Relatives asked me to borrow money, what should I do, don t borrow, hurt my feelings, borrowed for f

If you don't have a good life, you have to borrow, slap your swollen face and become fat, you relatives are really okay, can't you be blind and can't see the actual difficulties of your family, or are you ready to bully no one in your family, and you are ready to borrow but not repay? If you really want to borrow, then the IOU should be written, and the repayment time should be agreed, and the IOU must be collected, if necessary, you can record and record the video on the spot, and once something happens that you don't want to see, you will tear your face and take the judicial route.

Relatives borrowed money, borrowed and repaid, and there must be a reason why your mother insisted on borrowing! It's right to ask your mother's opinion, and if you're afraid of hurting and getting angry, then borrow money and write an IOU! After all, you are a relative, and they borrow money from you when they are in difficulty, and the relatives must know that your family is having a bad time, but they may be forced to borrow money from you?

Why don't you borrow from anyone, but borrow your family, your family is not particularly rich, and there is an 11-year-old sister studying, if you think you should borrow it, just take it, if you are afraid of not changing, write an IOU, so that you are not afraid of not paying it back, count it as a good deed, although life is not good, but you can help it, you can help it, you can help it, and if you can't help it, you will refuse!

You could say that all the spare money in hand is invested.

There are no large sums of money for the time being.

To be honest, it's embarrassing for them to come and ask you, and to lend you and let them go home empty-handed.

It means to borrow a little, borrow as much as you can see.

If relatives and friends borrow money and do not pay it back, it is impossible for you to return the money immediately without offending others

If you still want to get the money back, my suggestion is that you take legal steps to solve this problem, first you need to know the identity information of the other party, and then prepare the IOU and transfer records. Chat logs, etc.

If you don't know the process of prosecution, you can go to IOU to say consultation.

If you don't want to hurt your feelings for a while, that's a different story.

2) Be clear in person when the time comes.

3) When a friend refuses to repay the money, you can tell the other party to borrow money to deal with the emergency, and the amount borrowed can be about the same as the amount you lend out, which is naturally the best.

If the other party maliciously owes money and does not pay it back, you can bring the relevant loan certificate to the people's court to file a lawsuit, so that the court can judge the other party to enforce the debt. After the court judgment is issued, the parties can apply to the court for the other party to enforce the judgment.

Generally speaking, lending money to others is pulling hatred, and it is better to find an excuse not to borrow. If you borrow, you'd better treat the money as if it doesn't exist, and when you get it back, you'll earn it. That's the best way to be comfortable.

Don't borrow it next time, there's no other good way to solve it.

The first is to create some things, which can not actually exist, or they can actually happen, such as a child going to school, or a business failure, and urgently need a cash turnover. But there is a trouble with these that they can't always be used, and the average relative can understand that it's time to pay back the money.

If the above two methods don't work, then you can only come up with a killer idea. When there are few people, relatives don't care, but when there are many people, you can't wipe your face. At the party, it is a joke to ask relatives to pay back the money, although the relatives may be unhappy, but now the most important thing is to urge the relatives to pay back.

For example, this kind of relative always borrows money and doesn't pay it back, so don't borrow it the second time, and find an excuse to prevaricate in the past. After all, some relatives are really embarrassed to borrow money all the time or even come to borrow money, and they will think that it is easy to talk anyway, so borrow more. Generally, it is really difficult, but normal relatives will often carry things to visit even if they are not on for a while, so that the other party can rest assured that they still remember this matter and have not forgotten.

If a relative borrows money from you and never pays it back, you can cry poverty to him and complain to him about the hardships of your life. If the other party still cares, they will pay you back.

After a relative borrowed money from you, but always didn't pay it back, you want to not hurt your feelings, and you want to get the money back, in fact, it's very difficult, you just tell him directly, you also need a sum of money now, see what he does. If it doesn't work, you can only ask for it directly.

Just said that there is something in his family and needs money, and he hopes that he can return the money to me as soon as possible, and it will not hurt his feelings to ask the other party for money in this way.

If you forget that you can borrow money from others in front of him, remind him that if he just doesn't want to pay it back, then it's better to go straight away.

You can ask him tactfully, and you can mention it inadvertently, so that he also knows.

If a relative borrows money, if he doesn't pay it back and wants him back, you can tell him that he has been a little tight lately, and then he will understand.

Sometimes you will always have some places where you need to use money urgently, and you can take this opportunity to ask your relatives that there is not so much money around the family, can you borrow some money from you, so that not only will it not hurt any feelings, but if he has it, he will also give it to you.

