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1. If you choose to keep personal files, it is equivalent to only resetting the system disk (C disk), and only the installed software programs are lost, except for the system disk, other disk files will still be retained.
Help, help, chase, return. Internet, network, fraud, fraud, stop, loss, recovery, recovery. v+ this .
2. If you choose to delete personal files, it is equivalent to the system disk and other disks will be formatted, select this item, and the things of other disks will be lost. This data that is suitable for other disks is not needed, such as the computer to be sold or given to others to use, and you don't want to leave what you have stored before.
3. Since the function of resetting this computer is similar to reinstalling the system, there is still a difference between the two. First of all, resetting this computer can be done directly in the win10 settings; The reinstallation system is more troublesome, not only need to prepare a USB flash drive, but also need to make a boot USB flash drive, in addition to the **win10 system image.
4. In addition, resetting this computer can choose whether to keep the files, and although the reinstallation system is similar, if you don't need to keep the files of other disks, you need to manually format other disks. Obviously, it is more convenient to reset this computer with a heavy installation system, and there is no need to worry about system activation problems, but resetting this computer can only solve minor problems, if the computer has been unable to enter the system, it still needs to be solved by reinstalling the system.
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It's hard to say, because if you've just overdue, you're basically not at risk of being sued. If you have been overdue for more than 6 months, the online loan company will indeed sue you, and sometimes even apply for enforcement.
Many young users are stuck in debt for credit cards and online loans, and some are already facing full overdue conditions. For this phenomenon, I think the most important thing you need to do is to repay the arrears in a timely manner, and it is best not to affect your personal credit because of overdue, let alone seriously overdue, which may make you legally responsible.
1. What is finance right away?
Generally speaking, Immediate Finance is a loan product, which is an online loan product with formal qualifications. Many young people will apply for online loan products to meet their daily consumption in this way. If you repay it in 12 installments, your annualized interest has reached more than 15%, while the bank's loan interest is only about 5% 10%.
Second, the prosecution mentioned by the immediate finance may be a collection trick.
For most online loan products, because the credit line of the online loan product itself is not high, the user owes money for a long time. However, because the annualized interest rate of online loan products is very high, they need to further ensure their repayment rate, so they will be particularly strict with the collection work. Even if the user is only overdue for one day, the online loan company will collect the user and even say that it will sue the user, but this is just a trick of the online loan company.
3. Vicious overdue will face real prosecution.
As I mentioned at the beginning, if you are more than 6 months overdue, there is a real possibility that the online loan company will take you to court. The online loan company does not sue you on a one-to-one basis, but submits the list through centralized prosecution, and the court will also review the list together. Regardless of whether you are present or not, there will be a concrete outcome of the relevant prosecution, and you will also leave a criminal record at that time, so I recommend that you repay the loan as soon as possible.
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If it is true, if the other party says that he will sue him immediately, he should return the corresponding money immediately.
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Hello! I'm glad to answer for you: under normal circumstances, the platform sues the debtor, if you don't want to make things "stiff" and go to the step of the dishonest executor, then you can negotiate, especially before the negotiation of repayment, the success rate is still relatively high, after all, no matter what method the platform uses, it ultimately wants to recover the arrears to the greatest extent, and the smaller the capital loss, the better.
1.If the negotiation fails, then the debtor will actively prepare the materials to respond to the lawsuit in accordance with the requirements; 2.For example, proof of poverty that proves that you are unable to repay, overdue certificates (or credit reports) from other platforms, etc.!
3.The court will also coordinate to allow the parties to reach a new repayment plan that is agreed upon; 4.According to the feedback of most users, after the deadline, they received a text message from the financial platform informing the lawyer to sue immediately, but whether the lawsuit was actually carried out; Without further ado, many people who owe money ignore it.
Personal advice: Remind everyone that if you really want to **, it is subject to the summons of the court. Hope mine helps you! Hope.
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Immediate Finance is also a regular microfinance company, so if you don't pay back the money you owe, and the amount is large, it is very likely to sue.
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Yes, of course. Because you have not repaid the loan in time, you have violated the content of the contract, so you will be sued and your credit will also be affected.
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Anyone who tells you that if they don't pay back, they will sue you. Don't believe it. Those who can sue you will not be told you.
