How to refund the 163 yuan BOC Insurance

Typically, there are three ways to surrender a policy:

The policyholder goes to the offline counter in person to handle the surrender of the policy. Depending on the company, the following documents may be used: Surrender Form.

Insured's ID card.

Copies of bank cards, insurance contracts and insurance premium invoices, etc., can be checked for details of each insurance company.

At present, there are many companies that can directly surrender their insurance policies through the official WeChat account of the insurance company.

The subject did not say what kind of insurance the 163 yuan insurance purchased, if it is a short-term insurance, it is not recommended to surrender the policy, directly to the customer service **, indicating that after the expiration of the policy year, it is not necessary to renew the policy.

Because short-term insurance is inherently cheap, surrender only the cash value.

It can't be refunded much, so it's better to let it cover this period of time.

If it is long-term insurance, such as critical illness insurance.

You can check the cash value table in the contract to find out how much you will be refunded. Generally speaking, the cash value of the previous years is very low, so if you have just been insured for 2 years and want to surrender the policy, the cash value is very low, and the surrender loss is relatively large, so it is recommended to consider carefully.

I usually recommend that if you don't want to surrender the policy and buy a new product that is more suitable, don't surrender the policy, it's better to have one coverage than nothing.

If you have a better product to choose from, and you are sure that you are healthy enough to repurchase through underwriting, and the premium of the new product is advantageous over the existing product, you can also consider surrendering the policy.

If you are considering surrendering your policy, you should apply for insurance in advance rather than waiting for the old policy to expire. Because the new policy usually has a certain waiting period, and the insurance cannot be claimed during the waiting period, it is necessary to calculate the time well and make the new and old policies seamless.

It is important that the old policy should be surrendered after the waiting period of the new policy. The 60-day grace period of the policy can be reasonably utilized.

This is because although there is no renewal during the grace period, the policy still has a protective effect.

1. Go to the company in person. The materials include: surrender application, ID card of the policyholder, copy of bank card, insurance contract and insurance premium invoice.

2. Entrust the salesman to the business hall to handle it. Materials include: surrender application, power of attorney, ID card of the policyholder, copy of bank card, insurance policy and insurance premium invoice.

After the cancellation of the policy, the corresponding insurance premium must be refunded. If the policy is not in force, the insured can in principle recover the full premium, but the insurer is also entitled to charge a minimum premium, or a handling fee. If the insured cancels the insurance policy in the middle of the validity period of the insurance policy, the insurance premium shall be paid at the prescribed rate, and the insurer shall refund the balance of all insurance premiums after deducting the insurance premiums payable to the insured; If the insurer requests cancellation of the insurance policy, the unexpired portion of the premium shall be refunded to the insured on a daily basis.

1. Is BOC Accident Insurance 163 reliableBOC Accident Insurance 163 is an accident insurance launched by BOC Insurance Company, which is reliable. Bank of China Group Insurance Company is a property insurance company. Property and casualty insurance companies can only sell accident insurance in life insurance.

BOC Insurance is a national insurance company with many branches, and accident insurance is one of its main businesses. The accident insurance launched by BOC Insurance not only has a wide range of coverage, but also has affordable premiums, so that consumers have a comprehensive protection. 2. Types of BOC Accident InsuranceBOC Insurance has launched a wide range of accident insurance, including personal accident protection, travel accident protection, aviation accident protection, BOC Insurance can meet the needs of consumers, in addition, BOC Insurance also has the borrower's accidental injury social insurance, when the borrower dies or becomes disabled due to an accident, in order to help the borrower and his family eliminate the worries when losing the ability to repay the liquid, the insurance **** will be paid to the loan management agency according to the contract mainly to repay the balance of the loan principal.

3. What should be paid attention to when purchasing BOC accident insuranceThe matters to be paid attention to when purchasing BOC accident insurance include the following points: 1. It can be "tailor-made" There are many types of BOC accident insurance in the current market. They are specifically designed for different objects of protection and scope of protection.

Consumers should choose according to their actual situation, such as consumers who often travel by plane or train, it is more convenient and cost-effective to choose to buy a one-year traffic accident insurance. 2. Read the insurance clause clearlyConsumers ask the insurance company to explain the definition, concept and all exemption clauses of accidental death, and ask the insurance company to provide the insurance contract and insurance terms. Consumers need to read and understand the terms and conditions to avoid trouble in the future.

3. Pay attention to the time limit of insurance compensationThe time limit of insurance compensation is: how many days the insurance company needs to bear the cost of death, disability and medical services from the date of the accident. The longer the time limit, the more beneficial it is to the policyholder, and BOC Insurance has adopted 180 days as a time limit.

4. Fill in the order truthfully, and the policyholder must truthfully fill in the policy, including the policyholder's information, the insurer's information and the detailed information of the policy. Whether the insurance company underwrites or not is confirmed based on the policy information. If the information and data are wrong, once the insurance is in danger, the insurance **** will refuse to pay.

Summary. BOC Insurance's $163 insurance is refundable. If you want to surrender the insurance by paying 163 per month, you can surrender the insurance through **, or go to the business outlets to surrender the insurance.

In fact, if the insurance purchased by the policyholder is a short-term insurance, it is generally not recommended to surrender the policy, and the policyholder can directly call the customer service ** to explain that the policy will not be renewed after the expiration of the policy year. If it is a long-term insurance, the policyholder can check the cash value table in the contract to see how much he can refund, generally speaking, the longer the payment, the greater the cash value. If you only insure it for one or two years, you can return it.

