How many different banks are there in China, and which ones are not state owned?

On Sunday, I accompanied my mother-in-law to the bank to withdraw money, but I didn't expect it to ignite my anger, my mother-in-law is an authentic rural person so I like to deposit money in the rural credit cooperative, there are not many people in the bank that day, we waited not long to line up, I helped my mother-in-law fill out the list and handed over the documents directly to the window, and the staff took the documents and still talked and laughed with the colleagues opposite, completely ignoring our existence, the original 2, 3 minutes can be completed procedures, she took nearly 10 minutes, When I told her that the money I took out was divided into two parts, she actually impatiently told me that they were not responsible for this business, I was speechless, through this experience, although I have a very bad impression of the rural credit cooperative, but I have to say that the credit cooperative's treatment in all aspects is still quite good.

Generally, like ICBC, CCB and other banks are more stringent, and the requirements of rural credit cooperatives will be much lower than those of these banks, although candidates need to pass the specific examination to be admitted, but practitioners only need to have a college degree or above, so the requirements for academic qualifications are relatively low, after all, rural credit cooperatives are basically in the countryside, although now the major cities are also very common. However, the salary package and year-end bonus of credit union employees are much higher than those of other banks.

Instead of the five major banks, the rural credit cooperatives are relatively idle, and there are relatively few people who go to the rural credit cooperatives to withdraw money every day, and generally the people who save money in the credit cooperatives are some rural customers, and the rural credit cooperatives are state-run physique, so they occupy an unshakable position in the hearts of rural customers. The cousin of the ordinary person column works in the credit union in her hometown, and is a front desk worker, and the income plus welfare is about 80,000 yuan a year, which is relatively high in the countryside, and the life is enough.

Although the rural credit cooperatives are currently one of the banks trusted by some people, and the welfare of employees is also very generous, attracting many people to join the company, but compared with the four major banks in the attitude towards customers, this often makes the bank cause the loss of customers, so focusing on cultivating the personal quality of employees is the most important thing that a bank should pay attention to.

This encounter made me question the service attitude of the staff of the rural credit cooperatives, although some things can not be generalized after all, but I have to say that most of the bank practitioners are still very polite in their work attitude, and now the bank's complaint mechanism is also very sound, if the customer feels that the attitude of the bank staff is bad, it can be complained in time, and the general bank will have a relatively strict punishment policy. Therefore, customers also have a protection platform to protect their own interests.

Good reputation, good service, is the long-term development strategy of an enterprise or organization, what do you think?

Nowadays, many friends will choose a car loan when buying a car. Although this method will bring a certain amount of repayment pressure to everyone, it can help everyone buy a car in advance. In general, state-owned banks are the preferred applicants.

Industrial and Commercial Bank of China. ICBC auto loan has two loan models: direct customer and intermittent customer loan. Direct customer type is when the borrower applies for a car loan directly to the bank.

The intermittent type is when the borrower applies for a loan through a car dealership. The loan amount of this product is up to 80% of the total price of the car and the term is up to 5 years.

Bank of China. Bank of China auto loans divide borrowers into general customers and premium customers. For general customers, the loan amount is 60% of the total price of the car, and 70% can be reached in the case of guarantee, with a term of 3 years.

The loan amount for premium customers is 70% of the total price of the car, and the term is up to 5 years.

Abc. Agricultural Bank of China Auto Loan can provide loans for Chinese citizens and foreigners who have lived in China continuously for more than one year. This type of loan is up to 80% of the purchase of a car** and has a loan term of up to 5 years.

In the case of commercial vehicles, the loan amount is 60% of the purchase** of the car, with a term of up to 3 years.

China Construction Bank. CCB Auto Loan also divides auto loans into two situations: self-use vehicles and commercial vehicles. The loan amount for self-use car shall not exceed 80% of the purchased car**, and the term shall not exceed 5 years.

The amount of the commercial vehicle shall not exceed 70% of the purchased vehicle**, and the term shall not exceed 3 years.

Bank of Communications. The maximum loan term of Bank of Communications Auto Loan is 5 years, and the maximum amount is 80% of the total price of the car. This product is mainly used to buy a car for family use.

