There s an IOU that owes me 10,000 for 20 years, how much interest should I have?

I'm sorry to tell you that the court doesn't support this IOU anymore... It is recommended that you take the IOU and go to the other party's house to talk about it first, and then record a sound, as long as the other party promises to repay, then the statute of limitations can be recalculated.

As for the interest, there is an agreement to calculate it according to the agreement, and there is no agreement to calculate it according to the bank deposit interest rate, and the annual interest rate is more than three percent, which is almost doubled, and the interest is about 10,000 yuan.

You have an IOU that someone else has borrowed more than 10,000 yuan from you, and it has been 20 years. If you don't have the other party's handprint, but the words are written by him and have the other party's signature, they are all equally valid. One of my IOUs is someone else.

Hello, glad to solve your problem, no handprint can be counted, as for the interest it depends on the situation.

Twenty years, it has no legal effect, if the other party does not repay, you have no way, if the other party repays, the interest can refer to the bank interest rate!

If you take this IOU to the borrower, can the family still admit it? 20 years ago, 10,000 yuan was really not a small amount, if he can admit it, he will return it to you, if he doesn't admit it, he can only think of other ways.

Is the interest calculated at 5%? To give you a functional model, y=to the 20th power.

After 20 years of official affairs, the statute of limitations has passed, and it is best to ask the other party to rewrite one to be effective!

I just want to ask you, can you recover the 10,000 principal? Let's talk about interest.

1. Bank loans.

If the lender applies for a loan of 200,000 yuan in the bank, the minimum loan interest rate of the bank for one year is not more than 24% of the national benchmark interest rate, that is. According to this interest rate calculation, the lender applies for a loan of 200,000 yuan in the bank, and the interest for a year is about 8,700-9,540 yuan.

However, the interest rate of each bank is different, and the interest rate of the loan applied for by the lender will be different depending on the type of loan chosen by the lender.

2. Mobile phone microloans.

The interest rate of mobile phone microloans on the market is generally higher than that of banks, about 24%-36% higher than the benchmark interest rate.

The annual interest rate of many small loan software is around 10%-20%. For example, Alipay's borrowing is generally around the annual interest rate.

So calculated in this way, if the lender applies for a mobile phone small loan, then the loan is 200,000 yuan, and the interest rate for a year is about 20,000-40,000 yuan.

Extended Materials: Loan Rates and Interest.

The General Principles of Loans stipulate that:

1) Determination of loan interest rate: The lender shall determine the interest rate of each loan in accordance with the upper and lower limits of the loan interest rate stipulated by the People's Bank of China, and specify it in the loan contract;

2) Calculation and collection of loan interest: The lender and the borrower shall collect or pay interest on a regular basis in accordance with the loan contract and the relevant interest calculation regulations of the People's Bank of China.

When the extension period of the loan plus the original term reaches the new interest rate level, the interest rate of the new term grade will be calculated from the date of extension. Penalty interest will be charged on overdue loans in accordance with regulations.

3) Interest discount on loans: According to national policies, in order to promote the development of certain industries and regional economies, relevant departments can subsidize interest on loans. For loans with interest discounted by the relevant departments, the undertaking bank shall independently review and issue them, and strictly manage them in accordance with the relevant provisions of the General Principles of Loans.

4) Loan interest suspension, interest reduction and interest exemption: Except for the provisions of ***, no unit or individual has the right to decide on interest suspension, interest reduction, and interest exemption. The lender shall, in accordance with the decision of the lender, specifically handle the interest suspension, interest reduction and interest exemption in accordance with the scope of its responsibilities and authority.

When it comes to borrowing money, everyone will care about what the interest is, which determines the cost of the loan. In the case of the same threshold, everyone will choose a loan product with a lower interest. So how much is 1 cent of interest if you borrow 200,000 a year?

How to calculate the interest of 1 cent? Let's take a look at the rules of interest calculation.

How much is 1 cent for borrowing 200,000 a year? How to calculate interest 1 cent?

The amount of interest required for the loan depends on the loan principal, loan term and loan interest rate, and is calculated as follows: loan interest = loan principal * loan term * loan interest rate.

