The troubles of two houses, asking for guidance

If the family can discuss, it is best to discuss, but if it is not possible, make a mortgage consumer loan for the old house, and you can get the money quickly without selling the house, but the pressure of repayment every month is relatively high.

Definitely don't sell the house. If the loan can be repaid, I will help repay it, and I can't afford to let my mother-in-law's family pay back, now this house is in your hands, write your name, what are you afraid of, if your mother-in-law can do it, then it's good to be a personal favor. If they're aggressive, don't give it to them!

Just give them the down payment when the time comes. You can't be perfect about everything.

Living in the new house you bought and still asking for repayment? depressed, if the house in the third ring is rented out, how can you receive a rent of 10,000 yuan a year, but it seems that affordable housing cannot be traded, and can only be returned to the original party. The old house was sold, and it was really not a good ......

Annoy him to raise a dog, talk to them and see if they can mediate, don't use their own broadband.

1Just tell your friend directly, and I believe she will solve the problem for you.

Since we're asking for guidance, let's say a few words.

You are a girl, your friend has a good relationship with him, and his friends discussed getting together to recharge him with a meal card for his birthday, and you said that you have no money and don't know how to say no. To be honest, it's not a problem, there's no need to worry about it. We recommend:

First, we can't wipe the face of our brothers, no matter how poor we are, we can't miss this hundred, even if we borrow, we have to make up a hundred (or parts). This is not only to give your friend's buddy face, but also to give your boyfriend's support, and to be considerate and loving to your boyfriend. Now you are not stupid, your boyfriend must know that you have no money, when he heard that you are lending him money to save face, his heart is ashamed and sorry for you and more love in the future, how worth it is for you to buy two men for a hundred yuan (of course, there is a man just to thank you), the second is that you really can't take it out and tell your boyfriend, he will understand, if he wants this face, he will find a way, (you can't ask his friend to say that he has no money, that will be counterproductive).

People in society need to help each other, so it is recommended that you choose the first one.

Frankly, or to put it mildly, the economy is not turning around for the time being. I used a lot of money, ** lent money, etc., I'm embarrassed to say some excuses, I'm embarrassed to say it directly, and others won't ask how much.

A friend's friend is not equal to his friend, since he is not very familiar, there is no need to go, if your friend blames you for this, it can only mean that he can't understand you.

Say that you have something to do and can't go, and since the relationship is not very good, there is no need to go.

Well, can you tell the truth, the relationship is not very good, there should be no problem.

First of all, agree with the recovery of your own condition. No matter what, one has to put one's mind at ease. Especially if you have a calmer mind than any medicine.

The family members are also good for your health. They all want you to be healthy. Even if it doesn't meet your own wishes for a while, you should deal with it calmly and cultivate more at home.

That's fine. In short, the mood must be cheerful. Rejoicing is a day.

Uncomfortable is also a day. What do you choose?

Introverted and reserved. Men take the initiative. After a long time, when they get warm to each other, they will be casual.

The spark of lovers is not easy to collide, coldness is a must, but don't trust your judgment too much. Wait, be cautious.

Are you sure she has a crush on you ... It's too narcissistic.

Maybe she doesn't want you to know that she likes you a lot.

She takes the initiative to tell her that girls are more shy in front of the people they like.

Have you considered a mortgage? According to your parents' estimates, if you pay back your capital in 2 years, then a direct loan is the most cost-effective way, and if you take a step back, even if the business is really bad at that time, you can repay the loan by selling the house you originally planned. At present, the interest rate on loans given by banks is not high, and the real interest rate is basically about the same as that of long-term deposits, maybe a little lower.

Another thing I have to say is that you think about your parents, afraid that they will be tired, but what I want to say is: it is indeed better for people to take a break, but people who have been busy for so many years, if you let them give up these at once, and then retire with peace of mind, can they be idle? Can you make sure they don't go on to find another job to do after they sell their hotel?

And relatively speaking, the so-called problem of selling hotels you think about is a matter of killing chickens and eggs for investors.

It's okay to look at the booking status of the online hotel and the ** range, although I don't know which city you are, but it will have an impact on your decision. I hope you understand what I mean.

It is advisable to use third-party leasing financing solutions or leasing solutions to expand operations and obtain new capital.

A analysis is as follows:

1 It is risky to use a mortgage loan directly to avoid investment failure, which will bring the trouble of debt and increase the pressure on your family's life.

