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Everyone knows that today's college students always have a strange concept of consumption, feeling that they don't buy anything, they don't know how to use the money, and they will always buy some things that are not often used, and many things are bought and put away because they are cheap. If college students don't learn to manage money, they will spend their money in unnecessary places, resulting in not knowing what their money is spent on, feeling that they haven't bought anything, but the cost of living is over unconsciously. <>
One. College students should establish a correct view of consumption.
As we all know, the cost of living of college students is generally increasing, because of the development of the country and the increasing improvement of people's living standards, so the living expenses of many college students have increased. Many girls will buy a lot of cosmetics, lipstick bags and clothes, as well as skin care products, daily necessities, these things will be a lot, but as a college student, they have no ability to make money, so they should establish a correct view of consumption, and should not blindly compare. Don't buy some luxury goods for the sake of face, resulting in a lot of debt.
Boys tend to go out to eat, buy shoes, and recharge their games, but I don't think they need to spend small amounts or nothing. <>
Two. College students need to learn how to manage their own money.
In my opinion, learning personal finance, whether it is for the present or for the future, is very good, you can be clear about your money to spend, in order to know your own consumption bias, learning to manage money is not only useful for college students, but also useful for everyone. <>
As a college student, you should be clear about your own consumption, and your living expenses are also earned by your parents.
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I am a person who loves to learn, so I spend a lot of money on studying, and I am a very handsome person, so I also spend a lot of money on dressing up.
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My money is spent on eating, and now many children like to pursue good things, but I like to eat or some small snacks in school, so the money is spent on eating.
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Most of my money is spent on food, because I'm a foodie, I'd rather wear one piece of clothing for three years, and I have to improve my food every three days.
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When I was in college, almost all of my money was spent on buying clothes, and it didn't really cost much to really eat, girls just liked beautiful clothes, they just bought all kinds of clothes, and they bought what they liked.
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What do you think about spending a lot of money and saving a little money? Is your view of consumption reasonable?
1. What is the psychology of spending a lot of money and saving a little money? In life, we have all seen such a kind of people, they are usually very thrifty, and the family looks poor, especially in eating, or buying clothes is very thrifty, almost not seeing them spending money to buy these small things, but they are not stingy in some big consumption, such as children's education, or travel, vacation, etc., are often generous, in fact, this kind of people their consumption psychology is very clear, It is to spend money not to buy something that they think is not important, but to spend their money on some things that they think are meaningful and can bring high returns to themselves, children's learning is a high investment and high return for them, because the future of children is related to their future life, and travel, vacation, etc., these are also a way to increase their knowledge and vision, so they feel that it is very worthwhile, in fact, this kind of people's consumption concept is very reasonableBecause they save a lot of unnecessary expenses.
2. Why do we have different consumption views? Everyone, his concept of consumption is different, some people pay more attention to the usual enjoyment, in all aspects of clothing, food, housing and transportation to make themselves very comfortable, while some people are doing everything possible to save money, is to spend money one day without opening to others, these completely different consumption concepts and everyone in the process of getting along with the environment, as well as from a small consumption concept, are very related, because some people feel that money is to be spent on the blade, And some people think that money is to be used for enjoyment, so everyone's consumption concept will produce such a big difference, no matter which kind of consumption concept, there is a rationality of its existence.
3. What kind of consumption concept is appropriate? Personally, I think that knowing how to spend money in a useful place is the most appropriate concept of consumption, some people enjoy life very much in ordinary times, and live a very superior life, but often when they need to spend money, they can't get the money, and they need to piece it together, so it will be very embarrassing, because from the usual living situation, they seem to be very rich, but when the family is sick or needs to spend money, they can't take out the money, which will inevitably cause others to question. Therefore, usually in life, as long as the quality of life can be ensured, some unnecessary expenses should be saved as much as possible, so that when you need to spend money, you don't have to whisper to others, and you will be able to handle things with ease, and I personally think that everyone should spend money on the blade of the knife in the usual consumption, such as children's education, or to enhance their personal value, and increase their own knowledge, which is really useful consumption.
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Normal, reasonable. For example, some things such as houses, cars, and other large expenses must be spent on money that cannot be saved, and some small money, such as coupons for grocery shopping, I think it is right to save these money, open source and reduce expenditure, I usually don't spend money that should not be spent, and my consumption concept is reasonable.
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This concept of consumption is not desirable, my concept of consumption is quite reasonable, only buy what is needed, do not blindly consume, do not consume ahead.
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First of all, I will look at where the big money is spent, if it is spent on the necessities of life, then I think this view of consumption is reasonable, and not vice versa. Personally, I think my consumption outlook is quite reasonable, because I don't have the habit of spending ahead of time, and I won't buy things that exceed my financial ability.
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I think this view of consumption is particularly unreasonable, and I don't agree with this view of consumption. My view of consumption is to buy what I deserve.
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I think spending a lot of money to save a small amount of money is a completely wrong view of consumption, so you can't save money, and the place where you save money should be placed where you spend a lot of money. I think my view of consumption is quite reasonable.