BOC Insurance's $163 insurance is refundable. If you want to surrender the insurance by paying 163 per month, you can surrender the insurance through **, or go to the business outlets to surrender the insurance. In fact, if the insurance purchased by the policyholder is a short-term insurance, it is generally not recommended to surrender the policy.

If it is a long-term insurance, the policyholder can check the cash value table in the first contract to see how much money he can refund, generally speaking, the longer the payment time, the greater the cash value. If you only insure it for one or two years, you can return it.

There are three ways to surrender the 163 insurance policy of BOC Insurance: 1. Go to the company in person. 2. Entrust the Kai Teasing salesman to the business hall to handle it.

I bought my policy in 2017.

It can be refunded, and there are three ways to surrender the insurance 163 in the slag file: 1. Go to the company in person. 2. Entrust the salesman to the business hall.

1. If the insurance policy is surrendered within 10 days after signing the insurance policy, that is, during the hesitation period, the insurance company will refund all the insurance premiums collected.

2. After the cooling-off period, the contract takes effect, and the contract will indicate when the policy can be surrendered, and the policy cannot be surrendered within the time;

3. If the policy is surrendered in the middle of the policy and the application is submitted, BOC Insurance will handle the surrender procedures within 30 days and refund the policy according to the cash value of the policy, and the cash value calculation method is specified in the contract.

The cash value of the policy = the premiums paid by the policyholder The amount of the insurance company's management expenses allocated to the policy The commission paid by the insurance company to the salesperson for the policy The net premium that the insurance company has assumed the insurance liability of the policy + the interest accrued on the remaining premium.

4. The following supporting materials are required for surrender:

1. Insurance policy or other insurance certificates;

2. Receipt of the latest insurance premium;

3. Application for termination of contract;

4. Proof of identity of the policyholder.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Dear, I'm glad to answer your <>

The way to return 163 yuan from BOC Insurance is as follows:1To review the policy provisions, you need to carefully review the policy provisions and surrender policy of the BOC Insurance you have purchased to understand how to surrender the policy. 2.

Contact the sales channel, if you purchased the insurance through the first person or a professional sales channel, you can contact them directly and ask about the surrender process and application conditions, so as to successfully complete the surrender procedures; 3.Call customer service, if the insurance product you choose supports surrender, you can call BOC Insurance customer service directly** to inquire about surrender, and follow the operation process provided by customer service. 4.To submit a surrender application, you need to fill in the relevant surrender application** and submit the necessary supporting materials, such as ID card, bank card and other information, to wait for the insurance company's review.

How to return 163 yuan from BOC Insurance.

I want to surrender the policy. Pro-stool pro, I am very happy to untie the chain for you to change the travel answer<> Bank of China Insurance 163 yuan refund method is as follows: 1

To review the policy provisions, you need to carefully review the policy provisions and surrender policy of the BOC Insurance you have purchased to understand how to surrender the policy. 2.Contact the sales channel, if you purchased the insurance through the first person or a professional sales channel, you can contact them directly and ask about the surrender process and application conditions, so as to successfully complete the surrender procedures; 3.Call customer service, if the insurance product you choose supports surrender, you can call BOC Insurance customer service directly** to inquire about surrender, and follow the operation process provided by customer service. 4.

To submit a surrender application, you need to fill in the relevant surrender application** and submit the necessary supporting materials, such as ID card, bank card and other information, and wait for the insurance company to review Jianfan. <>

Dear, the surrender method is as above, please check it. <>

<>BOC InsuranceThere are three ways to surrender 163:

1. Go to the company in person.

2. Entrust the salesman to the business hall to handle it.

BOC Insurance will also refund different premiums according to the date of surrender of the policy

1. Surrender during the hesitation period.

Cooling-off period surrender refers to the surrender of the policy by the policyholder within the cooling-off period agreed in the contract. Generally, insurance companies stipulate that 10 days after receiving the policy is the cooling-off period, and the insurance company will usually refund the insurance premium after deducting the production cost.

Documents required for surrender during the cooling-off period:

1. Application for Termination of Insurance Contract;

2. The original valid identity document of the insured is worn out;

3. The original insurance contract and the invoice for the first premium;

4. A copy of the bank passbook or card (provided when the insured needs to refund to the new account).

If it is inconvenient for the policyholder to go to the insurance company's service outlets in person due to work or other reasons, he can entrust the policy service personnel or others to handle this business at the insurance company's service outlets, and at the same time, he or she needs to provide the original identity certificate of the agent.

2. Normal surrender.

Surrender beyond the cooling-off period will be regarded as normal surrender. Policies that have received insurance benefits are not eligible for surrender. Normal surrender generally requires that after a certain number of years of the policy, the policyholder can apply for termination, and the insurance company shall refund the cash value of the policy within 30 days from the date of receipt of the application.

Documents required for normal surrender:

1. Application for Termination of Insurance Contract;

2. The original valid identity document of the insured;

3. The original of the insurance contract;

4. A copy of the bank passbook or card (provided when the insured needs to refund to the new account).

However, it should be reminded that the eligible person to apply for surrender is the policyholder. If the insured applies for surrender, the written consent of the insured must be obtained, and the insured must clearly indicate who will receive the surrender benefit. If you entrust someone else to handle it on your behalf, then you also need to prepare the original identity certificate of the agent.