How to do financial work and career planning

Your current position is just an element of your career planning plan, which is about 1 10, otherwise, everyone who does this has a career planning plan, is that still called career planning, right?

In addition to the position, you should also consider your personality, interests, talents, abilities, experience, resources, values and other factors, and the work content of the same position is also very different in different industries and regions.

Here's a look at what you need to consider for a career planning DIY:

Career planning DIY

Step 1: Self-awareness.

Career planning starts with understanding yourself, not only your interests, but also your personality, talents, values, needs, visions, and so on.

There are 3 main ways:

1) Introspection: Calm down and talk to yourself;

2) Assessment: With the help of some objective assessment tools, understand yourself from an objective point of view;

3) Counseling: In a professional counselor (pure self-knowledge, you can find a psychological counselor; For the purpose of planning for the future, seek the help of a career planning counselor to understand yourself more comprehensively.

The above three methods need to be used in combination for the best results.

Step 2: Learn about the workplace.

This amount of information is huge, including all the industry analysis and job analysis, and the following is the questionnaire we do for career interviews, which are the most basic things to know:

Part I: About the Industry.

1) What are the typical enterprises in the industry (state-owned enterprises, foreign enterprises, private enterprises)?

2) What are the common cultural characteristics of companies in this industry? Let's talk about it from the perspective of personal feelings.

3) What are the main products and services offered by these businesses?

4) What is the profit level of the industry?

5) What is the development trend of the industry?

Part II: About the position.

1) What is the typical organizational structure of this industry?

2) What are the professional positions in the industry (in addition to the regular positions such as administration, HR, finance and other professional positions in the industry).

3) Analysis of typical positions in the industry (the content of the standard job analysis form required by HR, including job title, job content, job requirements, working environment, development path, etc.).

Step 3: Focus on self-awareness and workplace information to find the industry and position that matches you.

If you have passed the accounting practice and junior accounting titles, you can consider taking the intermediate accounting or senior accounting exam, but the intermediate and senior accountants can only apply for the exam if they have worked for many years, and you can also apply for the certified public accountant, which is not limited by the number of years, which is very difficult. From the perspective of career planning, you can go from an accountant to a financial supervisor, a financial manager to a financial director, a financial chief financial officer, and finally a boss.

The first stage: focus on the consolidation of the foundation. Comprehensively and solidly do their own work, carefully study the characteristics of the industry, develop good habits of study, work and life, cultivate their own network awareness, learn to communicate effectively, and cultivate their professional consciousness, these basic knowledge are decisive for further development in the future, which is also an important condition for realizing the transformation from a student to a professional.

The second stage should be a gradual transition from the role of general accountant to the role of manager. That is, the transformation from ordinary accounting to financial manager, adjust their knowledge structure, financial managers should not only have rich professional knowledge, but also be familiar with the overall operation and management of the enterprise, and actively participate in the decision-making of the enterprise.

Stage 3: Become a good financial manager. An excellent financial manager needs to have basic financial management skills, communication skills, leadership skills, financial decision-making skills, collaboration skills, time management skills, innovation skills, learning and summarizing skills, etc.

Coordinating the relationship between superiors and subordinates, building a training team, and assisting the CEO in decision-making and being a good staff officer are all key exercises and training during this period.

It is recommended that you think and make decisions based on your own characteristics in combination with your desired life, career, and marriage.

Generally such a structure:

1. Self-awareness; --The state to which you are accustomed and liked;

2. Job cognition; --Collection and analysis of industry and job information of the major (or interested in specialty);

3. Work plan;

4. Inspection and supervision of effective work.

Refer to the books "Meet the Unknown Self" and "What Color Is Your Parachute".

If the economic conditions allow, you can try to find a professional consulting agency nearby, and complete the systematic planning under the guidance of a professional consultant.

