I have a bank passbook, can I check the balance without going to the bank?

It needs to be seen on a case-by-case basis. Open online banking.

There should be a distinction between contracted customers and non-contracted customers. If you just signed up for online banking at home.

If you want to transfer money, you must go to the bank counter to sign a contract, or call CITIC Bank.

The customer** should also be able to check.

Extended Information: Passbook.

The passbook can only be used to deposit and withdraw cash at the counter of the opening bank, and cannot be used at the merchant's POS machine or ATM.

on the deposit and withdrawal transaction.

The passbook needs to be noted as follows:

1. If it is the unit's payroll account, or the bank is authorized to directly deduct ** fees, cable TV fees and other expenses from it on a regular basis, or use a supporting debit card.

Cardbook account integration), then it is necessary to frequently fill the boarding history through the counter or passbook, so that the account balance and other information can be updated in a timely manner on the passbook.

2. The passbook is the same as the use of bank cards, and the card number, password, seal, etc. related to the current account should be carefully kept to avoid economic losses caused by the theft of the passbook and password.

3. If the contact address, contact ** and other important information change, you should notify the opening bank to update the record in time, so as not to be able to contact you in case of emergency.

Advantages and disadvantages of passbooks.

1.The most important point is that it is convenient to keep a small treasury.

Remember the passbook, you can directly save money. Many banks have been able to make up the passbook at the time of reporting the loss, and then they can withdraw money. After taking out the money, the passbook was immediately torn up.

2.The passbook can directly save the account information, and the exchange of the passbook is also to give the core to the customer, if it is kept, the survival time is longer than your life. The card still has to go to the running water, and under normal circumstances, everyone does not go to the running water if they are fine.

3.High security! Counter access, at most self-service terminals, basically cannot be consumed online, and the probability of being stolen by the network is almost zero. Usually put it at home, it is less likely than losing a bank card.

4.There is a balance written on the fold. That's why the elderly don't like to use cards and are willing to use passbooks! You can see the balance and have a high sense of happiness! You can also see the balance on the card, but after all, it is not as convenient as the fold.

5.Only the voucher number is exchanged, not the passbook. If you change the card, different banks have different regulations, and generally you must change the card number, and the child remains the same, but the child is not used by ordinary customers.

Some banks can replace a card with the same card number when replacing the card, but it has to be specially made, and the replacement cycle is long, and the convenience is greatly reduced.

The opening of online banking should be divided into contracted customers and non-contracted customers.

If you just register for online banking at home and don't go to the bank counter to sign up, you are not a contracted customer.

Then the query function can be used.

If you want to transfer money, you have to go to the bank counter to sign a contract.

Either the customer who hits CITIC Bank should be able to check it as well.

Method. 1. After the user has opened the personal online banking business, he can directly log in to the bank's online banking inquiry through the computer or mobile phone, and the deposit inquiry method of other banks is similar.

Method. Second, you can also open the balance timely reminder business, and it is also very convenient and fast to inquire by sending SMS.

Method. 3. Call the bank's 7x24 service** and follow the voice operation to inquire.

Method. 4. Go to the service outlets provided by the bank and go directly to the counter for inquiry.

Generally, you can only check the balance of the passbook at the business counter, and some ATMs can provide passbooks for use, and you can also check them at the ATMs.

I'm afraid it's troublesome, why didn't you find out a year ago and didn't check the money, the money on your passbook, I don't know who took it, first go to your own home to check yourself, and ask who took the money? It stands to reason that this passbook is to withdraw money at the counter, and there is no ID password, how can I get it?

If you don't know who took the money in the passbook, you should check it at the bank, and if it is more than a year, you should find it in a normal time. You must know your password, otherwise it would be impossible to take it, and it is your own family.

I don't know who took the money on the passbook, and it has been more than a year since the bank can check it, it should be able to check it, go check it there.

