How is the annual fee charged for the general card of Ping An Bank car owner s Mastercard Gold Card

Dear customers, thank you for choosing Ping An credit card products, there is no reduction and exemption policy for the annual fee of Ping An car owner credit card for the first year, you need to pay an annual fee of 200 yuan in the first year, and the annual fee for the next year will be waived if the main card consumes RMB or USD 30,000 equivalent in the current year.

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Ping An car owner loan] can get a loan if you have a car, up to 500,000.

The limit of the Ping An Car Owner Card Mastercard Gold Card is determined by the applicant's comprehensive qualifications, because the comprehensive qualifications of each applicant are different, and the credit card limit is different, and there is no unified standard.

The amount of any credit card is based on the effective income and asset collateral value provided by the individual during the application process. The credit limit of a credit card is positively correlated with the applicant's income and collateral, that is, the higher the income and collateral, the higher the amount obtained.

Therefore, the quota of Ping An Car Owner Card Mastercard Gold Card is determined by the applicant's comprehensive qualifications, and there is no unified standard.

Therefore, the applicant must provide proof of income and a statement of asset security. Asset collateral includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.

There are two types of Ping An car owner cards, and the amount is generally determined according to the annual income of the work salary. You can adjust the limit in about three months, and when you are not satisfied with the limit after you get the card, you can call 95511 to adjust.

Ping An Bank car owner credit card, the annual fee is 200 yuan per year, and the annual fee for the next year can be waived if you spend 30,000 yuan in the first year, and so on. Activation will incur a first-year annual fee, and the first-year annual fee will not be reduced.

Ping An Bank Car Owner Mastercard Gold Card Annual Fee Policy: The annual fee for the first year is 200 yuan when the card is opened, and the annual fee for the next year can be waived if you spend more than 30,000 yuan or the equivalent of US dollars in the current year.

Ping An Car Owner Card is the first credit card product specially created by Ping An Bank in Shenzhen to meet the needs of private car owners. As a bank credit card business of Ping An Insurance Group of China, the card not only inherits the strong account security system of Ping An Credit Card with "full protection of consumption loss in 72 hours before loss reporting" as the core.

Annual fee: 200 RMB.

Annual fee waiver policy: If you swipe the card over 30,000 yuan, the annual fee for the next year will be waived.

Annual fee of 300 yuan per year; Gold supplementary card: 150 yuan per year.

Ping An Bank Mastercard Gold Card Special Offer:

1. Travel safety: the first brush to give a full range of traffic accident insurance:

500,000 yuan for the gold card and 300,000 yuan for the general card (you need to pay the full amount of the ticket or more than 80% of the tour group fee for yourself by swiping the card);

Train, ship, track (including subway) traffic accident injury insurance amount: 200,000 yuan gold card, 100,000 yuan general card;

50,000 yuan for accidental injury of automobile (including bus);

Traffic accident medical insurance amount of $5,000;

Traffic accident hospitalization allowance of 30 yuan a day, with a maximum compensation of 180 days;

Advance payment of hospital expenses for traffic accidents;

Ping An Bank Mastercard Gold Card has been renamed Ping An Standard Card Mastercard Gold Card, with an annual fee of 300 yuan for the main card, free of annual fee for the first year, and free of annual fee for the following year after the main card is swiped 6 times in the current year.

The annual fee standard of Ping An Platinum Credit Card: 2,800 yuan for the main card and 1,800 yuan for the supplementary card. After activation, there is no reduction or exemption policy for the first year, and the annual fee for the corresponding card in the following year will be waived if the accumulated consumption of RMB 300,000 or USD equivalent is accumulated for the main supplementary card in the current year.

If you spend RMB 150,000 or USD equivalent in the current year, half of the annual fee of the corresponding card for the following year will be waived.

Annual fee 300

Annual fee waiver policy: 6 times of card swiping in the first year and no second year.

The annual fee for the supplementary card is 150

Credit limit (max) 50,000 yuan.

The credit limit (min) is 5,000 yuan.

Interest-free period max) 50 days.

Interest-free period min) 20 days.