You can tell him that your business has not been good lately, and you don't know how to pay next month's rent. When you say this, he knows that you are short of money and will naturally pay you back.

Hello, if you or your friends are in need of money, you can consider taking out a loan to relieve stress, and at the same time, you should do what you can and work hard to make money. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan.

1. Understand why relatives are borrowing money.

No matter what your relatives are borrowing money for, you must first ask the reason for borrowing the money, and you can't let your money be borrowed unclearly and you don't know where you want it to be used. After asking the reason, if you feel that your relatives really need help, you can lend the money, and if you feel that it is not necessary, you can resolutely refuse, saying that you have no extra money.

2. Adhere to the principle of borrowing from urgency rather than from poverty.

This can be regarded as a kind of common sense. For relatives who are already very poor, even if you lend him more money, it will be difficult to change their current situation, and you may not even get the money back. Being "poor" requires you to change yourself, not to keep borrowing money.

For relatives who are in a hurry, they can choose to borrow money to go out, and there is no way to predict urgency, and anyone may encounter it. You helped him this time, and next time you have an emergency, he will help you too.

3. Keep proof of borrowing money.

In order to avoid the situation of borrowing money and not paying it back, you can choose to keep the proof of borrowing money. There are many ways to do this, the most common of which is to ask relatives to write IOUs, which are written in black and white, and you are not afraid that your relatives will not pay back the money in the end.

Although this method may not sound good, it will not hurt your own interests. Moreover, this can also test whether relatives borrow money for emergency purposes, if they are unwilling, it means that there is no such lack of money, and they can directly choose not to borrow. If you want to, you will naturally lack money and can lend it out.

Relatives ask you to borrow money, you should do it.

1. Persist in helping the emergency but not the poor. For most people, it is also a very courageous thing to ask others to borrow money, in addition to being difficult to speak, they are also afraid of falling behind; If someone has the courage to borrow money from you, it means that they are really in a hurry. It is easy to borrow money to repay, but it is the most difficult to repay the favor, maybe one day you will be in trouble, and you will also encounter a time when you are in urgent need of life-saving money; However, lending money to relatives is not for you to borrow casually, only to help the urgent and not the poor, and for those who often borrow money, you must learn to refuse.

2. Be honest and analyze directly. If you encounter relatives and friends borrowing money, and you are really unable to help, it is a good way to be honest about the objective situation and refuse directly. Of course, the premise is that the other party can also agree, so that not only does it not hurt feelings, but also deepens mutual understanding.

3. Borrow less and not borrow more. If you don't want to hurt your feelings when you have relatives who are more important to you than say no, you may want to use this method. For example, if he borrows 1000 from you, you can say that you only have 200, and you will borrow 200 from him, and it will be given away for nothing, so that it will not hurt each other's feelings.

Fourth, help relatives find their way. If you don't want to lend money to relatives, and you don't want to destroy each other's feelings, while skillfully refusing him to borrow money, take the initiative to find a way for him to help his relatives manage their finances reasonably and save money, and help him solve the problem of money has become a waste.

I think if you have a particularly good relationship with a relative, you can lend him a little money, and if you don't usually have a good relationship with him, you can say that you have something to do or it is inconvenient to borrow money.

In our daily life, we often encounter some relatives, friends or colleagues who borrow money from you, when they borrow money from you, they will always worry about what to do if the money is lent out or not, the family itself is not rich, but if you do not borrow, you are afraid of hurting the feelings between relatives and friends or colleagues, and it is very entangled. Whether your money should be lent out or not, so that you will no longer have to worry about borrowing or borrowing after reading it.

Regarding whether to borrow or not, we only need to judge from three aspects, namely the purpose, the relationship with you, and the ability to repay.

1. Purpose? First of all, you must distinguish the purpose of the other party to borrow money from you, as the saying goes, borrowing is not borrowing poor. What is urgent, that is, there is an emergency and you need to use money urgently, such as sudden illness, paying hospitalization fees, or urgent matters such as the need to repay the mortgage and credit card in time.

What is poverty, simply put, is no money, and not doing a proper job, eating and lazy years, using money to consume in advance or for non-serious purposes, such as borrowing money to buy a car, borrowing money to buy a high-end mobile phone, borrowing money to gamble, etc.

Second, how is the relationship with you?

If the relationship with you is very good, and you meet the conditions for urgent money, then we can help, and we can borrow the cover. But there are two premises.

First, you can't affect your own normal life, don't affect your family because of borrowing money, after all, you are not living on your own now, you still have a wife, children, parents, they are the first.

