The Ping An Reserve Fund has been settled in advance according to the wrong amount, can it be revoke

If it is a Ping An Credit Card consumption reserve, once the installment application is successfully settled, it cannot be canceled or continued in installment, it is recommended to repay according to the bill, which can be queried through the Ping An Pocket Bank APP-Credit Card-My Bill page.

If you need to consult Ping An Bank's credit card business, you can click the link below to select **Customer Service Icon - Credit Card in the upper right corner of the home page, or follow Ping An Credit Card WeChat*** (paxyk95511) for consultation.

Ping An car owner loan] can get a loan if you have a car, up to 500,000.

This can't be re-installment on the phone. However, you can call ** to the Ping An Credit Card Center and ask them to help with the installment in the background, saying that you made a mistake. My friend tried it last year and was able to do it.

How to apply for installment repayment.

**Application: Cardholders can call the bank's credit card center** to transfer to manual customer service and apply for cash installment from the customer service staff.

The cardholder selects the number of installments, the amount of instalments, the debit card, and the reason for borrowing. The person selects the number of installments, the amount of installments, the debit card, and the reason for borrowing.

My Ping An Bank credit card consumption reserve was accidentally settled in advance, how can I installment it again.

Ping An Bank credit card installment early repayment.

It can be operated through the "Ping An Pocket Bank" mobile client, specifically:

3.After entering, click "Installment Loan" in the "Installment Loan" to settle in advance.

95511 ext. 2 or go to the counter of Ping An Bank's Yingsocks Brother Changye branch to apply. It should be noted that users still need to pay the corresponding handling fee when making early repayment of credit card installments.

Extended Materials. Credit card

A credit certificate issued by a commercial bank or credit card company to a credit-qualified consumer.

The form of a credit card is a card with the name of the issuing bank, expiration date, number, name of the cardholder printed on the front, etc., and the consumer holding the credit card can go to the special commercial service department to shop or consume, and then the bank will settle with the merchant and the cardholder, and the cardholder can overdraft within the specified limit.

Credit card repayment methods are:

1. ATM.

Repayment. Cardholders can go to the bank ATM to make a deposit and deposit money into the credit card.

2. Mobile banking.

Repayment. Major banks have mobile banking software, which can be installed on the mobile phone to repay credit cards.

3. Alipay repayment. Alipay has a credit card repayment function, click "credit card repayment" on the home page, and you can repay after binding the credit card.

5. Repayment at the bank counter. Cardholders can hold credit cards and ID cards.

and cash to the bank branch, at the counter for credit card repayment business.

Credit card loans can generally be repaid in advance, depending on the bank's regulations. Since credit card loans are sometimes charged a one-time processing fee, early repayment does not save the processing fee. At the same time, according to the provisions of the contract, sometimes a penalty is required for early repayment.

Before applying for a credit card loan, users should consult whether they can repay the loan in advance, whether they should pay liquidated damages for early repayment, and whether they can save interest by repaying early.

If the credit card loan supports early repayment, users can use mobile banking, online banking.

or bank counters for early repayment.

As long as the cardholder does not expire during the use of the reserve fund, it can continue to use it after paying it off. If the credit card is cancelled, frozen, or the payment is delayed, or if Ping An Bank believes that there is a situation that may cause the cardholder to be unable to repay, the reserve may not be available after it is paid off.

Ping An Reserve is a consumption installment payment service provided by Ping An Bank for credit card holders. Cardholders can apply for a small amount of reserve money from Ping An Bank to meet their own consumption needs. To apply for the reserve fund of Ping An Bank, you need to repay the principal and a certain amount of handling fee in installments.

Cardholders can choose to apply for 6, 12, 18 or 24 installments, with a minimum application amount of 2,000 yuan and a maximum application amount of 100,000 yuan.

Cardholders can apply for the reserve directly through Ping An OneConnect Credit Card Online Banking. Once Ping An Bank approves the cardholder's application, it will transfer the funds to the cardholder's credit card account within two calendar days after the cooling-off period, and the cardholder needs to wait patiently.

For example, the cardholder can only apply for a reserve of 1,000 yuan, 2,000 yuan, and 3,000 yuan, but cannot apply for a reserve of 1,500 yuan, 2,400 yuan, or 3,300 yuan.

As an old user of Ping An Credit Card, I believe that most users have used the exclusive reserve fund more or less when they encounter an urgent need for capital turnover, however, many users are worried that the reserve fund will not be used after the last installment is about to be repaid. How long can I continue to use it?

First of all, after the last installment of the reserve fund is repaid, it will be re-evaluated according to the user's comprehensive credit, and the user who does not meet the use standard will be canceled, and the user who meets the use standard can continue to use the reserve fund to borrow.

1. What are the reasons for the disappearance of the reserve?

1. If the credit card is not consumed, it is often swiped out again after it is repaid every month, and the single amount of the card is more than 10,000, which will be mistaken for cash.

2. If the credit card is not repaid on time, due to ordinary work reasons or other special circumstances, it is forgotten to repay on the repayment date, and the repayment is often delayed for one or two days.

3. Credit card bills are always repaid with the minimum amount, and often repaying the minimum amount will be considered as poor repayment ability, and over time, the credit card limit will not be increased, and the reserve amount will also be closed.

4. Whether other credit cards have been overdue recently, once other loans or credit cards are overdue, it will directly lead to an increase in personal credit risk and directly lead to the inability to use the reserve fund.

2. How to open the reserve fund again

1. Use Ping An Credit Card to diversify consumption

At present, offline credit card consumption is basically supported, and when you go out to shop, try to use the platform credit card to pay, so that you can record your consumption records, provide your consumption behavior to Ping An Credit Card for evaluation, and increase your credit score through consumption.

2. Repay the loan on time

After each bill comes out, repay the loan on time, show your performance ability and repayment ability, and similarly, borrowing and using credit cards are the final credit history, and the repayment ability of the two good can improve the score in the assessment.

3. Participate in installment activities

When the bill comes out, you will often receive an installment business invitation, at this time, you can try to repay the bill in installments, even if you can pay it off in full, you have to pay it off in one installment, so that the bank can earn a handling fee.

That's all about:How long can I continue to use the Ping An Reserve after it is repaid?In general, it is still judged according to one's own credit situation, and a good credit record is the premise of all loans.