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Fake! I've been over three years old! Not a single point back! It's okay!
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Immediately finance is **, no one cares about something, it is a fraud. Be vigilant and don't be fooled.
Finance refers to economic activities such as the issuance, circulation and withdrawal of currency, the issuance and recovery of loans, the deposit and withdrawal of deposits, and the exchange of foreign exchange.
Finance is the reintegration of existing resources to achieve the equivalent circulation of value and profits.
The professional saying is: the process of implementing from savings to investment, in a narrow sense, can be understood as finance is dynamic monetary economics).
Finance is the behavior of people making optimal allocation decisions of resources across periods in an uncertain environment.
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In the event that the user is overdue for more than 90 days and has a poor attitude towards repayment, the consumer finance platform may consider suing for processing. Once sued in court, the debtor is likely to be included in the list of dishonest judgment defaulters. In addition, the platform considers a variety of factors whether the debtor sues or not, and there is no direct relationship with the overdue amount, although the overdue amount is higher and the possibility of being sued is greater, but it does not mean that the overdue thousands of yuan will not be sued.
Therefore, it is recommended that users deal with it quickly, as the longer the arrears, the greater the negative impact.
1. The loan will not be repaid and will generate penalty interest, that is, overdue interest, which is the penalty interest caused by overdue loans, and the general operation is to increase the penalty interest by 30%-50% on the basis of the original loan interest rate. Once the overdue occurs, it will increase the repayment pressure of the repayer, and the longer the overdue time, the more repayment will be required. The most direct consequence of non-repayment is high interest.
2. Secondly, for customers who fail to repay the loan for more than three months, the customer who does not repay the loan will be sued by the court in accordance with the loan contract, and the court will take compulsory measures to freeze the lender's deposit, and enforce the property liquidation to repay the loss of the lending institution, and the circumstances will be punished by law.
3. Customers who do not repay the loan can no longer enjoy the preferential loan policy in the future. Generally speaking, high-quality borrowers with good credit are more likely to get loans with lower expected annualized interest rates, and if the borrower has suffered credit damage due to overdue loans, it is difficult to achieve a lower expected annualized interest rate for the loan, even if they get a loan.
4. If the loan is overdue for too long, the financial department will immediately send a special person to collect it, which will affect the reputation and life of the individual.
If the amount is large and the overdue time is too long, a lawsuit will definitely be filed. If you are just overdue, you will be notified to repay the loan and pay liquidated damages, if you do not repay for a long time or have no intention of repaying, you will face the risk of being sued.
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It's true. If the other party says that they will sue themselves immediately, then they should pay back the money immediately, and if they do not pay back, the other party will really sue themselves.
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Really, only if your loan is overdue for a long time, and the other party calls you many times, and you don't repay the loan, then the other party will take the form of sue in order to get your loan back, and it is recommended that you negotiate with the loan platform and not overdue the loan for a long time.
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It's true, if the other party says that they want to sue themselves, then the other party will indeed sue themselves, and at this time you should have a reasonable communication and negotiation with the other party.
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If there is a fact that they have borrowed money from their family, and there are many repayments due to them that have not been repaid, they will send a letter to collect the debt, and there will be a warning to sue. But as long as you repay the loan in time, there will be no lawsuits. If they just don't pay back, they will really sue.
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Yes, because it was your fault in the first place, you should be held responsible.
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False, although the answer is false, but I still think it is very important to popularize this basic knowledge to everyone.
First of all, we have to distinguish what this kind of text message isCollect text messagesStillSue text messages.
Collect text messages
Collect text messagesAt the beginning, there is a long column of numbers at the end, and if you count carefully, there are 18 or 20 digits.
This is obviously a collection text message sent by a third-party collection company, and this so-called lawsuit is that the third-party collection company wants you to pay back.
At this time, a friend may ask, what if he said that he was going to sue me, saying that he would open a big gold cup to my door at three o'clock in the afternoon?
What should I do if I receive a lawyer's letter? Stuffy spineYour so-called lawyer's letter is just a third-party collection company sent to you, and it does not have any legal effect.
As long as you owe more than hundreds of thousands of dollars or there is a branch of the platform near your home, you can basically ignore this kind of text message.
Sue text messages.
