay's wealth management products, the general annualized income is between 3% and 5%, which is a stable product, basically it will not lose the principal, and it is more suitable for college students.

If you want to make more money and can bear a certain amount of risk, you can also invest 100 yuan per month, because the amount of 100 yuan is not very large, basically it will not have a great impact on daily life, and secondly, regular investment can diversify risks, but when selecting, you must consider from many aspects, such as: past historical performance, managers, yields, etc., pick out a good one, hold it for a long time, and the probability of making money is still relatively large.