National laws and regulations stipulate that husband and wife can only buy one house?

National laws and regulations do not stipulate that couples can only buy one house. If a husband and wife have one suite, and the party who buys two sets is treated differently in taxes and loans, that is, they cannot enjoy preferential treatment.

Notice on Standardizing the Criteria for Identifying the Second Housing in Commercial Personal Housing Loans (Jianfang [2010] No. 83).

1. The number of housing units for resident families in commercial personal housing loans shall be determined based on the number of complete housing units actually owned by the members of the family (including the borrower, spouse and minor children, the same below).

3. In any of the following circumstances, the lender shall implement the second set (or more) of differentiated housing credit policies for the borrower:

1) The borrower applies for the first time to use a loan to purchase a house, if the borrower's family has registered one (or more) complete sets of housing in the housing registration information system (including the pre-sale contract registration and filing system, the same below) in the housing registration information system of the place where the house is to be purchased;

2) The borrower has already used the loan to purchase one (or more) housing and then applies for a loan to purchase the housing;

3) The lender is convinced that the borrower's family already has one (or more) housing through due diligence in the form of credit investigation records, interviews, interviews (and visits when necessary).

No, to be exact, the down payment when a couple buys a second home is not less than 60%, rather than just buying one house.

Legal analysis: In fact, the husband and wife can have two suites under their names, but it depends on the situation of the two houses, if it is said that the husband and wife have each owned a house before they get married, then they can be dealt with with two suites, and it can also be called two suites under their names.

Legal basis: Article 2 of the "Real Estate Management Law" shall comply with this Law when obtaining the land use right of real estate development land within the scope of state-owned land (hereinafter referred to as state-owned land) in the urban planning area of the People's Republic of China, engaging in real estate development and real estate transactions, and implementing real estate management.

"Houses" as used in this Law refers to buildings and other buildings and structures on land.

The term "real estate development" as used in this Law refers to the act of carrying out infrastructure and housing construction on land for which the right to use state-owned land has been obtained in accordance with this Law.

The term "real estate transactions" as used in this Law includes real estate transfers, mortgages of real estate and Wang Qing's property, and housing leases.

Legal analysis: Husband and wife can have two suites in their names, but it depends on the situation of the two houses, if it is said that the husband and wife have each owned a house before they get married, then they can do two suites to deal with, and it can also be called two suites under their names. However, if the husband and wife start to buy a house after they get married, then they can only buy two houses at most, and the first house is purchased according to the normal down payment of 30%, and when buying the second house, the down payment must be increased to 50%, if you need to buy the third house, you can only pass the house to the name of the child will be a relative.

In general, before marriage, both men and women have one suite, and after marriage, when buying a house, it belongs to two suites for both parties, and the husband and wife can use two suites under their names.

Legal basis: Article 1065 of the Civil Code of the People's Republic of China A man and a woman may agree that property acquired during the marriage relationship and property before marriage shall be owned separately or jointly, or partly separately or partly jointly. The agreement shall be in writing.

Where there is no agreement or the agreement is not clear, the provisions of articles 1062 and 1063 of this Law apply. The agreement between the husband and wife on the property acquired during the marriage and the property before the marriage is legally binding on both parties. If the husband and wife agree that the property acquired during the existence of the marital relationship shall belong to each other, and the debts owed by the husband or wife to the outside world are known to the counterpart, the personal property of the husband or wife shall be repaid.

Legal Analysis: The rules on how many houses a couple can buy vary from region to region, depending on the region's housing purchase policy. Taking Beijing as an example, married Beijing families (except Tongzhou) who do not have a house can buy two houses, and those who already have one house can buy another one; Non-Beijing households who do not have a house in Beijing and have paid social security or individual income tax in Beijing for five consecutive years can purchase one house.

Article 1062 of the Civil Code of the People's Republic of China: The following property acquired by a husband and wife during the existence of a marital relationship is the joint property of the husband and wife and is jointly owned by the husband and wife: (1) wages, bonuses, and remuneration for labor services; (2) Income from production, operation and investment; (3) the proceeds of intellectual property rights; (4) Inherited or donated property, except as provided for in item 3 of Article 163 of this Law; Other property that should be jointly owned.

Husband and wife have equal rights to dispose of joint property.

1. How many suites can a couple buy in my country? Couples can buy two homes, but if they buy both the first and second homes in the name of the couple, the down payment for the first and second homes is 30% and 60% respectively. "Purchase restriction order" refers to the introduction of the housing purchase restriction policy, from April 30, 2010 Beijing promulgated the "National Ten Implementation Rules", from May 1, 2010, Beijing families can only buy a new set of commercial housing, buyers in the purchase of a house, also need to truthfully fill out a "family members declaration form", if it is found to provide false information to fraudulently purchase housing, will not apply for a real estate certificate.

This is the first time in the country that a "purchase restriction order" has been proposed for the number of houses purchased by families. Since then, 49 cities above the prefecture level have implemented "purchase restriction orders". 2. What are the legal consequences of buying a house in a fake divorce?

Fake divorce is not only disrespectful to the law and desecration of marriage, but also the legal risks it implies should not be underestimated. There is no concept of "sham divorce" in law, as long as both parties to the marriage have gone through the divorce registration procedures in accordance with the law, the marriage relationship will be dissolved, so the legal consequences of sham divorce are exactly the same as those of real divorce. A sham divorce is a fraud against the law, and if there is evidence to prove that it is a sham divorce, the mortgage loan obtained as a result of this is not protected by law.

At the same time, the marriage relationship must be registered on the basis of the will of both parties, and if the divorce has already been registered, there is no statutory certificate to support the revocation of the registration, or if one party is unwilling to remarry, the marriage relationship cannot be restored. At present, most provinces allow a couple to buy two houses, but in fact, some provinces have stricter regulations, for example, single young people over the age of 18 in Beijing are only allowed to buy one house, so the problem of couples buying a house still depends on the local purchase restriction policy.

OK.

The second house is the abbreviation of the second ordinary self-owned house, which refers to the housing loan house that is recognized by the borrower's family (including the borrower, spouse and minor children) as a unit, and the borrower's family's per capita housing area is lower than the local average level, and applies for a housing loan from a commercial bank again.

The newly introduced standard for second homes is based on the family unit, which is both a house and a loan, and people from other places need to provide a tax certificate or social insurance of the place where they intend to buy a house for more than 1 year.

Proof of payment, otherwise it will be calculated according to the second home loan.

Requirements: First, the number of mortgages is determined by the borrower's family (including the borrower, spouse and minor children);

Second, the total area of family housing issued by the local real estate management department according to the housing registration information system shall prevail, and the per capita housing area of the borrower's family has been higher than the local average housing level;

The third is the loan that has been used (including provident fund loans.

Families who buy a house then apply for a housing loan from a commercial bank.

Yes, this is your freedom, as long as you have the ability.

Yes, if you have the money, you want to buy a few sets, buy a few sets.

Of course you can, if you have the money, you can buy it casually.