In addition, you can negotiate a repayment plan with Bank of Communications according to your actual needs, financial situation, credit history, etc.

Postal Savings Bank. Postal Savings Bank car loan can provide you with a loan of up to 1.5 million yuan, but the amount can not exceed 70% of the total price of the car, and the loan term is up to 5 years.

2018 Bank Autumn Campus Recruitment is approaching, many candidates do not know much about the career development of the bank, maybe we all know the five major state-owned banks, the People's Bank of China, the three major policy banks and the city commercial banks, but do not know which banks are good, today Gansu Zhonggong Financial People (gszgjrr) collected and sorted out relevant information from the Internet, hoping to be able to guide you to the maze, the details are as follows:

What happened to the banks now?

<> state-owned bank or joint-stock or city commercial bank?

3. Which one has the best income?

How many different banks are there in China, and which ones are not state-owned? Figured it out today.

There are a total of 4,549 banks in China.

1. According to the China Banking Regulatory Commission.

Disclose the list of legal persons of all banking financial institutions, and as of the end of February 2020, there are 4,549 banking financial institutions of various types.

2. Among them, state-owned banks include the six major banks of Bank of China, which are: Industrial and Commercial Bank of China, Agricultural Bank of China, and Bank of Communications.

Bank of China, China Construction Bank, Postal Savings Bank of China.

In addition, there are three policy banks, namely the China Development Bank.

The Export-Import Bank of China and the Agricultural Development Bank of China.

Extended Materials. 1. China's six major banks.

It is a representative of the industry with large assets and strong influence in the banking industry. As financial enterprises, they have the common characteristics of ordinary banks - the pursuit of profits, and the need to assume their own social responsibilities. As a state-owned bank, it also needs to provide a lot of jobs to help the country ease the pressure on employment.

Judging from the recruitment data of the six major banks last year, each bank has contributed its own strength. ICBC recruited 20,003 people; Agricultural Bank of China recruited 16,090 people; Bank of China recruited 10,080 people; China Construction Bank recruited 15,010 people, Bank of Communications recruited 4,562 people, and Postal Savings Bank.

More than 10,000 people are recruited. The six major banks recruited 60,000 fresh graduates, which was the largest number of fresh graduates in the banking industry and played a major role in solving employment.

2. At present, there are only three policy banks in China: the China Development Bank, the Export-Import Bank of China and the Agricultural Development Bank of China. The so-called policy bank, as the name suggests, is a policy bank led by the first, this kind of bank is not for profit, specializing in state-level financial activities to implement and cooperate with the first social and economic policy institutions.

As for the main business direction of the China Development Bank, it is shantytown construction, urban infrastructure construction and large-scale national infrastructure loans; The Export-Import Bank of China mainly provides international services such as letters of credit for buyers and sellers, import and export certificates, and collections; The Agricultural Development Bank of China is mainly responsible for part of the poverty alleviation and rural revitalization strategies.

Financial services. However, with the gradual progress of the times, as well as the development of marketization and the rise of Internet finance, China's policy banks have also begun to explore and innovate and seek business transformation.

At present, there may be about 5,000 banks in China, including the Bank of China, the Industrial and Commercial Bank of China, the China Construction Bank, the Agricultural Bank of China, the Bank of Communications, the China Development Bank, the Export-Import Bank of China, and the Agricultural Development Bank of China.

According to the data, there are 4,056 banking institutions of various types in China. The following are state-owned banks: 1. Industrial and Commercial Bank of China. 2. China Construction Bank. 3. Agricultural Bank of China. 4. Bank of China. 5. Bank of Communications. 6. Postal Savings Bank.

There are more than 100 banks, and now all provinces, prefectures and cities have their own urban commercial banks, as well as many village and town banks. State-owned banks are divided into policy banks and commercial banks, and commercial banks are commonly referred to as the five major banks in China that have established diplomatic relations with agriculture and industry.

There are hundreds of banks in China. People's Bank of China. Construction of the People's Bank of China. People's Bank of Communications. People's Bank of Hai Duong. Luyang Citizens Bank. These are all state-owned banks.