Professional financial companies, represented by the Big Four international accounting firms, are also an employment field that absorbs a large number of financial personnel. From a certain point of view, an accounting firm is a school that can enable individuals to grow rapidly, and its training, work and management mechanism will enable practitioners to learn a lot of professional knowledge and management concepts, and the audit experience will also provide a unique perspective for future financial management.

From the perspective of occupational distribution, finance can be classified as the main battlefield of enterprises. This is because finance can create a lot of value in large enterprises. The financial director of a certain scale enterprise can get an annual salary of hundreds of thousands or even millions, because in such a company, through financial management such as tax planning, capital operation, internal control, etc., it can create millions or even tens of millions of value, which is not less than the value of the business department to some extent.

For example, in real estate companies, financial ability will even become one of the core competitiveness of the company. And with the development of management, finance will gradually intervene in the business, and everyone will pay more and more attention to finance. Future top managers, who say that they don't understand finance, shouldn't be.

Start from low and accumulate experience in job hopping.

Clause. 1. Plan for emergency reserves. It is generally recommended that our average family prepare 6 months of normal expenses and above, which can be used to deal with most of the unexpected situations.

Clause. Second, buy insurance for your brother. This part is also used to ensure basic security.

Clause. 3. Prepare the money to be used in three years and store it separately. Because we have a long-term plan and a short-term plan. This three-year plan is not a long time, and some things may happen during this time, and we need to use money.

Clause. Fourth, establish long-term investments. This money is the money that is really used to invest, because even the best **and** are likely to fall sharply in some years. Therefore, the long-term investment must ensure that the money will not be used in the next few years.

Please click to enter** to describe the bad file.

What is the investment method?

I vote by all means. It is to take out a sum of money regularly to ****. This is an investment strategy that saves time and effort, and has guaranteed long-term returns.

You can choose one or several**, and then complete the regular investment plan first when the monthly salary is in hand. You can even use some related apps to set up automatic regular investment, and you must remember to save first and then spend.

Points that should be paid attention to in the accounting planning of enterprises.

1.In the future, it can meet the needs of multi-dimensional and multi-caliber extraction of financial data.

Generally speaking, the finer the granularity of the accounting, the higher the value of the data. For example, Huawei's financial data needs to be accounted for by region, product line, and customer group.

2.Adapt to the needs of future organizational structure adjustment and account docking.

With the development and growth of enterprises, organizational structure adjustment will be the norm, but the initialization of accounting should not become the norm, which requires enterprises to take into account the possibility of future organizational structure changes when making accounting planning, and reserve ports.

3.Meet the needs of future subject expansion.

When the enterprise is small, the accounting is relatively simple, and there are not many accounting subjects involved, or even only a few accounting accounts are used. It is important to have a foresight in accounting planning, and the financial leader should envision the future expansion of the business and set aside the accounts that may be used in the future.

4.The selection of financial software is connected to the informatization of the company in the future.

It is the trend of financial software to connect with the company's OA and other office software, and the convenience of secondary development of financial software is the key.

5.The basis for the collection of costs and expenses and the recognition of income should be clear.

The most important thing in accounting is the cost and the income. When planning accounts, the income and costs are clearly framed in the detailed accounts and auxiliary accounting, and the reference of accounting data will be higher.

6.The need for reasonable tax planning.

The key to tax planning is to start early, and pre-planning is better than making accounting adjustments after the fact. For example, the additional deduction of R&D expenses needs to be accurately attributed to the integrated cost; When VAT involves high and low tax rates, income should be recognized separately.

The basic requirements of financial planning.

Scientific and reasonable accounting planning is the premise of organizing accounting work and carrying out accounting. Although there are different options in practice, the financial planning of enterprises should meet the following three requirements:

First, it is suitable for the characteristics of the industry to which the unit belongs, that is, when designing the accounting and accounting procedures, it is necessary to consider the scale of the enterprise's organization, the nature of the economic business and the degree of complexity, and at the same time, it should also be conducive to the division of labor and cooperation and internal control of accounting work;

Second, provide correct, timely and complete accounting information at all levels and dimensions of the unit, and meet the information needs of various departments, posts and relevant social supervision agencies on the premise of ensuring the quality of accounting information;

Third, the accounting procedures should be simplified, unnecessary links should be reduced, manpower, material and financial resources should be saved, and the efficiency of accounting work should be continuously improved.