I don't know who married the money on the passbook for more than a year, can the bank find it? I think the bank can of course check it, and of course you can go to the bank to check the details with your ID card, and you can look at the monitoring and check the notes.

They can find this because your passbook is not a bank card, and you need to go to the counter to get the passbook, and then they have to sign to get it.

As long as the password is entered correctly, the bank does not need to verify the identity of the withdrawer in the case of not a large amount of withdrawal.

The money on the passbook is generally brought with an ID card when you go, and if it has been more than a year, the bank will also find it if you check it carefully.

If you go to the bank to check, you can find out, and whoever withdraws the money goes to whose account? Who took the money at that time was monitored, and it can be checked.

If the money on the passbook is withdrawn from the bank, it can be found because someone will sign it when the money is withdrawn.

I don't know who took the money on the passbook for more than a year, can the bank find it? This bank must be traceable, because he will have a signature.

In the bank, you can query all the accounts of the user under the same username in the bank with a valid certificate. That is, with an ID card.

You can check all the bank accounts in your name, including passbooks.

Bank cards. 1. Passbook

A passbook, or deposit book.

Commonly known as the red book.

It is a book used to record bank transactions in a deposit account. The size of the cheque book varies from country to country and banking institution, and can be the size of a cheque book or the size of a passport.

In some institutions, you can handle personal real foreign exchange trading and ** trading. Your overseas domestic remittance can be credited directly to your account. Provision of payment and related settlement services. Provision of ** banking services.

In general, bank deposits are accounts that are used for small number of transactions, such as demand deposits, time deposits.

In the early days of the bank, the bank teller.

They will write down the date and amount of the transaction by hand, the latest deposit balance, and sign their mark or seal. Nowadays, customers can renew their bank deposits through ATMs, printers (similar to ATMs), or go directly to bank branches to use small dot matrix printers or inkjet printers.

Customers need to inquire about deposits, but it is not convenient to use ** or online banking.

In response to this situation, the best vendors of banking equipment, such as Tallygenicon, have provided passbook printers for printing deposits, which improve the productivity of the ATM, provide faster transaction times, and more automatic functions.

Second, the method of checking the passbook

1. If you need to directly inquire about the balance and details of the passbook, some banks have a passbook version of the online banking available, but the password used in the passbook version is the withdrawal password of the passbook, and you need to pay attention to security.

2. You can apply for online banking, but most banks have online banking.

All of them are card-based, but most of the passbooks to be queried are also required to be hung under the online banking registration card.

3. Another way to interfere with the judgment is through the ** banking system.

In the bank, you can query all the accounts of the user under the same username in the bank with a valid certificate. That is to say, you can use your ID card to check all the accounts in the bank under your name, including passbooks and bank cards. You can go to the front of the counter, directly find the staff to help you inquire, if you have, you can go back to find your passbook and deposit certificate, if not, and there is indeed money in it, you only need to remember the password, you can go through the procedures for making up the fold.

1. The meaning of open, closed, partially sold, and partially opened.

1. Ready-to-open: It means that the passbook is opened by depositing cash.

2. Account cancellation: refers to the cancellation of the bank account of this passbook.

4. Department opening: It is generally relative to the part of the pin. The bank will re-open a new fixed account with the balance of the fixed deposit department, and the interest rate of the original deposit period will remain unchanged.

2. If the consumer guesses how to check the balance on the passbook.

1. You can bring your current passbook to a nearby bank counter, and ask the counter staff to help you check the balance of the passbook.

3. In addition, you can also open online banking or mobile banking, and log in to online banking or mobile banking to check the balance directly.

Yes, you can. Take the Agricultural Bank of China as an example, you need to check the current passbook.

balance, you can do the following:

1. Online banking.

Please log in to Personal Internet Banking and click on "Account" Bank Account "Show Balance" to display the available RMB balance of the passbook account.

2. **Bank: Please dial 95599 for inquiries through self-service voice or manual assistance.

