People say that people who can borrow money will make money, is that true?

Why is it a good debt? Your money is your asset, your asset is your chicken, the cash flow generated by the asset is the egg, and now the money is someone else's, that is to say, you take someone else's chicken, and this chicken will give you eggs. Of course, it's nice that we have a chicken.

If not, it's best to borrow it from someone else.

If you have a full sum of money on hand, and this money is the amount of an asset you have in your picture, how can you hold this asset and keep it for reinvestment?

Yes. It's a mortgage.

This is the case for many successful financial people, who take out a mortgage even though they have enough money to buy a house. In this way, he will not be able to use his own money to hold assets. This is a useful way.

It's just that people nowadays are afraid that they have assets and responsibilities at the same time. This is not the case. Once you own an asset, the asset itself is appreciating, and if it is a good asset, you can also get cash flow from renting out your asset.

Besides, the whole amount of money you save can also grow through investment. And you're just paying the interest and principal on your loan on a regular basis. If inflation is high, your physical investments are a long-term store of value.

There's one more thing that must be emphasized: you must maximize the term of your mortgage. Thank you for your question!

Yes, you have to pay back the money after borrowing, so you have to think about earning it back.

1. People who are lazy and opportunistic do not borrow.

There is a kind of person you can see in your life, you can see him every time you eat and drink, and you can't find him when you encounter something. I don't take things seriously, I always want to be smart, greedy for a little cheap, I'm lazy to do it, I borrow three hundred today, I borrow five hundred tomorrow, I don't seem to be short of money at hand, I am very generous, I am very open-minded, in fact, I don't have any ability, I must be cautious when interacting with such people, and I don't even think about borrowing money. No negotiable, no borrowing.

2. Those who do not contact each other for a thousand years and borrow money when they open their mouths will not borrow.

This kind of person can't be called a friend, if it's a friend, how can you not even care about a friend? If you haven't been in touch for a thousand years, who knows what kind of person he is? What is the point of borrowing money? He didn't treat you as a friend, so of course you didn't have to borrow money.

There is also a situation where this person is a relative, not a friend, who often comes and goes, knows the roots, and needless to say, you must have borrowed it. Relatives who have never been in contact with each other will not borrow no matter how hot they are.

3. Friends are reliable, have good feelings, borrow if you have money, borrow less or don't borrow if you don't have money.

There are many situations where you don't borrow, and there is only one situation where you can borrow, and you can borrow only if you can do this! That's probably the case where you can borrow money. The premise of this friend is that you believe in his character, he is usually practical and reliable, and if he needs help when he encounters difficulties, he can help if he can.

The fact that he can borrow money from you shows that it is really difficult, and he really treats you as a dependent to borrow money. You know, our people are all face-saving, men get together to drink wine in addition to bragging is to complain that their wives are not virtuous, women get together in addition to showing off or showing, people who can pull down their faces to borrow money from good friends have really done a lot of ideological struggles, so if you have money, lend him it. Because it is trustworthy and has excellent character, the person who should write the note has to write a note, and he can also write a note, which both parties can understand, gratitude is one thing, but let the other party rest assured that returning on time is also a reflection of character.

If you don't have money, your friends won't ask you to borrow it, so how can I embarrass you? You can borrow less, send charcoal in the snow, be anxious about what your friends are anxious about, and your friends will also rest assured that you will not forget your kindness; I really don't have any money to borrow, and I believe that true friends won't blame you.

Borrowing money between friends is sometimes an inevitable situation, I am afraid that I will not be able to get it back after lending money, and I will hurt my feelings, and I will regret it when I think about it, if this is the case, it is better not to borrow. In fact, this situation has changed a lot now, there are bank loans, credit cards, borrowing, and Huabei, and it is much more convenient to solve the problem of borrowing money. Besides, the cost of being a fool is so high, who wants to borrow money.

In fact, the most important thing is to learn how to manage money, there is no shortage of money in hand, what money to borrow? It's hard for yourself and it's hard for your friends.

I usually choose to borrow money when people around me are waiting for help, and I will not borrow money when others want to buy something to borrow money from me. The details are as follows:

First, I usually lend money to people who are waiting for help, such as a family member who is sick and needs money, and other situations such as wanting to buy a mobile phone or want to have a good meal, I will definitely not borrow this kind of money.

I read a report by Ma Yili before, she said that borrowing money will only borrow urgently not to borrow poor, I myself also have this idea, because I think a person is poor, that is how much money can not alleviate this matter, but if there is really an emergency, then as long as I can get this money, I will borrow, for example, this person calls me borrowing money because my family is sick and urgently needs money to save my life, then I will borrow, but others, such as wanting to have a good meal, or a new mobile phone, etc., I would never borrow this.

Second, I am actually quite strict about borrowing money, and generally I don't expect to be able to repay the money I can borrow, so I don't ask the other party to make an IOU or anything like that.

In fact, I am still very strict with the people who borrow money from me, generally I will ask in advance what the reason is, and then consider whether to borrow money, in most cases, as long as I lend out this money, then I plan to do it, even if this person does not repay my money, it will not affect the relationship between the two of us, that is, the money I lend, most of them do not expect to be able to get back, that is, whether people can pay me back or not is actually not a big problem, so I will lend out, those things that will make me worry about every day, I won't borrow it.

Finally: I actually can't understand those who borrow money because they are poor, they go directly to work to make money when they are poor, and borrowing money is just to solve the urgent need, and the money will have to be repaid sooner or later.