The maximum amount of money that can be withdrawn in a day by the Bank of China

1. ATM channels: all kinds of bank cards are available at BOC ATMs.

The cumulative withdrawal limit of the previous day was 20,000 yuan. The single withdrawal limit of Bank of China card single withdrawal machine is 3,000 yuan, and the single withdrawal limit of deposit and withdrawal all-in-one machine is adjusted to 10,000 yuan; Other UnionPay cards.

The maximum withdrawal amount for a single withdrawal machine is 3,000 yuan, and the deposit and withdrawal all-in-one machine is 10,000 yuan; The maximum withdrawal amount for a single non-UnionPay card of other banks is 3,000 yuan, which is not divided into single withdrawal machines or all-in-one deposit and withdrawal machines. It varies by branch, and the maximum amount of cash to be withdrawn is subject to the ATM device cash withdrawal interface.

2. Counter channels: When handling a single cash withdrawal of more than 50,000 yuan (inclusive) in RMB (including intra-provincial and inter-provincial exchanges), the valid identity documents of the account owner must be checked. If the one-time cash withdrawal of RMB 200,000 yuan (inclusive) is more, according to the requirements of the People's Bank of China, an appointment should be made at least 1 day in advance.

As the amount of the reservation varies from branch to branch, it is recommended that you check with your local BOC branch for details.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

There is no limit to this, as long as you have it in the bank card, you can withdraw it.

1. If you withdraw money from an ATM, each bank card can withdraw up to 20,000 yuan a day at the ATM.

2. If the cash withdrawal from the savings account is more than 50,000 yuan (excluding 50,000 yuan) at one time, the bank counter staff shall ask the person to provide valid identity documents and withdraw the money after verification with the person in charge of the bank.

3. If the cash withdrawal is more than 200,000 yuan (including 200,000 yuan) at a time, the withdrawer must make an appointment at least 1 day in advance in order to withdraw the cash.

Extended Information: Bank of China's Financial Business.

It is the main profit of Bank of China, which is based on the bank's core credit products to provide customers with personalized and innovative financial services. Corporate Finance continued to focus on improving the customer service system, promoting the overall business linkage, strengthening product innovation and implementing management transformation, established the corporate finance sector, and strengthened line management. Bank of China implements the development strategy of serving key large-scale and high-quality corporate customers, pays attention to long-term cooperative relations with high-quality customers, and at the same time clarifies that the SME business is an important part of the company's financial business, and is committed to becoming an efficient, professional partner of SMEs that can meet the comprehensive needs of SMEs.

Bank of China provides comprehensive services such as fund clearing, interbank lending and custody to other banks, ** companies and insurance companies around the world. As a century-old brand in China's financial industry, Bank of China has been actively enterprising and constantly innovating while focusing on sound operation, creating many firsts in the domestic banking industry, and has been widely recognized and praised by the industry and customers in the fields of international settlement and financing.

Large withdrawals. The new regulations on the pilot of large-amount withdrawals are: the central bank has decided to carry out large-amount cash management in Hebei Province from July 1, 2020, and in Zhejiang Province and Shenzhen City from October 1, 2020, with a pilot period of two years.

The purpose of the reform pilot is to strengthen the supervision of large cash deposits and withdrawals by the central bank, which is in line with the current needs of China's financial sector. Judging from the situation in some cash management pilot areas, although the number of large-amount cash deposits and withdrawals accounts for about 1% of the total number of transactions, cash deposits and withdrawals are still a fairly large business, and there are many regulatory problems.

You can withdraw up to 200,000 yuan and more in cash at one time, which means that there is no upper limit.

1. If you withdraw money at an ATM, you can withdraw up to 20,000 yuan a day at the ATM.

2. If a one-time cash withdrawal of more than 50,000 yuan (excluding 50,000 yuan) from a savings account in one day, the counter staff of the savings institution shall ask the person to provide a valid identity document and pay it after verification by the person in charge of the savings institution.

3. If the one-time cash withdrawal is more than 200,000 yuan (including 200,000 yuan), the withdrawer must make an appointment at least 1 day in advance in order to withdraw the cash.

Bank of China ATM, each transfer is up to 50,000 yuan, and the maximum daily transfer is 50,000 yuan Extended information: Transfer refers to the bank currency settlement method that does not directly use cash, but transfers money from the ruler payment account to the collection account through the bank to complete the currency receipt and payment.

Steps to transfer money at an ATM:

1.Insert your bank card into the ATM and enter your password to log in;

2.Select Dou Slow Transfer, enter the beneficiary, and click the OK button;

3.Confirm the beneficiary, enter the transfer amount, and click OK to complete.

Extended information: Interbank transfer and remittance.

1. Inter-bank transfer and remittance refers to the business of transferring RMB or foreign currency to an entity or individual account opened in other banks in China.

2. Service features.

1.Instead of rushing to deposit and withdraw cash between banks, you can transfer funds through multiple channels (depending on the beneficiary bank's system).

2.Transfers and remittances are made in not only RMB, but also all foreign currency savings currencies (foreign currencies are applicable to personal accounts).

3. Inter-bank transfer can be made through online banking, mobile banking or bank counters

1.Through online banking: first log in to online banking, click Transfer and remittance - select inter-bank transfer, enter the other party's card number and name, check box, enter the transfer amount, and then enter the payment password;

2.Through mobile banking: Log in to the Bank of China mobile banking app (version), click My Account, then click Transfer and Remittance, enter the other party's card number and name, check box, enter the transfer amount, and then enter the payment password;

3.Bank counter processing: Bring your ID card and bank card to the bank business hall to handle the inter-bank transfer business, and after filling in the remittance form under the guidance of the staff, you can transfer the money and remittance slip to the employee.

