There are so many types of funds, do you have any recommendations for good funds?

Speculation is now gradually becoming popular, and those with a better investment trend can make a lot of money, first of all, China's medical care can be trusted, Chinese liquor, and China's new energy have very good development prospects.

From the past year to the present, the liquor is a very good one, although the trend is not very good now, the flower has a reopening day, the peak of the liquor is very brilliant, and the manager of the liquor ** also said that he will start to develop, or you can pay attention to it.

Before, it was better to be liquor, but now it is mainly ***, and rare metal plates are better.

It can be said that many people will choose a way to manage their finances, and the popularity in this society is also very high, and many people will choose to use it to help themselves get a certain profit. But now there are many types of ** on the market, and ** there are also good and bad, so today we are going to talk about what kind of ** is good ** and what are the characteristics of good **?

First of all, the so-called good ** means that investors invest a small part of the money, but can get a lot of returns, then ** like this is good**. There is a certain limit on the amount of investment, so investors can buy the corresponding ** according to their own economic situation, but they can also buy different ** at the same time. In this way, you can share your own risks, and at the same time, you can reduce your profits, so when you choose a better **, you must seize the opportunity to invest.

In fact, it is a good ** is generally established for more than three years**, because more than three years ** shows that this ** is relatively stable, and it has also gone through the baptism of bull market and bear market. Therefore, when everyone chooses such a **, the stability will be higher, and the scale of the ** is also very important. If the scale of ** is very small, it will be liquidated, and after such an ** investment, it is relatively difficult to mobilize their own funds.

In the end, there will be a corresponding good manager who has always been better, so the manager has a very big impact on his own income. Therefore, when choosing **, you can look at the frequency of the replacement of the manager of this **, if it is very frequent, it means that this ** is not very stable. So if the manager of this ** has not been replaced for a long time, it means that this ** is a good **.

The investment is small and the benefit is large, and the score between the investment is to concentrate the investor's money to cash out more money, which is a good fund; The characteristics of good ** are that it has stability, the valuation itself is not too high, the liquidity is good, and the value-added space is also very high.

The investment is relatively small, but the return is very large, the frequency of fund manager replacement is small, the establishment time is more than three years, the scale is moderate, the company's market development prospects are considerable, and the positive fluctuation range can not be too large.

Good ** is that investors invest a small amount of money, but can receive huge returns; The income is relatively stable, the historical performance is very stable, the team members are relatively stable, the investment is small and the income is relatively large, and there are professionals to operate.

There are different product types, as well as stable and high-risk types.

**and**different,**The purchase threshold line is relatively low, you don't need to open an account, you can buy on Alipay and some apps, which is also very convenient, which is also a reason why it is more popular now. <>

A lot of students and some office workers are the main force of **, but a lot of people buy ** are a little blind, really understand and find that some of the current **platform propaganda is a bit exaggerated, some excessive display of ** growth type, which is also a lot of people into the blind spot.

**More is related to the type of products, such as liquor**, medicine, etc., more is related to some enterprises, behind the enterprise is related to some products, so the **decline** is also related to the use of products. <>

We are most familiar with liquor, and the rule of Yingchong Zheng is that it will definitely be a period of time during the New Year, the reason is that the demand for liquor at this time is very large, so at this time, it will also carry out a certain scale**.

There is also the pharmaceutical sector, when the world suffered from the epidemic, the pharmaceutical sector also lasted for a long time, and the demand for medicine was relatively large at this time, so the sales of medicine increased greatly and also promoted the profitability of these companies. <>

**Spine Song is also a robust and high-risk, low-risk distinction, mainly related to the historical data of **, for some novices, try to choose the robustness of ** is more reliable, when you have a certain understanding of **, you can temporarily invest in some medium and high-risk **, to protect their profits.

