What is the idea of money? The meaning of the idea of money and the reality of money

Moneyless is money in the sense of money, such as paper money.

It's just not a real coin.

Conceptual money generally refers to the fact that the money that exists in people's concepts or imaginations is an objective reflection of real money; Real money, also known as real money, is generally used to mark the type of currency and the amount of value, or printed paper money.

Real money is a commodity economy.

As a result of gradual development, money is gradually separated from general commodities and acts as a general equivalent.

Conceptual money can perform the function of a measure of value and play the role of calculating money. Because when money performs the function of value scale, it only expresses the value of commodities and measures the size of their value, and thus expresses the value of commodities as commodities, but this is only a preparation for commodity circulation, and it is not yet a realistic circulation, so there is no need for realistic money.

After paper money replaced the form of metal money, money completed the qualitative transition from commodity money to medium money, and became a general equivalent purely for the realization of commodity exchange. Paper money is a real currency with a certain curved shape and imprint, and paper money performs the function of money as real money.

Conceptual money can perform the function of a measure of value and play the role of calculating money. Because when money performs the function of value scale, it only expresses the value of commodities and measures the size of their value, and thus expresses the value of commodities as commodities**, but this Hu Changchong is to provide preparation for commodity circulation, and it is not yet a realistic circulation, so there is no need for real money to exist.

After paper money replaced the form of metal money, money completed the qualitative transition from commodity money to medium money, and became a general equivalent purely for the realization of commodity exchange. Paper money is a real currency with a certain shape and imprint, and paper money performs the function of money as real money.

Money is a product of commodity exchange, a commodity that is detached from the commodity world in the process of commodity exchange and fixedly acts as a general equivalent. Commonly known as money.

Currency. It is a tool for measuring **, a medium for purchasing goods, a means of preserving wealth, a contract between the owner of property and the market on the right of exchange, and essentially an agreement between the owner. Contains currency in circulation, bank bills, etc.

Money is the medium for purchasing goods and preserving wealth, and the contract between the owner of the property and the city on the right of exchange is an agreement between the owner. It reflects the economic cooperation between the individual and society. The contractual nature of money determines that it can have different forms of expression, such as general equivalents, *** money, paper money, and electronic money.

Wait. Money, by its very nature, is a contract between owners about the right of exchange, and the different forms of money are essentially unified. In the past, due to people's lack of understanding of the nature of money, it was wrong to divide money into different types from different angles, such as:

According to the commodity value of money, it is divided into two categories: debt money and non-debt money; According to whether the exchange ratio of *** is agreed, it is divided into convertible currency and non-convertible currency and so on.

In terms of form, money can be divided into physical money and formal money according to the commodity value of money, and physical money itself is a special commodity, including the amount of value, such as sheep, ***, etc.; Whereas, formal money itself has no quantity of value, its value is contractually agreed, only contractually valued. The two are different in form, but they are unified in nature, that is, they are both agreed to be used as a medium of exchange, and both have contractual value.

The purchasing power of a currency.

It is determined by the contractual value of money, but the purchasing power of real and good money is also affected by the value of its own goods, and usually the commodity value of physical money is less than its contractual value as money.

Extended Information] Usually, each country uses only one currency and is issued and controlled by a bank. However, there are exceptions to this, where multiple countries can call up lead to use the same currency, such as the euro, which is common in the European Union.

Francs in the Economic Community of West African States (ECOWAS).

and the Latin Monetary Confederation in the 19th century, a currency equivalent with a different name but free circulation within the Union. A country can choose the currency of another country as legal tender, for example, Panama.

Choose USD as your fiat currency. Different currencies may also use the same name, for example, in France and Belgium.

Before the use of the euro, they were called francs as the currency of Switzerland.

Some countries do not have a secondary currency, or if they do have a secondary currency, it is only a theoretical conversion unit because the value of the currency is too small, and no actual currency, such as the Japanese yen, is issued.

and won.

The concept of money refers to the fact that any item that performs functions such as a medium of exchange, a scale of value, a standard of deferred payment, or a fully liquid store of wealth can be regarded as money. The essence of money is that it is a commodity that acts as a general equivalent and embodies the socio-economic relations between commodity producers.

Generally speaking, the essence of money is reflected in the function of money, and for money, the function of money refers to the role of money in social and economic life. Therefore, under the conditions of market economy, money has a total of five functions, namely, the scale of value, the means of circulation, the means of storage, the means of payment, and the currency of the world. Among them, the measure of value and the means of circulation are the two basic functions of money.