2 Do the math: if you are a freshman, it means that you are about 18-20 years old, then your entrepreneurial age should be around 28-30 years old, and the buffer time is 10 years.

3 Think about it, in the past 10 years, how can you let your parents live without pressure, and at the same time, the hotel operation at home can keep up with the market and develop rapidly, and the other two houses can be retained, and after 10 years, they can be smoothly handed over to you.

2. The recommendations are as follows:

1. Sublease the hotel to a professional investor in the form of a deed for 10 years, and the parents will collect a certain amount of rent, and then use the bank mortgage of your other two houses, and the parents will start another business.

This way, you don't have to sell your house to renovate, and at the same time have a regular income** and mortgage funds, and you will take over after 10 years. ）

2 Find a more professional investment company, or the investor and your parents to run the hotel for 10 years, that is, lease financing, decoration costs, and investor expenses.

3 If you don't have enough money to pay during your study abroad, you don't have to worry about using the mortgage funds to repay the expenses and use the rent of the hotel to repay the loan.

Remarks: 1 Your parents want to redecorate the hotel in order to keep up with the market development, and the decoration funds need to sell the house to solve the problem, which shows that your hotel's past management model has great shortcomings. (Business management is very specialized knowledge and needs to keep up with the development of the market.) ）

2 Through the above links, you will find that in the case of a third party, although your family has handed over part of the management rights, the actual ownership and initiative are still yours; At the same time, it can also expand the operation and minimize the risk.

3 If you are taking the form of financing, then congratulations, when you have a new idea to run a project together, it usually has a multiplier effect with half the effort, and if the business is doing well, maybe in 10 years, your hotel will have opened all over China. I'm tired of typing, so remember to invite me to dinner when the time comes. Hee-hee.

Don't know if you know about a limited partnership. **。P2P, etc., in fact, if you have money in your hands, you can do anything to invest, 500W, you can earn about 60W a year, it's very simple, you go to a well-known local reputable financial management company to take a look.

This kind of thing sometimes requires a bit of fate. Maybe it's not fate, or it's not fate. Waiting is a good idea.

People said they didn't need it, so why bother chasing her with a cheeky face.

Go with the flow, but if you really like it, you care more about people. Doesn't it mean that you have to be good to people if they agree to you, do you want people to affirm you after chasing others? The order seems to be wrong. Let's watch him for a while.

may be affected by the previous breakup, and I am afraid that I will follow in the footsteps again. ''It's good to be friends, we're not suitable'', she doesn't want each other to be lovers, but best friends so that they don't separate.

At work, it is natural to have performance, but performance does not represent a lofty posture, nor does it represent flattery.

If your leader is the kind of practical type, then you don't want to have so many problems, but solve those problems and show him the results, if your leader is the kind of person who doesn't do things, then you do a little bit of your own work, and more flattery is enough.

This is not the case with all jobs, people with average personality can find suitable jobs, while people with particularly good personalities can find many good jobs.

There is also a very important point, to make achievements, not only for the leader to see, but also to show yourself, to your colleagues, to God, of course, if your colleagues are the kind of people who take the performance you have made on themselves, just when I didn't say it.

When I first worked, it was the same, the leader valued, intentionally cultivated, I also put forward a lot of suggestions for improvement, the leader didn't say anything, just said that I was more straightforward, after a few years of work, I thought back on it, at that time the consideration of the problem was not comprehensive enough, ignoring other factors, this is nothing, the leader will not say you because you often reflect the problem, but he said to you reflects that he really wants to help you. Everyone has a past, it doesn't matter, you can also make suggestions in the future, but if you want to be comprehensive, consider it from the other party's point of view, or consult other people's opinions, etc., and mention it after it is sufficient. It's better that way.

A lot of job seekers who are just starting out in the workforce are like you. Always self-centered, and will not put yourself in the shoes of others.

The leader says that you don't understand, and you are preaching because you don't understand his ideas, and you don't agree with it in your heart, which means that you don't accept his thoughts and practices. In fact, many times, there is a high probability that you are wrong, he is the leader, and this is the reason. If you think you have a point, don't just say it, as long as you can produce results, I believe your leader will recognize you, because he also came step by step.

Darwin said: natural selection, survival of the fittest. You turn a blind eye to the fact that others are good at what others are saying, can understand, and integrate into their work, but you are jealous.

You make a foolish effort on your own, and insist that you give a lot, but it is useless (in the eyes of the leader). If you don't change yourself, then you can be everywhere. If you can't let the world change for you, just change yourself for the world.