Several new models of financial leasing have a greater impact

The three forms of financial leasing are:

1) Direct leasing.

2) Sale and leaseback.

3) Leveraged leasing.

After the expiration of the financial lease, the rent is paid, and the lessee performs all its obligations in accordance with the provisions of the financial lease contract. If a supplementary agreement cannot be reached, it shall be determined in accordance with the relevant terms of the contract or transaction customs, but it is still uncertain, and the ownership of the leased property shall be owned by the lessor.

Further information: Financial lease is the most common and basic form of non-bank finance in the world. It refers to the conclusion of a supply contract between the lessor and a third party (supplier) at the request of the lessee (user), according to which the lessor purchases the equipment selected by the lessee from the supplier at its expense.

At the same time, the lessor enters into a lease contract with the lessee to lease the equipment to the lessee and collects a certain rent from the lessee.

Financial leasing means that the lessor purchases the leased object from the supplier and leases it to the lessee for use according to the specific requirements of the lessee for the leased object and the choice of the supplier, and the lessee pays the rent to the lessor in installments, and the ownership of the leased object belongs to the lessor during the lease period, and the lessee has the right to use the leased object. At the expiration of the lease term, after the rent is paid and the lessee has performed all its obligations in accordance with the provisions of the financial lease contract, if there is no agreement on the ownership of the leased property or the agreement is unclear, it may be supplemented by agreement; If a supplementary agreement cannot be reached, it shall be determined in accordance with the relevant terms of the contract or transaction customs, and if it is still uncertain, the ownership of the leased object shall belong to the lessor.

Financial leasing is a new type of financial industry integrating financing and financing, technology and technology upgrading. Due to the characteristics of the combination of financing and financing, the leasing company can handle the leased property when there is a problem, so the requirements for corporate credit and guarantee are not high when handling financing, so it is very suitable for small and medium-sized enterprise financing.

China's financial leasing is a product of the reform and opening up policy. After the reform and opening up, in order to expand international economic and technical cooperation and exchanges, open up new channels for the use of foreign capital, and absorb and introduce advanced technology and equipment from other countries, China International Trust and Investment Corporation introduced leasing in 1980. In April 1981, the first joint venture leasing company, China Oriental Leasing, was established, and in July of the same year, China Leasing Company was established.

The establishment of these companies marks the birth of China's financial leasing industry.

After 2007, the domestic financial leasing industry has entered a period of geometric growth. The total business volume increased from about 8 billion yuan in 2006 to about 930 billion yuan in 2011. At the end of 2012, there were about 560 financial leasing companies registered and operating in China, including 20 financial leasing companies, 80 domestic leasing companies and about 460 foreign-funded leasing companies.

The total registered capital reached 182 billion yuan, and the balance of the lease contract was about 1.55 trillion yuan.

The three forms of financial leasing are direct leasing, leveraged leasing, and sale-leaseback.

The three forms of financial leasing are direct leasing, leveraged leasing, and sale-leaseback.

Direct lease: This type of lease refers to the leasing form in which the lessor (leasing company or manufacturer) directly provides leased assets to the lessee. Direct leasing involves only two parties, the lessor and the lessee.

Leveraged leasing: When the lessor introduces the asset, it only pays part of the amount required for the introduction (usually 20% to 40% of the asset value), and borrows the rest from another lender as collateral for the introduced asset or lease right; After the asset is leased, the lessor repays the loan to the lender (creditor) with the rent collected.

Sale-leaseback: This type of lease refers to a form of lease in which the lessee sells an asset to the lessor and then leases the asset back.

The basic procedures and forms of financial leasing.

The basic forms of financial leasing are:1Direct leasing; 2.sale and leaseback; 3.Leveraged leasing.

Leveraged leasing refers to the financial leasing business involving the lessee, the lessor and the capital lender.

Generally speaking, when the value of the asset involved is expensive, the lessor only invests part of the capital, usually 20% to 40% of the value of the asset, and the rest of the funds is settled by applying for a loan from a third party (usually a bank) by pledging the asset.

The leasing company then leases the purchased equipment to the lessee, repays the loan with the rent collected, and the ownership of the asset belongs to the lessor. The lessor is both a creditor and a debtor, and if the lessor fails to repay the loan on time when due, the ownership of the assets is transferred to the lender of the funds. <>