I have a little spare money on hand, not a lot, I just came out of work, what investment is better?

Personally, I think it is appropriate to enter the **, or invest in the façade house, at least the future will not fall sharply. It is best to be a façade, with a large appreciation space and a personal financial concept, just for your reference.

I'm also new to work. I bought ICBC's **accumulation, and then Harvest's** fixed investment, or some P2P, you and I loan,

Start a small business and find reputable people to lend out and collect interest.

Ah, at the moment, the point is very low, and it will definitely rise sharply next year.

Not suitable for do**, the Federal Reserve has just reduced its bond purchases, which means that QE exit is just around the corner, in the long run, good for the dollar, **will inevitably be suppressed, invest in façade housing, even small counties will be more than 100,000 or 200,000, I personally think that now the US economy is recovering, the Federal Reserve will soon earn interest, capital will flow out of China in large quantities, housing price bubbles will burst at any time, and now**at a low level**, I think once the bubble is punctured, it must be **** time, you can choose some growth of spare money in your hands ** Long-term holding, each month's salary can be left one step to do **regular investment, you can choose**type** or index**, you just work, the risk tolerance is relatively strong, should do high-risk investment, in order to fight for high returns, leave more time to study**research**, from the fundamental and technical aspects of in-depth research, I wish you success.

At present, China Merchants Bank has many ways of personal investment and financial management. Such as: fixed, treasury bonds, entrusted wealth management, **, **, insurance, etc.

Each product has different risk levels, minimum purchase amounts and yields. You can choose the financial product that suits you according to your investment preferences, risk tolerance, liquidity, etc.

If you have investment and financial needs, you can go to China Merchants Bank outlets to consult the wealth manager for relevant advice.

Buy ** or the wealth management products of various banks, or **, but ** the risk is larger, the bank's wealth management products are good, find a customer manager of a bank that you can trust, good.

With a little spare money in hand, is it better to invest in business or investment**?

1. Don't be in a hurry to buy **, don't just want to buy the lowest price, this is unrealistic. It is also good to really pull up**You are the high price**, so it is better to buy**miss, not to be at fault, not to buy and sell blindly**, it is best to buy **familiar with the disk**.

2. If you are not familiar with it, you can simulate trading first, be familiar with the nature of stocks, it is best to follow for a day or two, familiar with the operation methods, and you can master the best points.

3. Pay attention to the necessary technical analysis, pay attention to the changes in trading volume and the language of the disk (the situation of the disk buy and sell orders).

4. Try to choose hot spots and appropriate points, so that the stock price can be out of the cost area after the same day.

Three people and: ** is more, the popularity is strong, the stock price rises, and vice versa. At this time, what is needed is personal ability to watch the market, and whether it can find hot spots in time.

This is the key to success or failure. **Operation** to be ruthless, the mentality to be stable, it is best to be correct**after the stock price** out of the cost, but once the judgment is wrong, when it comes to adjustment**, it is necessary to sell the stop loss in time, you can refer to the previous post: win in the stop loss, here will not be repeated.

Fourth, the skills of selling**: **It is impossible to be all the time**, there will be adjustments when it rises to a certain extent, then the **operation will be sold in time, generally speaking, when making money, it is right to sell at any time. Don't want to sell the most, but for the sake of the greatest profit, there are still skills in selling, I will introduce my experience (not necessarily the best):

1. If there has been a certain large increase, and the volume is rapidly rising to the price limit without sealing the limit, you can consider selling, especially if there is a long upper shadow.

If you put a huge amount of stagflation or a long upper shadow line in the minute or daily line, you generally do not continue to increase the volume the next day, and it is easy to form a short-term top, so you can consider selling.

3. You can see the 15 or 30-minute chart of the tick chart, such as 5** cross 10 days ** down, and sell in time when the trend feels weak, this trend is often the beginning of the ** adjustment, which is very valuable for reference.

4. For the wrong purchase, you must stop the loss in time, the higher the better, this is a long-term actual combat practice accumulation process, you have to pay if you see the mistake, there is nothing to wait.

I think it's good to invest in business, because if you don't know very well and can't understand the diagram at all, it is recommended not to blindly enter, at least there is a human factor in the business that can be controlled, but ** is different, so it is recommended to invest in business.

Personally, I think that there is a little spare money in hand, and it is up to you to choose whether it is better to invest in business or investment. Because investment is risky, in most cases, the risk is proportional to the return, and the higher the return, the greater the risk. There is also a possibility that the principal will not be recovered in the investment business.

If you have 5,000 yuan of spare money in your hand, in addition to putting Yue Bao, there are actually these two options. 1.Take out 2,000 yuan to invest in convertible bonds.

Basically everyone can participate, and there is about 30%-40% of the benefits. 2.The remaining 3,000 yuan is used as an index** fixed investment.

5,000 yuan is managed like this, which not only has high returns, but also low risks.

Investment**ah, now**so hot, and** to continue to go bullish, easy to operate, 24-hour trading, buying and selling on online banking, there are free institutions to provide operational advice, order guidance, what are you hesitating about.

Product: 1 year, capital protection, 12% annualized rate of return.

Company: Shengtai Investment Management, a formal asset management institution, can be checked online by the Industrial and Commercial Bureau, and all products have achieved the expected returns.

If you are interested, please talk to us in detail.

It can be done in the spot category, and the risk is relatively small. The benefits are still considerable.

Think about your future and do something meaningful. Or invest in something more stable. In or to help some people who really need help.

Plan for your future. Don't do anything illegal. Or to help someone in need.

Online banking, sit back and enjoy!

Products that are more suitable for idle money investment have an interest rate nearly 75% higher than Yu'e Bao, and the liquidity is also good, and the security is not bad.

The main differences between commodities, **, ** and **spot are as follows:

First, the trading mechanism is different, the commodity is T+0, the transaction is flexible and convenient, **is T+1, the traditional trading mechanism, the transaction is slow, and the spot is also T+0, the transaction is flexible and convenient;

Second, the profit model is different, commodities are two-way transactions, **long, **short, **one-way trading, only **** can make a profit, **and**spot is also a two-way transaction, **long, **short;

Third, the margin of the transaction is different, the margin of bulk commodities is 20%, the volatility is rational, the risk is moderate, there is 5 times the capital utilization rate, the first is 100%, the capital utilization rate is low, the risk is moderate, the transaction margin is 5-10%, the risk is larger, there is 10 times the capital utilization rate, the leverage ratio of the spot is generally 1:600, and the investment risk is huge;

Fourth, the security of funds is different, commodities, ** and ** are handed over to the bank for third-party supervision, and the funds are safe and transparent, while the spot funds are remitted abroad, with a low safety factor and no guarantee;

Fifth, suitable but different from customers, the commodity threshold is low, suitable for public customers to invest and participate, although the threshold is low, but the income is slow, the general trend is difficult to grasp, the threshold is high, the volatility space is large, investors are difficult to grasp, and the spot requires strong technical analysis and risk tolerance;

Sixth, the rate of return is different, commodity investment opportunities are large, limited funds can obtain greater returns, **investment opportunities are limited, few people in the bear market profits, **large returns, large risks, **spot returns, large risks, but**and**spot is not suitable for ordinary investors.

If there is, there is no Internet access here. I recommend it to you, the current agarwood, Tian Huangshi, and antique Qi Baishi's paintings. Invest affordably on fire, ** once a year.