Urgently need investment, financial management, real estate experts to help

It is not advisable to build a house at home, since you have already achieved academic success and should jump out of the farm door in the future, then you should prepare for the future integration into the city. You should now consider whether building a two-storey house on the side of the road will be economically viable, and whether it will be easy to sell. If you can, then the lid doesn't hurt either.

Otherwise, it is not recommended.

Can a house in the countryside appreciate in value? The only way is to wait for the first development to requisition to give subsidies, so so I have not heard of building a house in the countryside to make money by investing in the countryside.

If you want to keep the funds from depreciating, the knowledge of investment is very large, such as **,**,**, real estate, these are recognized as reasonable ways to manage finance, but there are risks, you need to have an accurate market, policy judgment, and real estate is now at a high level, although it has not stopped the upward trend, but the bubble is very large, and the danger is high. The good and the bad are uneven, and you must have a discerning eye, so financial management is a difficult homework, just to beat the CPI, you also need to study hard for a few years.

I am currently investing**, I recommend that you also understand if you have time.

The key point is that the city is there, and there is no key information about the housing prices in the nearest city.

Estimate, if the average price of your nearby city is about 4,000 yuan per square meter, I recommend that you can choose the city, about 300,000 yuan for 70 square meters. More than 200,000 to repay the loan, your pressure is actually quite large. The monthly salary of 5,000 is 2,000 in January, and 20,000 for 1 year, plus interest for 10 years.

Calculate your age at that time.

Becoming a house slave locks in your future, and it is difficult for you to change jobs again, because you need money every month, and you are still young, and the choice is very narrow. Think more about the future prospects, don't just the tens of thousands in front of you, you have the opportunity to choose a good job for a few years, how much can you get by working hard to be an executive, and the house is still worried?

So I personally think the key is that you plan for the future, if you are in the city to bear the pressure of this monthly payment (after the house loan arrives, you also need furniture decoration and so on is also money, the house is also a bottomless pit, you will unconsciously spend your inconspicuous money on the home), in the middle you need to calculate the specific situation of the house, the repayment period, etc., which is too much to learn real estate knowledge.

I don't know what financial platform you are investing in, resulting in so much monthly loss, if you don't know how to manage money, I think you might as well sell your financial products first, and then invest after mastering the knowledge of financial management.

Depending on your friend's asset situation, I think you can take the following steps to manage your money.

1. Assets of 50,000 yuan.

It can be used for investment, such as buying wealth management products, so that your asset can maintain and increase its value.

2 vans.

It can be used for transportation, whether for freight or passenger transport, and the asset must be fully utilized.

Based on the above ideas, the following suggestions are put forward:

1. Purchase wealth management products.

Under the current circumstances, ** is not ideal, and the property market has been hovering. It is recommended to invest in **spot, two-way T+0 24-hour leveraged operation, controllable risk, and professional team support. 、

2 Transportation. You can make full use of the local business cluster, such as the decoration building materials center, the furniture center, or the vicinity of the school and other places where the logistics are more concentrated.

Make the most of the resources you have now!

The van can be used for carrying people, and advertising can be done on the people's network, and then the 50,000 yuan can be put down first, you better do what you like to do, go to work first, and then invest after understanding the truth.

Interested in **. You can contact me

Learn to live within your means and have a surplus. Only with a balance can you manage your finances.

It is advisable to buy some personal insurance and save some money. Buy a little bit within your means** fixed investment. It's the experts who help you manage your money. **The minimum initial capital is 1,000 yuan, and the minimum investment is 200 yuan.

You can buy **to the bank or **company. Banks can **many** company business, and the specific account opening can be handled by the bank wealth management counter. Now some ** companies also have **** trading. After the bank opens online banking, there is a discount on the general fees for online purchases.

First of all, do a self-understanding, whether you want high risk and high return or stable capital preservation and income. The former buys **type**, and the latter buys bond type or currency type**. After determining the type, you can choose according to the performance, manager, scale, investment direction preference, charging standard, etc.

**Performance is ranked online. A more stable **type** can choose an index or an ETFIt is best to choose the back-end payment for regular investment, and the same underlying index** should choose the one with low management fees and custody fees.

I don't make specific recommendations, only the feet know whether the shoes are good or not.

Generally speaking, there are two types of open-ended** investments, single investments and regular fixed amounts. The so-called "fixed investment" refers to the investor's investment in a fixed amount (such as 1,000 yuan) at a fixed time every month (such as the 10th of each month) into a designated open-ended investment, similar to the bank's lump sum deposit and withdrawal method. Due to the low starting point and simple method of "fixed investment", it is also known as "small investment plan" or "lazy financial management".