12368 starts,It is sent to you by the regular people's court, as shown in the figure below, showing that the legal proceedings documents of the complete and bent and the inquiry of the case are the ones that are sued in the real sense and need to be treated strictly.
For customers, it is forbidden to use business, and violators will be prosecuted.
Finally, Ziyi said here that it is natural to repay debts, and you can't feel that you don't have to repay debts owed to the platform because they are third-party collection companies.
Because the legal network is restored and not leaked, there is no need to make your credit like graffiti because of a little arrears, there is no need for this, if it is really because of short-term difficulties, you can communicate seriously with the platform Yekey, communicate a few more times, leave time for yourself, come out to make money, and then return the principal to the platform within the agreed time.
Immediately financial consumption is a formal financial institution, it does have the right to sue users who owe money and do not pay it back, I am Ziyi, if you don't understand, you can click on my avatar and send me a private message.
Finally, I wish you all a speedy disembarkation.
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Summary. Mama Finance is a technology-driven financial institution approved by the China Banking Regulatory Commission (CBRC) and holds a consumer finance license, with a registered capital of 4 billion yuan. In other words, Immediate Finance is a formal and legal financial company, and borrowers can rest assured.
Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases》 Article 2 When a lender files a lawsuit with the people's court, it shall provide proof of creditor's rights such as IOUs, receipts, and IOUs, as well as other evidence that can prove the existence of a legal relationship between loans and loans.
Where the creditor's rights vouchers such as IOUs, receipts, and IOUs held by the parties do not indicate the creditor, and the parties holding the creditor's rights vouchers file a private lending lawsuit, the people's court shall accept it. Where the defendant raises a factual defense against the plaintiff's creditor qualifications, and the people's court finds that the plaintiff does not have the creditor qualifications after trial, it rules to dismiss the lawsuit.
Is it legal to finance now.
Hello, I am a partner lawyer of the platform and have received your question.
Mama Finance is a technology-driven financial institution approved by the China Banking Regulatory Commission (CBRC) and holds a consumer finance license, with a registered capital of 4 billion yuan. In other words, Immediate Finance is a formal and legal financial company, and borrowers can rest assured. Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases》 Article 2 When a lender files a lawsuit with the people's court, it shall provide proof of creditor's rights such as IOUs, receipts, and IOUs, as well as other evidence that can prove the existence of a legal relationship between loans and loans.
Where the creditor's rights vouchers such as IOUs, receipts, and IOUs held by the parties do not indicate the creditor, and the parties holding the creditor's rights vouchers file a private lending lawsuit, the people's court shall accept it. Where the defendant raises a factual defense against the plaintiff's creditor qualifications, and the people's court finds that the plaintiff does not have the creditor qualifications after trial, it rules to dismiss the lawsuit.
Be legally registered.
Why do you need to give them money to activate?
Hello, can you describe your problem and appeal in detail?
That is, the money has already arrived at the borrowing platform, and if the withdrawal needs to be activated, the activation needs to give the platform money.
Are there any other fees that you are required to pay?
This should be a scam situation.
** conversion is not supported.
Ignore it, there is a high probability that it is an online loan fraud.
That is, if the withdrawal is activated first, the activation must give them more than 1,000 yuan.
Good. Thank you.
You're welcome.
1.If you are temporarily unable to repay, you can directly negotiate with the person in charge of the financial institution, and strive to negotiate with the creditor to repay the loan in installments, postpone repayment or reduce debts. If the negotiation fails, after being sued, you should actively respond to the lawsuit, strive to achieve the goal of repaying the loan in installments in court, and actively perform the judgment after it takes effect. >>>More
Instant Consumer Finance is a financial institution approved by the China Banking Regulatory Commission and a financial service provider. >>>More
Your loan card is also a repayment card.
Immediate Consumer Finance is a consumer finance company approved by the China Banking and Insurance Regulatory Commission. Similar to borrowing from a bank, once the loan is overdue or the loan is not repaid, it will affect your personal credit record.
Hello: If you have not handled the online loan business, you can ignore the information. At the same time, I bring my identity document to the People's Bank of China to check the personal credit report to see if there is a loan record in the credit report, and if so, I can file an objection application and ask the data generating agency to delete the loan record. >>>More