3. Counter: Please bring your valid ID card.

and passbook account to any ABC branch in the province.

Extended Materials. Demand deposit.

It is a way to deposit and withdraw orange dates at any time. There is no need to apply to the bank in advance, including cash, checks, etc., but the interest rate is usually lower;

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Time deposit. It is to temporarily leave the money to the bank for safekeeping. The time can be 3 months, half a year, a year or longer. The interest will be higher, but if withdrawn within the agreed period, the interest will be calculated at the current rate;

There is usually no large limit for demand deposits, which can be deposited from 1 yuan, while the opening amount of time accounts is limited to 50 yuan, with no upper limit;

The types of fixed deposits are as follows:

One-time deposit and withdrawal: one-time deposit and withdrawal, one-time withdrawal of principal and interest at maturity, and the initial deposit amount is 50 yuan. 3 months, 6 months, 1 year, 2 years, 3 years, 5 years;

Fractional deposit and one-time withdrawal: monthly fixed deposit, one-time withdrawal of principal and interest at maturity, the minimum deposit amount is 5 yuan. One year, three years, five years;

One-time deposit and zero withdrawal: one-time deposit, regular installment withdrawal, the initial deposit amount is 1,000 yuan. The term of the deposit is divided into one, three and five years; The withdrawal period is divided into one month, three months, or half a year;

Withdrawal of principal and interest of deposit: one-time deposit, one-time withdrawal of principal, expiration of the agreed interest withdrawal period, interest withdrawal in installments, the initial deposit amount is 5,000 yuan. The retention periods are one, three and five years; Interest can be withdrawn once a month or several months.

Demand Deposit: A type of bank deposit.

Withdrawals and transfers can be made at any time without prior notice; Due to the frequent deposits and withdrawals, complex procedures, and high costs in Western countries.

of commercial banks generally do not pay interest, and sometimes even charge a certain handling fee. China's commercial banks miss payment of demand interest, but compared with time deposits, demand interest is very small.

Operating environment: Agricultural Bank of China.

I don't know how much money is in my passbook, so I can go to the bank counter and find out. If the user wants to know the exact balance in the passbook, he can go to the bank branch and print the passbook to know how much balance is in the passbook. At the same time, users can also log in to the bank's ** by themselves, open online banking, and then query the account balance information.

1. The difference between a passbook and a bank card.

1. Different ways of dealing with business. The passbook can only go to the bank counter, which is limited by the bank's business hours, while the bank card can be handled through various channels such as online banking and counters, which is more convenient.

2. The functions are different. The main function of a passbook is to withdraw and deposit money, while a bank card can also be used for credit card purchases and other expenses.

3. Cost differences. The passbook is free, while the bank card charges the production cost and annual fee, and there is a certain handling fee for inter-bank and cross-regional withdrawals.

4. Remittance differences. The bank card can check whether the remittance has arrived at the ATM, and the passbook can only go to the counter to find manual service.

5. Differences in account lists. The more important difference between a passbook and a card is that the passbook can directly provide account details, and the card bill may be lost or cannot be saved. If you need to check the transaction records in the future, you can only make up for it over the counter, and some banks may also charge a certain fee.

As long as the passbook is not lost, the notes on the passbook can be kept forever. Generally speaking, there is no additional charge for replacement passbook.

2. Advantages and disadvantages of passbooks.

The advantage is that you can see the deposit and withdrawal situation in the passbook for the first time, but now many banks have a limit on the passbook, that is, the average daily deposit of the passbook balance does not meet the requirements, and the bank will charge a certain management fee. The disadvantage is that the portability of the storage is poor, and it cannot be folded at will, and can only be withdrawn from the province. After leaving the province, you can't handle the withdrawal business, you can only inquire.

As can be seen from the above, the balance of the passbook can be found at the bank counter. Moreover, the passbook is relatively more convenient than the bank card, and the specific access and withdrawal situation can be clearly seen.