Many people are blindly investing in some medium and high-risk **, so they have not brought losses, **is also a thing that needs to be learned for a long time, **There are a lot of uncertainties in the market, we must understand more, and then start, and then choose, this is the most correct choice.

There are different types of foundation beams, as well as stable and high-risk types of rubber hole shots.

**and**different,**The purchase threshold is relatively low, you don't need to open an account, you can buy it on Alipay and some apps, and it is also very convenient, which is also a reason why it is more popular now.

There is still a lot of understanding, and the more common basic search for gold, there are currency types, bond types, currency types are relatively safe, liquidity is relatively high, and the value of income is relatively stable; The ** type of bond, the income value is also particularly stable, and then the risk is relatively low, which is a low-risk product.

Including insurance type, bond type, type **, currency type, etc., insurance type ** is generally used as a backing, generally to deal with the loss of Huai Zhimo caused by insurance accidents, bond type ** is low risk and low income, and the overall cost is relatively low, **type ** investment lead slow object type is more extensive, with the characteristics of low cost of risk dispersion, high liquidity, currency ** flow collapse is better, the risk is relatively low.

In recent years, financial management is a financial management method that many people will choose, and the popularity of financial management is also very high, and now more and more people know about financial management tools, so more and more people are buying, so there are many kinds of trapped land on the market. Well, there are good and bad, so as an investor, you should keep your eyes open and pick out the good ones. What are the characteristics of a good **?

The essence of investment is to concentrate investors' money and cash out more money. Therefore, the investment is calculated according to the purchase unit, and some even have a limit on the amount of investment, but investors can buy according to their own situation, and at the same time buy, the individual relatively reduces the commission expenditure, but also reduces the investment cost, so it improves the investment efficiency. <>

When choosing, it is recommended to choose ** that has been established for more than three years. Because the ** can be established for more than three years proves that he is already a relatively stable **, and he has also been baptized by the bull market and the bear market. The stability of the students who have been established for a long time will be higher, and the scale of the company is also very important, the scale is too small and may be delisted and liquidated, and the scale of capital mobilization is difficult and not very flexible, so the scale of the company must also have an ideal state.

Investment is an indirect investment tool, investment in the investment, equivalent to the investment to the investor to operate, if a ** investor is very rich in investment work, then as an investor more worry-free. Choosing a good manager also depends on the manager, because a good manager has a great impact on the income. So when choosing, you can look at the frequency of the replacement of the manager of this **, if the **manager of this ** has changed many times, then it means that this ** is not very stable, so it is better to choose a **manager with relatively few**.

The average investor is looking for a low risk and high income**. Therefore, in investing** is the principle of investing in a portfolio in order to diversify risks. At the same time, in the investment, it is also hoped that the envy and demolition of the first class will have strong liquidity and low costs.

First of all, this ** needs to have a good performance, the historical results are relatively good, and it has maintained a stable state for a long time, its scale is not very small and not too big, such ** is good**; Good ** is stable, the valuation of the Genesis Nuggets itself is not too high, its liquidity is relatively good, and the space for increasing and leaking lead value is high, and it is generally very good in terms of historical return results.

Generally speaking, the income hall is better to search for a calendar, the risk is small, and the company's development is more promising**is good**; Generally speaking, it is necessary not only to consider the company itself, but also to observe his rate of return, and secondly, to look at his rate.

The development trend is relatively stable, and there is not much fluctuation and loss, which is good. The disadvantage of the gold rush is that the trend is relatively stable, and there will be no obvious ups and downs. At the same time, it will also have a very good reputation.

When the monkey is not in general, the oak will not lose easily.

The performance is relatively good, the extent of the fall and rise of the empty lead is not very obvious, and the specific income can be guaranteed. The valuation is relatively low, it has a good performance, the income situation is relatively stable, there is a portfolio of investment losses, and it also has the characteristics of investment.

Relatively stable**, there is a very good profit**, and the good ** is generally very stable, and you can continue to develop without much fluctuation and continue to rise.

