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It is a combination of protection insurance and participating insurance.
He can attach critical illness insurance and accident insurance, as well as medical insurance.
Dividends can be accumulated to earn interest, or they can be used to pay off the increase.
If you choose to pay off the increase, the basic sum assured will increase with the annual dividend increase.
It is the predecessor of the amulet and the peace and happiness.
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This is Ping An's insurance with dividends, which has both protection and dividends.
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Life insurance, it is recommended that you prefer whole life insurance with high cost performance.
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Jin Xinsheng 17 is a critical illness insurance underwritten by Ping An Life.
Its insurance liability is 80 critical illnesses, and 100% of the sum insured is paid once.
In the event of the death of the policyholder, 100% of the sum assured will be paid. The protection is relatively simple, and there is no protection such as moderate illness, mild illness, and premium waiver. The main insurance is life insurance, but other riders can be added.
Critical illness insurance.
It refers to the commercial insurance handled by Jianru Insurance Company for specific critical illness, when the insured reaches the critical illness status agreed in the insurance clause, the insurance company pays the insurance money according to the insurance contract.
Behavior. If the insurance period is mainly an adult (over 18 years old), the scope of diseases covered by the product shall include malignant tumors and acute myocardial infarction in this specification.
Sequelae of stroke, coronary artery bypass grafting, organ transplantation or hematopoietic stem cell transplantation, end-stage renal disease. In addition to these six diseases, the insurance company can choose to use other diseases within the scope of the standardized diseases.
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Xinsheng 12 Insurance is a protection-type participating whole life insurance launched by Ping An Insurance of China, and the coverage is as follows: 1. Death insurance: When the insured dies, the insurance company will pay the death insurance according to the insured amount, and the contract will be terminated; 2. Critical illness insurance benefits:
After the waiting period, if the first major illness in the contract is diagnosed, the insurance company will pay the remaining compensation; 3. Accidental stool death or disability insurance benefits: If the insured dies or becomes disabled in an accident, the insurance company will pay compensation according to the contract; 4. Accident medical insurance: The insurance company shall pay the expenses incurred by the insured in the event of accidental medical treatment according to the contract.
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Summary. Hello dear, I'm happy to answer your questions Xinsheng 12 Insurance is a protection-type participating whole life insurance launched by Ping An Insurance of China, and the coverage is as follows: 1. Death insurance benefit:
In the event of the death of the insured, the insurance company shall pay the death benefit according to the insured amount, and the contract shall be terminated; 2. Critical illness insurance benefit: After the waiting period, the insurance company will pay compensation for the first diagnosis of a critical illness in the contract;
Hello dear dear, I'm happy to answer your questions Socks Xinsheng 12 Insurance is a protection-type participating whole life insurance launched by Ping An Insurance of China, and the coverage is as follows: 1. Death insurance: When the insured dies, the insurance company will answer the answer according to the insurance amount and pay the death insurance money, and the contract will be terminated; 2. Critical illness insurance benefits:
After the waiting period, the insurance company will pay compensation for the first diagnosis of a critical illness in the contract;
3. Accidental death or disability insurance: If the insured dies or becomes disabled in an accident, the insurance company will pay compensation according to the contract; 4. Yingtan Burn Accident Medical Insurance Benefit: The insurance company will pay the expenses incurred by the insured in the event of accidental medical treatment.
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Ping An Insurance Xinsheng 12 is an insurance product composed of Xinsheng Whole Life Insurance (Participating) 2012 Edition and Xinsheng Early Payment Critical Illness, with an insurance age of 0-65 years old, an insurance period of life, death protection and 30 kinds of critical illness protection, and policy dividends.
Xinsheng 12 can also be attached to accidental medical treatment, hospitalization medical treatment and exemption, according to their own needs for additional insurance configuration.
It can only be said that you get what you pay for, compared with Ping An Fu 16, there are many fewer types of diseases covered, and the accident protection time is relatively short, but it can be adjusted to a lower premium, and the premium will be adjusted to an acceptable price!
Hello! You have the ability to broker, of course, the higher the amount of insurance, the better, and the payment time is 30 years, of course, choose 30.
Xueba talks about insurance, focusing on insurance evaluation! How does Ping An's Xinxiang compare with other popular critical illness insurance? If you are interested, you can check out this comparison table"Comparison Table of 136 Popular Critical Illness Insurance in China". >>>More
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Xinsheng's main insurance is the value, and the additional accidental injury medical treatment is additional insurance, and the medical expenses of ordinary accidental injuries can be reimbursed. This means buying a main insurance and a rider.