Second, if it is a large amount of money, it must be an IOU. Don't be embarrassed to let the other party make an IOU, as the saying goes, brothers settle accounts, let's first villain and then gentleman, it is better than first gentleman and then villain (how many people are empty of money because they don't pay IOUs, and in the end the money is gone, and the friendship between friends is broken). If the other party is really a good friend of yours, he will naturally consider the problem from your point of view, understand you, and will definitely cooperate with you to make an IOU.

If an IOU can affect your relationship, what kind of friends are you? This is not a friend at all, let alone lend him money.

The other party's ability to repay.

The ability to repay is also an important criterion, after all, even if the relationship is good, if you don't get the money back from the loan, it will be in vain, or that sentence, you are not living alone now, you still have a wife, children, parents, you have the responsibility and obligation to make their lives better.

Remember, take care of yourself when you have the ability and help others when you have the resources. If the above three points are not satisfied, then you can directly refuse, so that you can refuse without hurting your feelings, without offending others, and can get the gratitude of the other party.

It is a wonderful family tradition for relatives to help and support each other, but it can be troublesome for you if relatives are always asking for things like they are themselves. In this case, you can consider the following:

Consider your actual situation first.

Before deciding whether or not to help a relative, think about your actual situation. If you're financially or time-strained, you can tactfully decline or postpone help. If you can help, then consider offering some practical help, such as providing some money, items, or time.

Communicate clearly. If you can't help, you can tell a relative directly. At the same time, you can communicate the reasons why Cheongju covers you, such as your financial difficulties, time constraints, etc. This will avoid misunderstandings and resentment from your relatives about you.

Stick to your principles. If a relative is always asking for something, and you feel that this is unreasonable, you can stick to your principles and refuse to help. In this case, it is necessary to pay attention to the tone and attitude to avoid hurting the feelings of relatives.

In conclusion, it is important for relatives to help and support each other, but when dealing with the problem of relatives asking for something, you need to consider your own situation, communicate with a wide range of books, and stick to your own principles. In this process, you need to pay attention to your tone and attitude, and try to avoid hurting your relatives' feelings.

In life, we often encounter relatives and friends borrowing money, and these relatives and friends know that we have some savings, but sometimes we know that these relatives and friends are in financial difficulties, and they may not be able to spend money for a long time after borrowing money, how can we refuse to solve it in this case, and it will not affect everyone's feelings? Today, I will teach you 4 tips, you can easily solve the trouble of borrowing money from relatives and friends, and if you are interested, you can come and learn about it.

Find out why you're borrowing money first.

When relatives and friends find you to borrow money, often really need to use money, in this case, don't be in a hurry to refuse, because without thinking about refusing directly, it may lead to the feelings of both parties affected, so when relatives and friends borrow money, first of all, we must understand the reason for borrowing money, so that the other party feels that you care about him, the so-called emergency is not to help the poor, if it is really urgent, you can consider borrowing or not borrowing according to your own economic situation, if it is just to make your life better, or borrow money to spend, In this case, it is best not to borrow, otherwise the money lent is likely to be lost.

Crying poor. When relatives and friends borrow money, you must not directly refuse, especially when others know that you have money, if you don't want to borrow, the best way is to cry poor, such as recently encountered difficulties, funds are not sufficient, in short, in a more tactful way to inform relatives and friends that they have no money, in this way euphemistically refuse the other party's loan request. If you really don't know how to say it, you can also say that you have a lot of mortgages and car loans to repay every month, and every month is basically moonshine, so that the other party will not borrow money in the future, after all, the other party already understands that you don't want to borrow, and you won't tear your face.

In addition, you can also express to the other party that you have been very tight recently, and the capital turnover is not open, and you are also looking for friends to borrow money to live, so that the other party will generally not continue to borrow money from you, and it will not affect the feelings of both parties.

I don't have financial power of my own.

If you are married, the best way to refuse to borrow money is to express that the financial power is not in your hands, and you have to ask the other half to answer, in this case, the other party will generally not continue to clear the town to borrow money from you, even if the other party asks you to ask, you will reply after two days that the other half does not agree, and you have no way, although relatives and friends may know that you do not want to borrow, but the surface work is in place, and naturally it will not cause the relationship between the two parties to become too embarrassing.

The money is invested.

In fact, the best way for relatives and friends to borrow money is to use the money to save time or manage money, and the loss will be very large if you take it out in advance.

If you encounter friends and relatives borrowing money, and you want to refuse them, but you don't want to hurt the peace, you can try the above 4 ways, which may bring you unexpected results.