Compared with **, the risk is low, but this does not mean that investors will not lose money when investing**, once they buy a poor**, investors will also have huge losses, so, how should investors choose**?

Investors are selected mainly from the manager's operating ability, the investment target, the market, the drawdown rate and the standard deviation of the radical standard, the establishment time and the rating.

1. The manager's business ability.

The strength of the manager's operating ability affects the quality of the performance and the trend of the net value. Investors try to select managers with strong operating ability and higher returns under management.

2. **The situation of the investment target.

The trend of the investment target will also affect the trend of the net value, the future income of investors, investors should choose those who are in the trend of the target, and their development potential and prospects are larger.

3. Market**.

Investors in the bear market stage, try to choose bonds, currencies to avoid risks, in the bull market stage, investors try to choose the best type, to obtain greater returns.

4. Drawdown rate and standard deviation of **.

The standard deviation measures the fluctuation of the total rate of return over a certain period, and the larger the standard deviation, the greater the degree of potential volatility of the future net worth, the less stable it is, and the higher the risk.

The maximum drawdown rate refers to the maximum loss rate that may occur at any point in time, the higher the maximum drawdown rate, the greater the loss, so investors try to choose the standard deviation is smaller, and the maximum drawdown rate is low.

5. The establishment time and rating of **.

**The shorter the establishment time, the lower the rating grade, the higher its risk, and investors should choose the longer the transaction time**, the establishment time is at least 1 year, and the higher the rating grade**.

In addition, investors also need to consider the investor's investment preference and the scale of the investment when selecting.

I think it's better to buy the more famous ones, because the more famous ones are selected by the public.

You should pick and choose. Don't follow the trend and buy some Internet celebrities**, be sure to buy what suits you.

We must choose ourselves carefully, don't blindly follow the herd, we must improve our own ability, and we must understand the relevant data of this foundation, and then we also need to understand the country's policies and policies.

What to buy** is better.

1. You can actively pay attention to "the Belt and Road, medical care, environmental protection, new stocks", etc. For example, there are two fields of medical care and environmental protection.

2. Consumer, medical, and technological themes. The ** of consumer themes is basically a scarce commodity.

3. Bonds**.

4. Buy less of the closed **.

Because you can't withdraw money until the open period.

5. The annualized rate of return of the past managed by the manager is less than 14% will not be considered. **Manager management** less than three years, try not to choose. If the annualized rate of return is high, say more than 20%, you can consider it.

6. Convertible bonds**.

It has the characteristics of "there is a guarantee at the bottom, and there is no back cover at the top".

Extended Resources How to choose**.

1. From the perspective of historical performance: historical performance represents the performance since its establishment, and the higher the historical performance, the better.

2. From the perspective of the maximum drawdown: the maximum drawdown is the range of the net value from the highest to the lowest in a period of time, and the lower the maximum drawdown value, the better.

3. From the point of view of the manager: the manager is the manager of the company, and he can choose to have industry research experience and long-term management time, and it is best to have a manager who has experienced a complete round of bull and bear transformation, or he can directly choose a star manager.

**1. **, English is fund, in a broad sense, it refers to a certain amount of funds set up for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills.

2. From an accounting point of view, ** is a narrow concept that refers to funds with specific purposes and uses. We refer to **investment** mainly.

3. It is divided into investment, provident fund, insurance and other types.

1) According to whether the unit can be increased or redeemed, it can be divided into open-ended and closed-ended.

Open-ended ** is generally not listed for trading, through banks, brokers, ** companies subscribe and redeem, ** scale is not fixed; Closed-end has a fixed duration and is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

2) According to the different organizational forms, it can be divided into company type ** and contract type **.

**Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. China's **investment** are all contractual**.

3) According to the different investment risks and returns, it can be divided into growth, income and balance**.

4) According to the different investment objects, it can be divided into four categories: currency, bond, hybrid, and different.