The scale of value refers to the social measure that money acts as a measure of the amount of value of a commodity. The reason why money can perform the function of a value measure is that money itself has value, so it can use its own value as a measure of the amount of value contained in other commodities.

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Concern. What is the importance of money? What is the role of a financial institution?

Lao Wan Financial Views.

2021-04-17 14:11Creators in the field of high-quality finance.

Concern. Introduction.

Money facilitates credit transactions, that is, it makes it possible to exchange present and future goods. People can enter into a contract to exchange the supply of goods at a certain future date in exchange for payment in the agreed currency. Once the currency is used, it is also easier to make a loan.

Currency as a criterion for deferred payments.

In the days of Charles I, it was difficult to finance war by borrowing, but it was found that modern credit instruments made it easy for peniors to borrow large sums of money in wartime, and sometimes even in peacetime. Businesses borrow money from banks to finance production, consumers borrow money from housing associations to buy houses, and a variety of goods can be purchased through the installment system. So money makes credit trading possible.

Unless it is a monetary economy, the creation of ** is not possible. Similarly, borrowing by ** and business enterprises has been facilitated and, more importantly, real investment has been helped.

However, once the goods are acquired before payment is due, there is a danger that the value of the currency may change between that interval. The longer the term of the credit, the greater the danger to the borrower or lender. If the value of the currency rises, the payment that must be made will represent a larger quantity in kind than at the time of the contract.

In this case, the debtor suffers a loss; But if the value of the currency is **, the debtor gets the benefit. Someone who borrowed money from the housing society in 1965 to buy a house and repaid the loan in 25-year instalments will find that after 1980 he can easily repay the debt, because by that time the real value of the debt he owes has fallen to only a fraction of its original value.

The importance of money.

1.Monetary and market mechanisms.

The functioning of the market mechanism of currency pairs is crucial. In an economy where production and distribution are not governed by state planning, money has another extremely important function. The relative scarcity of goods and services in relation to their demand is the basic principle of economics, because the economic resources needed to produce goods and services are inherently scarce: land, labor, and capital.

Therefore, it is necessary to adopt some kind of method to allocate these resources among the many uses for which they are sought.

Under the planning system, the state determines how the factors of production are to be distributed among the different industries, and in an economy where free enterprise prevails, this function is carried out by the ** mechanism. As we have seen, the second problem, under modern conditions, namely, the distribution of goods and services thus produced among consumers cannot be easily solved by State action. But it is entirely possible to leave it to the mechanism to work, or to allow it to work alone, without state intervention, i.e., not to impose some restrictions on the distribution of certain commodities, such as taxation or some form of rationing, or to intervene in large parts of the economy by means of outright prohibitions, as is the case with some intervention in all countries today.

Monetarism is an economic theory whose main ideas include the following:1The issuance and issuance of money is the main cause of economic fluctuations and inflation.

Monetarists believe that when the amount of money increases, it leads to inflation and inflation. 2.Inflation has a negative impact on economic stability and sustainable growth.

Monetarists believe that high inflation distorts the signaling of the economy, leading to the misallocation of resources and the instability of the economy. 3.Monetary policy is the main part of economic regulation.

Monetarists advocate stabilizing the economy and controlling inflation by adjusting monetary volumes, interest rates, and credit policies. 4.The system of gold destruction is a system advocated by monetarists.

They believe that using ** as the standard of currency can stabilize the value of the currency and prevent inflation and currency depreciation.

1.Idea Money:

It refers to the currency that exists in people's perceptions or imaginations, and is an objective reflection of real money.

2.Real Money (Real Money):

Generally, it is a coinage or printed banknote used to indicate the type of currency and the amount of value. Real money is the result of the gradual development of the commodity economy, and money is gradually separated from general commodities and acts as a general equivalent.

The conceptual currency is like you buy something, ** shows how much money, this is the concept, and the real currency is like you buy something, the original price of the seller wants 100 [conceptual], you buy it with 88 fast money, this 88 is the real currency, don't forget to adopt it, I am in the third year of high school, I have studied the political part, this is the first year of high school.

Real-life currencies, such as RMB, USD, JPY. The euro and so on, these are actually found currencies in reality. The currency in the concept, for example, the price of a piece of clothing is 1,000 yuan, here is the currency in the concept, because it is not to put 1,000 yuan on the clothes, just to write a number.