Transaction method: signature consumption, credit card consumption.

The point policy is 1 yuan and 1 point.

SMS transaction confirmation 36 yuan per year.

The loss reporting fee is 60 yuan.

The card replacement fee is 15 yuan.

Experience a different "safe micro life", Xiao An looks forward to your questions

The credit card limit is finally issued based on a comprehensive assessment of all aspects of the information provided, and there will be many factors to refer to, such as the nature of the customer's work, education, income, personal stability, personal social credit, the use of other financial products and other aspects.

The maximum limit of Ping An Car Owner Card Mastercard Gold Card is 5W, and the specific limit is subject to the information submitted by the user and the bank's assessment.

Supplement: For the purpose of credit limit assessment, the supporting materials are as follows.

1. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company's official seal or personnel seal), or a copy of the work certificate verified and indicated by the promoter;

2. Proof of financial resources: It can be a record of salary payment by the bank, or a certificate of income tax withholding, or a certificate of the market value of a house, a car, a deposit and an investment (such as a copy of the real estate certificate, car driving license, bank fixed deposit certificate) and other materials that can prove the level of financial resources. Other documents available for reference include:

List of social insurance personal accounts in the past 6 months, water and gas bills, credit card bills of other banks, etc.

Generally 1--50,000 is basically 1-30,000 depending on what you do with it.

The annual fee of Ping An Bank Mastercard Gold Card is 300 yuan, and the annual fee of Ping An Bank Platinum Card is 600 yuan.

Ping An Platinum Card:

It is suitable for customers who have an average monthly and daily financial assets (based on the total number of customers) of RMB 500,000 in any month in the past three months, or potential customers who belong to the platinum card level, or customers who have a strong desire to apply for a platinum card;

VIP Exclusive: Exclusive VIP lounge service with priority for business.

Exclusive products: deferred payment for consumption, savings deposits, personalized card numbers.

Preferential tariffs: ATM domestic city, inter-bank withdrawal, ATM overseas inquiry, withdrawal, online banking domestic city, inter-bank transfer free, etc.

Fast track for personal loans: Priority is given to using the fast approval channel for loans.

Dedicated account manager: Designated dedicated account manager to provide one-stop service.

Ping An Gold Card: Suitable for customers with an average monthly and daily financial assets (total by customer) of RMB 50,000 in any month in the past three months, or potential customers who belong to the gold card level, or customers who have a strong desire to apply for a gold card;

VIP Exclusive: Exclusive VIP lounge service with priority for business.

Exclusive products: deferred payment for consumption, savings deposits, personalized card numbers.

Preferential tariffs: ATM domestic intra-city and inter-bank withdrawals are exempted for the first 5 months, ATM overseas inquiries and withdrawals are exempted for the first 5 months, and online banking domestic intra-city and inter-bank transfers are exempted for the first 5 months.

Fast track for personal loans: Priority is given to using the fast approval channel for loans.

Dedicated account manager: Designated dedicated account manager to provide one-stop service.

The quota is not allowable, and the general gold card is in the range of 10,000 to 50,000. The credit card limit of Ping An car owners is comprehensively assessed by the system based on the information provided at the time of application, and will take into account the stability of the job, income, education, age and other aspects. After the specific card limit is approved, you can pay attention to the credit card limit column in the card letter.

The general card limit of Ping An Bank car owner Mastercard gold card is 10,000-50,000 yuan, and the credit card limit is based on the information attached to the application, combined with the specific situation, and the integrity of personal information, previous credit and income range. After a certain period of use, the limit may be reduced, and you can also apply for an increase.

There are several ways to raise your credit card limit:

1. Number of uses: Frequent use of credit cards, regardless of the amount, as long as the card can be swiped, the card will be absolutely swiped.

2. Amount: It is best to generate at least 30% of the total amount of bill consumption every month.

3. The bill for credit card consumption needs to be for 3 consecutive months, and it cannot be broken in the middle, that is, there must be consumption every month.

The general maximum amount of the Ping An Bank owner's Mastercard gold card is 50,000 yuan.

Experience a different "safe micro life", Xiao An looks forward to your questions