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One or two dollars in the hands of office workers is not very much, but you can do some investments such as treasury bonds and **, because the risk of such investment is relatively small, and it is easy to return to the original and earn some income.
I had a colleague who used 20,000 yuan to make treasury bonds, and the interest can be nearly 2,000 yuan after maturity, which is a very principal-protected investment, and treasury bonds are also very reasonable, I don't recommend taking this money to **, there are many people around me**, 20,000 yuan once there is an accident, it is basically a loss, 20,000 yuan is not much but not a lot, and it will also play a certain role for a family.
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If you have this money, I suggest you can save it in the bank, because they will teach you how to increase it little by little.
At that time, I saved 10,000 yuan when I was at work, and I thought I should save it in the bank, which would make me feel very relieved, and also let me know that I could make money next year, although it was not much, but it made me feel very relieved and very happy, because it was through my own ability to make money, and it also made me feel very comfortable to use.
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First of all, I think that office workers, if they have one or two thousand yuan in their hands, for me, this is not a large amount, you can buy some financial products launched by banks, you can buy some products with a relatively short cycle and low risk, because I think people can't avoid getting sick in their lives, and they can't avoid some emergencies, one or two thousand yuan, you can help when you are sick or relatives and friends need help, because I don't think any business investment, one or two thousand yuan can't do it, Even if it is said that it is to sell some jewelry in the night market, and girls to sell some clothes or something, I think as a principal, it is a little less, or it is more rational to buy some financial products, one or two thousand yuan a month is not much, but for an office worker, it is not a small amount, don't invest blindly.
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Office workers have 10,000 or 20,000 yuan in their hands, and I think they can invest in some small financial products, which must be low-risk, because it is not easy for office workers to make money, and they must be reasonable to avoid risks.
This is the case for me, I am also an office worker with one or two thousand yuan in my hand, I bought some financial products on Alipay, although the income is relatively low, but it is very stable and risk-free, I think I can invest for a long time, after all, it is much stronger than putting it in my hands, so I recommend buying some low-risk bonds, which is very cost-effective.
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If you want to invest, you can choose some small profits and quick sales investment projects and some recent hot projects, and don't invest in those financial projects that are too risky.
Now the social and economic conditions are very poor, one, 20,000 is a lot of money for our office workers, if you want to invest really to be cautious, you can't invest blindly, if you don't get it right, you will lose all your money, it is best to discuss it with your family, let the people around you give a little advice, don't make your own ideas, think about it more.
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Nowadays, many office workers like to invest when they have extra money in hand, or they want to start their own business to do something, but 20,000 yuan is not a small amount for office workers.
I'm not a person who likes to invest, I feel that as an office worker, I have 20,000 yuan of spare money in my hand, and I should invest 20,000 yuan in some actual products, such as a physical store and the like, because these things are visible, even if I invest money, my heart is also steady.
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For office workers, it is not recommended to choose to invest in some new projects with one or two thousand yuan in their hands as an investment, because they have no time to take care of these things when they go to work, and they are all handed over to others to take care of, which has a certain risk.
During my work for a year, I have one or two hundred thousand in my hand, and I will choose to buy some bank financial products, for example, I will buy treasury bonds, this kind of capital preservation product, because for people who have just gone to work, one or two thousand is not a small amount, for other projects, the risk of this product is relatively low, and when I buy it, the bank staff will also explain to me the benefits brought by these products, and when I choose products, I will analyze the value of these products more clearly through his explanation.
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1. Investment and financial management.
Investment and financial management is a necessary skill for modern people to make money. I've seen a lot of people who have turned around with a little money. At this time, you can use the 20,000 yuan in your hand to invest and manage your finances.
Of course, you can't be blind. If you want to choose a good project for investment, it is best to have someone who has done it more reliable.
If you also need to have someone to guide you in financial management, or pay for it yourself to learn financial knowledge, it is also very beneficial for future development. Although 20,000 yuan is not much, if you find a good project or manage your money properly, you can also get a lot of income.
2. Start a small business.
20,000 yuan can't do a big business, but if you want to do a small business, it's still possible. You can find some small businesses with relatively low costs to do. Of course, the job prospects are not so good now, and small businesses are not so good.
If you really want to do this, you should collect information in advance, investigate the market, and make the most correct choice to avoid 20,000 yuan being wasted. If you find a very good development direction, you can also find someone to cooperate, as long as the project is good enough, someone will definitely give the investment.
Extended Material: Take-out only.
This small business is 20,000 yuan is enough, that is, to choose a catering product, not dine-in, only an online takeaway platform. At present, like barbecue bibimbap, claypot rice, dessert cakes, etc., as long as the taste is done well and the product is distinctive, then you don't have to worry about making money. Now open a certain group, a certain hunger, there are some restaurants on it, and there are tens of thousands of orders a month, which is equivalent to hundreds of thousands of sales.
Investing tens of thousands of yuan and selling hundreds of thousands of dollars a month, isn't this an exaggeration, and is it very profitable? Therefore, it is recommended to do pure takeaway catering, which is a good way to make money.
Set up a stall to sell glasses.
The policy is now liberalizing the stall economy, which is good news for some people who want to do business but do not have a lot of capital. A 40-year-old person, with a capital of 20,000 yuan, can choose to set up a stall to sell glasses. Summer is coming, like some sunglasses, reading glasses, etc., are very profitable small commodities, a pair of glasses, the purchase price is a few dollars, the market is buying dozens of yuan, this profit is not very considerable?
Besides, this thing is not rotten, does not deteriorate, does not depreciate, and there is no risk in doing it, it is said that it is said that it is necessary to earn more and earn less, which depends entirely on personal ability.
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If you have 20,000 yuan in hand, I think you can choose to set up a stall, as long as you are willing to work hard and are not afraid of hard work, the income from the stall is still very good.
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You can use 20,000 yuan to set up a stall, because 20,000 yuan is not enough to start a business, and the stall time is free and the cost is low.
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I can use the 20,000 yuan to make a snack bar, which not only has a small investment but also a quick return. You don't have to go to work to solve your worries.
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With the rapid development of social economy, the development of the catering industry is in full swing, and the prospects are still very good, and now chef talents are becoming more and more scarce, and the catering enterprises are difficult to recruit, and the treatment of chefs is also rising.
Learn to cook in a popular industry, a high-paying career, and never lose your job. As a demand of the people, it is not an emerging industry and will not be eliminated. There is only the inference of the dishes, and there will be no product upgrading.
Learn to be a chef with good development and a lot of room for improvement. Head chefs, executive chefs, etc. are currently in short supply of talents, and they are also the goal that chefs have been working hard for, and high-paying positions in short supply will only appear in the catering industry, and chefs will always be your first choice.
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Buy a night market car, buy some small goods, and keep it slowly.
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If you are on the safe side, you can buy some penny stocks, although the profit is low but the risk is small.
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Investing in the lottery is a million profits.
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