**Regular fixed investment has the characteristics of similar to long-term savings, which can accumulate a lot, spread the investment cost evenly, and reduce the overall risk. It has the function of automatically increasing the weight on dips and reducing the size on highs, no matter how the market changes, you can always get a relatively low average cost, so regular fixed investment can smooth out the peaks and troughs of net worth and eliminate market volatility. As long as there is an overall growth in the selection, investors will get a relatively average return, and they no longer have to worry about the timing of entering the market.

Investment**type** to make a fixed investment is always an opportunity, but the determination to persevere to the end can see the effect. Be sure to stick to it, prefer a small amount, and remember not to interrupt (it is harder to find a low point than to catch a knife that fell in the air with your bare hands - Buffett's words).

Banks all implement the interest rate set by the People's Bank of China, and the interest rate is the same in any bank. The longer the interest, the higher the interest rate, and the early termination reduces the interest. If it is possible to use some of the funds in advance and want high interest, you may wish to deposit in batches and segments:

If you save a fixed amount of money every month for one year, you will have money every month after one year, and the interest is higher than that of a fixed one-year deposit. And so on.

First of all, we must have the concept of saving, and if you have 100 yuan, you must leave at least 10 yuan to 30 yuan. Over time, you'll have the money to invest in your finances, and then invest the savings in projects that make money. And not all for consumption.

Money begets money, gold begets gold, and your life is like a sesame seed blooming. Specific projects are intended to do first-class and dividend insurance.

Take the expenses out and save the rest.

Financial planning is different from person to person, as everyone's situation is different.

Only give some general advice: leave some money in the bank to prevent unexpected needs. In addition to living expenses, another investment plan will be made. This aspect is more complicated, and it is not easy to say, so if you have any questions, just ask me!!

Investing in finance makes quick money, but you need to know that profit and risk go hand in hand. Let's make friends and talk, I'll give you some advice, just think of it as a small talk between friends.

I don't know how old the landlord is this year? Are you married? What is the family structure?

Based on your current income and social situation, it is recommended that you spend about 25% of your annual income every year to buy medical, accident and other insurance for yourself. Then take out about 300 per month to buy a fixed investment for yourself**. In this way, you can ensure the preservation and appreciation of the value of your funds, and you will ensure that you have support for your old age and illness.

Remember! **There are risks, and you need to be cautious when entering the market!

It's perfectly possible, at least now you can develop a good awareness or habit, and at the same time, you will find some of these problems, why not?

Let's talk about how to do it:

1. Have you read the article of a financial emperor? It's the one with a monthly salary of 2,000 divided into 5 cents, you go and see if it's inspiring.

3. Then, roughly analyze your short-term, medium- and long-term goals, such as finding a good job, falling in love and renting a house, arranging funds for the New Year, getting married, having children studying, buying a car, buying a house, etc. Hello, I have a general idea.

4, financial management, a large part of the management of their own "greedy" thoughts, for example, you fancy a laptop, you are directly in the passbook to buy, or set a sales for yourself, up to how much to exchange for this reward... These two behaviors can affect long-term behaviors.

5. Study, control and think, and work together to !! classmates

Hehe, your income is so low,,, you can't talk about financial management

In this way, it seems that your disposable funds are not too much, but they are relatively stable, and it is recommended that you can choose one or two ** to make a regular investment. It is to open a card in the bank, the balance of the salary is stored in it, and then sign an agreement with the bank, and the money will be transferred away every month to buy **, so that the income in a few years is still okay. When you have more money in the future, you will consider buying a house or something.

In addition, it is recommended that you buy yourself an insurance, medical insurance and accident insurance.

The income is fairly stable, so let's buy yourself an insurance first!!

There are many types of financial management.

For example, the classification of the length of time: if there is a short-term fund that is not used in the short term and the current interest is low, you can do short-term financial management of the bank, such as 20 days or 50 days, you need to check it specifically; At the same time, there are many types of short-term financial management, such as P2P, of course, it is compliant, if it is not easy to judge, my advice is not to provoke, the bank is still more assured; For example, if you operate financial management, you must have a certain amount of common sense and judgment;

There are a lot of long-term financial management, such as ***, in the recent ******, if it has entered in the trough, then now you can have a certain income; Also**, it is more prudent to be a currency**, if the eyesight is accurate, you can do a little mixed or **type; Then there are bonds; Long-term holding, some will not cut meat because of short-term losses, and run long-distance standby.

I mainly do some financial management on online banking, because I feel that it is safer.

In addition, there are many types of financial management, such as the above time classification has covered a lot, for example, private lending is also a kind of financial management, but the security is worth considering.

Wealth management, I think you should choose a relatively low risk, such as currency**, or bank wealth management products, it is not recommended to seek high returns in the early stage (I think the annualized interest rate of more than 5% is considered high), because its risk is not easy to control.

I just feel too rich in financial management, I will talk about a little personal experience, I wish you a smooth financial management!