Hello corporate financial planning: refers to the taxpayer or its ** person under the premise of reasonable and legal, consciously use tax, accounting, law, finance and other comprehensive knowledge, to take legal and reasonable or "non-illegal" means, in order to reduce tax costs and serve the economic behavior of maximizing the value of the enterprise.

There are several directions for career planning in finance:

1.Traditional Finance, Cost Accounting.

General Ledger Accounting, Cash ......This type of position is more traditional in Holland's professional personality assessment, characterized by a preference for step-by-step, methodical work, and a willingness to be managed.

2.Financial analysis.

Finance BP), which is more business-oriented finance, needs to understand the business more thoroughly, the requirements of each industry are different, and the industry is deeply bound; This type of position is biased towards research and i+ art in the Holland personality test.

a；It is characterized by being good at analysis, having the spirit of research, and being able to show the results of analysis very artistically.

There will be experts and two channels managed in each direction, and the choice can be made accordingly according to the type of Holland of the individual.

Career planning must follow the trend.

That is, to make a choice according to the individual's personality characteristics, so that you can achieve twice the result with half the effort.

Corporate Accounting Career Planning.

1. Cashier. Many college graduates start as cashiers. The cashier is responsible for the most basic hard work.

All we have to do is to quickly gain experience, pass the Elementary Accounting Exam, and use this to get the first step to improve - becoming an accountant. In addition to this, an internship at a specific finance company is also an optional path.

2. Accounting. After becoming an accountant, we will enter a stable period. During this period, I had a certain amount of social experience, but I couldn't take charge of it alone, so it was not a good choice to choose to change jobs.

We can make the following two choices during the stable period: first, choose to take a higher level certificate for further study. The second is to learn a higher level of practical experience. At the same time, this period is also the best time to get married and have children.

3. Treasurer.

The financial director is responsible for the company's overall financial accounting work, and must have the following abilities: first, excellent professional ability, requiring to pass the CPA exam or intermediate accounting exam, and be able to solve problems that others can't solve. Second, have a certain ability to execute and coordinate, so as not to let the leader worry.

4. Financial manager.

Responsible for organizing and formulating the company's annual financial budget and performance appraisal system, establishing and improving the financial accounting system and internal control system, establishing a cost control system, preparing monthly business analysis reports, improving cash flow management, and providing financial decision-making support for the company's major investment and financing business activities. It is required to serve the overall development of the company from the professional field. From a treasurer to a financial manager, it is necessary to have management skills.

5. CFO of the director of finance and decommissioning

The CFO is the highest level of the finance and accounting group, and it is also the highest salary group. Based on the annual salary, the basic salary is 300,000 yuan, and there is no upper limit. Friends, to reach the pinnacle of life as an accountant, becoming CFO is your ultimate goal!

Therefore, if we really want to become accountants, we must make a reasonable and effective career plan as soon as possible and plan for our future as soon as possible!

I can share some financial experiences and advice.

Generally speaking, sound financial planning is an important prerequisite for a person to successfully achieve financial freedom. Here are some general suggestions:

2. Save money: Deposit a portion of your income into a savings account every month as an emergency reserve fund and investment**.

3. Save money: Try to reduce waste in daily life, such as buying discounted goods, using coupons, and avoiding unnecessary consumption.

4. Investment: Invest part of the income in high-return investment tools such as real estate. However, before investing, make sure you have sufficient knowledge and understanding of market risks.

6. Tax planning: understand the individual income tax regulations, and reasonably use the tax policies and exemptions.

To sum up, sound financial planning needs to be formulated according to individual circumstances and goals, and it requires long-term persistence and adjustment.