There are more than 400 large and small banks, including the People's Bank of China, the Agricultural Bank of China, the China Merchants Bank, the China Post, and the Industrial and Commercial Bank of China. Basically, those with the word "Chinese" are state-owned.

The latest situation is unknown, but as of the end of 2018, there were 4,588 in China; At present, there are six state-controlled banks: Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank.

There are more than 4,000 banks in China, and the People's Bank of China.

Which banks are state-owned.

China's four largest banks.

Refers to the state (Ministry of Finance, ** Huijin Company.

Four large state-owned banks under direct control.

Specifically, it includes: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank (industry, agriculture, China, construction), also known as the first four major banks, which represent China's most abundant financial capital force.

There are quite a lot of banks in China, not only many big banks, but also many city banks. Among them, there are six major state-owned banks, six major commercial banks, four major banks, five major banks, and so on. The five major banks are Industrial and Commercial Bank of China, China Construction Bank, Bank of China, Agricultural Bank of China and Bank of Communications.

1. Industrial and Commercial Bank of China.

Industrial and Commercial Bank of China (ICBC) and ICBC, also known as the "first bank in the universe", has the largest customer base in China, and it was established on January 1, 1984.

2. Agricultural Bank of China.

Agricultural Bank of China is referred to as ABC and Agricultural Bank of China.

Ranked in the top 7 of the "Top 1000 Global Banks", it was founded in 1951.

3. Bank of China.

The Bank of China is referred to as BOC and Bank of China, through Mr. Sun Yat-sen.

Approved, formally established. It was established on February 5, 1912 and is a note-issuing bank in Hong Kong and Macau.

4. China Construction Bank.

China Construction Bank (CCB) was established on October 1, 1954 and is one of the largest state-owned banks under management.

5. Bank of Communications.

Bank of Communications is referred to as BOCOM and Bank of Communications.

Founded in 1908, it can be said to be one of the banks with the longest history in modern China, and it is also one of the banknote issuing banks in modern China.

The five major banks are referred to as the Industrial and Commercial Bank of China, the Agricultural Bank of China, the Bank of China and the China Construction Bank, among which the Industrial and Commercial Bank of China, the Agricultural Bank of China, the Bank of China and the China Construction Bank are also known as the "four major banks".

The bank is an enterprise that operates money, and its existence facilitates the financing and financing of social funds, and it is a very important member of the financial institutions.

We can see that the business of the bank, on the one hand, is to take deposits and put the idle monetary funds in the society.

and small monetary surpluses, which are then lent in the form of loans to those who need to replenish the currency; Here, the bank acts as an intermediary between the lender and the borrower.

On the other hand, banks handle the receipt, payment, and settlement of money for commodity producers and merchants, and it also acts as payment intermediaries. In short, banks play the role of credit intermediaries.

There are ten banks belonging to the state, namely: People's Bank of China, Postal Savings Bank of China, China Development Bank, Export-Import Bank of China, Agricultural Development Bank of China, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, and Bank of Communications.

Six large state-owned banks, including: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Postal Savings Bank of China, Bank of Communications.

State-owned banks include: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, Postal Savings Bank of China, China Development Bank, Export-Import Bank of China, and Agricultural Development Bank of China. Between 1978 and 2007, China took a number of initiatives to diversify the domestic banking industry, including:

1. China Construction Bank, Agricultural Bank of China, and Bank of China were restored;

2. Industrial and Commercial Bank of China, Bank of Communications, and Postal Savings Bank of China were established;

3. Issued banking licenses to Shenzhen, Guangdong, Fujian and Shanghai, and founded Shenzhen Development Bank (1988), Guangdong Development Bank (1988), Fujian Industrial Bank (1988) and Shanghai Pudong Development Bank (1993) under the auspices of the local government.

4. Issued banking licenses to four state-owned enterprises, namely China Merchants Group, CITIC Group, Shougang Group and Everbright Group, and established China Merchants Bank (1987), China CITIC Bank (1987), Huaxia Bank (1992) and China Everbright Bank (1992), breaking the monopoly of the bank founded by **.

5. Through various forms, four private joint-stock commercial banks were established successively: China Minsheng Bank (1996), Hengfeng Bank (2003), Zheshang Bank (2004) and Bohai Bank (2005).