4. Advantages and disadvantages of each transfer method.

1.Counter pick-up: the advantage is that it is more intuitive, can directly consult the staff, and is more suitable for the elderly; The downside is that you need to queue up and the processing fee is high.

Transfer: The advantage is that there is no queue, you can withdraw money within 24 hours, and the handling fee is low; The downside is the lower transfer limit.

3.Online bank transfer: The advantage is that it is convenient, and many inter-bank transfers are free of handling fees; The downside is that there is a quota limit and multiple transfers are required.

4.Mobile banking transfer: the advantage is that there is no handling fee, and the operation is relatively safe and humanized; The downside is to install different apps.

5.Third-party payments and transfers: The advantage is that the operation is simple and convenient, and most of them can be free. The downside is that there are limitations and the arrival speed is relatively slow.

The single withdrawal limit of ATM is 2,500 yuan, and the maximum withdrawal limit is 20,000 yuan per day.

There is no limit on the amount of over-the-counter withdrawals, but if you withdraw more than 200,000 yuan (inclusive) in cash at one time, according to the requirements of the People's Bank of China, you should make an appointment at least 1 day in advance by ** and other methods. However, different branches may have different regulations, and there are differences in business in individual regions, we can call the customer service of Bank of China ** to transfer to manual consultation, or contact the nearest Bank of China branch for consultation.

The daily limit of Bank of China's Class 2 card is 10,000, and the annual cumulative consumption is 200,000.

The total daily cumulative limit of funds transferred into unbound accounts and cash deposits in such accounts is 10,000 yuan, and the total annual cumulative limit is 200,000 yuan; The total daily cumulative limit of consumption and payment, transfer of funds to unbound accounts, and cash withdrawal is 10,000 yuan, and the total annual cumulative limit is 200,000 yuan. The transfer from the bound Type I account to the Class Account is not subject to the limit control, and the purchase of investment and wealth management products by the Class Account is not subject to the limit control.

Generally, the principal card is a first-class card, and the supplementary card is a second-class card.

The primary cardholder can specify a credit limit for an additional card. The limit set by the principal card for the supplementary card can be multiplied by 10 of the principal card's limit, up to a maximum of 100 of the principal card's quota and shared with the principal card.

The cancellation of the supplementary card account does not affect the use of the principal card. If the principal card account is cancelled, all the supplementary cards under it will be cancelled together.

If an additional card wants to purchase foreign exchange for repayment, you can only use the credit balance (overpayment) in the supplementary card account to purchase foreign exchange, and cannot use the credit balance of the principal card. That is, the main and supplementary cards cannot do foreign exchange purchase business with each other.

If you have an outstanding balance on your card, you can only deposit money to an additional card, not to your principal card. That is, the principal card is returned to the principal card, and the supplementary card is returned to the supplementary card.

The Supplementary Cardholder's limit is at the discretion of the Principal Cardholder, who can set the credit flow (including purchases and cash withdrawal transactions) for the Supplementary Cardholder each calendar month.

If the data limit is used up in the current month, the data limit will not be restored even if the repayment is made. Unless the principal cardholder adjusts the monthly data limit of the supplementary card through customer service and online banking channels. The traffic limit adjustment will take effect in a timely manner.

If the supplementary card wants to purchase foreign exchange for repayment, you can use the credit balance (overpayment) in the supplementary card account to purchase foreign exchange**, or you can use the credit balance of the principal card.

Extended information: Bank card refers to a credit payment instrument with all or part of the functions of consumer credit, transfer and settlement, cash deposit and withdrawal, etc., which has been approved by commercial banks (including postal financial institutions) to be issued to the public. Bank cards have reduced the circulation of cash and cheques, making banking fundamentally different from the limitations of time and space.

The use of the automatic bank card settlement system has made the dream of a "check-free, cashless society" a reality.

In general, bank cards are divided into credit cards and debit cards according to whether the credit line is granted to the cardholder. In addition, bank cards are ok.

1.According to different information carriers, it is divided into magnetic stripe card and chip card;

2.According to whether the issuer is in China, it is divided into domestic card and overseas card;

3.According to the different issuance objects, it is divided into individual cards and unit cards;

4.According to the different account currencies, it is divided into RMB card, foreign currency card and dual currency card.

Bank of China ATMs can withdraw up to 20,000 yuan per day, and the maximum limit for each withdrawal is 5,000 yuan.

ATM function.

1. Withdrawal: Each bank card can withdraw up to 20,000 yuan per day, and the maximum limit for each withdrawal is 5,000 yuan.

2. Deposit: There is no limit to the number of deposits per day, but the maximum number of deposits at a time is 100, and the deposit machine only accepts banknotes with a face value of 100 yuan, which can identify the new version of RMB.

3. Transfer: Realize card transfer between bank cards.

4. Balance inquiry: Displays the current balance in the card.

5. Change password: The password changed here is the withdrawal password.

ATM, also known as ATM, is an abbreviation for Automatic Teller Machine, which means Automated Teller Machine, also known as ATM because most of it is used to withdraw money. It is a highly sophisticated mechatronic device that uses a magnetic** card or smart card to enable self-service in financial transactions, replacing the work of bank counter staff.