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I think this view of consumption is very unreasonable, I think the normal concept of consumption is to spend a small amount of money to save a lot of money, not to spend a lot of money to save a small amount of money, I think my concept of consumption is very reasonable.
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I don't think this kind of consumption concept is very good, my consumption concept is to buy what you need, don't buy randomly.
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Many people have this view of consumption, they can't start from the overall situation, they only pay attention to details, and my view of consumption is not reasonable, and it is slowly changing.
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I think everyone has their own view of consumption, and it is normal to spend a lot of money to save a small amount of money, and to spend money where it should be spent, and where it should be saved, this is my view of consumption.
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As the so-called cycling to the bar, the province should spend money, so I think the consumption concept of saving a small amount of money and spending a lot of money is reasonable.
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I think the consumption concept of spending a lot of money to make a small amount of money is very correct, my consumption concept is reasonable, I will definitely be frugal when I shouldn't spend money, and I will never save the money I should spend.
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I think the consumption concept of spending a lot of money to save a small amount of money is unreasonable, I think the same pants, thousands of dollars and dozens of dollars can be worn, why do you have to buy thousands of dollars. If it were me, I would buy dozens of pants to wear, and I wouldn't buy thousands of pants because of the brand.
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Personally, I think I don't recognize this view of consumption, and a lot of money is spent, and it's useless to save those small money, I think my consumption concept is more reasonable, and I will be very rational in consumption, useful will buy, useless will never place an order.
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Personally, I think there is a big problem with this view of consumption, and I think my view of consumption is still very reasonable, and I don't say that spending a lot of money to save a small amount of money is such a practice.
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I think this concept of consumption is more rational. My view of consumption is not very reasonable. Many times spend a lot of small money to buy something that is not practical. Don't look at these small amounts of money, they can accumulate a lot. Money should still be spent where it counts.
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Such a view of consumption does not save money, and then it is equivalent to advanced consumption, and secondly, such a view of consumption is very unreasonable and has no plan.
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In fact, everyone has their own concept, spending a lot of money to save a little money is also someone else's choice, as long as you don't go to the loan, you can accept it, my consumption concept is more reasonable, and you can't afford to buy it.
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I think this concept of consumption is very good, and I also maintain this concept of consumption in my life, and I also feel that I can save money, so that I can buy a lot of affordable items.
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College students refer to a group of people who are receiving basic higher education and professional higher education but have not yet graduated or have graduated from higher education and entered the society. As a cutting-edge group of new technologies and new ideas in society, and a senior professional trained by the state. College students represent a young and energetic group and are the pillars of social progress.
In the eyes of parents, college students are a group of adults who step out of high school and are about to enter a larger social circle. After graduating from university, he went from being a student to a self-reliant adult. We began to ask ourselves not to ask our parents for money, how much money to give our parents every month, what things to buy for the family, and so on.
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As a student, from childhood to adulthood, it has always been accompanied by consumption, so what kind of consumption concept is correct? The answer is yes, there is no fixed correct view of consumption, and it is reasonable to have different consumption views for different ages. So what should be the consumption concept for college students?
Do what you can: During college, I was still a student, and I was more financially dependent on my parents and relatives and friends. As a parent, I would rather work harder on my own, even if I can't eat enough and don't have enough clothes and warmth, I will try my best to meet the requirements of my wandering children.
And sometimes the actual children's needs for their parents far exceed the expenditure under ordinary family conditions, in this case, irrational consumption has a serious impact on both parents and themselves. As college students, we should be more considerate of our parents, and think about whether the money is worth it and whether it is difficult to earn it.
Moderate consumption: During the college period, I mainly came to learn knowledge, exercise my ability, and increase my wisdom. A person's best investment is to invest in themselves.
As a college student, you should not be stingy when it comes to investing in yourself, such as participating in some training that provides skills, etc., to enrich your skills and experience. During college, one of the main roles is to make friends, whether it is a like-minded partner or a favorite object, you need to spend in moderation accordingly, and there is a reward for paying. Of course, if you don't consume, you may be able to meet lifelong partners, but moderate consumption can provide more opportunities and possibilities, and rational consumption is necessary.
In general, college students should establish a correct view of consumption. Develop good habits when spending freely, and good habits affect the growth of the whole person.
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It has gradually become a social consensus that college students are a high-consumption group. Excess consumption is a common phenomenon on today's college campuses, many college students, at the beginning of the month to spend lavishly, what brand stores are where they must go, there is a saying that would rather be hungry, not lose face, this is the consumption psychology of college students, and even some college students who have the financial ability at home to take out bank loans for consumption. First of all, you must understand your own abilities and do not overspend.
As a college student, most of the income is from the family, and if you overspend, the whole family will be affected. For example, if your family's annual income is 100,000 yuan, and you have to spend 10,000 yuan, it is absolutely intolerable. Take the family as the foundation and take it as your own foundation, unless you earn money in the future, then you can spend your money however you want.
It's a shame for me to fail my studies. But many classmates are proud of eating and wearing famous brands, and ignore that they go to college to study and earn money to repay their parents in the future. In general, the concept of consumption affects the mentality of college students.
At the same time, students at the college level should develop a good habit when they begin to spend their own expenses.
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