When calculating interest, is the annual interest rate generally used as %? (percent), the monthly interest rate is expressed in (thousandths), and the daily interest rate is expressed in ten-thousandths of the principal. Some loan products have daily interest and are expressed in % (percent) for the convenience of borrowers.

When people talk about interest, they sometimes use a few cents and a few millimeters to express it, where 1 cent = yuan, 1 cents = yuan, and 1 millimeter = yuan.

If the interest rate is 1 point, it generally refers to the monthly interest rate of 1%, the loan principal of 10,000 yuan, and the monthly interest of 100 yuan; The interest rate of 1% or 1 millimeter refers to the daily interest rate.

Interest 1 point, converted into adult interest rate: 1% * 12 = 12%, if you borrow 200,000 a year, then the interest is: 200,000 * 12% = 24,000 yuan.

According to the state's regulations on the interest rate of private lending, the interest rate of private lending cannot exceed 4 times the interest rate of the one-year loan market for the same period. Taking the one-year loan market ** interest rate in October 2020 as an example, the borrowing interest rate cannot exceed the bank commercial loans of the same period, and the one-year loan interest rate is the five-year loan interest rate.

The above is the answer to how much is 1 point of interest for borrowing 200,000 a year, after reading the above, I believe you have understood how to calculate the interest of 1 point. When you see that the daily or monthly interest rate seems to be low, it is recommended to convert to the adult interest rate and compare it.

The annualized interest rate is 20%, how much interest is 10,000 a year, and the formula can be expressed as: interest = principal x interest rate x life. Therefore, the interest of 10,000 a year is equal to 10,000 multiplied by 20% and multiplied by one year, that is, the interest is greater than 2,000 yuan.

The product of the principal and the corresponding interest rate is the size of the interest; The product of the principal and the corresponding period is the length of time for the interest. For example, if the interest rate remains unchanged for the same certain principal, the time will be shortened, and the interest will be reduced; The principal remains the same, and the interest rate increases, and the interest will increase accordingly. In addition, interest can also be paid on a regular basis, over a period of time, in the hope of increasing the return on the investment, which is known as periodic interest payment.

Pay interest on time, within a certain period of time, according to a certain interest rate, the principal is paid to the borrower in blocks, and each principal is paid according to the conventional interest rate during the period, which can greatly improve the investment income.

Take the interest rate of 9% as an example: if you borrow 200,000 yuan, the interest for one year is 1,800 yuan.

According to the title, the principal amount of the loan is 200,000 yuan, that is, 200,000 yuan, and the interest rate of 9%, that is, the annual interest rate =

According to the formula, annual interest = principal * annual interest rate.

Substituting the data in the question, the column can be traced:

Annual interest = 200,000 * yuan.

So I have to repay 1,800 yuan of interest a year.

The annual interest rate is 20 and how much interest is borrowed for 10,000 a year.

10,000 is also frankly talked about, the annual interest rate is 20, borrowing 10,000 a year, and the interest is 2000

Generally, the interest rate should be fixed, depending on what conditions you have and what assets you have.

If you want a low interest rate, you must have collateral or a business license. Add good credit information, interest rate 3 to 4% minimum one-year term.

Calculated with the worst qualification, equal principal and interest, and interest rate mortgage. Interest million. Monthly meta to see the chart. <>

<> in daily life, many people must have been exposed to loans, so how much interest is generally borrowed for 200,000 a year? How does the bank calculate the interest on this loan? In fact, different banks and different loan products have different interest calculation standards.

The amount of interest on borrowing 200,000 yuan a year is related to the user's loan interest rate, lending institution, loan term, repayment method, etc. The calculation method is different according to the user's repayment method:

1. Equal principal repayment method: [(principal repayment months) + (principal - cumulative repaid principal) monthly interest rate] 12.

2. Equal principal and interest repayment method: 12.

The loan is 200,000 yuan, which is a high level. Moreover, the loan of 200,000 yuan, the annual interest rate within 36% is protected by the law of the law and lead vertically, the monthly interest is 1% of the mortgage first interest and then the incentive of the principal, and the interest rate of other operating loans is at the level of 9-15%.